Credit card delinquencies surged more than 50% in 2023 as total consumer debt swelled to $17.5 trillion, the New York Federal Reserve reported Tuesday.

Debt that has transitioned into “serious delinquency,” or 90 days or more past due, increased across multiple categories during the year, but none more so than credit cards.

With a total of $1.13 trillion in debt, credit card debt that moved into serious delinquency amounted to 6.4% in the fourth quarter, a 59% jump from just over 4% at the end of 2022, the New York Fed reported. The quarterly increase at an annualized pace was around 8.5%, New York Fed researchers said.

Delinquencies also rose in mortgages, auto loans and the “other” category. Student loan delinquencies moved lower as did home equity lines of credit. Overall, 1.42% of debt was 90 days or more past due, up from just over 1% at the end of 2022.

“Credit card and auto loan transitions into delinquency are still rising above pre-pandemic levels,” said Wilbert van der Klaauw, economic research advisor at the New York Fed. “This signals increased financial stress, especially among younger and lower-income households.” https://www.cnbc.com/2024/02/06/credit-card-delinquencies-surged-in-2023-indicating-financial-stress-new-york-fed-says.html

“At some point during the 2020s, the model predicts, instability becomes so high that it starts cutting down the elite numbers.” He likens the present time to the run-up to the Civil War. America could still relearn the lessons of the Great Compression—“one of the exceptional, hopeful cases”—and act to prevent a top-heavy society from toppling. When that has happened in history, “elites eventually became alarmed by incessant violence and disorder,” he writes. “And we are not there—yet.”

The gentry of new technologies have displaced the industrial and media barons of an earlier age, but the new hierarchies are still in flux. In Silicon Valley, it’s common to hear the prediction that artificial intelligence will yield a world of two broad classes: those who tell the A.I. what to do and those whom the A.I. tells what to do.

Technology won’t spare us a ruling class—and, in any case, it’s hard to envision a thriving society in which no one is allowed to aspire to status. But, instead of continuing to exhaust the meaning of “the élite,” we would be better off targeting what we really resent—inequality, immobility, intolerance—and attacking the barriers that block the “circulation of élites.” Left undisturbed, the most powerful among us will take steps to stay in place, a pattern that sociologists call the “iron law of oligarchy.” Near the end of the Roman Empire, in the fourth century A.D., inequality had become so entrenched that a Roman senator could earn a hundred and twenty thousand pieces of gold a year, while a farmer earned five. The fall of Rome took five hundred years, but, as the distinguished historian Ramsay MacMullen wrote, it could be “compressed into three words: fewer have more.”

Democracy is meant to insure that the élite continue to circulate. But no democracy can function well if people are unwilling to lose power. https://archive.ph/MGhfZ

#BREAKING - Miss Bahamas Organization Mourns Sudden Death of Anva Roberts

According to a statement from MBO, Roberts reportedly passed following her routine morning run in Bimini.

She was remembered as a true representation of being beautiful inside and out, by MBO President, Michelle Malcolm.

Roberts finished in the top 10 in the beauty pageant as Miss Stuart’s Cove in 2007 and was praised for her stunning looks, humble persona and “Island Gal” innocence.

...
More than 11,500 Palestinian children have been killed in Gaza and the West Bank.

It is impossible to imagine this number. This is what she looks like. A 5 km long line.

SOURCE : https://t.me/uncut_news/63110

Nicaragua taking Germany, Canada, UK, Netherlands to ICJ for genocide

"The Nicaraguan government started Monday proceedings to take Germany, the United Kingdom, the Netherlands, and Canada to the International Court of Justice (ICJ) for their complicity in the genocide against the Palestinian people in Gaza by providing the Israeli occupation with the weapons and means to carry out the horrendous act."

https://english.almayadeen.net/news/politics/nicaragua-taking-germany--canada--uk--netherlands-to-icj-for

➡️ Boost RobinMG 🚀

...
Belief in authority is stupid and kills children

Authorities in New Taipei are investigating the death of an 11-month-old boy at a public daycare center, which the child's family allege happened when he suffocated on a mask a teacher forced him to wear.

According to surveillance video footage viewed by the parents, the incident on January 22, 2024 happened when the boy became irritated and took off his mask, after which the teacher put it back on for him.

At that point, the child burst out crying, which "possibly saturated the mask with tears and mucus, causing it to stick to his nose and mouth and suffocate him."

In the video footage, the child was then seen "struggling" and "falling over." The teacher, however, apparently assumed he had become exhausted and fallen asleep, and only discovered that he was unresponsive 20 minutes later, when it was time to move the kids to another room.

Source:
https://focustaiwan.tw/society/202401240012

https://t.me/COVID19Up/19425

https://youtu.be/um-DJfWmBnA

This is funny. The leader of the Dream Team official perpetrator-appointed crusader against tyranny.

Best wishes
Mike

https://youtu.be/um-DJfWmBnA

This is funny. The leader of the Dream Team official perpetrator-appointed crusader against tyranny.

Best wishes
Mike

The Overton Window and Stupidity

As far as the measures taken at that time are concerned. Simply talking about the disproportionate nature of the measures taken at the time is misleading. Compared to what danger should these measures have been proportionate or disproportionate? Against nothing? Here many are simply moving within the Overton window, which was determined by the perpetrators and which is ridiculously small. The whole health threat was 100% made up back then. Therefore, any conversation about the proportionality of the measures taken at that time is an insult to human intellect.

Through the constant repetition of the lie, we seem to lose sight of what is obvious and obvious. This is probably the most common type of idiocy. Weinstein's bandanas intentionally encourage us to make this exact mistake : He wants to turn us into idiots. The script probably came from a CIA psychologist.

Rowan Atkinson, actor ("Mr. Bean") and electrical/electronics engineer, on freedom of expression.

90 minutes of standing ovation, please.

...
Simpsonwood Scandal: How an ‘Absolutely Catastrophic’ Autism Link Was Covered Up by Health Authorities

“Simpsonwood was effectively a highly-secret meeting between representatives of federal agencies and vaccine experts to cover up the fact that they had discovered a highly-significant link between exposure to thimerosal in the hepatitis b vaccine and autism,” shared Andrew Wakefield.

“And they did do a vaxed/unvaxed study, a comparison of those who received a thimerosal-containing vaccine versus those who did not. And there was a sevenfold [7.6] increased risk of autism in those who received the vaccine,” he relayed.

“And what they did then was to fudge the data — to take out the comparison unvaccinated group and to present the data as saying that there is no link between thimerosal and autism,” Wakefield attested.

“But then they went on, obviously, to remove it slowly — recommendations ... And it was all done not to protect the children. This is the key point. It was done to protect the reputations and the credibility of the vaccine regulators.”

Hear more from Andrew Wakefield on #CHDTV:

https://live.childrenshealthdefense.org/chd-tv/shows/good-morning-chd/the-simpsonwood-scandal-with-dr-andrew-wakefield/

Andrew Wakefield Confronts Twitter “Fact-check” Smears and the Infamous Lancet Paper

The Lancet alleged Andrew Wakefield’s 1998 paper concluded MMR vaccines cause autism.

“So not only did I not say that, but we said actually quite the opposite,” responded Wakefield. The paper stated, “This does not prove an association.”

“Things have changed,” he stated, “because I now do believe sincerely that [the] MMR vaccine causes autism. Why? Because ... the CDC, to their credit, tested that hypothesis [autism-vaccine link], and then, having found that it was exactly right in their study, they covered it up, destroyed the documents,” Wakefield detailed.

“And 14 years later, William Thompson [senior CDC scientist] came forward, confessed that he could no longer live with this knowledge, and admitted to the fraud.”

Hear more from Andrew Wakefield on the episode that garnered a lot of attention on #CHDTV:

https://live.childrenshealthdefense.org/chd-tv/shows/good-morning-chd/the-simpsonwood-scandal-with-dr-andrew-wakefield/

...
The censorship of vaccine damage

"Truth in Science: the Right to Know and the Freedom to Decide"—3rd International Public Conference on Vaccination
By Nataliya V. Schetchikova, PhD, Staff Writer

(Reprinted from the February 2003 issue of the Journal of the American Chiropractic Association)

A censored website / Please just ignore the Google warning and click on :

http://www.whale.to/a/aca.html

Join 👉 https://t.me/QueueForBrain/13889

The so-called “monitoring” involves the evaluation of statistics carried out in-house, the mathematical principles of which were invented by the pharmaceutical industry itself. One example of many: The difference between reported and actual vaccine damage. The benefit-risk ratio is calculated on such an extremely mathematically incorrect basis. This is what they call “surveillance.” If the calculation principle is fundamentally wrong, then the result can never be correct. Added to this is the fact that the supposedly independent external controls are actually self-control/self-monitoring.

This would be true even if you monitor vaccine damage for 100 years. The result will always be the same.

Dr. Mike Yeadon writes two related messages on Telegram on February 8th, 2024 about the toxicity mechanisms of pseudo-“vaccinations”:

https://t.me/DrMikeYeadonsolochannelChat/36463

https://t.me/DrMikeYeadonsolochannelChat/36464

Please see below 👇🏿

Dear all,
You may have seen videos I’ve recorded where I’ve outlined some of the to-me obviously intentional harms built into the alleged vaccines.
I’ve been on tiresome, dozens of people commenting email threads. These are the bane of my current existence because they’re not email lists from which you can ask to be removed. No, they’re reply to all fests. And they never stop. I get sometimes dozens of emails daily. I learn to delete them, lest I be tempted to reply, perpetuating the torture.
Today, one person questioned whether the harms were really deliberate. After slapping my forehead, I typed this. You may find it useful in case anyone accuses you of perpetuating misinformation or conspiracy theory.

Best wishes
Mike

Dear all,

I have a different yet complimentary point, and I have made it before. Somehow, it has not landed.

I am a card carrying trained mechanistic toxicologist (as well as a biochemist, at least, that’s what my degree certificate says).
More relevantly, I have over 30 years experience leading new drug design teams across the disciplines.

Over the life of the pharmaceutical industry, we have collectively learned a great deal what kind of chemical and biochemical structures confer what kinds of safety and toxicity risks. We still miss things, especially when they’re not understood and all we have is harms leading to abandonment of research projects or even withdrawal of launched products. Sometimes, board level executives still don’t withdraw harmful products if they think there’s some slight or arguable uncertainty & if they think they can get away with it. Thalidomide for example was sold in Spain deep into the 1970s, 15 years after it was unequivocally known to be a teratogen in humans. Merck didn’t withdraw their COX2 inhibitor until it was so obvious that they were more or less going to get caught. Other times, companies behaved well. 

Equally, we have learned what kinds of design features confer good or poor absorption, low or high plasma protein binding, fast or slow oxidative or conjugative metabolic clearance of drugs via which pathways (hepatic to stool, renal to urine, etc). Drug disposition is perhaps the best understood to the extent there are AI systems which a century of medicinal chemistry & drug metabolism data has fed. 

Toxicology is much less well understood by the industry broadly, but students of the specialist field almost all of the well understood mechanisms of toxicity. Things like aspirin, paracetamol, paraquat, rotenone, masked anilines, certain free radical generators, planar polyaromatic hydrocarbons, etc etc. I’ve forgotten so many. 

One classic example was dioxin release at Seveso, Italy, which resulted in widespread harms from halogenated biphenyls, which injure us via the aryl hydrocarbon receptor, a nuclear factor controlling expression or repression of numerous genes. The underlying biology is extremely complex and I don’t believe we can claim to understand it. We’re not even sure what the endogenous ligands are. 

In one project in industry in which I was lead biologist, I noticed two chemistry colleagues had developed unusual facial rashes. I always pored over chemical structures, and noticed a plausible similarity between part of the new molecules that were being made & tested for this program and those industrial pollutants involved in the Italian accident. Sure enough, they had chloracne and it became a major incident, which we solved, killing the project (obviously) and teaching the industry worldwide to avoid close-in analogues. 

So when I looked at the purported vaccines, I detected at least three distinct mechanisms of toxicity. I assure you, not one of those features would have remained in molecules in the research teams armoury after the first project meeting. It wouldn’t need to be me leading it. Any of my senior staff would see the very obvious safety risks. My peers in industry would also know of them. I’ve talked about them in interviews, pieces to camera and affidavits.

"nie wieder" war bereits und ihr wart Teil von "schon wieder" und fast alle machten mit 😐

https://t.me/geistderzeit