The last 22 homes of the Belgravia trilogy are going to Booking Day on 17 Sep. Freehold landed in Seletar Hills, 3,929 to 4,370 sqft from $5.19M, that works out to $1,210 to $1,442 psf while this year's condo launches ask $2,400 and up.
The difference this time: TOP is obtained. No showflat imagination needed. You walk the actual estate, and you can move in after purchase.
The trade-off is real too: $5.19M entry, and no MRT within walking distance. We cover both sides in the full review, scored 80/100 Strong Buy on the Insider Benchmark.
Preview starts 5 Sep. Read before Booking Day π
https://propertynet.sg/new-launch-condos/belgravia-ace/
#sgproperty #belgraviaace #freehold #landedproperty #seletarhills #stratalanded #newlaunchsg #singaporeproperty #sgrealestate #propertynet
The difference this time: TOP is obtained. No showflat imagination needed. You walk the actual estate, and you can move in after purchase.
The trade-off is real too: $5.19M entry, and no MRT within walking distance. We cover both sides in the full review, scored 80/100 Strong Buy on the Insider Benchmark.
Preview starts 5 Sep. Read before Booking Day π
https://propertynet.sg/new-launch-condos/belgravia-ace/
#sgproperty #belgraviaace #freehold #landedproperty #seletarhills #stratalanded #newlaunchsg #singaporeproperty #sgrealestate #propertynet
PropertyNet.SG
Belgravia Ace Review: 80/100 on the PropertyNet Insider Benchmark
Freehold landed space from $1,210 psf while condos launch above $2,400. The final 22 homes of a sold-out trilogy, move-in ready. Booking Day 17 September.
π¨ LAST 15 UNITS LEFT! The Continuum, Freehold D15 π¨
801 of 816 units SOLD. 98% gone.
What's left are the biggest homes in the project, and the numbers are surprisingly sharp:
π 5 Bedroom (1,905 sqft)
13 units | From $2,670 psf | $5.09M to $5.50M
π 4 Bedroom Premier (1,690 sqft)
2 units | From $2,926 psf | About $4.95M
Why this is worth a look now:
β Freehold (estate in fee simple) in Tanjong Katong, on a land assembly D15 is unlikely to see repeated
β Keys expected 17 Nov 2027. Towers are already up, so progressive payments run about 14 months, not 4 years
β 5-bedders priced around 12% below freehold large formats at Meyer Blue, and close to 99-year Grand Dunman next door
β Kong Hwa, Tanjong Katong Primary and Haig Girls' school belt, PLQ minutes away, Tanjong Katong MRT (TEL) walkable
β Two full facility decks linked by the signature overhead bridge
PropertyNet Insider Benchmark: 82/100, Strong Buy. Scored on our independent framework, no developer fees, no sponsored placements.
Best fit: multi-gen families who need space, want freehold, and want to move in by end 2027 rather than wait till 2030.
We can send you the unit-level balance chart, the 4BR premier vs 5BR arithmetic, and stack-by-stack facing analysis across both plots. Direct developer pricing, no markup, no obligation.
π² WhatsApp PropertyNet for the latest availability and a viewing.
π’ Join our Telegram for launch alerts: https://t.me/PropertyNetSG
Read the full independent review π
https://propertynet.sg/new-launch-condos/the-continuum/
Figures as at 2 Sep 2026. Availability moves fast, so confirm the live count before sending.
801 of 816 units SOLD. 98% gone.
What's left are the biggest homes in the project, and the numbers are surprisingly sharp:
π 5 Bedroom (1,905 sqft)
13 units | From $2,670 psf | $5.09M to $5.50M
π 4 Bedroom Premier (1,690 sqft)
2 units | From $2,926 psf | About $4.95M
Why this is worth a look now:
β Freehold (estate in fee simple) in Tanjong Katong, on a land assembly D15 is unlikely to see repeated
β Keys expected 17 Nov 2027. Towers are already up, so progressive payments run about 14 months, not 4 years
β 5-bedders priced around 12% below freehold large formats at Meyer Blue, and close to 99-year Grand Dunman next door
β Kong Hwa, Tanjong Katong Primary and Haig Girls' school belt, PLQ minutes away, Tanjong Katong MRT (TEL) walkable
β Two full facility decks linked by the signature overhead bridge
PropertyNet Insider Benchmark: 82/100, Strong Buy. Scored on our independent framework, no developer fees, no sponsored placements.
Best fit: multi-gen families who need space, want freehold, and want to move in by end 2027 rather than wait till 2030.
We can send you the unit-level balance chart, the 4BR premier vs 5BR arithmetic, and stack-by-stack facing analysis across both plots. Direct developer pricing, no markup, no obligation.
π² WhatsApp PropertyNet for the latest availability and a viewing.
π’ Join our Telegram for launch alerts: https://t.me/PropertyNetSG
Read the full independent review π
https://propertynet.sg/new-launch-condos/the-continuum/
Figures as at 2 Sep 2026. Availability moves fast, so confirm the live count before sending.
π‘π Divorce doesn't always mean selling the family home.
Sometimes, one spouse wants to keep the property, especially when children are involved and staying in the same home provides stability.
But keeping the condo after a divorce isn't simply a matter of removing one name from the title.
There are several financial and legal pieces that need to come together:
π Transfer of ownership
The court may order the property to be transferred to one spouse as part of the division of matrimonial assets.
π° CPF refunds
When one spouse takes over the property, the outgoing spouse's CPF used for the property will generally need to be refunded, including accrued interest. However, the Court can order a full, partial or no CPF refund depending on the circumstances.
π¦ Refinancing
The remaining owner still needs to ensure they can independently service the housing loan. This can become the biggest practical hurdle when one income is now supporting the property.
π§Ύ Stamp duty
Transfers arising from matrimonial proceedings may qualify for BSD, ABSD and SSD remission, provided the relevant conditions are met.
The important point is that "I want to keep the condo" and "I can afford to keep the condo" are two very different questions.
Before making the decision, the numbers should be worked out carefully:
π Current property value
π¦ Outstanding mortgage
π° CPF used by both parties + accrued interest
π΅ Cash required for the transfer
π Refinancing capacity
π‘ Ongoing monthly holding costs
π https://propertynet.sg/single-mum-kept-condo-after-divorce-decoupling-refinancing-2026/
π Sometimes keeping the family home can make sense. But the decision should be based on both the legal arrangement and whether the remaining owner can comfortably carry the property on their own.
For situations involving divorce and matrimonial assets, the property strategy should always be coordinated with the appropriate legal and financing professionals.
Sometimes, one spouse wants to keep the property, especially when children are involved and staying in the same home provides stability.
But keeping the condo after a divorce isn't simply a matter of removing one name from the title.
There are several financial and legal pieces that need to come together:
π Transfer of ownership
The court may order the property to be transferred to one spouse as part of the division of matrimonial assets.
π° CPF refunds
When one spouse takes over the property, the outgoing spouse's CPF used for the property will generally need to be refunded, including accrued interest. However, the Court can order a full, partial or no CPF refund depending on the circumstances.
π¦ Refinancing
The remaining owner still needs to ensure they can independently service the housing loan. This can become the biggest practical hurdle when one income is now supporting the property.
π§Ύ Stamp duty
Transfers arising from matrimonial proceedings may qualify for BSD, ABSD and SSD remission, provided the relevant conditions are met.
The important point is that "I want to keep the condo" and "I can afford to keep the condo" are two very different questions.
Before making the decision, the numbers should be worked out carefully:
π Current property value
π¦ Outstanding mortgage
π° CPF used by both parties + accrued interest
π΅ Cash required for the transfer
π Refinancing capacity
π‘ Ongoing monthly holding costs
π https://propertynet.sg/single-mum-kept-condo-after-divorce-decoupling-refinancing-2026/
π Sometimes keeping the family home can make sense. But the decision should be based on both the legal arrangement and whether the remaining owner can comfortably carry the property on their own.
For situations involving divorce and matrimonial assets, the property strategy should always be coordinated with the appropriate legal and financing professionals.
PropertyNet.SG
Keeping the Condo After Divorce Singapore: How a Single Mum Freed $310k Through Decoupling | PropertyNet.SG
A single mum kept the family condo after divorce using decoupling and refinancing. The exact numbers, the ABSD trap she avoided, and what she got wrong.
π‘β³ Your condo has been listed for weeks, but the offers just aren't coming in?
You might be tempted to blame the market.
But the 2026 resale market isn't frozen.
In Q2 2026, private resale transactions actually rose 18.2% quarter-on-quarter to 3,813 units, with resale making up 62% of all private residential sales. The bigger issue is that buyers are becoming much more selective.
If your listing has stalled, I would look at these 7 things:
1οΈβ£ Recheck your price
Benchmark against the latest transactions in your development, not what your neighbour is asking.
2οΈβ£ Compare against new launches
Today's buyers can compare your resale unit directly against brand-new projects.
3οΈβ£ Look at your unit's efficiency
An older 1,100 sqft unit may not necessarily offer more usable space than a newer 1,050 sqft unit because of changes in floor-area measurement.
4οΈβ£ Fix the first impression
Your first few photos and listing headline can determine whether someone even books a viewing.
5οΈβ£ Don't waste the first few weeks
The freshest period of a listing tends to generate the most attention. If you started too high, small price cuts over months may do more harm than a proper relaunch.
6οΈβ£ Understand the buyer's financing
LTV, TDSR, stamp duties and the overall purchase quantum all affect whether your buyer can actually complete.
7οΈβ£ Negotiate with data
When an offer comes in below asking, compare it against recent caveats rather than simply saying, "I paid more than this."
The interesting part?
RCR prices fell 1.4% and OCR prices fell 0.2% in Q2, while CCR prices rose 2.0%. So your property's location matters even more when deciding how aggressive you can be.
π https://propertynet.sg/condo-listing-stalled-2026-fixes-slow-private-resale/
π A stalled listing doesn't always mean you need to slash the price.
Sometimes you need to fix the positioning.
Sometimes the marketing.
Sometimes the buyer you're targeting.
And sometimes, the market is simply telling you that your original asking price was wrong.
You might be tempted to blame the market.
But the 2026 resale market isn't frozen.
In Q2 2026, private resale transactions actually rose 18.2% quarter-on-quarter to 3,813 units, with resale making up 62% of all private residential sales. The bigger issue is that buyers are becoming much more selective.
If your listing has stalled, I would look at these 7 things:
1οΈβ£ Recheck your price
Benchmark against the latest transactions in your development, not what your neighbour is asking.
2οΈβ£ Compare against new launches
Today's buyers can compare your resale unit directly against brand-new projects.
3οΈβ£ Look at your unit's efficiency
An older 1,100 sqft unit may not necessarily offer more usable space than a newer 1,050 sqft unit because of changes in floor-area measurement.
4οΈβ£ Fix the first impression
Your first few photos and listing headline can determine whether someone even books a viewing.
5οΈβ£ Don't waste the first few weeks
The freshest period of a listing tends to generate the most attention. If you started too high, small price cuts over months may do more harm than a proper relaunch.
6οΈβ£ Understand the buyer's financing
LTV, TDSR, stamp duties and the overall purchase quantum all affect whether your buyer can actually complete.
7οΈβ£ Negotiate with data
When an offer comes in below asking, compare it against recent caveats rather than simply saying, "I paid more than this."
The interesting part?
RCR prices fell 1.4% and OCR prices fell 0.2% in Q2, while CCR prices rose 2.0%. So your property's location matters even more when deciding how aggressive you can be.
π https://propertynet.sg/condo-listing-stalled-2026-fixes-slow-private-resale/
π A stalled listing doesn't always mean you need to slash the price.
Sometimes you need to fix the positioning.
Sometimes the marketing.
Sometimes the buyer you're targeting.
And sometimes, the market is simply telling you that your original asking price was wrong.
PropertyNet.SG
Why Your Condo Listing Stalled in 2026: 7 Fixes When Resale Sits 81 Days | PropertyNet.SG
Median resale condo listings now sit 81 days versus 39 in 2023. Seven analytical fixes to unstick a stalled private resale in 2026.
π‘π° EC income ceiling is now $18,000. So can you buy an EC today if your household income is above $16,000?
Not quite.
The headline from NDR 2026 is correct: the EC household income ceiling has increased from $16,000 to $18,000, effective 24 August 2026.
But there's an important catch.
The new $18,000 ceiling only applies to new EC projects where the land sale tender closes on or after 24 August 2026. It does not apply to existing EC projects or developments based on land tenders awarded earlier.
So if you're looking at an EC that is:
π Already launched
π Launching soon
π Based on an earlier land tender
The household income ceiling remains $16,000.
This matters if your combined income sits between $16K and $18K.
You may have heard that you're now eligible for an EC, but the specific project you're considering may still be out of reach under the existing rules.
And for existing ECs, the higher ceiling doesn't suddenly apply to unsold balance units either.
The bigger picture:
π $18K ceiling = more households can qualify eventually
π‘ Existing ECs = still $16K
β³ New qualifying ECs = benefit from the higher ceiling
π° Higher eligibility doesn't automatically mean higher affordability
So before assuming you can buy an EC, check the project's land tender date, not just the latest income ceiling.
π https://propertynet.sg/ec-income-ceiling-18000-2026-still-runs-16000-current-launches/
π The $18K EC ceiling is real. But if you're shopping for an EC today, the old $16K rule may still apply to the project you're looking at.
The timing matters.
Not quite.
The headline from NDR 2026 is correct: the EC household income ceiling has increased from $16,000 to $18,000, effective 24 August 2026.
But there's an important catch.
The new $18,000 ceiling only applies to new EC projects where the land sale tender closes on or after 24 August 2026. It does not apply to existing EC projects or developments based on land tenders awarded earlier.
So if you're looking at an EC that is:
π Already launched
π Launching soon
π Based on an earlier land tender
The household income ceiling remains $16,000.
This matters if your combined income sits between $16K and $18K.
You may have heard that you're now eligible for an EC, but the specific project you're considering may still be out of reach under the existing rules.
And for existing ECs, the higher ceiling doesn't suddenly apply to unsold balance units either.
The bigger picture:
π $18K ceiling = more households can qualify eventually
π‘ Existing ECs = still $16K
β³ New qualifying ECs = benefit from the higher ceiling
π° Higher eligibility doesn't automatically mean higher affordability
So before assuming you can buy an EC, check the project's land tender date, not just the latest income ceiling.
π https://propertynet.sg/ec-income-ceiling-18000-2026-still-runs-16000-current-launches/
π The $18K EC ceiling is real. But if you're shopping for an EC today, the old $16K rule may still apply to the project you're looking at.
The timing matters.
PropertyNet.SG
EC Income Ceiling $18,000 in 2026: Why Every EC You Can Buy Today Still Runs on $16,000 | PropertyNet.SG
The EC income ceiling rose to $18,000 from 24 Aug 2026, but it only applies to sites tendered on or after that date. Every EC on sale today still uses $16,000.
π‘π° You sold your HDB for $800K. So how much actually goes into your bank account?
This is one of the biggest misconceptions I see when homeowners calculate their next property budget.
Your selling price is not your cash proceeds.
For an HDB resale, the money generally goes towards:
π¦ Outstanding housing loan
π CPF refund + accrued interest
π΅ Other amounts payable, such as resale levy or upgrading costs where applicable
βοΈ Sale-related expenses
Only after these deductions do you get your actual balance sale proceeds. HDB specifically recommends estimating your net proceeds before selling, especially if you need the money for your next home.
And there's an important distinction between CPF refund and cash in the bank.
If you used $250K of CPF over the years, your required refund can be higher because accrued interest is included. That refunded amount goes back into CPF, not directly into your bank account.
For example:
π Selling price: $800K
π¦ Less loan: $300K
π Less CPF refund: $250K
π° Approx. balance: $250K
That $250K is much closer to your actual sale proceeds before other applicable costs.
And if you're 55 or older, the CPF refund may first be used to meet your applicable retirement sum before any remaining amount stays in your OA.
π https://propertynet.sg/hdb-sale-proceeds-2026-agent-fees-cpf-refund-cash-in-bank/
π Before you decide what property you can afford next, don't start with your HDB selling price.
Start with your estimated net proceeds.
That's the number that tells you what you actually have to work with.
This is one of the biggest misconceptions I see when homeowners calculate their next property budget.
Your selling price is not your cash proceeds.
For an HDB resale, the money generally goes towards:
π¦ Outstanding housing loan
π CPF refund + accrued interest
π΅ Other amounts payable, such as resale levy or upgrading costs where applicable
βοΈ Sale-related expenses
Only after these deductions do you get your actual balance sale proceeds. HDB specifically recommends estimating your net proceeds before selling, especially if you need the money for your next home.
And there's an important distinction between CPF refund and cash in the bank.
If you used $250K of CPF over the years, your required refund can be higher because accrued interest is included. That refunded amount goes back into CPF, not directly into your bank account.
For example:
π Selling price: $800K
π¦ Less loan: $300K
π Less CPF refund: $250K
π° Approx. balance: $250K
That $250K is much closer to your actual sale proceeds before other applicable costs.
And if you're 55 or older, the CPF refund may first be used to meet your applicable retirement sum before any remaining amount stays in your OA.
π https://propertynet.sg/hdb-sale-proceeds-2026-agent-fees-cpf-refund-cash-in-bank/
π Before you decide what property you can afford next, don't start with your HDB selling price.
Start with your estimated net proceeds.
That's the number that tells you what you actually have to work with.
PropertyNet.SG
HDB Sale Proceeds 2026: How Agent Fees and CPF Refund Decide What Lands in Your Bank | PropertyNet.SG
Your HDB sale price is not your cash. See how the CPF refund, accrued interest and agent fees split your proceeds in 2026, with a worked example.
β€1
π‘π° $2.1M for a new launch in Lentor, or a resale condo in District 15?
For a family with around $2.1M to spend, this is the kind of decision that looks simple on paper but can turn out very differently depending on what you're actually prioritising.
A new launch gives you:
π Brand-new home and facilities
π Modern layouts and newer specifications
π° Progressive payments during construction
β³ A fresh lease with a longer runway
π Potential upside as the surrounding Lentor precinct develops
But a resale condo can offer something equally valuable:
π‘ More space for the same quantum
π You can inspect the actual unit
π Established amenities and transport links
π° More room to negotiate
π Move in or rent out almost immediately
In 2026, comparable resale condos can trade at a meaningful discount to new launches, although the actual gap varies significantly by location and project.
And that's where the family decision gets interesting.
You're not really choosing between "new" and "old."
You're choosing between:
Future potential vs. immediate certainty.
Newer facilities vs. larger living space.
Progressive payments vs. full financing from completion.
A developing precinct vs. an established neighbourhood.
For a $2.1M budget, I'd also look beyond PSF.
π Total quantum
π Usable space
π« Schools and daily convenience
π MRT accessibility
π¦ Financing and monthly cash flow
π Future competing supply
π‘ Likely resale demand when you eventually exit
π https://propertynet.sg/lentor-new-launch-vs-d15-resale-2026-2-1m-family-decision/
π There isn't a universal winner between Lentor new launch and D15 resale.
The better choice is the one that fits your family's timeline, cash flow and next 7β10 years.
Sometimes paying a premium for new makes sense.
Sometimes buying the larger resale and keeping the difference makes more sense.
The important part is knowing what you're actually paying the premium for.
For a family with around $2.1M to spend, this is the kind of decision that looks simple on paper but can turn out very differently depending on what you're actually prioritising.
A new launch gives you:
π Brand-new home and facilities
π Modern layouts and newer specifications
π° Progressive payments during construction
β³ A fresh lease with a longer runway
π Potential upside as the surrounding Lentor precinct develops
But a resale condo can offer something equally valuable:
π‘ More space for the same quantum
π You can inspect the actual unit
π Established amenities and transport links
π° More room to negotiate
π Move in or rent out almost immediately
In 2026, comparable resale condos can trade at a meaningful discount to new launches, although the actual gap varies significantly by location and project.
And that's where the family decision gets interesting.
You're not really choosing between "new" and "old."
You're choosing between:
Future potential vs. immediate certainty.
Newer facilities vs. larger living space.
Progressive payments vs. full financing from completion.
A developing precinct vs. an established neighbourhood.
For a $2.1M budget, I'd also look beyond PSF.
π Total quantum
π Usable space
π« Schools and daily convenience
π MRT accessibility
π¦ Financing and monthly cash flow
π Future competing supply
π‘ Likely resale demand when you eventually exit
π https://propertynet.sg/lentor-new-launch-vs-d15-resale-2026-2-1m-family-decision/
π There isn't a universal winner between Lentor new launch and D15 resale.
The better choice is the one that fits your family's timeline, cash flow and next 7β10 years.
Sometimes paying a premium for new makes sense.
Sometimes buying the larger resale and keeping the difference makes more sense.
The important part is knowing what you're actually paying the premium for.
PropertyNet.SG
Lentor New Launch vs D15 Resale 2026: How One Family Answered the $2.1M Question | PropertyNet.SG
A composite case study of a Singapore family weighing a $2.1M Lentor new launch against a D15 resale, with the numbers, trade-offs and framework laid out.
SORA just made its biggest move this year.
1M Compounded SORA jumped from 1.10% to 1.30% in a month. 3M SORA is up from 1.12% to 1.19%. The bottom is officially behind us.
What this means if you're holding a floating loan: your rate is heading up, and the gap between floating and fixed has nearly closed. Best floating today is 1.39% (private). Best 2-year fixed is 1.40%, now from two banks after Citi cut to match HSBC.
For 0.01% more, you lock your rate for 2 years while SORA climbs. That's the trade on the table right now. UOB expects 3M SORA to hit around 1.39% by year end, which would push floating packages past 1.5%.
HDB owners, take note too: bank floating from 1.44%, fixed from 1.45%, both still far below the 2.60% HDB concessionary rate.
Full September rates across all banks, updated 4 Sep:
propertynet.sg/latest-bank-mortgage-loan-rates-across-singapore/?v=sep
1M Compounded SORA jumped from 1.10% to 1.30% in a month. 3M SORA is up from 1.12% to 1.19%. The bottom is officially behind us.
What this means if you're holding a floating loan: your rate is heading up, and the gap between floating and fixed has nearly closed. Best floating today is 1.39% (private). Best 2-year fixed is 1.40%, now from two banks after Citi cut to match HSBC.
For 0.01% more, you lock your rate for 2 years while SORA climbs. That's the trade on the table right now. UOB expects 3M SORA to hit around 1.39% by year end, which would push floating packages past 1.5%.
HDB owners, take note too: bank floating from 1.44%, fixed from 1.45%, both still far below the 2.60% HDB concessionary rate.
Full September rates across all banks, updated 4 Sep:
propertynet.sg/latest-bank-mortgage-loan-rates-across-singapore/?v=sep
PropertyNet.SG
Singapore Mortgage Rates from 1.39% p.a. (September 2026) | PropertyNet.SG
Compare Singapore home loan rates from 1.39% p.a. across all major banks. Updated monthly.