β
Privatization Of Banks
Big-bang privatization of public sector banks can do more harm than good, the latest RBI bulletin has warned, asking the government to take a nuanced approach to the issue.
While private sector banks (PSBs) are more efficient in profit maximization, their public sector counterparts have done better in promoting financial inclusion, they said in the article.
The gradual approach to privatization adopted by the government could ensure that a void was not created in fulfilling the social objective of financial inclusion and monetary transmission.
Promoting green transition: PSBs had played a key role in catalyzing financial investments in low-carbon industries.
Evidence suggested that public sector banks were not entirely guided by the profit maximization goal alone and have integrated the desirable financial inclusion goals into their objective function unlike private sector banks, the report said
β Consolidation of the sector has created robust and competitive banks.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
Big-bang privatization of public sector banks can do more harm than good, the latest RBI bulletin has warned, asking the government to take a nuanced approach to the issue.
While private sector banks (PSBs) are more efficient in profit maximization, their public sector counterparts have done better in promoting financial inclusion, they said in the article.
The gradual approach to privatization adopted by the government could ensure that a void was not created in fulfilling the social objective of financial inclusion and monetary transmission.
Promoting green transition: PSBs had played a key role in catalyzing financial investments in low-carbon industries.
Evidence suggested that public sector banks were not entirely guided by the profit maximization goal alone and have integrated the desirable financial inclusion goals into their objective function unlike private sector banks, the report said
β Consolidation of the sector has created robust and competitive banks.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
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β
Manual Scavenging a serious challenge for Human lives
π«₯Supporting Data facts for ESSAY
πVarious policy initiatives
β Prohibition of Employment as Manual Scavengers and their Rehabilitation (Amendment) Bill, 2020: It proposes to completely mechanise sewer cleaning, introduce ways for βon-siteβ protection and provide compensation to manual scavengers in case of sewer deaths.
β Prohibition of Employment as Manual Scavengers and their Rehabilitation Act, 2013: Superseding the 1993 Act, the 2013 Act goes beyond prohibitions on dry latrines, and outlaws all manual excrement cleaning of insanitary latrines, open drains, or pits.
β Rashtriya Garima Abhiyan: It started national wide march βMaila Mukti Yatraβ for total eradication of manual scavenging from 30th November 2012 from Bhopal.
β Prevention of Atrocities Act: In 1989, the Prevention of Atrocities Act became an integrated guard for sanitation workers since majority of the manual scavengers belonged to the Scheduled Caste.
β Compensation: As per the Prohibition of Employment of Manual Scavengers and their Rehabilitation (PEMSR) Act, 2013 and the Supreme Courtβs decision in the Safai Karamchari Andolan vs Union of India case, a compensation of Rs 10 lakh is awarded to the victims family.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π«₯Supporting Data facts for ESSAY
πVarious policy initiatives
β Prohibition of Employment as Manual Scavengers and their Rehabilitation (Amendment) Bill, 2020: It proposes to completely mechanise sewer cleaning, introduce ways for βon-siteβ protection and provide compensation to manual scavengers in case of sewer deaths.
β Prohibition of Employment as Manual Scavengers and their Rehabilitation Act, 2013: Superseding the 1993 Act, the 2013 Act goes beyond prohibitions on dry latrines, and outlaws all manual excrement cleaning of insanitary latrines, open drains, or pits.
β Rashtriya Garima Abhiyan: It started national wide march βMaila Mukti Yatraβ for total eradication of manual scavenging from 30th November 2012 from Bhopal.
β Prevention of Atrocities Act: In 1989, the Prevention of Atrocities Act became an integrated guard for sanitation workers since majority of the manual scavengers belonged to the Scheduled Caste.
β Compensation: As per the Prohibition of Employment of Manual Scavengers and their Rehabilitation (PEMSR) Act, 2013 and the Supreme Courtβs decision in the Safai Karamchari Andolan vs Union of India case, a compensation of Rs 10 lakh is awarded to the victims family.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π3
Target Descriptive π
: #Agriculture data β
Helful for Essay
After reading this article try to write over it!
π«₯ESSAY:-
β Entering India's Amritkal ,How can India Achieve Target of Double Income through adpoting New Technlogy and Innovative ideas !??
OR
β Promoting Solar Energy in Agriculture Activity can Help India achieving Double Income of our Farmers !!
β Words limit :- 250 Words
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π«₯ESSAY:-
β Entering India's Amritkal ,How can India Achieve Target of Double Income through adpoting New Technlogy and Innovative ideas !??
OR
β Promoting Solar Energy in Agriculture Activity can Help India achieving Double Income of our Farmers !!
β Words limit :- 250 Words
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π3π1
Keywords from PM's speech:
India is mother of democracy
Gandhiji's vision for next 25years
Aspirational society
Purushaarth and Siddhi
Tri Shakti
Panch Pran - developed India
Solutions for world should come from India
Holistic health care - yoga, ayurveda
Virasat par garv karo
LiFe mission
Lifestyle for Environment
Millets
For marginal farmers - millet year
Indian value system -
Religion + environment theme
Jan kalyan se jag kalyan
Vikruti aayi hai -
Naari ka apmaan
Fight misogyny π€
Another repeated theme is
Defence manufacturing
Natural farming
Chemical free farming
Amrit Kaal
Jai Anusandhan
(Innovation)
Ex: UPI, Fintech
40% digital transaction
Digital India
4lakh CSC, rural employment, digital entrepreneurs in rural India, service seeking
This decade is Techade for humanity
Jai Hind
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ https://t.me/RBI_SBI_IBPS_NABARD
India is mother of democracy
Gandhiji's vision for next 25years
Aspirational society
Purushaarth and Siddhi
Tri Shakti
Panch Pran - developed India
Solutions for world should come from India
Holistic health care - yoga, ayurveda
Virasat par garv karo
LiFe mission
Lifestyle for Environment
Millets
For marginal farmers - millet year
Indian value system -
Religion + environment theme
Jan kalyan se jag kalyan
Vikruti aayi hai -
Naari ka apmaan
Fight misogyny π€
Another repeated theme is
Defence manufacturing
Natural farming
Chemical free farming
Amrit Kaal
Jai Anusandhan
(Innovation)
Ex: UPI, Fintech
40% digital transaction
Digital India
4lakh CSC, rural employment, digital entrepreneurs in rural India, service seeking
This decade is Techade for humanity
Jai Hind
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ https://t.me/RBI_SBI_IBPS_NABARD
#ESSAY Data
β Facial recognition Technology Systems
β This technology can be used in diverse area of surveillance and Tracing children
β AAI(Airport authority of India) has already indicated of its deployment by 2023 for the recognition technology-based biometric boarding system for passengers at Varanasi, Pune, Kolkata and Vijayawada airports.
β Further Govt may pushing to implement facial recognition technology at various public loactions like Examination centres and Railway Counters.
β But at the same time ,Govt should frame a fresh Regulations ,as today there is no guidelines or no obligation on digital Data Management !
βΊ α«α΄ΙͺΙ΄ @TargetDESCRIPTIVE
β Facial recognition Technology Systems
β This technology can be used in diverse area of surveillance and Tracing children
β AAI(Airport authority of India) has already indicated of its deployment by 2023 for the recognition technology-based biometric boarding system for passengers at Varanasi, Pune, Kolkata and Vijayawada airports.
β Further Govt may pushing to implement facial recognition technology at various public loactions like Examination centres and Railway Counters.
β But at the same time ,Govt should frame a fresh Regulations ,as today there is no guidelines or no obligation on digital Data Management !
βΊ α«α΄ΙͺΙ΄ @TargetDESCRIPTIVE
π2β€1
Rajasthan-High-Court-LDC-Recruitment-2022-Notification.pdf
6 MB
β
Rajasthan High Court LDC Vacancy Notification
β Total Vacancy - 2756
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
β Total Vacancy - 2756
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π2
β
Last Date reminder,Fill the form Before 5pm Today
β IBPS PO last date = 22nd August
𧩠Prelims = 15th / 16th October
π«₯ Mains = 26th November
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
β IBPS PO last date = 22nd August
𧩠Prelims = 15th / 16th October
π«₯ Mains = 26th November
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
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β
#SSCCGL_21 Tier 3 Attendance ( Bihar & UP data )
β Out of total 33107 candidates, 20937 candidates (63.24%) appeared in CGL Tier 3 exam.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
β Out of total 33107 candidates, 20937 candidates (63.24%) appeared in CGL Tier 3 exam.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π2
Essay competition is being conducted by CAG.π
Eligibility : Age under 25Yrs Cum Currently enrolled in any university of India.
Last Date : 15 Sept 2022
Prize : 1st=30k, 2nd=20k & 3rd=15k
English Medium : https://www.mygov.in/task/national-online-essay-writing-competition/
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
Eligibility : Age under 25Yrs Cum Currently enrolled in any university of India.
Last Date : 15 Sept 2022
Prize : 1st=30k, 2nd=20k & 3rd=15k
English Medium : https://www.mygov.in/task/national-online-essay-writing-competition/
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
π«₯1. Time Management during paper
β We often hear people rasing doubts ,How should i Manage time during Exams and mocks as well so basically ,If you want your paper finished in time ,even 10-12 minutes before then you must Have ability to decide ,What time you should dedicate to a particular Question !
β For this certain techniques have shared,hope you will try it hard to manage your time !
- while writing mocks, experiment different ways to approach the paper and figure out what works best for you. (sequentially, reverse sequence, etc)
β - keep an eye on the clock while Solving Problems . you can divide you time accoring to Section like ,Quant ,Reasoning ,English or CA for Mains Exams.
If you overshoot time in a question, ensure that you make up within the next few Qs
β - do NOT take any Q on your ego. If you can't remember something, move on. move to the next Question.
β - Strategise the time you allocate to each Question. If there are Qs for which you have no idea, Skip it for now Or leave them for the end and do whatever can be done in the time that remains after giving your best in the Qs you do know the answers to
#Time management
#Guide
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
β We often hear people rasing doubts ,How should i Manage time during Exams and mocks as well so basically ,If you want your paper finished in time ,even 10-12 minutes before then you must Have ability to decide ,What time you should dedicate to a particular Question !
β For this certain techniques have shared,hope you will try it hard to manage your time !
- while writing mocks, experiment different ways to approach the paper and figure out what works best for you. (sequentially, reverse sequence, etc)
β - keep an eye on the clock while Solving Problems . you can divide you time accoring to Section like ,Quant ,Reasoning ,English or CA for Mains Exams.
If you overshoot time in a question, ensure that you make up within the next few Qs
β - do NOT take any Q on your ego. If you can't remember something, move on. move to the next Question.
β - Strategise the time you allocate to each Question. If there are Qs for which you have no idea, Skip it for now Or leave them for the end and do whatever can be done in the time that remains after giving your best in the Qs you do know the answers to
#Time management
#Guide
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
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β LENGTHIEST CONSTITUTION OF WORLD
#Salientfeaturesofconstitution
β The Constitution of India is the lengthiest of all the written Constitutions in world.
β Originally (1949), the Constitution contained a Preamble, 395 Articles (divided into 22 Parts) and 8 Schedules.
β Presently (2019), it consists of a Preamble, about 470 Articles (divided into 25 Parts) and 12 Schedules.
β The various amendments carried out since 1951 have deleted about 20 Articles and one Part (VII) and added about 95 Articles, four Parts (IVA, IXA, IXB and XIVA) and four Schedules (9, 10, 11 and 12).
β‘ Four factors have contributed to the elephantine size of our Constitution. They are:
1. Geographical factors, that is, the vastness of the country and its diversity.
2. Historical factors, e.g., the influence of the Government of India Act of 1935, which was bulky.
3. Single Constitution for both the Centre and the states.
4. Dominance of legal luminaries in the Constituent Assembly.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
#Salientfeaturesofconstitution
β The Constitution of India is the lengthiest of all the written Constitutions in world.
β Originally (1949), the Constitution contained a Preamble, 395 Articles (divided into 22 Parts) and 8 Schedules.
β Presently (2019), it consists of a Preamble, about 470 Articles (divided into 25 Parts) and 12 Schedules.
β The various amendments carried out since 1951 have deleted about 20 Articles and one Part (VII) and added about 95 Articles, four Parts (IVA, IXA, IXB and XIVA) and four Schedules (9, 10, 11 and 12).
β‘ Four factors have contributed to the elephantine size of our Constitution. They are:
1. Geographical factors, that is, the vastness of the country and its diversity.
2. Historical factors, e.g., the influence of the Government of India Act of 1935, which was bulky.
3. Single Constitution for both the Centre and the states.
4. Dominance of legal luminaries in the Constituent Assembly.
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDESCRIPTIVE
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Forwarded from Target Descriptive π
β
Descriptive asked in ibps po mains previous years
β IBPS PO Mains 2020 Essay & Letter Writing Topics
Essay
(i) Work From Home amid COVID-19
(ii) Inflation
Letter
(i) Letter to the shopkeeper to complain about damaged electronic product
(ii) Letter related to Loan; to inform the customer about his or her not being eligible for the loan
β IBPS PO Mains 2019 Descriptive Test Topics
β Essay
1.Ethical Banking
2.Influence of Social Media
3.Contribution of Unorganised Sector in Indian Economy
4.Pros and Cons of 4 days working in a week
5.FDI in retail sector
β Letter
Write a letter to your bankβs branch manager informing him that your EMI installment of Rs. 3000 has been deducted instead of Rs. 2000. Request him to take the necessary action to rollback the transaction or adjust the amount.
Write a letter to the Road Transport Authority expressing your concern over usage of high beam LED lights in bikes and cars
Write a letter to the editor of a newspaper expressing your concern on the state of elderly living alone by themselves. Request the government to take some initiatives to help the senior citizens living alone.
β IBPS PO Mains 2018 Descriptive Test Topics
β Letter Writing (150 words)
1) Write a letter to the editor on types of pollution and how to reduce it.
2) Write a letter to your neighbor thanking them for their help in the hour of need.
β Essay Writing (200 words)
1) Fake-News
2) Magazines and Journals have switched to digital media
3) Does India needs a universal health care system
4) Advantages of learning foreign languages.
β IBPS PO Mains 2017 Descriptive Test Topics
β Letter Writing
1. Write a Letter to you friend encouraging and advising him to plan his own start-up
2. Letter to your office colleague
3. Write a letter to the branch manager requesting him to block your credit card as youβve lost it and ask him to issue you a new card.
β Essay topic
1. Which reform in Indian education can be compared with International level
2. Advantages and Disadvantages of Cashless economy
3. Effects of gadets on intellectual capabilities of humans
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
β IBPS PO Mains 2020 Essay & Letter Writing Topics
Essay
(i) Work From Home amid COVID-19
(ii) Inflation
Letter
(i) Letter to the shopkeeper to complain about damaged electronic product
(ii) Letter related to Loan; to inform the customer about his or her not being eligible for the loan
β IBPS PO Mains 2019 Descriptive Test Topics
β Essay
1.Ethical Banking
2.Influence of Social Media
3.Contribution of Unorganised Sector in Indian Economy
4.Pros and Cons of 4 days working in a week
5.FDI in retail sector
β Letter
Write a letter to your bankβs branch manager informing him that your EMI installment of Rs. 3000 has been deducted instead of Rs. 2000. Request him to take the necessary action to rollback the transaction or adjust the amount.
Write a letter to the Road Transport Authority expressing your concern over usage of high beam LED lights in bikes and cars
Write a letter to the editor of a newspaper expressing your concern on the state of elderly living alone by themselves. Request the government to take some initiatives to help the senior citizens living alone.
β IBPS PO Mains 2018 Descriptive Test Topics
β Letter Writing (150 words)
1) Write a letter to the editor on types of pollution and how to reduce it.
2) Write a letter to your neighbor thanking them for their help in the hour of need.
β Essay Writing (200 words)
1) Fake-News
2) Magazines and Journals have switched to digital media
3) Does India needs a universal health care system
4) Advantages of learning foreign languages.
β IBPS PO Mains 2017 Descriptive Test Topics
β Letter Writing
1. Write a Letter to you friend encouraging and advising him to plan his own start-up
2. Letter to your office colleague
3. Write a letter to the branch manager requesting him to block your credit card as youβve lost it and ask him to issue you a new card.
β Essay topic
1. Which reform in Indian education can be compared with International level
2. Advantages and Disadvantages of Cashless economy
3. Effects of gadets on intellectual capabilities of humans
βΊ α«α΄ΙͺΙ΄ π₯ ββ₯ @TargetDescriptive
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