β
RBI GRADE B Cutt Off :-
https://m.rbi.org.in//Scripts/Result_Rec_Officer_GRD_B_General_2022.aspx
βοΈπ₯ ββ₯ @HinduPIB_Editorial
https://m.rbi.org.in//Scripts/Result_Rec_Officer_GRD_B_General_2022.aspx
βοΈπ₯ ββ₯ @HinduPIB_Editorial
π1
Forwarded from Target Descriptive π
β
Letter-#1
#For IBPS/SBI/CGL-T3 Mains Upcoming Descriptive Exams
π«₯Letterπ«₯
β Write a letter to the
Bank Manager seeking time
for payment of EMI
(Formal Letter)
25-Sector Rohini V
New Delhi
20th August,2022
To
The Manager
State Bank of India New Delhi
Subject β Request for seeking time for payment of EMI
Sir ,
This is to inform that I availed loan from your bank of Rs 5 lakh in the year 2021(A/C
no. xxxx789652). I was suppose to pay the EMI on 10 August , 2021 but excluding this
monthβs EMI, I have duly repaid all the installments of the loan. Recently, due to a
financial crisis in the family as I am the only one employed, I have not been able to pay
the EMI this time around.
Therefore, I kindly request you to grant me some time so, I can pay the outstanding
amount on the same date next month.
Thanking You.
Yours Faithfully
@TargetDescriptive
#For IBPS/SBI/CGL-T3 Mains Upcoming Descriptive Exams
π«₯Letterπ«₯
β Write a letter to the
Bank Manager seeking time
for payment of EMI
(Formal Letter)
25-Sector Rohini V
New Delhi
20th August,2022
To
The Manager
State Bank of India New Delhi
Subject β Request for seeking time for payment of EMI
Sir ,
This is to inform that I availed loan from your bank of Rs 5 lakh in the year 2021(A/C
no. xxxx789652). I was suppose to pay the EMI on 10 August , 2021 but excluding this
monthβs EMI, I have duly repaid all the installments of the loan. Recently, due to a
financial crisis in the family as I am the only one employed, I have not been able to pay
the EMI this time around.
Therefore, I kindly request you to grant me some time so, I can pay the outstanding
amount on the same date next month.
Thanking You.
Yours Faithfully
@TargetDescriptive
π20π1
Forwarded from Target Descriptive π
π«₯Expected Descriptive Topics for IBPS PO 2021-22
β CREDIT:- practice mock
Availing Online Education to all and its challenges on its way
How to bring back normalcy in economy among the general public
Impact of COVID-19 pandemic on Tourism Industry
Impact of COVID-19 pandemic on Real Estate Business
Scope of 5G technology in India
Handling depression among the masses owing to Covid-19 pandemic
Ensuring employments after the lockdown
Acquisitions and Mergers of banks
Privatisation of Banks and its ill effects on the masses
Handling bad banks
Disinvestment of PSUs
Promoting UPIs among the masses: Their advantages and disadvantages
Challenges before Nationalized Banks
Promotion of Electric vehicles
Challenges on the way to digital India
Worldβs largest vaccination program of India
IBPS PO Mains Topics for Letter Writing Practice
Below mentioned are a few examples of letter writing topics:
1. Write a letter to your branch manager for insufficient funds in ATM.
2. Letter to the GM of a Bank for Failure transaction on UPI
3. Write a letter to the bank manager informing him/ her about the loss of your ATM card and requesting them to urgently block your ATM.
4. Write a letter to your friend encouraging and wishing him/ her about their civil service examination, that he/she is about to take.
5. Write a letter to the Bank Manager for reissuing the ATM Card.
6. Write a letter to the Bank Manager to assign a separate locker from a nearby bank.
7. Write a letter to the editor of the newspaper alerting the public about increasing cases of cybercrime.
8. Write a letter to the Bank Manager to assign a separate counter for senior citizens.
9. Write a letter to your friend telling your experience on a foreign trip.
10. Write a letter to an editor on types of pollution and on the ways of tackling them.
11. Write a letter to your friend to start his own startup.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
β CREDIT:- practice mock
Availing Online Education to all and its challenges on its way
How to bring back normalcy in economy among the general public
Impact of COVID-19 pandemic on Tourism Industry
Impact of COVID-19 pandemic on Real Estate Business
Scope of 5G technology in India
Handling depression among the masses owing to Covid-19 pandemic
Ensuring employments after the lockdown
Acquisitions and Mergers of banks
Privatisation of Banks and its ill effects on the masses
Handling bad banks
Disinvestment of PSUs
Promoting UPIs among the masses: Their advantages and disadvantages
Challenges before Nationalized Banks
Promotion of Electric vehicles
Challenges on the way to digital India
Worldβs largest vaccination program of India
IBPS PO Mains Topics for Letter Writing Practice
Below mentioned are a few examples of letter writing topics:
1. Write a letter to your branch manager for insufficient funds in ATM.
2. Letter to the GM of a Bank for Failure transaction on UPI
3. Write a letter to the bank manager informing him/ her about the loss of your ATM card and requesting them to urgently block your ATM.
4. Write a letter to your friend encouraging and wishing him/ her about their civil service examination, that he/she is about to take.
5. Write a letter to the Bank Manager for reissuing the ATM Card.
6. Write a letter to the Bank Manager to assign a separate locker from a nearby bank.
7. Write a letter to the editor of the newspaper alerting the public about increasing cases of cybercrime.
8. Write a letter to the Bank Manager to assign a separate counter for senior citizens.
9. Write a letter to your friend telling your experience on a foreign trip.
10. Write a letter to an editor on types of pollution and on the ways of tackling them.
11. Write a letter to your friend to start his own startup.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
π6
Forwarded from Target Descriptive π
β
Personalities that can be used in women's related essay
β Areas Where Women have Done Exceptionally Well in India?
βͺ For years, women have suffered the injustice and prejudice of society. But today, with the changing times, they have made a name for themselves. They have broken the shackles of gender stereotypes and stood to achieve their dreams and goals. For instance
β¦ Social Activist:
β’ Sindhutai Sapkal ( Padma Shri 2021) - Raising Orphaned Children
β¦ Environmentalist:
β’ Tulsi Godwa ( Padma Shri 2021) - Encyclopaedia of Forest
β¦ Defence:
β’ Avani Chaturvedi - First Indian Woman to fly a solo fighter aircraft (MiG-21 Bison)
β¦ Sports:
β’ Mary Kom - First woman from the country to win a medal in boxing at the Olympics.
β’ PV Sindhu - First Indian woman to claim two Olympic medals (Bronze- Tokyo 2020) and (Silver- Rio 2016).
β’ Indian Women's Cricket Team - Finalist, Commonwealth Games 2022β¦
International Organisations:
β’ Gita Gopinath - First Woman Chief Economist at the IMF (International Monetary Fund).
β¦ Space Technology:
β’ Tessy Thomas - Missile Woman of India
β¦ Education:
β’ Shakuntala Devi - Guinness World Record for Fastest Human Computation.
β’ Shanan Dhaka - AIR 1 National Defence Academy Entrance Examination (1st Women's Batch of NDA)
β’ Top 3 All India Ranks were achieved by female candidates in UPSC Civil Services Examination 2021.
β’Women Head in Top Economic and Banking institutions
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯@TargetDescriptive
β Areas Where Women have Done Exceptionally Well in India?
βͺ For years, women have suffered the injustice and prejudice of society. But today, with the changing times, they have made a name for themselves. They have broken the shackles of gender stereotypes and stood to achieve their dreams and goals. For instance
β¦ Social Activist:
β’ Sindhutai Sapkal ( Padma Shri 2021) - Raising Orphaned Children
β¦ Environmentalist:
β’ Tulsi Godwa ( Padma Shri 2021) - Encyclopaedia of Forest
β¦ Defence:
β’ Avani Chaturvedi - First Indian Woman to fly a solo fighter aircraft (MiG-21 Bison)
β¦ Sports:
β’ Mary Kom - First woman from the country to win a medal in boxing at the Olympics.
β’ PV Sindhu - First Indian woman to claim two Olympic medals (Bronze- Tokyo 2020) and (Silver- Rio 2016).
β’ Indian Women's Cricket Team - Finalist, Commonwealth Games 2022β¦
International Organisations:
β’ Gita Gopinath - First Woman Chief Economist at the IMF (International Monetary Fund).
β¦ Space Technology:
β’ Tessy Thomas - Missile Woman of India
β¦ Education:
β’ Shakuntala Devi - Guinness World Record for Fastest Human Computation.
β’ Shanan Dhaka - AIR 1 National Defence Academy Entrance Examination (1st Women's Batch of NDA)
β’ Top 3 All India Ranks were achieved by female candidates in UPSC Civil Services Examination 2021.
β’Women Head in Top Economic and Banking institutions
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯@TargetDescriptive
π4β€3π2
#COP27 being held at an African country that's warming faster, reparations for destructions caused due to climate change are expected to be a key focus.
Forwarded from Target Descriptive π
π«₯Essay
β ONE NATION ,ONE RATION CARD
β Self written :- ( @TargetDescriptive)
β We all know, how hazardously the Covid-19 consecutive waves affected our countrymen, the pandemic had created the worst crisis for the working class, and migrants were found to be the most vulnerable among the working class. They stayed hungry, hopeless, and in pitiful condition at their place, Neither did they have any source of Income, nor any food available. Govt had suspended Railways, Flights, and other public Transport, and due to this, they were stranded in their place. When Migrants were not able to cope with the condition awakened due to the pandemic then they started roaming back to their homes on foot, it was a great risk of spreading the virus across the nation. Many reports suggested and advised govt to come up with any foolproof mechanism through which Subsidised food grain quota can be availed to every stranded People in Metro cities and anywhere in our country.
β India has rolled out the One Nation, One Ration card Scheme throughout the country.ONORC is an initiative in the way to ensure 100% coverage of Food Grains at a subsidized rate. Way back, the Implementation of the Scheme was initiated in 2019, but in June 2022 Central Govt has finally operationalized the scheme across the country. Under the Scheme, Beneficiaries can get their food grain Quota from any electronic point of sale device,i.e through an ePoS machine anytime and anywhere. The main motto of this scheme is to make food security Portable throughout the country, any citizen who belongs to a state and is enrolled in the Voting list of that State, but due to any purpose resides in any other state of India, can get benefit from this scheme by ONOR card.
β ONORC envisages removing the geographical hindrance to social justice and enabling the right to food. Making this scheme more successful, the government has also rolled out the 'MERA RATION' mobile application to take maximum advantage of the ONORC plan. The digitization of this Public Distribution System process, through Aadhaar-linked ration cards and smart cards, has been pushed in an effort to reduce leakages in Food distribution.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
Join β¨@RBI_SBI_SEBI_NABARD
β ONE NATION ,ONE RATION CARD
β Self written :- ( @TargetDescriptive)
β We all know, how hazardously the Covid-19 consecutive waves affected our countrymen, the pandemic had created the worst crisis for the working class, and migrants were found to be the most vulnerable among the working class. They stayed hungry, hopeless, and in pitiful condition at their place, Neither did they have any source of Income, nor any food available. Govt had suspended Railways, Flights, and other public Transport, and due to this, they were stranded in their place. When Migrants were not able to cope with the condition awakened due to the pandemic then they started roaming back to their homes on foot, it was a great risk of spreading the virus across the nation. Many reports suggested and advised govt to come up with any foolproof mechanism through which Subsidised food grain quota can be availed to every stranded People in Metro cities and anywhere in our country.
β India has rolled out the One Nation, One Ration card Scheme throughout the country.ONORC is an initiative in the way to ensure 100% coverage of Food Grains at a subsidized rate. Way back, the Implementation of the Scheme was initiated in 2019, but in June 2022 Central Govt has finally operationalized the scheme across the country. Under the Scheme, Beneficiaries can get their food grain Quota from any electronic point of sale device,i.e through an ePoS machine anytime and anywhere. The main motto of this scheme is to make food security Portable throughout the country, any citizen who belongs to a state and is enrolled in the Voting list of that State, but due to any purpose resides in any other state of India, can get benefit from this scheme by ONOR card.
β ONORC envisages removing the geographical hindrance to social justice and enabling the right to food. Making this scheme more successful, the government has also rolled out the 'MERA RATION' mobile application to take maximum advantage of the ONORC plan. The digitization of this Public Distribution System process, through Aadhaar-linked ration cards and smart cards, has been pushed in an effort to reduce leakages in Food distribution.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
Join β¨@RBI_SBI_SEBI_NABARD
π5
1667569796101.11.2022.pdf
564.8 KB
β
India Post Payment Bank
π Details Notification
β ββββββββ -β βββββββ β
β¦JoinβΊ@BankingAddaofficial
β ββββββββ -β βββββββ β
π Details Notification
β ββββββββ -β βββββββ β
β¦JoinβΊ@BankingAddaofficial
β ββββββββ -β βββββββ β
β
Punjab & Sind Bank SO Recruitment 2022
β οΈ Total Vacancies- 50
βοΈhttps://punjabandsindbank.co.in/content/recuitment
βοΈhttps://punjabandsindbank.co.in/system/uploads/recruitment/2150_2022110415204434563.pdf
π«APPLY ONLINE -5 TO 20 NOV 2022
https://ibpsonline.ibps.in/psbsooct22/
β ββββββββ -β βββββββ β
β¦JoinβΊ@BankingAddaofficial
β ββββββββ -β βββββββ β
β οΈ Total Vacancies- 50
βοΈhttps://punjabandsindbank.co.in/content/recuitment
βοΈhttps://punjabandsindbank.co.in/system/uploads/recruitment/2150_2022110415204434563.pdf
π«APPLY ONLINE -5 TO 20 NOV 2022
https://ibpsonline.ibps.in/psbsooct22/
β ββββββββ -β βββββββ β
β¦JoinβΊ@BankingAddaofficial
β ββββββββ -β βββββββ β
π2
#BLInterview | In this week's table talk, Federal Bank chief Shyam Srinivasan talks about the future of banking, where the need for physical documents will whittle down, speeding up banking processes further and more.
https://www.thehindubusinessline.com/specials/corporate-file/on-being-the-dravid-of-banking/article66103171.ece
https://www.thehindubusinessline.com/specials/corporate-file/on-being-the-dravid-of-banking/article66103171.ece
BusinessLine
On being the Dravid of banking
Federal Bank chief Shyam Srinivasan wants the lender to be the most admired bank in India
Forwarded from Target Descriptive π
π€CPI and WPI Updates
π€‘Consumer Price Index (CPI) :-
β September 7.41%
π€‘Wholesale Price Index (WPI) :-
β September 10.07%
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π€‘Consumer Price Index (CPI) :-
β September 7.41%
π€‘Wholesale Price Index (WPI) :-
β September 10.07%
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π3
Forwarded from Target Descriptive π
β
ECGC Descriptive Shift -2
Essay Writing
β Child labor an exploitation, no good or bad work
β Financial Inclusion All about India
Precis Writing
β Size of universe
β Shift from flexibility to pay
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
Essay Writing
β Child labor an exploitation, no good or bad work
β Financial Inclusion All about India
Precis Writing
β Size of universe
β Shift from flexibility to pay
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
Source: The Hindu.
β GST works best when there is one rate on all goods and services across India as it reduces compliance burden, removes litigation, removes other issues like 'Inverted Duty' and makes businesses/economy more efficient.
If we want to tax the rich people then it should be through direct taxation.
β GST works best when there is one rate on all goods and services across India as it reduces compliance burden, removes litigation, removes other issues like 'Inverted Duty' and makes businesses/economy more efficient.
If we want to tax the rich people then it should be through direct taxation.
π1
Forwarded from Target Descriptive π
π«₯Essay
β PLI Scheme and Its Relevance in achieving India's 5 trillion Economy By 2024-25!!
Or
β Digital Literacy ,What are the advantages, if India Has Come up with a new Digital literacy Scheme ,like Sakshar Bharat?
Words limit:- 250 Words
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
β PLI Scheme and Its Relevance in achieving India's 5 trillion Economy By 2024-25!!
Or
β Digital Literacy ,What are the advantages, if India Has Come up with a new Digital literacy Scheme ,like Sakshar Bharat?
Words limit:- 250 Words
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π3
Forwarded from Target Descriptive π
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
(Production Linked
Incentive)
PLI Scheme and its relevance in achieving India's Five Trillion Economy By 2021-25
β Words limit 250
β Self Written:-
In budget 2021-22, the Finance minister allotted 1.97 lakh crore for the PLI scheme in 13 sectors for the next five years. This is aimed at bringing Indian production quantity and quality to global standards. In this essay we will see what is PLI, why is it needed?, what will be its benefits, and what can be done further to enhance this initiative. Production Linked Scheme aims to give companies incentive to companies on incremental sales (over FY 2019-20) from products manufactured in domestic units. It offers incentive of 4%-6% on incremental sales. Initially, it was limited to only mobile, medical equipment, and pharma sector but attributing to its success, it is extended to other sectors too. Amid the COVID pandemic and lockdown worldwide the global supply chain took a hit.
It exposed the vulnerability of over-dependence on imports. It also highlighted the need of being self-reliant. And production and manufacturing units prepare the foundation rock for a self-reliant economy.
β Amid lacunas like disrupted power, lack of credit, competition from global imports, etc. Our industries needed support and government-provided that support I from of PLI scheme.
β It will not only help India to match the global level of production but will also make India an important part of a global supply chain in the offing. Other than that, it will generate employment that is in dire need after lockdown is over.
β It is also important for our V shape recovery of the economy. Not only that but it will give a push to the economic growth in terms of GDP, GNP, etc. Balance of Payment, Current account, and capital account too will see positive externalities due to this scheme.
β Above all the credit culture and ranking in international reports and indices too will see a rise
β For further developments, more sectors can be included under this scheme. And a separate department for every sector can be formulated on Ad-Hoc basis to keep an eye on the progress of the scheme in a dynamic way rather than post facto inspection. India aspires to be a 5 trillion economy by 2024-25 and this scheme is one of the strong pillars in realizing that aspiration.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
Keep Practicing,Keep movingπ₯π
(Production Linked
Incentive)
PLI Scheme and its relevance in achieving India's Five Trillion Economy By 2021-25
β Words limit 250
β Self Written:-
In budget 2021-22, the Finance minister allotted 1.97 lakh crore for the PLI scheme in 13 sectors for the next five years. This is aimed at bringing Indian production quantity and quality to global standards. In this essay we will see what is PLI, why is it needed?, what will be its benefits, and what can be done further to enhance this initiative. Production Linked Scheme aims to give companies incentive to companies on incremental sales (over FY 2019-20) from products manufactured in domestic units. It offers incentive of 4%-6% on incremental sales. Initially, it was limited to only mobile, medical equipment, and pharma sector but attributing to its success, it is extended to other sectors too. Amid the COVID pandemic and lockdown worldwide the global supply chain took a hit.
It exposed the vulnerability of over-dependence on imports. It also highlighted the need of being self-reliant. And production and manufacturing units prepare the foundation rock for a self-reliant economy.
β Amid lacunas like disrupted power, lack of credit, competition from global imports, etc. Our industries needed support and government-provided that support I from of PLI scheme.
β It will not only help India to match the global level of production but will also make India an important part of a global supply chain in the offing. Other than that, it will generate employment that is in dire need after lockdown is over.
β It is also important for our V shape recovery of the economy. Not only that but it will give a push to the economic growth in terms of GDP, GNP, etc. Balance of Payment, Current account, and capital account too will see positive externalities due to this scheme.
β Above all the credit culture and ranking in international reports and indices too will see a rise
β For further developments, more sectors can be included under this scheme. And a separate department for every sector can be formulated on Ad-Hoc basis to keep an eye on the progress of the scheme in a dynamic way rather than post facto inspection. India aspires to be a 5 trillion economy by 2024-25 and this scheme is one of the strong pillars in realizing that aspiration.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
Keep Practicing,Keep movingπ₯π
π8β‘4π1