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Looking at world events through the lens of Stellar's future

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🍏 Apple Seeks to Buy Chinese-Made Memory Chips

Apple Inc.
is in negotiations to purchase chips from two Chinese semiconductor makers on a Pentagon blacklist to help reduce the impact of a global memory shortage that’s forced the company to raise prices across its product line.

The iPhone maker is seeking to buy memory components from ChangXin Memory Technologies Inc. and Yangtze Memory Technologies Co. for use in devices sold in China. Talks between Apple and the companies are ongoing, and nothing is final yet.

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🤖 Honda starts AI data center battery production in US after EV pivot

Honda Motor
has begun producing batteries for AI data centers at a U.S. plant where it planned to make electric vehicle batteries. The milestone makes Honda the latest car company to dive into the red-hot energy market.

The automaker’s shift toward energy storage comes three months after Honda canceled its EV programs in the U.S. Batteries for the EVs were slated to be made at a factory in Ohio, which Honda operates under a joint venture with LG Energy Solution. Now, those cells are headed to data centers instead of driveways.

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Forwarded from QSI SouthEast Asia 🇰🇭🇱🇦🇲🇾🇵🇭🇸🇬🇮🇩🇹🇭🇻🇳 (Ken 🖋️🐼)
2 July 2026
Organised fraud forces banks and insurers to pool intelligence
AI alone won't stop it, OCBC warns as criminal networks grow in scale.


Financial institutions can no longer fight fraud alone, with industry leaders saying collaboration across banks, insurers, regulators, and law enforcement has become critical as organised criminal networks become more sophisticated.

"We can compete with each other on innovation, products, margins, revenues, but when it comes to fraud, crime prevention, we have to collaborate together," said Nauman Bashir, managing director and global head of Digital Sales at Standard Chartered Bank.


Soon cited OCBC's Anti-Scam Unit, which works with the Singapore Police Force to freeze suspicious accounts and trace stolen funds. The bank has also stationed staff at the police's Anti-Scam Command to speed up investigations.

Beyond bilateral partnerships, Soon said banks are increasingly working through industry groups to develop common anti-scam strategies.

The next phase of collaboration will involve broader intelligence sharing. Soon highlighted an upcoming initiative led by the police and the Monetary Authority of Singapore that will allow participating banks to review past transactions and identify customers who may have transferred funds to known scam accounts through a shared portal.

The panellists also stressed that technology alone cannot solve the problem. Whilst artificial intelligence has strengthened fraud detection, they said human judgement and accountability remain essential.

"AI alone is not everything. Human judgment is needed, accountability. Human accountability is still needed," Soon said.


Credits: Pen Panda @keanw1

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https://sbr.com.sg/financial-services/event-news/organised-fraud-forces-banks-and-insurers-pool-intelligence
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🤖 Alibaba, Payment Firm Will Pay $600 Million to Resolve US Probe

Chinese tech giant Alibaba Group Holding Ltd and its US digital payment processor agreed to pay $600 million to resolve a federal investigation into whether they failed to prevent the sale and importation of illegal pharmaceuticals and controlled substances, the Justice Department said.

Alibaba entered into a non-prosecution agreement released Wednesday to end a probe of alleged violations of the Federal Food, Drug and Cosmetic Act, or FDCA, between 2016 and 2024, the US said. The investigation was led by the Justice Department and the US Attorney’s Office in Rhode Island.

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Forwarded from Becky 🇺🇸🇷🇺🪆
Stellar Bank joins Prosperity Bank

We are excited to share that we officially merged with Prosperity Bank on July 1, 2026, becoming one of the largest banks by assets headquartered in Texas.

Read the full press release here:

https://www . prosperitybankusa . com/wp-content/uploads/2026/07/Press-Release-Stellar-Closing-v2.pdf?utm_medium=email&_hsenc=p2ANqtz-8bcQLGefKYAZZqxoEEJ4k5zmlo42B9X7uq4VJk5Gdo15vRRFWVnasQiZuQ8KEj1quitK8JaUAZX1qR4DPFuWdxSMKeXg&_hsmi=32240958&utm_content=32240958&utm_source=hs_email
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🇪🇺 Europe’s MiCA regime is now up for review, known colloquially as “MiCA 2.0,” through a consultation that closes around September

It’s been six years since Europe’s Markets in Crypto Assets (MiCA) was first mooted and three years since it was enacted. A lot has changed in the meantime, not the least the growing interest from businesses and individuals in stablecoins for international payments.

➡️MiCA was designed for spot crypto, but that categorization has become too narrow, given the extent of stablecoin and tokenization adoption in institutional and wholesale finance.

The European Central Bank has repeatedly said the strength of dollar-pegged stablecoins could damage its control over monetary conditions in the 21-nation eurozone, though its preferred solution is a central bank digital currency (CBDC), not euro stablecoins.

“If you listen to European Central Bank officials, you'll notice their opinions change depending on the individual,” John Orchard, chairman of the Digital Monetary Institute at OMFIF, said. “But they are now willing to tolerate stablecoins on bank balance sheets and perhaps as a remittance tool, but they don't want stablecoins for wholesale settlement, which the U.S. is prepared to experiment with.”


❗️One major difference between stablecoins in the U.S. and those in Europe is the MiCA requirement to send stablecoin deposits back into the banking system while under GENIUS reserves can be held in U.S. government debt. A key drawback for the EU is the lack of a unified treasury bond market such as exists in the U.S.

“The Commission is said to be toying with the idea of reviewing the reserve requirements so that a GENIUS-Act-like model could exist, where the stablecoin operator might buy money market instruments from European governments instead of routing the money back into the banking system,” Orchard said.


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❤️ Microsoft launches its own AI deployment company with $2.5 billion commitment

Microsoft announced a new operating business called Microsoft Frontier company, focused on delivering successful enterprise AI deployments with Microsoft’s existing AI tools. The project will be backed by a $2.5 billion investment from Microsoft, as well as 6,000 industry and engineering experts.

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Friendly reminder for Sunday, July 5 call:

It’s not just for facilitators and moderators of healing sessions, 🔠🔠🔠🔠🔠🔠 can join the stream on QSI global & chat to listen in

It will be super useful for anyone who is ready to take their healing to the next level bc it will give you a sense of what we are looking for in terms of how self-reflection looks, finding binary vs trinary lessons, weasling and squirreling, etc

https://t.me/QuantumStellarInitiative/59215
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🤑 THANK YOU, XRP is officially live 🎉

For years, the XRP community has been defined by headlines. This independent documentary celebrates the people, relationships, and conviction that kept an entire community moving forward.

Featuring exclusive interviews, historic keynote presentations, and rare archival footage spanning the XRP journey.

📱 Watch the full video on YouTube

#Stellar

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🇮🇳🇯🇵India’s Modi and Japan’s Takaichi expand defense and economic security ties

India and Japan will collaborate on naval radio antenna systems, and adopted a joint road map on economic security. Tthe leaders also agreed to strengthen cooperation in AI, shipbuilding, biogas, semiconductors and critical technologies. 🤝

#BRICS

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😺 OpenAI has begun preliminary discussions about giving the US government a 5% stake in the ChatGPT-developer

Sam Altman and other executives proposed that move as part of a broader arrangement under which Washington would hold 5% of each of the leading US AI developers. That might include Anthropic PBC and listed sector leaders Google and Meta Platforms Inc., though it’s unclear if those other firms would agree with the proposal.

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🤑 Stellar Adoption Surges! DTCC Tokenization, MoneyGram’s Stablecoin & Bermuda Onchain! with Denelle Dixon

🚀 Topics:

DTCC picked Stellar as the first public blockchain to connect to its upcoming tokenized securities settlement platform
→ MoneyGram launches MGUSD, a U.S. dollar-backed stablecoin on Stellar
Bermuda Taps Stellar Network to Build the World’s First Fully Onchain National Economy
→ Crypto’s impact on Web Monetization

📱 Watch the full video on YouTube

#Stellar

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🤖TESLA Optimus has just arrived at home with Elon Musk

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⚡️🇺🇸Donald Trump on crypto and AI: "I want to be number one in, and we’re number one in crypto, and we’re also number one in AI."

Well, I was here before, I was there before I was in office, but the way I view crypto’s a little differently, we have to be at the top, otherwise China’s going to take it over.


Like, for instance, AI, we’re leading substantially in AI over China and everybody else. I mean, we’re leading.


President Xi three weeks ago greeted me: “Wow, you’ve really done a great job. You’ve really.” Now we have the hottest country in the world.


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🤑🤑The IMF's new research named the Stellar and XRP Ledger as two of the networks banks have chosen to use for issuing stablecoins

Regulated financial institutions are leveraging the flexibility of permissionless networks, which allow them to incorporate permission controls such as whitelisting to govern who can hold and transact tokens, creating what could be called hybrid governance models.


In addition, some banks appear interested in issuing stablecoins on permissionless blockchains, such as Société Générale’s EUR denominated stablecoin CoinVertible issued on Ethereum, Solana, Stellar, and the XRP Ledger.


➡️The IMF didn't just mention Stellar and XRPL, it pointed to a specific institutional use case.

#Stellar

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🚀Amazon to Begin Internet Service This Year After Latest Launch

A United Launch Alliance rocket lofted 29 satellites for Amazon, paving the way for the start of the company’s broadband service later this year in a challenge to SpaceX’s dominant Starlink network.

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🔥 SEC Chair Paul Atkins Says Agency Is Modernizing Rules to Support On-Chain Market Shift

Over the past year, we have moved purposefully to answer President Trump’s call to make America the Crypto Capital of the World... We are taking historic steps to modernize our rules and regulations to facilitate markets' moving on-chain.


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🤖 SoftBank Plans to Offer AI Compute in US at 10-Gigawatt Scale

SoftBank Group Corp. and its telecom unit will start renting AI computing resources to US companies next fiscal year, using a growing pipeline of data centers to compete with the likes of CoreWeave Inc. and Nebius Group NV.

The two SoftBank companies will set up SB Neo Inc. to offer AI chips and cloud services to big companies including hyperscalers. The so-called neocloud venture plans to ramp up its computing resources to eventually supply data center capacity at a scale of 10 gigawatts by around 2030 for large-scale AI model training and inference, according to Junichi Miyakawa, head of the telecom unit.

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🇨🇦 Canada’s Carney Taps State-Owned Firm to Build Oil Pipeline to Serve Asia

Trans Mountain Corp., a pipeline operator owned by the Canadian government, has been tapped to build a new export conduit connecting Alberta’s oil sands to a Vancouver-area port, Prime Minister Mark Carney said.

The proposed 1 million-barrel-a-day pipeline will link to a deepwater port capable of receiving Very Large Crude Carriers, or VLCCs, with the goal of “meeting significant Asian demand from countries like Japan, Korea, China and India,” according to the government of Alberta.


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🔥 Tokenization Can Change the World's Financial Architecture

Policy decisions on money, market infrastructure, and legal frameworks will determine whether tokenization strengthens or fragments the financial system as assets migrate onto shared digital ledgers, IMF Monetary and Capital Markets Director Tobias Adrian said.


⬇️ What really changes?

🟠Tokenization goes a step beyond simple digitization by embedding ownership and transfer directly within the asset itself.

🟠Liquidity demands materialize in real time, collateral calls can be automated, and failures can propagate faster than institutions or supervisors can respond. Risk that once were borne by the balance sheet of individual institutions behind a transaction become increasingly concentrated in the platforms and code that govern these transactions.

🧱 Tokenization enables multiple forms of digital money to circulate on shared ledgers. Three forms are emerging.

→ Tokenized bank deposits
→ Stablecoins
→ Tokenized central bank reserves


🏦 Banks will change, not disappear. Tokenization does not eliminate banks. It changes how they fund themselves, manage liquidity, and bear risk.

⚖️ Legal foundations matter just as much. Market participants must know whether tokenized records constitute definitive ownership, whether settlement finality is legally recognized, and which jurisdiction’s law applies. Without clarity, tokenization will remain fragmented and peripheral.

❗️The future of tokenized finance will be determined by a complex set of decisions that policymakers will have to make about issues such as the role of public and private money; the degree of interoperability; legal frameworks; code governance; liquidity backstops, and others.

The best outcome would be of a system that provides elements of the required public goods such as risk-free settlement assets and internationally aligned oversight, while encouraging and enabling desirable features such as interoperability. 🚀

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