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βœ…Descriptive Writing For Bank Exams –

πŸ«₯Types of Letter Writing
There are mainly two types of letters asked in exams:

🫰
FORMAL LETTER
🫰INFORMAL LETTER

βœ…FORMAL LETTER
Written in official and non-personal capacity.
Written to authorities, dignitaries, bureaucratic bodies, news editors, bank managers, etc


βœ…INFORMAL LETTER
Personal Letter
Written to personal contacts, family, friends, relatives, siblings, etc


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βœ…FORMAL LETTER

πŸ”…Use a comma after every line of address.
πŸ”…Salutation should be β€œDear Ma’am/ Sir”.

Subject can be placed AFTER or BEFORE salutation.
Addresses of both sender and receiver must be mentioned in a formal letter.
Sender address> Receiver address > Salutation.
The introduction must mention the issue.
The body should describe the issue.

The conclusion must quote the steps that can be taken/ expectations/ timelines, etc.
The statements must be very direct and written in a formal command and sentence structure. Use active voice preferably.

Source Guide:- Oliveboard

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βœ…INFORMAL LETTER

Address of only the sender should be mentioned in an informal letter.

Use comma after every line of address.

Salutation should be β€œDear name of the friend/ family”.
The introduction should have greetings and mention the reason for writing the letter.

The body should give descriptions of the same.

The conclusions must end with well wishes, etc.

Be polite and do not form long sentences and be extra careful of the word limit.


Source:- Oliveboard
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IDBI EXECUTIVE EXAM ANALYSIS
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βœ…Tips on writing the essay:

1. Decide on the topic among the options given and attempt on the one which you are confident and interested in.

2. There is no restriction on a particular format and hence frame up the flow of thoughts in a systematic manner.

3. Manage the time and do not exceed more than 250 words for one essay unless the minimum limit is mentioned.

4. Always break the essay into paragraphs as per the points of discussion you would like to present.

5. Ensure there is an introduction, body of the essay which emphasizes your view \ opinion about the topic with facts & figures and a good conclusion to summarize.

6. Present the essay in a simple language and good handwriting will always be an added advantage.

βœ…Good writing and reading skills are the key for success in the Bank PO examinations. All that one need is good practice and preparation along with proper time management to sustain the competition and prove their capabilities.

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47 most important topics for descriptive exam --

1. Indian economy challenge: how to revive
2. Farmers bill
3. Two front war-india china
4. Privatisation boon or bane
5. Merger is it good step
6. Corona related-vaccination, quarantine,work from home,issue and resolve
7. atmanirbhar Bharat
8. What's app data privacy
9. RCEP
10. Fake news
11. Women security
12. Artificial intelligence
13. National education policy
14. Depression
15. E commerce
16. Drugs
17. Digital payment
18. Women empowerment
19. One nation one ration card
20. Social media
21. Trade war
22. Mutual fund
23. Portability of Health Insurance Sector in India
24. Importance of Insurance for Hypertension Patients
25. Insurance and type of Fraud associated with it
26. Solvency and its effect on an Organization
27.Suggest measures how Insurance Companies can penetrate a wide area of the country
28. Challenges before the Insurance Companies for higher growth
29. How FDIs can bring high growth to insurance sector in India?
30. Role of Insurance Sector in Financial growth in India
31. Increasing Insurance penetration in India
32. Bancassurance – Role of Bank in the growth of Insurance
33. Insurance to all – leaving no one behind
34. Socio-economic aspect of insurance
35. Mis-selling in insurance and how to prevent it
36.Cashless and paperless insurance
37.Privatization of Insurance Sector
38. Handling Fear of COVID-19 Pandemic
39. Importance of leadership quality in an organization
40. Importance of Marketing skills in an organization
41.Importance of good Decision-making skills in life
42. World’s largest COVID-19 Vaccination Programme
43. Vocal for Local: How much it is feasible
44. Water crisis: A menace
45. The problem of unemployment is deepening in the country
46. Is Lockdown the only measure to contain the COVID-19 virus
47. Ensuring Access of Online Education to all


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Descriptive topics asked in Today's LIC AAO IT Mains

Essay (within 250 words)

What do you understand by sustainability? Critically comment on the efforts being made to make societies and living sustainable.


LETTER (within 150 Words)

Write a letter to the branch manager regarding delay in work.


                                            
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πŸ”°SBI PO Mains Descriptive questions ( 2nd January 2022)

πŸ«₯Essay

βœ…Impact of privatisation of public sector banks in India

βœ…Role of education in economic development

πŸ«₯Letter

βœ…Write letter to HR for job advertisement in newspaper for post of HR executive.

βœ…Write letter to local newspaper for a sportspersons that has died and how this man was a legend.

βœ…Write a letter to Manger for out-bound training

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βœ…Descriptive asked in ibps po mains previous years



βœ…IBPS PO Mains 2020 Essay & Letter Writing Topics

Essay
(i) Work From Home amid COVID-19
(ii) Inflation

Letter
(i) Letter to the shopkeeper to complain about damaged electronic product
(ii) Letter related to Loan; to inform the customer about his or her not being eligible for the loan

βœ…IBPS PO Mains 2019 Descriptive Test Topics

βœ…Essay
1.Ethical Banking
2.Influence of Social Media 
3.Contribution of Unorganised Sector in Indian Economy
4.Pros and Cons of 4 days working in a week
5.FDI in retail sector

βœ…Letter

Write a letter to your bank’s branch manager informing him that your EMI installment of Rs. 3000 has been deducted instead of Rs. 2000. Request him to take the necessary action to rollback the transaction or adjust the amount.

Write a letter to the Road Transport Authority expressing your concern over usage of high beam LED lights in bikes and cars

Write a letter to the editor of a newspaper expressing your concern on the state of elderly living alone by themselves. Request the government to take some initiatives to help the senior citizens living alone.


βœ…IBPS PO Mains 2018 Descriptive Test Topics

βœ…Letter Writing (150 words)

1) Write a letter to the editor on types of pollution and how to reduce it.
2) Write a letter to your neighbor thanking them for their help in the hour of need.

βœ…Essay Writing (200 words)

1) Fake-News
2) Magazines and Journals have switched to digital media
3) Does India needs a universal health care system
4) Advantages of learning foreign languages.


βœ…IBPS PO Mains 2017 Descriptive Test Topics

βœ…Letter Writing

1. Write a Letter to you friend encouraging and advising him to plan his own start-up
2. Letter to your office colleague
3. Write a letter to the branch manager requesting him to block your credit card as you’ve lost it and ask him to issue you a new card.

βœ…Essay topic

1. Which reform in Indian education can be compared with International level
2. Advantages and Disadvantages of Cashless economy
3. Effects of gadets on intellectual capabilities of humans


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πŸ«₯Expected Descriptive Topics for IBPS PO 2021-22

βœ…CREDIT:- practice  mock


Availing Online Education to all and its challenges on its way

How to bring back normalcy in economy among the general public

Impact of COVID-19 pandemic on Tourism Industry

Impact of COVID-19 pandemic on Real Estate Business

Scope of 5G technology in India

Handling depression among the masses owing to Covid-19 pandemic

Ensuring employments after the lockdown

Acquisitions and Mergers of banks

Privatisation of Banks and its ill effects on the masses

Handling bad banks

Disinvestment of PSUs

Promoting UPIs among the masses: Their advantages and disadvantages

Challenges before Nationalized Banks

Promotion of Electric vehicles

Challenges on the way to digital India

World’s largest vaccination program of India


IBPS PO Mains Topics for Letter Writing Practice

Below mentioned are a few examples of letter writing topics:

1. Write a letter to your branch manager for insufficient funds in ATM.

2. Letter to the GM of a Bank for Failure transaction on UPI

3. Write a letter to the bank manager informing him/ her about the loss of your ATM card and requesting them to urgently block your ATM.

4. Write a letter to your friend encouraging and wishing him/ her about their civil service examination, that he/she is about to take.

5. Write a letter to the Bank Manager for reissuing the ATM Card.

6. Write a letter to the Bank Manager to assign a separate locker from a nearby bank.

7. Write a letter to the editor of the newspaper alerting the public about increasing cases of cybercrime.

8. Write a letter to the Bank Manager to assign a separate counter for senior citizens.

9. Write a letter to your friend telling your experience on a foreign trip.

10. Write a letter to an editor on types of pollution and on the ways of tackling them.

11. Write a letter to your friend to start his own startup.

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βœ…SSC CGL 2020
(Descriptive Paper)

βœ…Current Date

Essay :
Impact of covid -19 on indian life
Covid19 ΰ€•ΰ€Ύ ΰ€­ΰ€Ύΰ€°ΰ€€ΰ₯€ΰ€― ΰ€œΰ₯€ΰ€΅ΰ€¨ ΰ€ͺΰ€° ΰ€ͺΰ₯ΰ€°ΰ€­ΰ€Ύΰ€΅

Precis:
Psychotropic drugs uses  from ancient to modern time..

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βœ…NHB  Today's descriptive topic:-


βœ…Held at:-  6th March, 2022

βœ…ESSAY:-

1.Electric Vehicles:- The future of transport

2. Effects of prolonged use of digital media on children

3.Discuss the hazardous impact of Bio-medical wastes on environment and human potential.

βœ…Letter Writting

1. letter to municipal commissioner in your society to discuss drainage and sanitation system.

2: Write a letter to the branch manager regarding unauthorised transactions from your debit card.


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πŸ«₯General tips:-

βœ…Ensure correct usage of grammar, spelling & punctuation

βœ…Stick to the word limit
Avoid using fancy words.

βœ… Use simple language
Solve previous year English language papers
Read newspaper editorials daily.

βœ…Topics are mostly based on what has been in news for the past 1 year.

βœ…Refer to current affairs capsules and pick topics from there, read them and write short essays on them
Make a note of important facts and figures
Don’t take the time for granted.

βœ…In most Bank & Government exam’s descriptive section you will have to type on the keyboard, so those of you who are slow at typing need to practice typing precis and essays on computers.
βœ…The keyboard will be of old type and hence may be slow. So a faster typing speed will give you an edge over others in the exam.

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