Target Descriptive πŸ“
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A group for Descriptive Writing for Banking ,Regulatory ,SSC Exams !

β˜†β˜ž We are here to Share Our Own Experinces and Hope it would be very helpful for all our Subsribers

One Stop Solution for your Descriptive Contents!

🎊Lets learn Writing HacksπŸ“
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RRB CLERK APPLICATION REPRINT LINK ACTIVATED :-

https://ibpsonline.ibps.in/rrbxioamay22/

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πŸ› RBI ASSISTANT NEW SALARY (Dec 2021 onwards) :-

πŸ”ΊBasic-23100
πŸ”ΊAsp-400
πŸ”ΊDa-7018
πŸ”ΊGrade allowance- 7000
πŸ”ΊSpecial allowance-7577
πŸ”ΊSpq-740
πŸ”ΊLca-2515
πŸ”ΊTa-1200
πŸ”ΊSga-874
πŸ”ΊHra-3525
πŸ”ΊDeduction(TDs not include d)=Nps-3012
πŸ”ΊUnion fee=400
πŸ”ΊOther miscellaneous -400
πŸ”ΊAllowance*-Petrol(100 Rs)-8000
πŸ”ΊPlus other newspaper,mobile etc=2455
πŸ”ΊSodexo=2600

πŸ”ΊGross Mumbai = 67005
πŸ”ΊIn hand=63193(Mumbai)

πŸ”ΊGross Delhi=66505
πŸ”ΊIn hand Delhi=62693

πŸ”ΊGross for other states = 64505
πŸ”ΊIn hand = 60693.

πŸ”ΊAfter Jaiib/Caiib = Per month 6k extra.

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βœ…MORNING DIGEST
βœ…MORNING DIGEST
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βœ…MORNING DIGEST
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βœ…MORNING DIGEST
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😍SBI JA SALARY SLIP AT PRESENT....

πŸ”₯From now only one step (mains) away from all of you success. It is a turning point (Success) of your life..

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https://ibpsonline.ibps.in/crppo12jul22/resta_jan23/downloadstart.php

IBPS PO RESULT STATUS LATE EVENING TODAY!

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βœ…Upcoming Dates.......!

βœ…Prepare Accordingly

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Forwarded from SSC PRO ΰΈ…
Some tips to master at vocabulary

1.You don't need to mug up a number of words daily, so just learn 5 to 10 words only on daily basis.

2.Words meaning is very important,
If you know the meaning of the word it will be helpful to remember that word.

3.We have created this channel not to test your vocabulary, but to make you learn vocabulary.

4.You just have to come on this channel daily, just scroll down and up, just learn 5 to 10 words only and attempt quizzes. No need to search meaning of words, we have also provided the meaning of words.

5.The most important thing is revision.
Come here daily. Revise these words again and again.

6.If you work on your vocabulary, then you will also feel improvement in your reading skills. That's all. πŸ™‚


✺ ᎫᴏΙͺΙ΄ πŸ”₯ ⃝βž₯ @SSC_PRO ❀️
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◼️DOCUMENTS NEEDED FOR IBPS PO INTERVIEW :-

πŸ”·Printout of the online application form submitted to IBPS.

πŸ”ΆProof of Date of Birth [SSLC/Std. X/Certificate with DOB or Birth Certificate].

πŸ”·Print out of Call Letter for Interview.

πŸ”ΆCurrently valid Photo Identify Proof in original as well as photocopy.

πŸ”·Passport Size Photograph.

πŸ”ΆProvisional Certificate OR Marksheets for each semester/year OR Consolidated Marks sheet OR Final Degree Certificate regarding Graduation OR Equivalent qualification.

πŸ”·Caste Certificate in case of SC/ST/OBC category candidates.

πŸ”ΆAll Other related certificates/ marksheets/ experience certificates on which your eligibility is decided.

πŸ”·Self Attested Photocopy of all the above mentioned Documents.

πŸ”₯GOOD LUCK FOR YOUR INTERVIEW TO ALL.

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**Vacant Posts

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@SSC_PRO ❀️
#Economy

βœ…New Umbrella Entity (NUE) Network

πŸ…ΎοΈThe NPCI is at the heart of the digital payments in the country. RBI has introduced NUEs to end the monopoly of NPCI.

πŸ…ΎοΈNUEs are entity (under the Companies Act 2013) that will manage and operate the new payment system in the retail sector such as ATMs, POS, UPI etc- planned as a rival to National Payments Corporation of India (NPCI).

πŸ…ΎοΈThese could offer a host of retail payment services, including setting up of ATMs, offering white-label, point of sale terminals, Aadhaar-based payments, remittance services, and develop newer payment methods.

πŸ…ΎοΈThey will also manage clearing and settlement systems that could be an alternative to the bank-promoted NPCI.NUEs will not replace but complement NPCI in taking India’s digital payment success story to new heights.

πŸ…ΎοΈThey will be allowed to charge fees for transactions - NPCI doesn't.

https://t.me/HinduPIB_Editorial
Growth in India is projected to slow to 6.9% in FY23, a 0.6 percentage point downward revision since June, as the global economy and rising uncertainty will weigh on export and investment growth, World Bank said.

Read here: https://www.livemint.com/economy/indias-growth-to-slow-to-6-9-in-fy23-world-bank-11673376985566.html
βœ…QUICK Tips

βœ…Recommend reading

Essay writing also needs continuous reading; hence it is suggested to candidates to read diverse topics and books and some of the recommended are:


βœ…Editorial section of The Hindu /The Indian Express /The Economic times Newspaper

βœ…Daily Digest:-We post Daily Important Editorial and news sections from Newspapers ,follow religiously

βœ…Watch discussions and debates on television,(**Not needed).

βœ…Practice Writing Essays from Target Descriptive Channel.


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πŸ«₯Essay

βœ…Water Crisis: a Menace


Self written :- (@TargetDescriptive)


βœ…Water is the most valuable natural resource on this planet, water is essential for the survival of Living beings, and also it helps humans in their day-to-day work routine. However the availability of drinking water for human consumption is not able to satisfy the demand, human consumption is growing day by day, and this crisis has threatened the population of India and many developing countries. The crisis arose because of various factors. The water crisis has now become one of the major global issues. In 2019 World Economic Forum declared it as one of the largest global risks and threats to human survival, since then many agencies have released reports predicting a great crisis is Imminent, and after then the issue caught the attention of different stakeholders.

βœ…According to a report one-third of the human population heading towards severe water scarcity, and a great threat to the survival of other living being. It is easy to think that it will always be plentiful, However, freshwater the stuff we drink, bathe in, and irrigate our farm fields with is incredibly scarce. Only 2.4% of the world’s water is freshwater, and two-thirds of that is unavailable for our daily use. Rivers, lakes, and aquifers are drying up or becoming too polluted to use, somehow humans itself responsible for this level of menace. More than half the world’s wetlands have disappeared, and many more are vulnerable or facing a greater risk of disappearing in the future. Agriculture consumes more water than any other activity and wastes much of that through inefficiencies, system loopholes, or dilapidated pumping systems. Climate change is altering patterns of weather and water around the world, causing shortages and droughts in some areas and floods in others, even India faced drought situations so hard every monsoon season. By 2025, two-thirds of the world’s population may face water shortages, and ecosystems around the world will suffer even more.

βœ…Way Ahead:-
The role of the people in water conservation is vital, they tend to neglect the importance of water conservation, and this should be noted. At the policy level, the Central and State govt should prepare subsidiary-like policies to encourage Farmers to incorporate rain harvesting. From time to time maintenance of irrigation systems can save a large amount of water, Introduce newer technology in Conventional Agriculture. Reuse, Reduce, and Recycling of water should be promoted. We must emphasize our behavioral change, differentiating the use of  Potable and non-potable water and should use it accordingly.

✺ ᎫᴏΙͺΙ΄ πŸ”₯ ⃝βž₯ @TargetDESCRIPTIVE
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♦️Letter asked in previous year of SBI PO / IBPS PO  Mains ( 2015 to 2021)♦️

1. Write a letter to the bank manager to share an innovative idea on file management system in banks

2. Write a letter to the newspaper editor on how to stop crime in city

3. Write a letter to your old teacher to thank him/her for making you a good human being

4. A letter to Complaint Letter : Being a customer of a so and so bank, you have to write a complaint letter to the Bank Manager about the negligence / irresponsibility of the employees

5. Letter to Editor : About tampering the currency notes by punching pins to it.

6. An Informal Letter about telling your friend about the advantages of PPF account and suggesting him to open a PPF account.

7. You are withdrawing money from ATM but the ATM turn out to be malfunctioned. So, money didn’t come out but deducted from account. Write a letter to bank manger for refund.

8. Letter to regional manager for change in bank timing as it is inconvenient for customers.

9. A Letter to Superintendent of Police raising the concern over the increased cases of theft near ATM.

10. A letter to bank for applying educational loan providing all particulars.

11. A letter to friend for encouraging and wishing him for civil service examination which he is writing for the third time.

12. A letter to editor for publishing some articles on stress management since these are exam season.

13. A letter to bank manager about the bad habit of stapling currency notes

14. A letter to friend to aware him about the importance and benefit of PPF (Public Provident Fund) account.

15. A letter to the Bank Manager for the rude behavior of one of the employee.

16. A letter to the Manager of the Bank for the Overdraft Facility which you stopped long ago with the bank.

17. Letter to Branch manager to add your daughter’s name as a second nominee for your savings account.

18. Letter to your friend to avoid junk food and inform her/him about its bad consequences

19. Write a letter to your friend explaining him your retirement plan

20. Mr. Ankur applied for loan of Rs. 26 lacs but he is eligible only for Rs. 22 lacs. Write a letter as a Bank Manager telling him about the refusal of his loan in a polite manner.

21. Write a letter to a client of your bank who got a car loan from you 2 years ago and has sold it now without paying the load.

22. Write a letter to your friend sharing experience of selection in SBI PO Exam.

23. Write an application to branch manager as you have lost your receipt of term deposit which matures in next week asking him what steps needs to be taken next.

24. Write a letter to a friend who has got scholarship to study in abroad but is not willing to go as he is a single child of his parents.

25. You completed Bcom (Banking & Insurance). Write an unsolicited letter to bank manager for the job.

26. Write a letter to a friend advising him/her not to lose hope after failure in university exam.

27. Letter to the Editor about Air Pollution and giving some suggestions.

28. Write a letter to a letter to client as Manager to help him close his savings account.

29. Write a letter to the newspaper regarding loan easiness.

30. Write a letter to the bank manger reporting him about missing of debit card

31. Write letter to HR for job advertisement in newspaper for post of HR executive.

32. Write letter to local newspaper for a sportspersons that has died and how this man was a legend.

33. Write a letter to Manger for out-bound training.

34. Write a letter to bank manager requesting your bank statement for a specific time period

35. Write a letter to the editor of national newspaper, mentioning the importance of restoration & maintenance oh historical monuments in the country

36. Your village in a remote location situated in a highly dense forests area which has scope for marketing & growing organic crops. Letter to the local govt authority requesting him/her to arrange a farmers awareness programme on growing organic crops.

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