🧵 BREAKING: Ripple is founding a US Bank – just in time for Fedwire’s ISO 20022 launch

Ripple has officially filed to open its own national Trust Bank with the OCC.
📍 Located in New York
🏦 Named: Ripple National Trust Bank

And guess what?
It happens exactly as Fedwire goes live with ISO 20022 on July 14, 2025.
Here’s why this changes everything 👇

⸻

1️⃣ The application is real – and public

• OCC Control Number: 2025-Charter-342347
• Bank Name: Ripple National Trust Bank
• HQ: New York, NY
• Contact: brian.spahn@ripple.com

→ This is not “just another crypto project.”
→ Ripple is becoming a regulated banking entity in the US. 💣

⸻

2️⃣ Timing matters – Fedwire goes ISO 20022 on July 14, 2025

📅 Monday, July 14, 2025:
The Federal Reserve flips the switch:
Fedwire – the backbone of US banking – fully migrates to ISO 20022.

❌ Legacy format (FAIM) is discontinued
✅ ISO 20022 becomes mandatory for every US bank

Ripple?
They’re launching right on time. Strategic. Not random.

⸻

3️⃣ What is a Trust Bank – and why it matters

Trust banks are allowed to:
✅ Hold and manage client assets
✅ Provide institutional payments & settlements
✅ Offer digital asset custody under regulation

With this, Ripple gains:

– Control over XRP-based liquidity (ODL)
– Direct access to central payment systems
– Built-in ISO 20022 capabilities

⸻

4️⃣ XRP isn’t just a token – it’s becoming infrastructure

Ripple’s bank gives them:

Access to Fedwire, CHIPS, and FedNow
Ability to settle payments with institutional clients
A regulatory bridge between crypto & traditional finance (TradFi)

Ripple is building the plumbing of the future.

⸻

5️⃣ Ripple + ISO 20022 = A perfect fit

Ripple’s tech has always been ISO 20022-compliant.
Now that all US banks must use ISO 20022, Ripple is:

– Technologically aligned
– Legally embedded
– Ready to plug in XRP as a settlement asset

This isn’t about hype.
It’s about timing, trust, and transformation.

⸻

6️⃣ Final thoughts:

Ripple’s move is no coincidence –
It’s a calculated, strategic step into the regulated financial world.
They’re no longer asking for permission.

They’re becoming the system.
And XRP? It’s the key.

🌼🌼🌼🌼 🌼🌼🌼
👉 https://t.me/RippleNetX
👉 WhipLash347_Ripple_Channel ‼️

🩲🩲🩲🩲🩲🩲 🩲🩲🩲🩲🩲 🩲🩲🩲🩲

⚡️Ripple National Trust Bank – The Future of Digital Payments⚡️

✔️ Welcome to Ripple Bank – the digital banking revolution powered by the Ripple ecosystem. Fast. Borderless. Crypto-ready. 100% digital.

🧩 What Is Ripple Bank?
Ripple Bank is the next-gen financial institution integrating blockchain, stablecoins, and DeFi into one seamless platform. Built on RippleNet and powered by XRP, we’re creating a smarter, faster, and more inclusive global banking system.

🩲🩲🩲🩲 🩲🩲🩲🩲🩲🩲

💎 Main Assets:
The core assets used within Ripple Bank will be BRX, RNX, and RLUSD, forming the backbone of our digital economy and enabling seamless value transfer, liquidity, and financial services across the platform.

🩲🩲🩲🩲🩲🩲🩲 🩲🩲🩲🩲🩲🩲🩲

🏛 Regulatory & Institutional Highlights:

🔐 Ripple has filed for a U.S. national bank charter and Federal Reserve master account via its subsidiary, aiming to become a full-fledged crypto bank.

🏦 BNY Mellon will provide custodial services for RLUSD reserves—ensuring institutional-grade asset backing and transparency.

🌍 Ripple holds licenses across major jurisdictions:
— U.S. Money Transmitter Licenses (MTLs)
— European EMI licenses
— MAS (Singapore) registration
— DFSA license in Dubai, enabling compliant crypto banking in the UAE
🤝 Trusted by traditional institutions including SCB, Travelex, Zand Bank, and Mamo

📈 ICO Utility & Use Cases:
💼 Investors – Exposure to the Ripple ecosystem through RLUSD, BRX, RNX & XRP
📲 Users – Early access to the Ripple banking app
🌐 Developers – Build on Stellar&XRP ledger, plug into RippleNet
👥 Community – Get rewards for growth, engagement & referrals


🚀 Ripple Bank isn’t just a bank—it’s the bridge to the future of global finance. Join the revolution. Be with Ripple.

👉 Join our official Telegram channel: https://t.me/RippleNetX

🩲🩲🩲 🩲🩲🩲
https://lobstr.co/trade/RippleBank:GACKPCUPX7ZV3Y2VHMIWBMLKKNEB47U45RJG5SHXBEOJ3NSQL5VH2KRP

🩲🩲🩲🩲🩲🩲 🩲🩲🩲🩲🩲 🩲🩲🩲🩲

⚡️Ripple National Trust Bank – The Future of Digital Payments⚡️

✔️ Welcome to Ripple Bank – the digital banking revolution powered by the Ripple ecosystem. Fast. Borderless. Crypto-ready. 100% digital.

🧩 What Is Ripple Bank?
Ripple Bank is the next-gen financial institution integrating blockchain, stablecoins, and DeFi into one seamless platform. Built on RippleNet and powered by XRP, we’re creating a smarter, faster, and more inclusive global banking system.

🩲🩲🩲🩲 🩲🩲🩲🩲🩲🩲

💎 Main Assets:
The core assets used within Ripple Bank will be BRX, RNX, and RLUSD, forming the backbone of our digital economy and enabling seamless value transfer, liquidity, and financial services across the platform.

🩲🩲🩲🩲🩲🩲🩲 🩲🩲🩲🩲🩲🩲🩲

🏛 Regulatory & Institutional Highlights:

🔐 Ripple has filed for a U.S. national bank charter and Federal Reserve master account via its subsidiary, aiming to become a full-fledged crypto bank.

🏦 BNY Mellon will provide custodial services for RLUSD reserves—ensuring institutional-grade asset backing and transparency.

🌍 Ripple holds licenses across major jurisdictions:
— U.S. Money Transmitter Licenses (MTLs)
— European EMI licenses
— MAS (Singapore) registration
— DFSA license in Dubai, enabling compliant crypto banking in the UAE
🤝 Trusted by traditional institutions including SCB, Travelex, Zand Bank, and Mamo

📈 ICO Utility & Use Cases:
💼 Investors – Exposure to the Ripple ecosystem through RLUSD, BRX, RNX & XRP
📲 Users – Early access to the Ripple banking app
🌐 Developers – Build on Stellar&XRP ledger, plug into RippleNet
👥 Community – Get rewards for growth, engagement & referrals


🚀 Ripple Bank isn’t just a bank—it’s the bridge to the future of global finance. Join the revolution. Be with Ripple.

👉 Join our official Telegram channel: https://t.me/RippleNetX

🩲🩲🩲 🩲🩲🩲
https://lobstr.co/trade/RippleBank:GACKPCUPX7ZV3Y2VHMIWBMLKKNEB47U45RJG5SHXBEOJ3NSQL5VH2KRP

⚡️⚡️⚡️⚡️⚡️⚡️⚡️⚡️⚡️⚡️ ⚡️⚡️⚡️⚡️⚡️⚡️⚡️

🚀 Just a few more hours!

Trustlines will be live and available to everyone very soon.
Get ready to jump in — we’re almost there!

Please join our Trustlines Ripple Bank Channel to stay updated and be part of the community.

Stay close, stay tuned 👀✨

⚡️⚡️⚡️⚡️ ⚡️⚡️⚡️

🔵 Ripple Trust Bank/RNX Channel ‼️

🔵 Ripple Bank Trustlines ‼️