Target Descriptive πŸ“
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A group for Descriptive Writing for Banking ,Regulatory ,SSC Exams !

β˜†β˜ž We are here to Share Our Own Experinces and Hope it would be very helpful for all our Subsribers

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βœ…Most Important For RRB-Clerk Mains:-

βœ…About 12-14 days remained ,you must ensure that the topics given below are covered and revised 1-2 times properly.

πŸ’«NOTE:- These topics are must to Do before going to appear in Mains -2022


πŸ’₯1.Budget allocation  for different sectors.(Give emphasis on Agriculture and schemes related to them also)
πŸ’₯2.GDP projections by Agencies,GDP contributions

πŸ’₯3.Data released by NSO

πŸ’₯4.Medal tally ,Commonwealth games
πŸ’₯5.Formula-1 Winners,Grand prix-2022
πŸ’₯6. GOVT Schemes In News
πŸ’₯7.NITI Aayog ,Report and Abhiyan

πŸ’₯8.India's Rank in Differnt Indexes
πŸ’₯9.International Organisation ,especially
Commitments ,Global submits and Place 

πŸ’₯10.Recent Exercise in news ans place where it was organised
πŸ’₯11.Data Related to "Har Ghar jal"

πŸ’₯12.Economic survey :- You need only To look Date related to Agriculture and Banking Reports

πŸ’₯13.CPI and WPI Recent months
πŸ’₯14.Gati Shakti ,Jal Jevan Mission,ODF scheme related Data
πŸ’₯15. state in news ,which were Implemented Any scheme firstly or performed exceptionally.
πŸ’₯June-July-August Important Dates


    ✍Credit : βπ‚π­πšπ π¨π§ 𝐊  β›₯

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LIC-Recruitment-2022-Notification-PDF.pdf
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βœ…LIC Recruitment-2022-Notification-PDF.pdf

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βœ…Important NewsCutting
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βœ…The above is an article from Indian Express. The following are some relevant points:

βœ…1) Like Central Planning Commission, States also had their own Planning Departments which will be now replaced by 'State Institution for Transformation' (SIT)

βœ…2) It should be noted that the 'Fund Allocation' under different schemes (Centrally Sponsored) which earlier used to be done by 'Planning Commission', is now done by 'Ministry of Finance (Public Finance Division under Dept. of Expenditure) and not by NITI Aayog.

βœ…3) The national GDP or GDP growth is basically aggregation of States GDP (SGDP) + Output of Defence, Railways, Central Highways and other Centre Specific activities.

βœ…GDP of India = SGDP + Output from Centre specific activities like Railways, Defence, Central Highways etc.


ᎫᴏΙͺΙ΄ πŸ”₯ ⃝βž₯ @HinduPIB_Editorial
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πŸ«₯ESSAY



βœ…Feebies:- is it just a promising gift in the run-up to the polls, or a genuine welfare approach ??


βœ…Self Written:-(@TargetDescriptive)



βœ…Freebies have their own meaning and are something given for free ,but in recent days it has become the most debatable topic .

The debate over freebies has been going on since PM Narendra Modi called out to young people not to get carried away by this "Revari Culture". Freebies and Revari culture both have the same meaning in terms of ongoing political debate .

Welfarism as a political philosophy has long roots in India .Our political economy is riven with such schemes – whether one calls them freebies, loans, waivers or simply DBT , whether it is  provided by state govt or Central government.

βœ…In a federal structure ,the relationship between Central and State is inevitable. In such issues , both the Govt has equal responsiblity to discuss the issue as per to the best Favor to our Country's Economic Balances. The Supreme Court heard a PIL against β€œirrational freebies” and asked the Centre to take a stand on this β€œserious issue” recently.

βœ…The Supreme Court has stayed its hand and referred the issue to a 3-judge Bench. If we look  back to 2013 , SC itself gave a crucial judgement. It said that making promises in a manifesto would not amount to a corrupt practice,now as Court indicated that judgement would be relooked and sent it to deeper consideration .

The concern is that most parties oppose any fetters on their right to appeal to voters through means of their choice and, if elected, use their mandate to distribute finances and resources as they deem fit, subject to law and legislative approval.

βœ…There are many pros and cons to freebies. On one hand, the Govt shows commitment to fulfilling it's promises through a mass welfare scheme .

Free food offered under the Mid-day meal scheme cannot be considered as freebies. It helps improve the health of our children.The impact was immediate, with student attendance going up twofold on days when the mid-day meal scheme was in place. Any scheme that offers significantly positive social externality (compared to other initiatives) should not be considered as a freebie,

βœ…The cost of such Frivolus freebies is just a deep burden on state revenue and this is why many state governments suffer with lack of funding for other welfare work. In some cases, many states will find recently announced freebies difficult to fund.

βœ…Way ahead:-

1.we need to have a conversation within and between political parties

2.Most importantly, the term "Freebies " should be defined , so that the Govt should easily differentiate between Freebies and  Welfare Sops?

3.Central electoral Agencies ,like the Election Commission of India should come up with effective Guidelines for political parties or independent  candidates.

4.There should be some changes on the Policy Framing level too. Every scheme or so-called freebies that have advantages must be evaluated against the large fiscal costs and inefficiencies they cause by distorting prices.

✺ ᎫᴏΙͺΙ΄ πŸ”₯ ⃝βž₯ @TargetDESCRIPTIVE
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Forwarded from STUDY IQ PRO β„’
βœ…IBPS RRB clerk cut off

βœ…Up 76.50
βœ…Haryana 75.5
βœ…Rajasthan 75
βœ…Mp 70.25
βœ…Punjab 75.25
βœ…West Bengal 74.76
βœ…Chhattisgarh 67.25
βœ…Maharashtra 68.25(ews)
βœ…Gujarat 72.75
βœ…Bihar 76
βœ…Uttrakhand 74.75
βœ…Odisha 77
βœ…Tripura 67

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@TargetDescriptive
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βœ…Personalities that can be used in women's related essay

βœ…Areas Where Women have Done Exceptionally Well in India?

β–ͺ For years, women have suffered the injustice and prejudice of society. But today, with the changing times, they have made a name for themselves. They have broken the shackles of gender stereotypes and stood to achieve their dreams and goals. For instance

β—¦ Social Activist:

β€’ Sindhutai Sapkal ( Padma Shri 2021) - Raising Orphaned Children

β—¦ Environmentalist:

β€’ Tulsi Godwa ( Padma Shri 2021) - Encyclopaedia of Forest

β—¦ Defence:

β€’ Avani Chaturvedi - First Indian Woman to fly a solo fighter aircraft (MiG-21 Bison)

β—¦ Sports:

β€’ Mary Kom - First woman from the country to win a medal in boxing at the Olympics.
β€’ PV Sindhu - First Indian woman to claim two Olympic medals (Bronze- Tokyo 2020) and (Silver- Rio 2016).
β€’ Indian Women's Cricket Team - Finalist, Commonwealth Games 2022β—¦

International Organisations:


β€’ Gita Gopinath - First Woman Chief Economist at the IMF (International Monetary Fund).

β—¦ Space Technology:
β€’ Tessy Thomas
- Missile Woman of India

β—¦ Education:
β€’ Shakuntala Devi - Guinness World Record for Fastest Human Computation.
β€’ Shanan Dhaka - AIR 1 National Defence Academy Entrance Examination (1st Women's Batch of NDA)
β€’ Top 3 All India Ranks were achieved by female candidates in UPSC Civil Services Examination 2021.

β€’Women Head in Top Economic and Banking institutions

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