Target Descriptive ๐Ÿ“
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A group for Descriptive Writing for Banking ,Regulatory ,SSC Exams !

โ˜†โ˜ž We are here to Share Our Own Experinces and Hope it would be very helpful for all our Subsribers

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โ—ผ๏ธDOCUMENTS NEEDED FOR IBPS PO INTERVIEW :-

๐Ÿ”ทPrintout of the online application form submitted to IBPS.

๐Ÿ”ถProof of Date of Birth [SSLC/Std. X/Certificate with DOB or Birth Certificate].

๐Ÿ”ทPrint out of Call Letter for Interview.

๐Ÿ”ถCurrently valid Photo Identify Proof in original as well as photocopy.

๐Ÿ”ทPassport Size Photograph.

๐Ÿ”ถProvisional Certificate OR Marksheets for each semester/year OR Consolidated Marks sheet OR Final Degree Certificate regarding Graduation OR Equivalent qualification.

๐Ÿ”ทCaste Certificate in case of SC/ST/OBC category candidates.

๐Ÿ”ถAll Other related certificates/ marksheets/ experience certificates on which your eligibility is decided.

๐Ÿ”ทSelf Attested Photocopy of all the above mentioned Documents.

๐Ÿ”ฅGOOD LUCK FOR YOUR INTERVIEW TO ALL.

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**Vacant Posts

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#Economy

โœ…New Umbrella Entity (NUE) Network

๐Ÿ…พ๏ธThe NPCI is at the heart of the digital payments in the country. RBI has introduced NUEs to end the monopoly of NPCI.

๐Ÿ…พ๏ธNUEs are entity (under the Companies Act 2013) that will manage and operate the new payment system in the retail sector such as ATMs, POS, UPI etc- planned as a rival to National Payments Corporation of India (NPCI).

๐Ÿ…พ๏ธThese could offer a host of retail payment services, including setting up of ATMs, offering white-label, point of sale terminals, Aadhaar-based payments, remittance services, and develop newer payment methods.

๐Ÿ…พ๏ธThey will also manage clearing and settlement systems that could be an alternative to the bank-promoted NPCI.NUEs will not replace but complement NPCI in taking Indiaโ€™s digital payment success story to new heights.

๐Ÿ…พ๏ธThey will be allowed to charge fees for transactions - NPCI doesn't.

https://t.me/HinduPIB_Editorial
Growth in India is projected to slow to 6.9% in FY23, a 0.6 percentage point downward revision since June, as the global economy and rising uncertainty will weigh on export and investment growth, World Bank said.

Read here: https://www.livemint.com/economy/indias-growth-to-slow-to-6-9-in-fy23-world-bank-11673376985566.html
โœ…QUICK Tips

โœ…Recommend reading

Essay writing also needs continuous reading; hence it is suggested to candidates to read diverse topics and books and some of the recommended are:


โœ…Editorial section of The Hindu /The Indian Express /The Economic times Newspaper

โœ…Daily Digest:-We post Daily Important Editorial and news sections from Newspapers ,follow religiously

โœ…Watch discussions and debates on television,(**Not needed).

โœ…Practice Writing Essays from Target Descriptive Channel.


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๐ŸซฅEssay

โœ…Water Crisis: a Menace


Self written :- (@TargetDescriptive)


โœ…Water is the most valuable natural resource on this planet, water is essential for the survival of Living beings, and also it helps humans in their day-to-day work routine. However the availability of drinking water for human consumption is not able to satisfy the demand, human consumption is growing day by day, and this crisis has threatened the population of India and many developing countries. The crisis arose because of various factors. The water crisis has now become one of the major global issues. In 2019 World Economic Forum declared it as one of the largest global risks and threats to human survival, since then many agencies have released reports predicting a great crisis is Imminent, and after then the issue caught the attention of different stakeholders.

โœ…According to a report one-third of the human population heading towards severe water scarcity, and a great threat to the survival of other living being. It is easy to think that it will always be plentiful, However, freshwater the stuff we drink, bathe in, and irrigate our farm fields with is incredibly scarce. Only 2.4% of the worldโ€™s water is freshwater, and two-thirds of that is unavailable for our daily use. Rivers, lakes, and aquifers are drying up or becoming too polluted to use, somehow humans itself responsible for this level of menace. More than half the worldโ€™s wetlands have disappeared, and many more are vulnerable or facing a greater risk of disappearing in the future. Agriculture consumes more water than any other activity and wastes much of that through inefficiencies, system loopholes, or dilapidated pumping systems. Climate change is altering patterns of weather and water around the world, causing shortages and droughts in some areas and floods in others, even India faced drought situations so hard every monsoon season. By 2025, two-thirds of the worldโ€™s population may face water shortages, and ecosystems around the world will suffer even more.

โœ…Way Ahead:-
The role of the people in water conservation is vital, they tend to neglect the importance of water conservation, and this should be noted. At the policy level, the Central and State govt should prepare subsidiary-like policies to encourage Farmers to incorporate rain harvesting. From time to time maintenance of irrigation systems can save a large amount of water, Introduce newer technology in Conventional Agriculture. Reuse, Reduce, and Recycling of water should be promoted. We must emphasize our behavioral change, differentiating the use of  Potable and non-potable water and should use it accordingly.

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โ™ฆ๏ธLetter asked in previous year of SBI PO / IBPS PO  Mains ( 2015 to 2021)โ™ฆ๏ธ

1. Write a letter to the bank manager to share an innovative idea on file management system in banks

2. Write a letter to the newspaper editor on how to stop crime in city

3. Write a letter to your old teacher to thank him/her for making you a good human being

4. A letter to Complaint Letter : Being a customer of a so and so bank, you have to write a complaint letter to the Bank Manager about the negligence / irresponsibility of the employees

5. Letter to Editor : About tampering the currency notes by punching pins to it.

6. An Informal Letter about telling your friend about the advantages of PPF account and suggesting him to open a PPF account.

7. You are withdrawing money from ATM but the ATM turn out to be malfunctioned. So, money didnโ€™t come out but deducted from account. Write a letter to bank manger for refund.

8. Letter to regional manager for change in bank timing as it is inconvenient for customers.

9. A Letter to Superintendent of Police raising the concern over the increased cases of theft near ATM.

10. A letter to bank for applying educational loan providing all particulars.

11. A letter to friend for encouraging and wishing him for civil service examination which he is writing for the third time.

12. A letter to editor for publishing some articles on stress management since these are exam season.

13. A letter to bank manager about the bad habit of stapling currency notes

14. A letter to friend to aware him about the importance and benefit of PPF (Public Provident Fund) account.

15. A letter to the Bank Manager for the rude behavior of one of the employee.

16. A letter to the Manager of the Bank for the Overdraft Facility which you stopped long ago with the bank.

17. Letter to Branch manager to add your daughterโ€™s name as a second nominee for your savings account.

18. Letter to your friend to avoid junk food and inform her/him about its bad consequences

19. Write a letter to your friend explaining him your retirement plan

20. Mr. Ankur applied for loan of Rs. 26 lacs but he is eligible only for Rs. 22 lacs. Write a letter as a Bank Manager telling him about the refusal of his loan in a polite manner.

21. Write a letter to a client of your bank who got a car loan from you 2 years ago and has sold it now without paying the load.

22. Write a letter to your friend sharing experience of selection in SBI PO Exam.

23. Write an application to branch manager as you have lost your receipt of term deposit which matures in next week asking him what steps needs to be taken next.

24. Write a letter to a friend who has got scholarship to study in abroad but is not willing to go as he is a single child of his parents.

25. You completed Bcom (Banking & Insurance). Write an unsolicited letter to bank manager for the job.

26. Write a letter to a friend advising him/her not to lose hope after failure in university exam.

27. Letter to the Editor about Air Pollution and giving some suggestions.

28. Write a letter to a letter to client as Manager to help him close his savings account.

29. Write a letter to the newspaper regarding loan easiness.

30. Write a letter to the bank manger reporting him about missing of debit card

31. Write letter to HR for job advertisement in newspaper for post of HR executive.

32. Write letter to local newspaper for a sportspersons that has died and how this man was a legend.

33. Write a letter to Manger for out-bound training.

34. Write a letter to bank manager requesting your bank statement for a specific time period

35. Write a letter to the editor of national newspaper, mentioning the importance of restoration & maintenance oh historical monuments in the country

36. Your village in a remote location situated in a highly dense forests area which has scope for marketing & growing organic crops. Letter to the local govt authority requesting him/her to arrange a farmers awareness programme on growing organic crops.

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RBI ASSISTANT TOTAL NO OF CANDIDATES APPLIED FOR REGION WISE & CATEGORY WISE IN 2021-22
โœ…Winners of the ICC Player of the Month Award 2022

๐ŸŽ‹JANUARY
๐ŸMen โ€“ Keegan Petersen
(South Africa๐Ÿ‡ฟ๐Ÿ‡ฆ)

๐ŸWomen โ€“ Heather Knight
(England ๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ)

๐ŸŽ‹FEBRUARY
๐ŸMen โ€“ Shreyas Iyer
(India ๐Ÿ‡ฎ๐Ÿ‡ณ)

๐ŸWomen โ€“ Amelia Kerr
(New Zealand ๐Ÿ‡ณ๐Ÿ‡ฟ)

๐ŸŽ‹MARCH
๐ŸMen โ€“ Babar Azam
(Pakistan ๐Ÿ‡ต๐Ÿ‡ฐ)

๐ŸWomen โ€“ Rachael Haynes
(Australia ๐Ÿ‡ฆ๐Ÿ‡บ)

๐ŸŽ‹APRIL
๐ŸMen โ€“ Keshav Maharaj
(South Africa ๐Ÿ‡ฟ๐Ÿ‡ฆ)

๐ŸWomen โ€“ Alyssa Healy
(Australia ๐Ÿ‡ฆ๐Ÿ‡บ)

๐ŸŽ‹MAY
๐ŸMen โ€“ Angelo Mathews
(Sri Lanka ๐Ÿ‡ฑ๐Ÿ‡ฐ )

๐ŸWomen โ€“ Tuba Hassan
(Pakistan ๐Ÿ‡ต๐Ÿ‡ฐ)

๐ŸŽ‹JUNE
๐ŸMen - Jonny Bairstow
(England)

๐ŸWomen - Marizanne Kapp
(South Africa)

๐ŸŽ‹JULY
๐ŸMen - prabath Jayasuriya
(Sri Lanka)

๐ŸWomen - Emma Lamb
( England)

๐ŸŽ‹ AUGUST
๐ŸMen - Sikandar Raza
(Zimbabwe)

๐ŸWomen - Tahila McGrath
(Australia)

๐ŸŽ‹ SEPTEMBER
๐ŸMen - Mohammad Rizwan
(Pakistan)

๐ŸWomen - Harmanpreet Kaur
(India)

๐ŸŽ‹ OCTOBER
๐ŸMen - Virat Kohli
(India)

๐ŸWomen - Nida Dar
(Pakistan)

๐ŸŽ‹ NOVEMBER
๐ŸMen - Jos Buttler
( England)

๐ŸWomen - Sidra Ameen
(Pakistan)

๐ŸŽ‹DECEMBER
๐ŸMen - Harry Brook
(England)


๐ŸWomen - Ashleigh Gardner
(Australia)
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โœ…MORNING DIGEST
โœ…MORNING DIGEST
โœ…MORNING DIGEST
โœ…MORNING DIGEST
For RBI- Sources that i referred to:

1. Edutap material- PDFs and videos for static coverage
2. Affairscloud pocket pdf- for current affairs of both phase 1 and phase 2. (Tried to refer to other sources based on the need. Will cover in separate points)
3. Visionias magazine- economics part or pt365 economics- for phase 2
4. Youtube revision lecture series (1 hour sessions posted about 10 days before each phase of exam on daily basis) of both Edutap and Anujjindal. I personally like youtube videos of anujjindal more
5. RBI 24*7 playlist of Anujjindal and similarly of Edutap. You can follow this for RBI related questions in both phase 1 and phase 2
6. For quant, english and reasoning- Testbook should be sufficient. Try to give mocks on regular basis
7. Test series of phase 2- Oliveboard. Edutap is also fine.
8. Last but not the least- I had a discussion group with some friends. We used to discuss a topic on a daily basis. It really helped me retain and understand the concepts better and to feel competitive


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Totally 20,370 Candidates Shortlisted For IBPS PO Interview...

GOOD LUCK FOR YOUR INTERVIEW

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IBPS PO MAINS CUT OF 2022-2023

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๐Ÿ˜ฑONLY 3 Days Left For SBI CLERK MAINS

๐Ÿ˜ฑONLY 18 Days Left For SBI PO MAINs

๐Ÿ˜เค†เค‚เค–เฅ‹เค‚ เคฎเฅ‡เค‚ เคœเฅ€เคค เค•เฅ‡ เคธเคชเคจเฅ‡ เคนเฅˆเค‚, เคเคธเคพ เคฒเค—เคคเคพ เคนเฅˆ เค…เคฌ เคœเคฟเค‚เคฆเค—เฅ€ เค•เฅ‡ เคนเคฐ เคชเคฒ เค…เคชเคจเฅ‡ เคนเฅˆเค‚
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PFRDA GRADE A PHASE II RESULT OUT
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โœ…LIC AAO 2023 NOTIFICATION UPDATE

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โœ…LIC AAO April 2022 Salary Slip

โœ…TARGET LIC AAO 2023

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