✅INFORMAL LETTER

Address of only the sender should be mentioned in an informal letter.

Use comma after every line of address.

Salutation should be “Dear name of the friend/ family”.
The introduction should have greetings and mention the reason for writing the letter.

The body should give descriptions of the same.

The conclusions must end with well wishes, etc.

Be polite and do not form long sentences and be extra careful of the word limit.

Source:- Oliveboard
✺ Ꭻᴏɪɴ 🔥 ⃝➥ @TargetDescriptive

🫥ESSAY



✅Feebies:- is it just a promising gift in the run-up to the polls, or a genuine welfare approach ??

✅Self Written:-(@TargetDescriptive)



✅Freebies have their own meaning and are something given for free ,but in recent days it has become the most debatable topic .

The debate over freebies has been going on since PM Narendra Modi called out to young people not to get carried away by this "Revari Culture". Freebies and Revari culture both have the same meaning in terms of ongoing political debate .

Welfarism as a political philosophy has long roots in India .Our political economy is riven with such schemes – whether one calls them freebies, loans, waivers or simply DBT , whether it is  provided by state govt or Central government.

✅In a federal structure ,the relationship between Central and State is inevitable. In such issues , both the Govt has equal responsiblity to discuss the issue as per to the best Favor to our Country's Economic Balances. The Supreme Court heard a PIL against “irrational freebies” and asked the Centre to take a stand on this “serious issue” recently.

✅The Supreme Court has stayed its hand and referred the issue to a 3-judge Bench. If we look  back to 2013 , SC itself gave a crucial judgement. It said that making promises in a manifesto would not amount to a corrupt practice,now as Court indicated that judgement would be relooked and sent it to deeper consideration .

The concern is that most parties oppose any fetters on their right to appeal to voters through means of their choice and, if elected, use their mandate to distribute finances and resources as they deem fit, subject to law and legislative approval.

✅There are many pros and cons to freebies. On one hand, the Govt shows commitment to fulfilling it's promises through a mass welfare scheme .

Free food offered under the Mid-day meal scheme cannot be considered as freebies. It helps improve the health of our children.The impact was immediate, with student attendance going up twofold on days when the mid-day meal scheme was in place. Any scheme that offers significantly positive social externality (compared to other initiatives) should not be considered as a freebie,

✅The cost of such Frivolus freebies is just a deep burden on state revenue and this is why many state governments suffer with lack of funding for other welfare work. In some cases, many states will find recently announced freebies difficult to fund.

✅Way ahead:-

1.we need to have a conversation within and between political parties

2.Most importantly, the term "Freebies " should be defined , so that the Govt should easily differentiate between Freebies and  Welfare Sops?

3.Central electoral Agencies ,like the Election Commission of India should come up with effective Guidelines for political parties or independent  candidates.

4.There should be some changes on the Policy Framing level too. Every scheme or so-called freebies that have advantages must be evaluated against the large fiscal costs and inefficiencies they cause by distorting prices.

✺ Ꭻᴏɪɴ 🔥 ⃝➥ @TargetDESCRIPTIVE

Source: The Hindu

✅Government's policy (fiscal policy) objectives are:

✅*Job creation
✅*Equitable distribution of ✅wealth
✅*Economic growth
✅*Control Inflation
✅*Welfare (subsidies, income support, health, education etc.)

✅The above are not priority wise and depending on the situation of the economy, Govt. keeps on changing its focus among these. Now the inflation has started coming down, so Govt. is saying that it will focus more on job creation and equitable distribution of wealth.

✺ Ꭻᴏɪɴ 🔥 ⃝➥ @TargetDescriptive

✅ Common Recruitment Process for RRBs (CRP RRBs XI) for Recruitment of Group 'B' - Office Assistants (Multipurpose) By late Evening

https://ibpsonline.ibps.in/rrbxioamay22/resda_aug22/downloadstart.php

✺ Ꭻᴏɪɴ @BankingAffairsOfficial

According to the latest Periodic Labour Force Survey quarterly bulletin released by the Ministry of Statistics Planning and Implementation, urban unemployment rate in the country between April and June 2022 was 7.6 per cent, 0.6 per cent lower than the last quarter of FY22. 

https://www.thehindubusinessline.com/data-stories/data-focus/unemployment-rate-lowest-since-2019-workforce-participation-largely-unchanged/article65865899.ece

✅How to Prepare Current affairs / Banking awareness for RRB/IBPS Mains !💐💐🔥

👇👇
https://t.me/BankingStudyAdda/1874

✅ Recruitment of Development Assistant/Development Assistant in Group 'B' NABARD - 2022

✺ Ꭻᴏɪɴ 🔥 ⃝➥ @TargetDescriptive

The Hindu - Opinion
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A treaty under the umbrella of the World Health Organization would build coherence and avoid fragmentation

#Infographics
Hybrid Work Model