🏡💰 You sold your HDB for $800K. So how much actually goes into your bank account?
This is one of the biggest misconceptions I see when homeowners calculate their next property budget.
Your selling price is not your cash proceeds.
For an HDB resale, the money generally goes towards:
🏦 Outstanding housing loan
📋 CPF refund + accrued interest
💵 Other amounts payable, such as resale levy or upgrading costs where applicable
⚖️ Sale-related expenses
Only after these deductions do you get your actual balance sale proceeds. HDB specifically recommends estimating your net proceeds before selling, especially if you need the money for your next home.
And there's an important distinction between CPF refund and cash in the bank.
If you used $250K of CPF over the years, your required refund can be higher because accrued interest is included. That refunded amount goes back into CPF, not directly into your bank account.
For example:
🏠 Selling price: $800K
🏦 Less loan: $300K
📋 Less CPF refund: $250K
💰 Approx. balance: $250K
That $250K is much closer to your actual sale proceeds before other applicable costs.
And if you're 55 or older, the CPF refund may first be used to meet your applicable retirement sum before any remaining amount stays in your OA.
🔗 https://propertynet.sg/hdb-sale-proceeds-2026-agent-fees-cpf-refund-cash-in-bank/
📌 Before you decide what property you can afford next, don't start with your HDB selling price.
Start with your estimated net proceeds.
That's the number that tells you what you actually have to work with.
This is one of the biggest misconceptions I see when homeowners calculate their next property budget.
Your selling price is not your cash proceeds.
For an HDB resale, the money generally goes towards:
🏦 Outstanding housing loan
📋 CPF refund + accrued interest
💵 Other amounts payable, such as resale levy or upgrading costs where applicable
⚖️ Sale-related expenses
Only after these deductions do you get your actual balance sale proceeds. HDB specifically recommends estimating your net proceeds before selling, especially if you need the money for your next home.
And there's an important distinction between CPF refund and cash in the bank.
If you used $250K of CPF over the years, your required refund can be higher because accrued interest is included. That refunded amount goes back into CPF, not directly into your bank account.
For example:
🏠 Selling price: $800K
🏦 Less loan: $300K
📋 Less CPF refund: $250K
💰 Approx. balance: $250K
That $250K is much closer to your actual sale proceeds before other applicable costs.
And if you're 55 or older, the CPF refund may first be used to meet your applicable retirement sum before any remaining amount stays in your OA.
🔗 https://propertynet.sg/hdb-sale-proceeds-2026-agent-fees-cpf-refund-cash-in-bank/
📌 Before you decide what property you can afford next, don't start with your HDB selling price.
Start with your estimated net proceeds.
That's the number that tells you what you actually have to work with.
PropertyNet.SG
HDB Sale Proceeds 2026: How Agent Fees and CPF Refund Decide What Lands in Your Bank | PropertyNet.SG
Your HDB sale price is not your cash. See how the CPF refund, accrued interest and agent fees split your proceeds in 2026, with a worked example.
❤1
🏡💰 $2.1M for a new launch in Lentor, or a resale condo in District 15?
For a family with around $2.1M to spend, this is the kind of decision that looks simple on paper but can turn out very differently depending on what you're actually prioritising.
A new launch gives you:
🏗 Brand-new home and facilities
📐 Modern layouts and newer specifications
💰 Progressive payments during construction
⏳ A fresh lease with a longer runway
📈 Potential upside as the surrounding Lentor precinct develops
But a resale condo can offer something equally valuable:
🏡 More space for the same quantum
👀 You can inspect the actual unit
🚇 Established amenities and transport links
💰 More room to negotiate
🔑 Move in or rent out almost immediately
In 2026, comparable resale condos can trade at a meaningful discount to new launches, although the actual gap varies significantly by location and project.
And that's where the family decision gets interesting.
You're not really choosing between "new" and "old."
You're choosing between:
Future potential vs. immediate certainty.
Newer facilities vs. larger living space.
Progressive payments vs. full financing from completion.
A developing precinct vs. an established neighbourhood.
For a $2.1M budget, I'd also look beyond PSF.
📊 Total quantum
📐 Usable space
🏫 Schools and daily convenience
🚇 MRT accessibility
🏦 Financing and monthly cash flow
📈 Future competing supply
🏡 Likely resale demand when you eventually exit
🔗 https://propertynet.sg/lentor-new-launch-vs-d15-resale-2026-2-1m-family-decision/
📌 There isn't a universal winner between Lentor new launch and D15 resale.
The better choice is the one that fits your family's timeline, cash flow and next 7–10 years.
Sometimes paying a premium for new makes sense.
Sometimes buying the larger resale and keeping the difference makes more sense.
The important part is knowing what you're actually paying the premium for.
For a family with around $2.1M to spend, this is the kind of decision that looks simple on paper but can turn out very differently depending on what you're actually prioritising.
A new launch gives you:
🏗 Brand-new home and facilities
📐 Modern layouts and newer specifications
💰 Progressive payments during construction
⏳ A fresh lease with a longer runway
📈 Potential upside as the surrounding Lentor precinct develops
But a resale condo can offer something equally valuable:
🏡 More space for the same quantum
👀 You can inspect the actual unit
🚇 Established amenities and transport links
💰 More room to negotiate
🔑 Move in or rent out almost immediately
In 2026, comparable resale condos can trade at a meaningful discount to new launches, although the actual gap varies significantly by location and project.
And that's where the family decision gets interesting.
You're not really choosing between "new" and "old."
You're choosing between:
Future potential vs. immediate certainty.
Newer facilities vs. larger living space.
Progressive payments vs. full financing from completion.
A developing precinct vs. an established neighbourhood.
For a $2.1M budget, I'd also look beyond PSF.
📊 Total quantum
📐 Usable space
🏫 Schools and daily convenience
🚇 MRT accessibility
🏦 Financing and monthly cash flow
📈 Future competing supply
🏡 Likely resale demand when you eventually exit
🔗 https://propertynet.sg/lentor-new-launch-vs-d15-resale-2026-2-1m-family-decision/
📌 There isn't a universal winner between Lentor new launch and D15 resale.
The better choice is the one that fits your family's timeline, cash flow and next 7–10 years.
Sometimes paying a premium for new makes sense.
Sometimes buying the larger resale and keeping the difference makes more sense.
The important part is knowing what you're actually paying the premium for.
PropertyNet.SG
Lentor New Launch vs D15 Resale 2026: How One Family Answered the $2.1M Question | PropertyNet.SG
A composite case study of a Singapore family weighing a $2.1M Lentor new launch against a D15 resale, with the numbers, trade-offs and framework laid out.
SORA just made its biggest move this year.
1M Compounded SORA jumped from 1.10% to 1.30% in a month. 3M SORA is up from 1.12% to 1.19%. The bottom is officially behind us.
What this means if you're holding a floating loan: your rate is heading up, and the gap between floating and fixed has nearly closed. Best floating today is 1.39% (private). Best 2-year fixed is 1.40%, now from two banks after Citi cut to match HSBC.
For 0.01% more, you lock your rate for 2 years while SORA climbs. That's the trade on the table right now. UOB expects 3M SORA to hit around 1.39% by year end, which would push floating packages past 1.5%.
HDB owners, take note too: bank floating from 1.44%, fixed from 1.45%, both still far below the 2.60% HDB concessionary rate.
Full September rates across all banks, updated 4 Sep:
propertynet.sg/latest-bank-mortgage-loan-rates-across-singapore/?v=sep
1M Compounded SORA jumped from 1.10% to 1.30% in a month. 3M SORA is up from 1.12% to 1.19%. The bottom is officially behind us.
What this means if you're holding a floating loan: your rate is heading up, and the gap between floating and fixed has nearly closed. Best floating today is 1.39% (private). Best 2-year fixed is 1.40%, now from two banks after Citi cut to match HSBC.
For 0.01% more, you lock your rate for 2 years while SORA climbs. That's the trade on the table right now. UOB expects 3M SORA to hit around 1.39% by year end, which would push floating packages past 1.5%.
HDB owners, take note too: bank floating from 1.44%, fixed from 1.45%, both still far below the 2.60% HDB concessionary rate.
Full September rates across all banks, updated 4 Sep:
propertynet.sg/latest-bank-mortgage-loan-rates-across-singapore/?v=sep
PropertyNet.SG
Singapore Mortgage Rates from 1.39% p.a. (September 2026) | PropertyNet.SG
Compare Singapore home loan rates from 1.39% p.a. across all major banks. Updated monthly.
🏡💰 Sell your HDB first, or buy the condo first?
For HDB upgraders in 2026, this isn't just a timing decision.
It can mean the difference between $0 ABSD and potentially $300K to $400K+ of cash being tied up temporarily.
If you sell first, then buy your condo:
✅ The condo becomes your first private residential property
✅ No 20% ABSD for a Singapore Citizen
✅ You know your actual HDB sale proceeds before committing
✅ Your financing position may also be cleaner
But there's a trade-off.
🏠 You may need temporary accommodation
⏳ You could be caught between selling and securing the next home
📈 The property you want may move in price while you're waiting
If you buy first, you get to secure the condo you want before selling the HDB.
But if you still own the HDB when you purchase, a Singapore Citizen buying a second residential property generally pays 20% ABSD upfront.
For a $1.8M condo:
💰 20% ABSD = $360,000
For a $2M condo:
💰 20% ABSD = $400,000
For eligible married Singapore Citizen couples, that ABSD can be reclaimed if the existing property is sold within the required six-month window. But the refund is not automatic, and the deadline is strict.
That's why the real question isn't simply:
"Should I sell first or buy first?"
It's:
📊 How much cash do I have?
🏦 What happens to my loan eligibility?
🏡 How quickly can my HDB realistically sell?
💰 How much CPF will actually be refunded?
⏳ Can I comfortably manage the six-month ABSD timeline?
🏠 Am I buying resale or a new launch?
A sell-first strategy usually gives you more financial certainty.
A buy-first strategy gives you more certainty over the home you're buying.
Neither is automatically better.
🔗 https://propertynet.sg/sell-first-vs-buy-first-upgraders-2026-cash-flow-absd-comparison/
📌 For most upgraders, the biggest mistake isn't buying the wrong condo.
It's getting the sequence wrong.
Before you exercise that OTP, work out both scenarios on paper. A few hours of planning can potentially save you hundreds of thousands in unnecessary cash flow exposure.
For HDB upgraders in 2026, this isn't just a timing decision.
It can mean the difference between $0 ABSD and potentially $300K to $400K+ of cash being tied up temporarily.
If you sell first, then buy your condo:
✅ The condo becomes your first private residential property
✅ No 20% ABSD for a Singapore Citizen
✅ You know your actual HDB sale proceeds before committing
✅ Your financing position may also be cleaner
But there's a trade-off.
🏠 You may need temporary accommodation
⏳ You could be caught between selling and securing the next home
📈 The property you want may move in price while you're waiting
If you buy first, you get to secure the condo you want before selling the HDB.
But if you still own the HDB when you purchase, a Singapore Citizen buying a second residential property generally pays 20% ABSD upfront.
For a $1.8M condo:
💰 20% ABSD = $360,000
For a $2M condo:
💰 20% ABSD = $400,000
For eligible married Singapore Citizen couples, that ABSD can be reclaimed if the existing property is sold within the required six-month window. But the refund is not automatic, and the deadline is strict.
That's why the real question isn't simply:
"Should I sell first or buy first?"
It's:
📊 How much cash do I have?
🏦 What happens to my loan eligibility?
🏡 How quickly can my HDB realistically sell?
💰 How much CPF will actually be refunded?
⏳ Can I comfortably manage the six-month ABSD timeline?
🏠 Am I buying resale or a new launch?
A sell-first strategy usually gives you more financial certainty.
A buy-first strategy gives you more certainty over the home you're buying.
Neither is automatically better.
🔗 https://propertynet.sg/sell-first-vs-buy-first-upgraders-2026-cash-flow-absd-comparison/
📌 For most upgraders, the biggest mistake isn't buying the wrong condo.
It's getting the sequence wrong.
Before you exercise that OTP, work out both scenarios on paper. A few hours of planning can potentially save you hundreds of thousands in unnecessary cash flow exposure.
PropertyNet.SG
Sell First or Buy First Singapore 2026: Side-by-Side Cash Flow and $304k ABSD Comparison | PropertyNet.SG
Sell first or buy first in 2026? A side-by-side cash flow and ABSD comparison for HDB upgraders, with worked numbers on the $304k float and 45% LTV.
🏦💰 Your home loan lock-in is ending. Could refinancing really save you $890 a month?
With Singapore mortgage rates much lower in 2026, homeowners who locked in at 3% or more in previous years may want to take another look at their existing package.
As of August 2026, some bank packages are around 1.3% to 1.4%, although the actual rate depends on the bank, loan size and borrower profile.
For example, on an $800K outstanding loan, moving from 3.50% to around 1.32% could save roughly $870 a month, based on a 25-year remaining tenure.
But before refinancing, don't just look at the headline rate.
Check:
🔒 Lock-in expiry
Most packages have a lock-in period, commonly around 2 years, with an early redemption penalty that can be around 1.5% of the outstanding loan.
⚖️ Legal & valuation costs
These can reduce your actual savings, especially if your outstanding loan is smaller.
📅 Timing
If your lock-in expires within the next 3 to 6 months, it's worth starting the review early because the refinancing process can take several weeks.
🏦 Repricing vs refinancing
You don't necessarily have to move banks. Sometimes your existing bank may offer a competitive repricing package, so compare both options.
📊 Break-even period
A lower monthly instalment doesn't automatically mean refinancing is worthwhile. Work out how many months it takes for your interest savings to recover the refinancing costs.
And one more thing:
Don't refinance simply because the rate is lower.
Look at your remaining loan tenure, outstanding balance, lock-in period and how long you intend to keep the property.
🔗 https://propertynet.sg/first-refinancing-lock-in-expiry-2026-cut-monthly-mortgage-890/
📌 Your mortgage rate is one of the easiest property costs to overlook because the payment happens automatically every month.
But a rate difference of 1% or 2% on a large outstanding loan can add up to thousands of dollars a year.
Sometimes, the best property saving isn't selling or buying.
It's simply reviewing the loan you already have.
With Singapore mortgage rates much lower in 2026, homeowners who locked in at 3% or more in previous years may want to take another look at their existing package.
As of August 2026, some bank packages are around 1.3% to 1.4%, although the actual rate depends on the bank, loan size and borrower profile.
For example, on an $800K outstanding loan, moving from 3.50% to around 1.32% could save roughly $870 a month, based on a 25-year remaining tenure.
But before refinancing, don't just look at the headline rate.
Check:
🔒 Lock-in expiry
Most packages have a lock-in period, commonly around 2 years, with an early redemption penalty that can be around 1.5% of the outstanding loan.
⚖️ Legal & valuation costs
These can reduce your actual savings, especially if your outstanding loan is smaller.
📅 Timing
If your lock-in expires within the next 3 to 6 months, it's worth starting the review early because the refinancing process can take several weeks.
🏦 Repricing vs refinancing
You don't necessarily have to move banks. Sometimes your existing bank may offer a competitive repricing package, so compare both options.
📊 Break-even period
A lower monthly instalment doesn't automatically mean refinancing is worthwhile. Work out how many months it takes for your interest savings to recover the refinancing costs.
And one more thing:
Don't refinance simply because the rate is lower.
Look at your remaining loan tenure, outstanding balance, lock-in period and how long you intend to keep the property.
🔗 https://propertynet.sg/first-refinancing-lock-in-expiry-2026-cut-monthly-mortgage-890/
📌 Your mortgage rate is one of the easiest property costs to overlook because the payment happens automatically every month.
But a rate difference of 1% or 2% on a large outstanding loan can add up to thousands of dollars a year.
Sometimes, the best property saving isn't selling or buying.
It's simply reviewing the loan you already have.
PropertyNet.SG
First Refinancing at Lock-In Expiry Singapore: How One Couple Cut Their Mortgage by $890 a Month | PropertyNet.SG
A couple's first condo refinancing at lock-in expiry in 2026 cut their monthly instalment by $890. The numbers, the mistakes, and the framework.
🏡⏳ Your condo has been on the market for weeks, but still no serious offer?
Before blaming the market, I would look at three things first:
📊 1. Is the pricing still realistic?
Buyers today have plenty of choices. They're comparing your resale condo not just against other resale units, but also against new launches.
If your asking price is based on what a neighbour achieved months ago, the market may already have moved.
📸 2. Does the listing make buyers want to view it?
Good properties can still get ignored if the marketing doesn't show the property's strengths.
The first few photos, floor plan, headline and positioning all matter.
🏡 3. Are you targeting the right buyer?
For right-sizers especially, the buyer isn't necessarily looking for the cheapest unit.
They may be looking for:
📐 A practical layout
🌳 A quieter facing
🚇 Convenience
🏊 Good facilities
👨👩👧 Space for their lifestyle
💰 A sensible quantum
Sometimes the problem isn't that the condo is "too expensive".
It's that the buyer doesn't see why your unit deserves the premium.
And this is where I think sellers need to be careful.
A listing that sits for too long can start to create its own problem. Buyers may assume something is wrong with the property, or simply wait for the seller to cut the price.
Instead of repeatedly reducing the asking price, it may be better to step back and reassess the entire positioning.
🔗 https://propertynet.sg/condo-listing-stalls-2026-pricing-marketing-fixes-right-sizers/
📌 Selling a condo isn't just about putting up a listing and waiting for the right buyer.
It's about getting the price, positioning and buyer strategy right from the start.
Sometimes the property doesn't need a bigger discount.
It needs a better explanation of why someone should buy it.
Before blaming the market, I would look at three things first:
📊 1. Is the pricing still realistic?
Buyers today have plenty of choices. They're comparing your resale condo not just against other resale units, but also against new launches.
If your asking price is based on what a neighbour achieved months ago, the market may already have moved.
📸 2. Does the listing make buyers want to view it?
Good properties can still get ignored if the marketing doesn't show the property's strengths.
The first few photos, floor plan, headline and positioning all matter.
🏡 3. Are you targeting the right buyer?
For right-sizers especially, the buyer isn't necessarily looking for the cheapest unit.
They may be looking for:
📐 A practical layout
🌳 A quieter facing
🚇 Convenience
🏊 Good facilities
👨👩👧 Space for their lifestyle
💰 A sensible quantum
Sometimes the problem isn't that the condo is "too expensive".
It's that the buyer doesn't see why your unit deserves the premium.
And this is where I think sellers need to be careful.
A listing that sits for too long can start to create its own problem. Buyers may assume something is wrong with the property, or simply wait for the seller to cut the price.
Instead of repeatedly reducing the asking price, it may be better to step back and reassess the entire positioning.
🔗 https://propertynet.sg/condo-listing-stalls-2026-pricing-marketing-fixes-right-sizers/
📌 Selling a condo isn't just about putting up a listing and waiting for the right buyer.
It's about getting the price, positioning and buyer strategy right from the start.
Sometimes the property doesn't need a bigger discount.
It needs a better explanation of why someone should buy it.
PropertyNet.SG
Condo Listing Stalls in 2026: 6 Pricing and Marketing Fixes for Right-Sizers | PropertyNet.SG
Your condo listing stalls in a segmented 2026 market. Six pricing and marketing fixes for right-sizers, with worked numbers and RCR data.
🏡💰 Could moving from a larger condo to a smaller one unlock $600K for retirement?
For some homeowners, right-sizing isn't really about downsizing.
It's about unlocking equity that has been sitting inside the home.
Imagine owning a larger condo that has appreciated substantially over the years. Your children have moved out, you no longer need four bedrooms, and your priorities have shifted from having more space to having:
🌳 Lower monthly expenses
🚇 Better accessibility
🏡 A more manageable home
💰 More liquidity for retirement
Selling the larger condo and buying a smaller replacement could potentially release hundreds of thousands of dollars in equity.
But don't simply take the difference between the two selling prices.
You need to account for:
🏦 Outstanding mortgage
📋 CPF refund and accrued interest
🧾 Buyer's Stamp Duty
⚖️ Legal and agent fees
🏠 Renovation and moving costs
📉 Any potential selling discount
And there's another important consideration in 2026:
The sequence of your sale and purchase.
If you sell your existing condo first, you can generally purchase the next private property without being treated as buying a second residential property.
If you buy first while still owning your existing condo, a Singapore Citizen buying a second residential property is generally subject to 20% ABSD upfront.
There are remission arrangements for eligible buyers, including specific concessions for single Singapore Citizen seniors aged 55 and above who right-size, subject to the applicable conditions and six-month sale requirement.
So the real calculation isn't:
$2.4M condo → $1.8M condo = $600K freed
It's:
Sale proceeds - loan - CPF refund - selling costs - replacement purchase costs = actual equity released
🔗 https://propertynet.sg/condo-to-condo-right-sizing-retirement-2026-unlock-600k-equity/
📌 For retirement planning, your home doesn't necessarily have to be your biggest asset.
Sometimes, the better move is to turn part of that property equity into liquidity while moving into a home that better fits the life you're living now.
Right-sizing isn't about having less.
It's about keeping what you need and unlocking what you don't.
For some homeowners, right-sizing isn't really about downsizing.
It's about unlocking equity that has been sitting inside the home.
Imagine owning a larger condo that has appreciated substantially over the years. Your children have moved out, you no longer need four bedrooms, and your priorities have shifted from having more space to having:
🌳 Lower monthly expenses
🚇 Better accessibility
🏡 A more manageable home
💰 More liquidity for retirement
Selling the larger condo and buying a smaller replacement could potentially release hundreds of thousands of dollars in equity.
But don't simply take the difference between the two selling prices.
You need to account for:
🏦 Outstanding mortgage
📋 CPF refund and accrued interest
🧾 Buyer's Stamp Duty
⚖️ Legal and agent fees
🏠 Renovation and moving costs
📉 Any potential selling discount
And there's another important consideration in 2026:
The sequence of your sale and purchase.
If you sell your existing condo first, you can generally purchase the next private property without being treated as buying a second residential property.
If you buy first while still owning your existing condo, a Singapore Citizen buying a second residential property is generally subject to 20% ABSD upfront.
There are remission arrangements for eligible buyers, including specific concessions for single Singapore Citizen seniors aged 55 and above who right-size, subject to the applicable conditions and six-month sale requirement.
So the real calculation isn't:
$2.4M condo → $1.8M condo = $600K freed
It's:
Sale proceeds - loan - CPF refund - selling costs - replacement purchase costs = actual equity released
🔗 https://propertynet.sg/condo-to-condo-right-sizing-retirement-2026-unlock-600k-equity/
📌 For retirement planning, your home doesn't necessarily have to be your biggest asset.
Sometimes, the better move is to turn part of that property equity into liquidity while moving into a home that better fits the life you're living now.
Right-sizing isn't about having less.
It's about keeping what you need and unlocking what you don't.
PropertyNet.SG
Condo-to-Condo Right-Sizing in Retirement 2026: Unlock $600k Without Downgrading | PropertyNet.SG
How retirees can free up $600k in equity by moving from a large condo to a smaller efficient one, without cutting lifestyle. 2026 numbers, ABSD and CPF rules.
🔥 UNION SQUARE RESIDENCES | LIMITED-TIME PROMOTION
There’s currently a limited-time promotion running at Union Square Residences from **7 September to 4 October 2026**.
Some of the promoted units have already been taken, so the remaining selection is getting more limited.
Current highlighted units:
💛 1BR | 463sf | #11-02
~~$1.434M | $3,097psf~~
NOW $1.291M | $2,788psf
💰 Save $143K
💛 1+S | 506sf | #04-07
🚨 Last 2 units below $3,000psf
~~$1.540M | $3,043psf~~
NOW $1.417M | $2,800psf
💰 Save $123K
💛 2BR | 700sf | #04-01
🚨 Last low-floor unit
~~$2.023M | $2,890psf~~
NOW $1.821M | $2,601psf
💰 Save $202K
💛 2BR | 710sf | #04-11
~~$2.032M | $2,862psf~~
NOW $1.890M | $2,662psf
💰 Save $142K
💛 2BR | 721sf | #03-05
🚨 Last 2 units
~~$2.117M | $2,936psf~~
NOW $1.948M | $2,702psf
💰 Save $169K
💛 2BR | 732sf | #04-09
🚨 Last 4 units
~~$2.200M | $3,005psf~~
NOW $1.980M | $2,705psf
💰 Save $220K
💛 2+S | 743sf | #31-06
🚨 Last 7 units
~~$2.500M | $3,365psf~~
NOW $2.300M | $3,096psf
💰 Save $200K
❌ 3BR | 990sf | SOLD OUT
❌ 3BRP | 1,066sf | SOLD OUT
💛 4BRP | 1,518sf | #03-08
~~$4.620M | $3,043psf~~
NOW $4.158M | $2,739psf
💰 Save $462K
💛 5BR Sky Suite | 2,476sf | #39-08
🚨 Last 1 unit
$9.5M | $3,837psf
What caught my attention is the **size of the price adjustment**, especially the 4BRP where the difference is $462K.
If Union Square Residences was previously on your radar but the pricing didn't quite work, this promotion may be worth revisiting.
📌 Full unit details, layouts & latest pricing:
https://propertynet.sg/new-launch-condos/union-square-residences
*Prices and availability are subject to change. Do check for the latest available units before making any decision.*
There’s currently a limited-time promotion running at Union Square Residences from **7 September to 4 October 2026**.
Some of the promoted units have already been taken, so the remaining selection is getting more limited.
Current highlighted units:
💛 1BR | 463sf | #11-02
~
NOW $1.291M | $2,788psf
💰 Save $143K
💛 1+S | 506sf | #04-07
🚨 Last 2 units below $3,000psf
~
NOW $1.417M | $2,800psf
💰 Save $123K
💛 2BR | 700sf | #04-01
🚨 Last low-floor unit
~
NOW $1.821M | $2,601psf
💰 Save $202K
💛 2BR | 710sf | #04-11
~
NOW $1.890M | $2,662psf
💰 Save $142K
💛 2BR | 721sf | #03-05
🚨 Last 2 units
~
NOW $1.948M | $2,702psf
💰 Save $169K
💛 2BR | 732sf | #04-09
🚨 Last 4 units
~
NOW $1.980M | $2,705psf
💰 Save $220K
💛 2+S | 743sf | #31-06
🚨 Last 7 units
~
NOW $2.300M | $3,096psf
💰 Save $200K
❌ 3BR | 990sf | SOLD OUT
❌ 3BRP | 1,066sf | SOLD OUT
💛 4BRP | 1,518sf | #03-08
~
NOW $4.158M | $2,739psf
💰 Save $462K
💛 5BR Sky Suite | 2,476sf | #39-08
🚨 Last 1 unit
$9.5M | $3,837psf
What caught my attention is the **size of the price adjustment**, especially the 4BRP where the difference is $462K.
If Union Square Residences was previously on your radar but the pricing didn't quite work, this promotion may be worth revisiting.
📌 Full unit details, layouts & latest pricing:
https://propertynet.sg/new-launch-condos/union-square-residences
*Prices and availability are subject to change. Do check for the latest available units before making any decision.*
PropertyNet.SG
Union Square Residences Review: 77/100 on the PropertyNet Insider Benchmark
366 luxury homes in CDL's landmark District 1 mixed-use development at 28 Havelock Road, by Clarke Quay and the Singapore River.
The Business Times 09 Sep 2026- En bloc sale framework recalibrated as urban renewal ‘not merely desirable, but really imperative’: Edwin Tong