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🏑⏳ Your HDB has been listed for weeks, but nobody is biting?

In a more balanced 2026 resale market, simply putting a flat on the market is no longer enough.

HDB resale prices have declined for two consecutive quarters, while the number of flats reaching MOP in 2026 has increased significantly. Buyers have more choices, which means sellers need to be more disciplined about pricing and positioning.

If your listing is not moving, look at these 7 areas:

1️⃣ Asking price
Are you anchored to past transactions instead of today's comparable sales?

2️⃣ Valuation gap
Does the asking price create a large financing or cash hurdle for buyers?

3️⃣ Property presentation
Would a buyer immediately see the value when they walk in?

4️⃣ Listing photos
Are your photos creating enough interest to generate viewings?

5️⃣ Marketing reach
Are you reaching enough qualified buyers?

6️⃣ Unit positioning
Are you clearly communicating what makes your flat better than competing listings?

7️⃣ Adjustment speed
If the market gives you feedback, are you reacting quickly enough?

With more resale supply entering the market, buyers have greater choice and negotiating power.

πŸ”— https://propertynet.sg/hdb-resale-listing-stalled-7-reasons-not-selling-fix-pricing-2026/

πŸ“Œ A listing that doesn't move isn't always a property problem. Sometimes, it's a pricing, positioning or execution problem.

The earlier you identify the issue, the easier it is to fix.
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πŸ“Š Singapore New Launch Sales Update (10 – 16 Aug 2026)
A total of 34 residential new launch units were sold across Singapore this week, with another 2 Commercial & Industrial units transacted.

πŸ™ CORE CENTRAL REGION (CCR) – 6 Units
β€’ Cape Royale – 1
β€’ Dunearn House – 3
β€’ River Green – 1
β€’ River Modern – 1

πŸŒ† REST OF CENTRAL REGION (RCR) – 13 Units
β€’ Arina East Residences – 5
β€’ Hudson Place Residences – 1
β€’ Terra Hill – 1
β€’ The Arcady At Boon Keng – 1
β€’ The Continuum – 1
β€’ The Sen – 2
β€’ TMW Maxwell – 1
β€’ Union Square Residences – 1

🌿 OUTSIDE CENTRAL REGION (OCR) – 15 Units
β€’ Canberra Crescent Residences – 2
β€’ Chuan Park – 1
β€’ Elta – 1
β€’ Hillock Green – 1
β€’ Kassia – 1
β€’ Lentor Gardens Residences – 2
β€’ Narra Residences – 1
β€’ Norwood Grand – 3
β€’ Springleaf Collection – 2
β€’ Springleaf Residence – 1

🏒 COMMERCIAL & INDUSTRIAL – 2 Units
β€’ Space 18 – 1
β€’ The Golden Mile – 1

πŸ“ˆ Key Takeaway
The OCR led this week's residential sales with 15 units, followed by the RCR with 13 units and CCR with 6 units.

Arina East Residences recorded the highest sales among the RCR projects with 5 units, while Dunearn House led the CCR with 3 units. In the OCR, Norwood Grand recorded 3 units, with several other projects also seeing steady activity.

πŸ” Thinking of buying a new launch?
Compare projects, check the latest prices, view floor plans, explore mortgage rates, and access the latest Singapore property market insights at PropertyNet.SG.
🌐 https://propertynet.sg

#SingaporeProperty #NewLaunchSingapore #PropertyNetSG #SingaporeRealEstate #NewLaunchSales #CondoLaunch #PropertyMarketSG #PropertyInsights #SingaporeCondo #NewLaunchUpdates
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πŸ‘πŸ’° Should you hold firm on your HDB asking price, or cut it to sell faster?

That decision has become more important in Singapore's 2026 HDB resale market.

The HDB Resale Price Index fell 0.3% in Q2 2026, following a 0.1% decline in Q1. That's the first back-to-back quarterly decline in nearly seven years. Resale transactions also remained below the same period last year, giving buyers more room to compare and negotiate.

So should sellers cut?

Not necessarily.

The right question is whether your asking price is still supported by:

πŸ“Š Recent like-for-like transactions
πŸ“ Your flat's location and demand
🏑 Floor, orientation, condition and remaining lease
πŸ’° Valuation and buyer financing ability
⏱️ Your required selling timeline

A premium flat with strong attributes may still justify a firm price. But if viewings are weak, offers are consistently below asking and comparable transactions have moved lower, holding firm without adjusting strategy can cost you valuable time.

πŸ”— https://propertynet.sg/pricing-hdb-to-sell-softening-2026-market-hold-firm-vs-cut/

πŸ“Œ In a softening market, pricing isn't about being the cheapest. It's about being credible enough for buyers to act.
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πŸ’°πŸ‘ A 4% rental yield doesn't necessarily mean you're making 4%.

This is one of the biggest mistakes property investors make when comparing condos.

A property's gross rental yield may look attractive on paper, but the actual return can fall after accounting for:

🏠 Property tax
πŸ”§ Maintenance fees
🀝 Agent commission
πŸ“… Vacancy periods
🏦 Mortgage interest
πŸ’° Other ownership costs

PropertyNet's 2026 analysis shows that a condo with a 3.8% gross rental yield could potentially generate less than 2.5% net yield after taxes, maintenance and other costs.

That's why the "highest yielding condo" isn't necessarily the best investment.

The better questions are:

πŸ“Š What's the net yield after all costs?
πŸ“ How sustainable is the rental demand?
🏑 Is the entry price still attractive?
πŸ“ˆ Is there potential for capital appreciation?
🏦 Does the rental income comfortably cover financing costs?

Current market data also shows that Singapore's average gross residential rental yield is around 3.06% in Q2 2026, reinforcing the importance of looking beyond headline yields.

πŸ”— https://propertynet.sg/highest-yielding-condos-2026-net-rental-returns-shrink-after-costs/

πŸ“Œ Don't invest based on gross yield alone. The return that matters is what remains after the full cost of owning the property.
πŸ‘πŸ’³ Self-employed and buying your first condo? Getting the loan approved may be harder than getting the keys.

A recent PropertyNet case study involving a self-employed hawker highlights a common financing challenge: irregular income, income documentation and bank assessment can significantly affect borrowing capacity.

For self-employed buyers, banks may look closely at:

πŸ“„ Income tax assessments and financial records
πŸ“Š Consistency of declared income
🏦 Existing debts and monthly commitments
πŸ“‰ Variable income and applicable income haircuts
πŸ“ˆ TDSR and the bank's stress-test rate

For a first bank housing loan, the maximum LTV is generally 75%, but qualifying for that loan quantum still depends on your income assessment and TDSR. PropertyNet notes that variable income can be subject to a 30% haircut, which can materially reduce borrowing power for commission-based and self-employed earners.

And when financing takes longer than expected, the knock-on effects can be significant:

⏳ Delayed loan approval
🏠 Delayed completion or key collection
πŸ’° Additional holding or rental costs
πŸ“… More pressure to coordinate the sale and purchase timeline

The lesson is simple: don't wait until you've found your dream condo to find out how much the bank will lend you.

πŸ”— https://propertynet.sg/self-employed-hawker-hdb-loan-rejection-condo-keys-14-month-financing-2026/

πŸ“Œ For self-employed buyers, financing preparation should happen before the property search, not after you've committed to the purchase.
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πŸ‡ΉπŸ‡­πŸ™ Bangkok's next property opportunities may not be where most Singaporean investors are looking.

Medical tourism is becoming more than a healthcare story. Around major medical centres, an entire ecosystem of serviced apartments, extended-stay accommodation, wellness, F&B and retail has developed to serve patients and their families.

But there's an important distinction.

Medical tourism tends to drive rental and hospitality demand, rather than direct property buying demand from medical visitors. The opportunity is therefore more relevant to investors looking at rental-oriented and hospitality-adjacent assets.

Beyond the established areas like Sukhumvit, Thonglor and Ekkamai, Bangkok property experts on the ground are also watching:

πŸš‡ Ram Intra
πŸ› Fashion Island
πŸš† The wider Pink MRT Line corridor
πŸ“ˆ Areas where infrastructure is arriving before prices fully catch up

The bigger investment lesson?

Infrastructure can come first. Demand follows. Prices may follow later.

πŸ”— https://propertynet.sg/medical-tourism-and-bangkok-s-growth-areas-what-the-experts-on-the-ground-are-saying/

πŸ“ŒWhen looking overseas, don't just follow where developers are marketing. Look at where infrastructure, real demand and local knowledge intersect.
πŸ‘πŸ’° Can you really buy your first condo at 29 on a $6,800 salary?

The answer is yes, but the numbers matter far more than the Instagram photo.

A recent PropertyNet case study follows a single first-time buyer who purchased an OCR new launch condo using the Progressive Payment Scheme. The biggest challenge wasn't simply the monthly mortgage. It was managing the upfront cash, CPF usage, stamp duty and financing requirements.

For a first-time private property buyer:

πŸ’΅ 5% minimum cash downpayment
🏦 Up to 75% LTV for a first housing loan, subject to eligibility
πŸ“Š 55% TDSR limits total monthly debt commitments
🧾 BSD, legal fees and other upfront costs need to be budgeted
πŸ— Progressive payments can spread the financial commitment during construction.

The bigger lesson?

Don't ask only, "How much can I borrow?"

Ask:

πŸ“Œ How much cash do I need upfront?
πŸ“Œ How much CPF can I actually use?
πŸ“Œ What happens if interest rates rise?
πŸ“Œ Can my income comfortably support the loan over the long term?

πŸ”— https://propertynet.sg/first-condo-29-6800-salary-real-numbers-2026/

πŸ“Œ Buying your first condo isn't about proving that you can qualify for the maximum loan. It's about making sure the property still makes sense after all the numbers are accounted for.
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