Thrilled to share that I’ve been recognized as a LinkedIn Top E-Learning Voice! 🎉🙏
This achievement fuels my passion for shaping the future of education through innovative e-learning strategies.
Grateful for the support of my amazing community and excited for what’s next.
Let’s continue to learn and grow together!
#eLearning
#LinkedInTopVoice
#EducationInnovation

These coins are minted in limited quantity, you can see the price of one coin.

This is not a joke, its reality, happening with lot of middle-class people only, all girls are not like this but yes, the number is increasing day by day!
I personally have received 3-4 messages where the wife of elder brother has filed a domestic bioalne court case and the candidates name is also there in the case and now he is face in G issue because he is preparing for govt exams! In biodata form one have to mention about any such pending cases.🤦‍♂️🥲

Many people and especially youngsters want to earn quick money from stock / crypto market is the reason behind such incidences.

Youngsters, beware of schemes promising quick wealth in stock and crypto markets. As seen in Bengaluru, many lost their hard-earned money to fraudsters using fake apps and accounts. Always verify the credibility of investment platforms, avoid greed-driven decisions, and be cautious of unsolicited offers. Research thoroughly, seek advice from trusted sources, and understand the risks involved. Remember, genuine wealth-building requires time, patience, and informed decisions. Stay vigilant and prioritize financial education to protect your future.

There was question in RBI Grade B Phase 1. How many states have Legislative Council?


At present, only six states of our country have a legislative council. They are
Andhra Pradesh,
Telangana,
Karnataka,
Maharashtra,
Bihar, and
Uttar Pradesh.

These states have bicameral legislatures, i.e. both the Legislative Council and Legislative Assembly. Learn about state legislature in the linked article.

𝐓𝐡𝐞 𝐂𝐨𝐬𝐭 𝐈𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐈𝐧𝐝𝐞𝐱 (𝐂𝐈𝐈) is a crucial tool used by taxpayers in India to calculate the long-term capital gains arising from the sale of immovable property, securities, and jewellery after adjusting for inflation.

The CII reflects the inflation in the economy, which causes the prices of goods and services to increase over time. This adjustment allows taxpayers to factor in inflation when computing their capital gains, thereby potentially lowering their tax liabilities.

1. 𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐨𝐟 𝐂𝐈𝐈: The CII is used to adjust the purchase price of assets to account for inflation. This adjustment helps in calculating the long-term capital gains more accurately, reflecting the real value increase in the asset over time due to inflation.

2. 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐅𝐢𝐬𝐜𝐚𝐥 𝐘𝐞𝐚𝐫 𝐔𝐩𝐝𝐚𝐭𝐞: For the financial year 2024-25, the CII has been updated to 363. This is an increase from the previous year's CII of 348 for 2023-24 and 331 for 2022-23.

3. 𝐂𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐢𝐨𝐧 𝐨𝐟 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐆𝐚𝐢𝐧𝐬: When a taxpayer sells an asset, the purchase price of the asset is adjusted using the CII to arrive at the inflation-adjusted purchase price. The formula used is:

Inflation-Adjusted Purchase Price = Original Purchase Price *(CII of Year of Sale/CII of Year of Purchase)
This adjusted purchase price is then subtracted from the sale price to calculate the long-term capital gains.

4. 𝐈𝐦𝐩𝐚𝐜𝐭 𝐨𝐟 𝐭𝐡𝐞 𝐂𝐈𝐈 𝐈𝐧𝐜𝐫𝐞𝐚𝐬𝐞: The increase in the CII to 363 for the financial year 2024-25 represents a 4.3% increase from the previous year. This is consistent with the retail inflation rate of 4.83% recorded in April 2024. The higher CII helps in lowering the taxable capital gains, thereby allowing taxpayers to claim larger tax rebates.

In summary, the updated CII for the current fiscal year helps taxpayers in adjusting their capital gains for inflation, ensuring that they do not overpay taxes on the gains that are merely due to inflation. This is beneficial for taxpayers as it aligns their taxable gains more closely with the real increase in asset value.

Reading this book, its well organised, there are small chapters of 2-3 pages!

Summary of Chapter No.38: See Solitude as a Wellness Method from the book 𝐓𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐌𝐨𝐧𝐞𝐲 𝐂𝐚𝐧𝐲 𝐁𝐮𝐲 By 𝑹𝒐𝒃𝒊𝒏 𝑺𝒉𝒂𝒓𝒎𝒂!

1. 𝑺𝒐𝒄𝒊𝒆𝒕𝒂𝒍 𝑵𝒐𝒓𝒎𝒔 𝒂𝒏𝒅 𝑺𝒐𝒍𝒊𝒕𝒖𝒅𝒆:
From a young age, society teaches us to stay in the company of others, viewing solitude negatively and condemning those who are often alone as outsiders. The societal expectation is to conform, fit in, and not stand out, leading to a disconnection from our true selves.

2. 𝑳𝒐𝒔𝒔 𝒐𝒇 𝑺𝒆𝒍𝒇-𝑪𝒐𝒏𝒏𝒆𝒄𝒕𝒊𝒐𝒏:
This societal conditioning has caused us to become separated from our most wise, creative, and peaceful selves, often without realizing what we are missing. The phrase "We don’t know what we don’t know" highlights our ignorance of the benefits of solitude.

3. 𝑨𝒗𝒐𝒊𝒅𝒂𝒏𝒄𝒆 𝒐𝒇 𝑺𝒐𝒍𝒊𝒕𝒖𝒅𝒆:
In rare moments of solitude, people tend to distract themselves with technology, superficial social interactions, and overworking to avoid being alone with their thoughts.

4. 𝑷𝒓𝒆𝒔𝒆𝒏𝒄𝒆 𝒘𝒊𝒕𝒉 𝑺𝒆𝒍𝒇:
 True aliveness comes from being in the presence of ourselves. The quality of our relationship with ourselves directly impacts our relationships with others. Comfort in society is impossible without first being comfortable alone.

5. 𝑻𝒉𝒆 3𝑺 𝑭𝒐𝒄𝒖𝒔:
The author’s mentoring methodology, The 3S Focus, encourages concentrating on Silence, Stillness, and Solitude. Practicing these three states can significantly enhance one's wellness and provide extraordinary gifts beyond material wealth.

6. 𝑷𝒉𝒊𝒍𝒐𝒔𝒐𝒑𝒉𝒊𝒄𝒂𝒍 𝑰𝒏𝒔𝒊𝒈𝒉𝒕𝒔:
Henry David Thoreau, a favorite philosopher of the author, valued solitude immensely, finding it more companionable than company. Thoreau's perspective underscores the wholesome nature of being alone.

7. 𝑷𝒐𝒆𝒕𝒊𝒄 𝑷𝒆𝒓𝒔𝒑𝒆𝒄𝒕𝒊𝒗𝒆:
Poet May Sarton observed that "Loneliness is the poverty of self; solitude is the richness of self," emphasizing the profound benefits of embracing solitude. This summary encapsulates the key points and insights from the provided text.
#RobinSharma
#TheWealthMoneyCantBuy
#Wealth
#money
#Wisdom

I am witnessing increasing trend of 1 year Executive MBA these days, its more valuable than 2 year MBA.

How many of you attended Madam's interview guidance session at our IxamBee platform? If yes, then Press 👍.

Innovative offerings!👌

Insightful Interview!

1. 𝐏𝐨𝐬𝐢𝐭𝐢𝐯𝐞 𝐄𝐱𝐢𝐭 𝐁𝐚𝐫𝐫𝐢𝐞𝐫: 𝑺𝒓𝒊𝒓𝒂𝒎 𝑰𝒚𝒆𝒓, 𝑪𝑬𝑶 𝒐𝒇 𝑯𝑫𝑭𝑪 𝑷𝒆𝒏𝒔𝒊𝒐𝒏, highlights that the National Pension System (NPS) has an exit barrier which is a positive feature. This lack of liquidity means the money stays invested longer, leading to greater growth potential before retirement.
2. 𝐏𝐞𝐫𝐜𝐞𝐩𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬: The main challenge for NPS is the lack of awareness and the perception that its features are drawbacks. Many investors view the illiquidity and long-term nature negatively, despite these aspects being beneficial for long-term growth.
3. 𝐓𝐚𝐱 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬: NPS offers significant tax advantages, such as a contribution benefit of up to ₹1.5 lakh under Section 80C and an additional ₹50,000 under Section 80CCD(1B). These benefits can make NPS an attractive investment vehicle if effectively communicated to potential investors.
4. 𝐂𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐞 𝐀𝐝𝐨𝐩𝐭𝐢𝐨𝐧: While NPS has grown, corporate adoption remains low. Companies often don’t see the immediate tax benefits and don’t actively promote NPS to their employees. Educating corporate employees and making contributions more flexible could improve uptake.
5. 𝐘𝐨𝐮𝐧𝐠 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬: Young people often overlook NPS due to distractions and a preference for immediate gratification. However, investing in NPS from a young age can lead to substantial long-term benefits due to the power of compounding.
6. 𝐄𝐧𝐜𝐨𝐮𝐫𝐚𝐠𝐢𝐧𝐠 𝐏𝐚𝐫𝐭𝐢𝐜𝐢𝐩𝐚𝐭𝐢𝐨𝐧: To increase participation, employers could contribute on behalf of employees, similar to a provident fund. This would not only provide immediate tax benefits but also instill a saving habit among employees.
7. 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲: A compelling narrative highlighting the long-term benefits and addressing the perceived drawbacks is essential. Simplifying the product and actively educating potential investors could drive higher enrollment in the NPS.

Lot of people are following this path PO --> RBI / SEBI / NABARD.