RNFSCPA15112022.pdf
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β
Reserve Bank of India
Recruitment for the post of Assistants PY 2021 β Patna Office Roll Numbers of Finally Selected Candidates
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
Recruitment for the post of Assistants PY 2021 β Patna Office Roll Numbers of Finally Selected Candidates
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
UPSC Hindu IE editorial analysis:
Companies dealing in personal data of consumers that fail to take reasonable safeguards to prevent data breaches could end up facing penalties as high as around Rs 200 crore under the revamped version of the Data Protection Bill
The Data Protection Board, an adjudicating body proposed to enforce the provisions of the Bill, is likely to be empowered to impose the fine after giving the companies an opportunity of being heard.
The new Bill will only deal with safeguards around personal data and is learnt to have excluded non-personal data from its ambit. Non-personal data essentially means any data which cannot reveal the identity of an individual.
A satellite data system will help detect, act on methane emissions
https://www.downtoearth.org.in/news/climate-change/a-satellite-data-system-will-help-detect-act-on-methane-emissions-85932
Companies dealing in personal data of consumers that fail to take reasonable safeguards to prevent data breaches could end up facing penalties as high as around Rs 200 crore under the revamped version of the Data Protection Bill
The Data Protection Board, an adjudicating body proposed to enforce the provisions of the Bill, is likely to be empowered to impose the fine after giving the companies an opportunity of being heard.
The new Bill will only deal with safeguards around personal data and is learnt to have excluded non-personal data from its ambit. Non-personal data essentially means any data which cannot reveal the identity of an individual.
A satellite data system will help detect, act on methane emissions
https://www.downtoearth.org.in/news/climate-change/a-satellite-data-system-will-help-detect-act-on-methane-emissions-85932
The Indian Express
Govt withdraws data protection Bill to bring revamped, refreshed regulation
This comes after nearly four years of the Bill being in the works, where it went through multiple iterations including a review by a Joint Committee of Parliament (JCP), and faced pushback from a range of stakeholders including tech companies and privacyβ¦
Forwarded from Target Descriptive π
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π«₯Stay Connected ,we will update you enough Contents !
β A little contribution in your target !
β From Tomorrow you will be given Targets for Upcoming Exams !
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
Relevance for Upcoming Exams like :- IBPS /SBI/RBI/CGL Tier -2/CHSLTier-2
β Firstly Go Through these informative guidance :-
1.Precise
ββhttps://t.me/TargetDescriptive/1961
2.Letter Intro
ββ https://t.me/TargetDescriptive/2009
a.Formal :- https://t.me/TargetDescriptive/2010
b. Informal :-
https://t.me/TargetDescriptive/2011
3.Essay:-
https://t.me/TargetDescriptive/2015
4.Most Important Topic for Descriptive Exams :-
https://t.me/TargetDescriptive/2222
5.Previous year Papers:-
β NIACL AO MAINS
https://t.me/TargetDescriptive/1847
β SBI PO Mains
https://t.me/TargetDescriptive/1929
β LIC IT AAO Mains
https://t.me/TargetDescriptive/2242
β SBI PO Mains 2022(Self Attempted )
https://t.me/TargetDescriptive/2243
β IBPS PO Mains
https://t.me/TargetDescriptive/2316
β SSC CGL 2020
https://t.me/TargetDescriptive/2318
β NHB Exam
https://t.me/TargetDescriptive/2327
β ECGC -2022 Shift -1
https://t.me/TargetDescriptive/2384
β ECGC -2022 Shift-2
https://t.me/TargetDescriptive/2423
π«₯Stay Connected ,we will update you enough Contents !
β A little contribution in your target !
β From Tomorrow you will be given Targets for Upcoming Exams !
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
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Meta appoints Sandhya Devanathan as India Head : https://www.thehindubusinessline.com/info-tech/meta-appoints-sandhya-devanathan-as-india-head/article66148078.ece
BusinessLine
Meta appoints Sandhya Devanathan as India Head
The appointment comes after the departure of Ajit Mohan
π7π₯2β€1
Forwarded from Target Descriptive π
π«₯ESSAY
β Feebies:- is it just a promising gift in the run-up to the polls, or a genuine welfare approach ??
β Self Written:-(@TargetDescriptive)
β Freebies have their own meaning and are something given for free ,but in recent days it has become the most debatable topic .
The debate over freebies has been going on since PM Narendra Modi called out to young people not to get carried away by this "Revari Culture". Freebies and Revari culture both have the same meaning in terms of ongoing political debate .
Welfarism as a political philosophy has long roots in India .Our political economy is riven with such schemes β whether one calls them freebies, loans, waivers or simply DBT , whether it is provided by state govt or Central government.
β In a federal structure ,the relationship between Central and State is inevitable. In such issues , both the Govt has equal responsiblity to discuss the issue as per to the best Favor to our Country's Economic Balances. The Supreme Court heard a PIL against βirrational freebiesβ and asked the Centre to take a stand on this βserious issueβ recently.
β The Supreme Court has stayed its hand and referred the issue to a 3-judge Bench. If we look back to 2013 , SC itself gave a crucial judgement. It said that making promises in a manifesto would not amount to a corrupt practice,now as Court indicated that judgement would be relooked and sent it to deeper consideration .
The concern is that most parties oppose any fetters on their right to appeal to voters through means of their choice and, if elected, use their mandate to distribute finances and resources as they deem fit, subject to law and legislative approval.
β There are many pros and cons to freebies. On one hand, the Govt shows commitment to fulfilling it's promises through a mass welfare scheme .
Free food offered under the Mid-day meal scheme cannot be considered as freebies. It helps improve the health of our children.The impact was immediate, with student attendance going up twofold on days when the mid-day meal scheme was in place. Any scheme that offers significantly positive social externality (compared to other initiatives) should not be considered as a freebie,
β The cost of such Frivolus freebies is just a deep burden on state revenue and this is why many state governments suffer with lack of funding for other welfare work. In some cases, many states will find recently announced freebies difficult to fund.
β Way ahead:-
1.we need to have a conversation within and between political parties
2.Most importantly, the term "Freebies " should be defined , so that the Govt should easily differentiate between Freebies and Welfare Sops?
3.Central electoral Agencies ,like the Election Commission of India should come up with effective Guidelines for political parties or independent candidates.
4.There should be some changes on the Policy Framing level too. Every scheme or so-called freebies that have advantages must be evaluated against the large fiscal costs and inefficiencies they cause by distorting prices.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
β Feebies:- is it just a promising gift in the run-up to the polls, or a genuine welfare approach ??
β Self Written:-(@TargetDescriptive)
β Freebies have their own meaning and are something given for free ,but in recent days it has become the most debatable topic .
The debate over freebies has been going on since PM Narendra Modi called out to young people not to get carried away by this "Revari Culture". Freebies and Revari culture both have the same meaning in terms of ongoing political debate .
Welfarism as a political philosophy has long roots in India .Our political economy is riven with such schemes β whether one calls them freebies, loans, waivers or simply DBT , whether it is provided by state govt or Central government.
β In a federal structure ,the relationship between Central and State is inevitable. In such issues , both the Govt has equal responsiblity to discuss the issue as per to the best Favor to our Country's Economic Balances. The Supreme Court heard a PIL against βirrational freebiesβ and asked the Centre to take a stand on this βserious issueβ recently.
β The Supreme Court has stayed its hand and referred the issue to a 3-judge Bench. If we look back to 2013 , SC itself gave a crucial judgement. It said that making promises in a manifesto would not amount to a corrupt practice,now as Court indicated that judgement would be relooked and sent it to deeper consideration .
The concern is that most parties oppose any fetters on their right to appeal to voters through means of their choice and, if elected, use their mandate to distribute finances and resources as they deem fit, subject to law and legislative approval.
β There are many pros and cons to freebies. On one hand, the Govt shows commitment to fulfilling it's promises through a mass welfare scheme .
Free food offered under the Mid-day meal scheme cannot be considered as freebies. It helps improve the health of our children.The impact was immediate, with student attendance going up twofold on days when the mid-day meal scheme was in place. Any scheme that offers significantly positive social externality (compared to other initiatives) should not be considered as a freebie,
β The cost of such Frivolus freebies is just a deep burden on state revenue and this is why many state governments suffer with lack of funding for other welfare work. In some cases, many states will find recently announced freebies difficult to fund.
β Way ahead:-
1.we need to have a conversation within and between political parties
2.Most importantly, the term "Freebies " should be defined , so that the Govt should easily differentiate between Freebies and Welfare Sops?
3.Central electoral Agencies ,like the Election Commission of India should come up with effective Guidelines for political parties or independent candidates.
4.There should be some changes on the Policy Framing level too. Every scheme or so-called freebies that have advantages must be evaluated against the large fiscal costs and inefficiencies they cause by distorting prices.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π9
β
FCI CAT-II 2022 PHASE 1
β EXAM DATE OUT
β EXAM DATE 10 & 17 DEC 2022
β TWO SHIFT PER DAY
https://www.recruitmentfci.in/assets/current_category_II/Notice_English_Phase%20I.pdf
β EXAM DATE OUT
β EXAM DATE 10 & 17 DEC 2022
β TWO SHIFT PER DAY
https://www.recruitmentfci.in/assets/current_category_II/Notice_English_Phase%20I.pdf
Forwarded from PIB Highlights News β’
SELF-HELP GROUPS BECOME NATION-HELP GROUPS
This strength of women's self-help groups is today committed to playing an important role in the making of a developed India, a self-reliant in the Amrit Kaal of Independence
βοΈπ₯ ββ₯ @HinduPIB_Editorial
This strength of women's self-help groups is today committed to playing an important role in the making of a developed India, a self-reliant in the Amrit Kaal of Independence
βοΈπ₯ ββ₯ @HinduPIB_Editorial
π₯4π2π1π1
π SBI CIRCLE BASED OFFICER ADMIT CARD OUT
https://ibpsonline.ibps.in/sbicbosep22/cloea_nov22/login.php?appid=ad3e2d8d59db1f51104d2c2bf9f1b7e5
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Forwarded from SSC PRO ΰΈ
#SSC_CGL_2022 Admit Card status Out π₯
KKR Region β’
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ER Region β’
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[ Other Regions Links Updated soon.. ]
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ER Region β’
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NWR REGION β’
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IBPS PO MAINS ADMIT CARD OUT
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βοΈπ₯ ββ₯ @HinduPIB_Editorial
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Forwarded from Target Descriptive π
π«₯ESSAY GUIDE
β [ Easy, Systematic, Simple, Articulation by @TargetDescriptive ]
π°INTRODUCTION
1. Ask questions about the topic- frame around 5- 7 questions
2. Post framing of Questions Short addressing them by 1-2 ,Use connecting words in paragraphs.
π°BODY
3.Use Any suitable Quotes ( Non- controversial person )
4.Elaborate the Topic ,Use examples to support your claim...
π°CONCLUSION
5.Way forward From all the Questions that you asked conclude that one by one !
β KEY NOTES:-
1.Avoid Use of Fancy Words,Or complex sentences in essay !
2.Start Practicing From now ,and Banking Aspirants have to Take exam in computer typing Mode,so Typing speed is going to play a crucial role in your Descriptive paper! Do start your Preparation earliest,
β @Targetdescriptive is here to assist you in Your Descriptive exams ,Stay connected.
3.Mostly In Essay,marks are deducted due to Grammatical errors,Context variation and Coherent framing!
*Keep Practicing ,Keep moving, well begun is half done!π₯π₯π
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
β [ Easy, Systematic, Simple, Articulation by @TargetDescriptive ]
π°INTRODUCTION
1. Ask questions about the topic- frame around 5- 7 questions
2. Post framing of Questions Short addressing them by 1-2 ,Use connecting words in paragraphs.
π°BODY
3.Use Any suitable Quotes ( Non- controversial person )
4.Elaborate the Topic ,Use examples to support your claim...
π°CONCLUSION
5.Way forward From all the Questions that you asked conclude that one by one !
β KEY NOTES:-
1.Avoid Use of Fancy Words,Or complex sentences in essay !
2.Start Practicing From now ,and Banking Aspirants have to Take exam in computer typing Mode,so Typing speed is going to play a crucial role in your Descriptive paper! Do start your Preparation earliest,
β @Targetdescriptive is here to assist you in Your Descriptive exams ,Stay connected.
3.Mostly In Essay,marks are deducted due to Grammatical errors,Context variation and Coherent framing!
*Keep Practicing ,Keep moving, well begun is half done!π₯π₯π
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
π6π₯1
Forwarded from Target Descriptive π
β
Descriptive asked in ibps po mains previous years
β IBPS PO Mains 2020 Essay & Letter Writing Topics
Essay
(i) Work From Home amid COVID-19
(ii) Inflation
Letter
(i) Letter to the shopkeeper to complain about damaged electronic product
(ii) Letter related to Loan; to inform the customer about his or her not being eligible for the loan
β IBPS PO Mains 2019 Descriptive Test Topics
β Essay
1.Ethical Banking
2.Influence of Social Media
3.Contribution of Unorganised Sector in Indian Economy
4.Pros and Cons of 4 days working in a week
5.FDI in retail sector
β Letter
Write a letter to your bankβs branch manager informing him that your EMI installment of Rs. 3000 has been deducted instead of Rs. 2000. Request him to take the necessary action to rollback the transaction or adjust the amount.
Write a letter to the Road Transport Authority expressing your concern over usage of high beam LED lights in bikes and cars
Write a letter to the editor of a newspaper expressing your concern on the state of elderly living alone by themselves. Request the government to take some initiatives to help the senior citizens living alone.
β IBPS PO Mains 2018 Descriptive Test Topics
β Letter Writing (150 words)
1) Write a letter to the editor on types of pollution and how to reduce it.
2) Write a letter to your neighbor thanking them for their help in the hour of need.
β Essay Writing (200 words)
1) Fake-News
2) Magazines and Journals have switched to digital media
3) Does India needs a universal health care system
4) Advantages of learning foreign languages.
β IBPS PO Mains 2017 Descriptive Test Topics
β Letter Writing
1. Write a Letter to you friend encouraging and advising him to plan his own start-up
2. Letter to your office colleague
3. Write a letter to the branch manager requesting him to block your credit card as youβve lost it and ask him to issue you a new card.
β Essay topic
1. Which reform in Indian education can be compared with International level
2. Advantages and Disadvantages of Cashless economy
3. Effects of gadets on intellectual capabilities of humans
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
β IBPS PO Mains 2020 Essay & Letter Writing Topics
Essay
(i) Work From Home amid COVID-19
(ii) Inflation
Letter
(i) Letter to the shopkeeper to complain about damaged electronic product
(ii) Letter related to Loan; to inform the customer about his or her not being eligible for the loan
β IBPS PO Mains 2019 Descriptive Test Topics
β Essay
1.Ethical Banking
2.Influence of Social Media
3.Contribution of Unorganised Sector in Indian Economy
4.Pros and Cons of 4 days working in a week
5.FDI in retail sector
β Letter
Write a letter to your bankβs branch manager informing him that your EMI installment of Rs. 3000 has been deducted instead of Rs. 2000. Request him to take the necessary action to rollback the transaction or adjust the amount.
Write a letter to the Road Transport Authority expressing your concern over usage of high beam LED lights in bikes and cars
Write a letter to the editor of a newspaper expressing your concern on the state of elderly living alone by themselves. Request the government to take some initiatives to help the senior citizens living alone.
β IBPS PO Mains 2018 Descriptive Test Topics
β Letter Writing (150 words)
1) Write a letter to the editor on types of pollution and how to reduce it.
2) Write a letter to your neighbor thanking them for their help in the hour of need.
β Essay Writing (200 words)
1) Fake-News
2) Magazines and Journals have switched to digital media
3) Does India needs a universal health care system
4) Advantages of learning foreign languages.
β IBPS PO Mains 2017 Descriptive Test Topics
β Letter Writing
1. Write a Letter to you friend encouraging and advising him to plan his own start-up
2. Letter to your office colleague
3. Write a letter to the branch manager requesting him to block your credit card as youβve lost it and ask him to issue you a new card.
β Essay topic
1. Which reform in Indian education can be compared with International level
2. Advantages and Disadvantages of Cashless economy
3. Effects of gadets on intellectual capabilities of humans
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
π4
Forwarded from πππ¬π πΆπΎπΎππ
π π
π
π
β
New Instructions for Mains Exams of IBPS PO Mains 2022.
π So please pay attention on it.
π They have devided 2 marks and 1 marks questions in two sections as A and B.
β ββββββββ -β βββββββ β
β¦JoinβΊ@BankingAddaOfficial
β ββββββββ -β βββββββ β
π So please pay attention on it.
π They have devided 2 marks and 1 marks questions in two sections as A and B.
β ββββββββ -β βββββββ β
β¦JoinβΊ@BankingAddaOfficial
β ββββββββ -β βββββββ β
π9
Source: The Hindu
A good article on India's growth story from Independence till now.
Self explanatory
If annual (economic) growth is 0.89% and population growth is 0.83% then
Per capita income growth = 1.0089/1.0083 = 1.00059
In percent it will be 0.059% = 0.06% (this was the per capita income growth in the first half of 20th Century during British Period)
A good article on India's growth story from Independence till now.
Self explanatory
If annual (economic) growth is 0.89% and population growth is 0.83% then
Per capita income growth = 1.0089/1.0083 = 1.00059
In percent it will be 0.059% = 0.06% (this was the per capita income growth in the first half of 20th Century during British Period)
π1
Forwarded from Target Descriptive π
π«₯Expected Descriptive Topics for IBPS PO 2021-22
β CREDIT:- practice mock
Availing Online Education to all and its challenges on its way
How to bring back normalcy in economy among the general public
Impact of COVID-19 pandemic on Tourism Industry
Impact of COVID-19 pandemic on Real Estate Business
Scope of 5G technology in India
Handling depression among the masses owing to Covid-19 pandemic
Ensuring employments after the lockdown
Acquisitions and Mergers of banks
Privatisation of Banks and its ill effects on the masses
Handling bad banks
Disinvestment of PSUs
Promoting UPIs among the masses: Their advantages and disadvantages
Challenges before Nationalized Banks
Promotion of Electric vehicles
Challenges on the way to digital India
Worldβs largest vaccination program of India
IBPS PO Mains Topics for Letter Writing Practice
Below mentioned are a few examples of letter writing topics:
1. Write a letter to your branch manager for insufficient funds in ATM.
2. Letter to the GM of a Bank for Failure transaction on UPI
3. Write a letter to the bank manager informing him/ her about the loss of your ATM card and requesting them to urgently block your ATM.
4. Write a letter to your friend encouraging and wishing him/ her about their civil service examination, that he/she is about to take.
5. Write a letter to the Bank Manager for reissuing the ATM Card.
6. Write a letter to the Bank Manager to assign a separate locker from a nearby bank.
7. Write a letter to the editor of the newspaper alerting the public about increasing cases of cybercrime.
8. Write a letter to the Bank Manager to assign a separate counter for senior citizens.
9. Write a letter to your friend telling your experience on a foreign trip.
10. Write a letter to an editor on types of pollution and on the ways of tackling them.
11. Write a letter to your friend to start his own startup.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
β CREDIT:- practice mock
Availing Online Education to all and its challenges on its way
How to bring back normalcy in economy among the general public
Impact of COVID-19 pandemic on Tourism Industry
Impact of COVID-19 pandemic on Real Estate Business
Scope of 5G technology in India
Handling depression among the masses owing to Covid-19 pandemic
Ensuring employments after the lockdown
Acquisitions and Mergers of banks
Privatisation of Banks and its ill effects on the masses
Handling bad banks
Disinvestment of PSUs
Promoting UPIs among the masses: Their advantages and disadvantages
Challenges before Nationalized Banks
Promotion of Electric vehicles
Challenges on the way to digital India
Worldβs largest vaccination program of India
IBPS PO Mains Topics for Letter Writing Practice
Below mentioned are a few examples of letter writing topics:
1. Write a letter to your branch manager for insufficient funds in ATM.
2. Letter to the GM of a Bank for Failure transaction on UPI
3. Write a letter to the bank manager informing him/ her about the loss of your ATM card and requesting them to urgently block your ATM.
4. Write a letter to your friend encouraging and wishing him/ her about their civil service examination, that he/she is about to take.
5. Write a letter to the Bank Manager for reissuing the ATM Card.
6. Write a letter to the Bank Manager to assign a separate locker from a nearby bank.
7. Write a letter to the editor of the newspaper alerting the public about increasing cases of cybercrime.
8. Write a letter to the Bank Manager to assign a separate counter for senior citizens.
9. Write a letter to your friend telling your experience on a foreign trip.
10. Write a letter to an editor on types of pollution and on the ways of tackling them.
11. Write a letter to your friend to start his own startup.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
π12