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Looking at world events through the lens of Stellar's future

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🤑 Ripple and Jeonbuk Bank Partner to Modernize Cross-border Payments for Korea’s Regional Banking Sector

Ripple announced a partnership with Jeonbuk Bank, making it the first regional bank in Korea to deploy Ripple Payments for cross-border remittances, bringing near real-time settlement to businesses that have historically relied on transfers taking days to complete.

Traditional bank transfers pass through multiple intermediary banks via the SWIFT network and can take days to process. Ripple Payments replaces this with near real-time settlement, completing in seconds to minutes, and operating 24/7.

Jeonbuk Bank can now offer faster, more transparent, and cost-effective remittance services to its global business customers, including import-export companies, IT startups, and online content creators. 🚀

"As the first regional bank in Korea to deploy Ripple Payments, Jeonbuk Bank is extending near real-time cross-border settlement directly to the businesses it serves, and this is a meaningful step for Korea's broader financial ecosystem," — Fiona Murray, Managing Director, Asia Pacific at Ripple said.


#Stellar

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🇺🇸🇮🇳 Trump Cites India’s Elections to Push for US Voting Overhaul

US President Donald Trump cited India’s election system as a model for the US, bringing the world’s largest democracy into a contentious American debate over voter access and election security.

Trump said the identification requirements make elections secure and pressed Congress to pass the SAVE America Act, which would require proof of citizenship to register for federal elections and photo identification to vote. The measure has stalled in the Senate.

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🇨🇳🇰🇷 Chinese Foreign Minister Wang Yi will visit South Korea Aug. 19–20, his first official visit in five years.

He’ll meet President Lee Jae Myung and other officials to discuss China-South Korea ties, North Korea, and regional issues. The visit comes ahead of ​the ⁠APEC summit in Shenzhen in November and is expected to help the countries to review ⁠progress ​in restoring ties and ​prepare for the next stage of high-level exchanges.

#BRICS

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⚡️🏦 Citi plans to launch bitcoin custody later this year, allowing institutional clients to hold BTC alongside traditional assets

The bank’s institutional infrastructure arm announced the launch of Custody+, a suite of services designed to make custody, settlement, foreign exchange and cash management faster. The service will start with BTC and give clients access to traditional and crypto custody through the same framework.

Citi's custody operation serves clients in more than 100 markets, including 62 markets where it runs its own custody network. By adding bitcoin custody, those clients could keep their bitcoin with the same bank that holds their stocks and bonds, making it easier for some institutions to invest in bitcoin without using a separate crypto custodian.

The bank has rolled out new technology in the U.S. that processes many custody-related tasks through one system instead of passing them through several steps.
🚀

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⚡️🤖 OpenAI launches a safer ChatGPT for Teens: Built for learning, backed by protections

"Across that work, we have been guided by four commitments: put teen safety first, encourage real-world support, treat teens like teens, and be transparent about how our systems should behave," — OpenAI said.


On the educational side, ChatGPT for Teens introduces a new Study Mode feature and other tools designed to encourage teen users to engage their curiosity and work through problems, not just get quick answers. The new product promises to include additional safety measures, as well as the educational crisis of ChatGPT-assisted cheating in schools.

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🤖 Rain Launches the Agentic Payments Alliance to Guide the Future of Agent-Driven Commerce

Rain, the enterprise-grade infrastructure for stablecoin-powered payments, announced the launch of the Agentic Payments Alliance (APA), a coalition of organizations working together to help guide the development of agentic commerce. Founding members include Visa, Mastercard, Fiserv, Circle, Solana, and Remitly.

❗️By 2030, McKinsey projects between $3 trillion and $5 trillion in global agentic commerce. Much of the infrastructure that activity will depend on, including how agents get authorized, how fraud gets caught, and how loyalty and rewards travel with an agent, is still being defined.

The Alliance itself is a working coalition, run collectively by its founding members. Early work is expected to include shared research and frameworks, testing emerging standards for agent identity and authorization, and advocacy on the regulatory questions agentic commerce raises.

26 founding members across payments, stablecoins, and AI, working together to shape how agent-driven commerce gets built. 🚀

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⚡️🇫🇷 French Tax Office to Use AI to Probe Vulnerabilities After Hack

French Budget ​Minister David Amiel said his government will hire "sovereign" AI providers, ​such as Mistral. The government would use ​AI tools to identify its services' vulnerabilities to cyberattacks after the ​government disclosed Thursday the ​tax agency was victim of a ‌cyberattack.

The ⁠data of about 700,000 taxpayers were stolen in the cyberattack. The ⁠chief of the French tax agency, ​Amelie Verdier, said her ​services ⁠detected another data breach on Monday. That attack ⁠is ​still being ​evaluated.

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🤑 Two months in, Zebec Enterprise on Stellar is moving from launch to adoption

9 enterprise accounts are now running USDC payroll on Stellar, reaching an annualized payroll run-rate of ~$4M. And the infrastructure around that payroll continues to expand.

❗️Since its launch, additional ways for businesses and workers to access and use their funds have been introduced:

MoneyGram offramp for local cash access
Privy wallet infrastructure
→ Payroll-connected Tangem hardware wallets
Multi-currency fiat support

💸Next up: Zebec Cards support for onramping, treasury management and expanding MoneyGram offramp.🔣Connecting stablecoins to the financial tools businesses and workers use every day.

More than moving stablecoins. It's about making onchain payroll accessible regardless of someone's crypto experience. 🚀

#Stellar

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⚡️🎥 TikTok Is Exploring Feature to Send Money Over Direct Messages

TikTok is exploring a feature that would allow users to send money to each other in direct messages, in a move that would extend the social media app’s push into financial services. The in-development feature, if launched, would use the TikTok Pay offering already available in Southeast Asia to handle the transactions.

Evidence of the addition was found inside of code hidden in the current version of TikTok’s US iPhone app.

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⚡️🇺🇸 CFTC Chairman Selig Signals Shift to Support Crypto and AI Innovation

"For years, anti-crypto armies, doomers, and decelerationists stifled innovation, regulating by enforcement and driving transformational technologies like blockchain, AI, and prediction markets overseas.

On August 20,
the CFTC is turning the page and charting a course for the new frontier of finance as innovators, builders, thinkers, and entrepreneurs descend upon Washington for the inaugural meeting of the Innovation Advisory Committee," — Selig wrote on X.


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〰️ Comcast Launches Xfinity Shield, Redefining Intelligent Home Protection

Comcast has rolled out a new motion-sensing technology to its latest home routers, allowing homeowners to receive notifications about activity detected inside their house while they are away. The free feature, called Wi-Fi Motion, turns newer Xfinity gateways into motion sensors by detecting interruptions to the Wi-Fi signal of the wireless network and sends a notification through the Xfinity app.

"We believe the network should do more than connect devices. It should help protect the people, their personal information, and everything within their homes that depend on our most reliable WiFi every day," — Comcast said.


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⚡️🇺🇸 SEC Proposes New Regulation Crypto Assets

The SEC proposed a new regulatory framework for crypto assets, the first ‌major step under U.S. President Donald Trump's administration to give the industry the tailored rules it has long pushed for.

❗️The SEC's proposal would exempt certain crypto companies and offerings from U.S. securities rules, which should make it easier for crypto companies to issue tokens and raise money.

"As the Crypto Capital of the World, the U.S. must and will lead. Regulation Crypto Assets will ensure that we do," — Paul Atkins said. 🏆


🟠If finalized as drafted, ​the SEC's proposal would allow a one-time exemption for crypto companies to issue up to $5 million in crypto tokens during a four-year period. It would also allow ​offerings of up to $75 million during each 12-month period, though issuers would still have to provide financial statements and meet regular reporting requirements.

🟠Under both exemptions, ‌token issuers ⁠would still need to disclose certain information to investors.

🟠The SEC's proposal also includes a safe harbor that would exclude a crypto asset from being deemed an investment contract, if certain conditions are met.

The SEC's ​plan is subject to public comment for 60 days after it is published in the U.S. Federal Register.

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📲 Telegram Applies for .gram Domain to Offer Personal Web Addresses to 1 Billion Users

"If the application is approved by ICANN, a billion Telegram users could get their own second-level domains — yourname.gram.

Users would be able to set up their interactive websites hosted by Telegram — with one prompt," — Pavel Durov said.


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⚡️🇺🇸 U.S. accounting-standards group proposes way to see stablecoins as 'cash equivalent'

The U.S. standard-setting organization accounting made an important proposal for stablecoin, answering uncertainties about whether stablecoins could be considered the same as cash under common accounting practices.

❗️Stablecoins that have liquid reserves (whose contents are disclosed each year) at least equal to the circulating tokens, which can be cashed in for dollars at will, can be considered "cash equivalents."

"The amendments in this proposed update would clarify, through illustrative examples, how the current definition of cash equivalents applies to certain digital assets," — the board said in its proposal.


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⚡️🤑 Stellar just raised the performance ceiling for global payments

The latest benchmark puts StellarOrg 's theoretical max at 3,351 TPS. Following the review, Chainspect now reflects the new maximum, 65% above the previous one. 🚀

#Stellar

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💎 Quantum sensors made from diamond defects to let US scientists probe the universe

Researchers in the US have launched a USD 1 million project to develop quantum sensors by using the tiny defects in diamonds, to measure electromagnetic fields with extraordinary sensitivity. The effort is part of a new three-year project carried out at the U.S. Department of Energy’s Argonne National Laboratory (ANL) in Illinois.

The researchers will create compact sensors that can precisely map electromagnetic fields. The devices could additionally be integrated into particle accelerators and other experiments. Understanding how electromagnetic forces affect particles is crucial for particle physics.

“This is another front for the likely quantum revolution. Five or 10 years ago, this was kind of science fiction,” — Nazar Delegan, PhD, a researcher at ANL and project co-lead, highlighted.


If successful, the project could enable more precise measurements and new ways to study the universe using quantum defects in diamonds, with support from the DOE’s Quantum Information Science program. 🚀

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🔥 Cash App's crypto support expands beyond bitcoin and USDC via MoonPay

Cash App’s cryptocurrency service is extending beyond BTC and stablecoin USDC for the first time by being added to crypto payments platform MoonPay.

❗️This means eligible U.S. Cash App users will be able to use their balances to purchase a host of other digital assets offered by MoonPay, including ether ETH , SOL, XRP and USDT.

Users will also be able to fund wallets on MoonPay through their Cash App balances, including Ledger, BitPay, Trust Wallet, MetaMask and Uniswap, among others.

Cash App, the mobile payment service developed by Jack Dorsey’s fintech company Block (XYZ), is one of the premier mainstream gateways into cryptocurrency, given its customer base of over 50 million users. 🚀

“While bitcoin remains at the core of our digital asset strategy, we want to give customers choice and flexibility however they choose to pay,” — Morgan Kuntze, Block’s global partnerships lead, said.


#Stellar

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⚡️🇺🇸🇨🇦Trump Pauses Canada Tariffs for Three Days Subject to a Deal

I have paused the 50% Tariffs against Canada, that were scheduled to kick in tomorrow morning for a three day period, based on the fact that Canada and the U.S.A., subject to the finalization of documents, have a DEAL!


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🧠 Mysterious waves sweeping across your brain may help turn sensory chaos into what you see

Your brain and the ocean share an unexpected feature: waves. Electrical activity can move across the brain's surface in patterns known as traveling brain waves or neural traveling waves. Salk Institute researchers suggest these waves act as a computational engine in the visual cortex, helping the brain process visual information.

The researchers concentrated on the visual cortex and proposed 4 major functions for neural traveling waves. The waves may adjust perception from moment to moment, transform recent sensory information into an internal representation, produce short-term predictions about the surrounding world, and preserve and replay patterns associated with memories of events that unfold over time.

The connections responsible for generating the waves do more than transmit signals. They can alter their physiology ("synaptic weights") in ways that reflect information learned from the outside world.

The review was published
in Neuron on July 21, 2026.

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