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🟢AWARD WINNING BOOKS AND AUTHORS of 2023-24 [Part -3]

🔶Thakazhi Memorial Award - M. Mukundan

🔶Sahitya Akademi Award 2024 - English-Easterine Kire for Spirits Nights (Novel)
▪️Hindi-Gagan Gill for Main Jab Tak Aai Bahar (Poetry)
▪️2023 English - Neelam Gour for Requim in Raga Janaki (Novel)
▪️Hindi - Sanjiv for Mujhe Pehchano (Novel)
▪️Urdu Sadiqua Nawab Saher for Rajdev ki Amrai (Novel)

🔶CV Kunhiraman Literary Prize - Sethu (A. Sethumadhavan)

🔶Luminuous Lummer Dai Literary Award - Jumsi Siram (2023)

🔶Booker Prize 2024 - Samantha Harvey for Orbital (Novel)
▪️Paul Lynch for Prophet Song (2023)

             ✍ Credit - Pihu Kaur
🟢 BILLS PASSED IN LOK SABHA / RAJYA SABHA IN 2024

The Public Examinations (Prevention of Unfair Means) Bill, 2024

• It was introduced in Lok Sabha on February 5, 2024.

• Lok Sabha passes ‘The Public Examinations (Prevention of Unfair Means) Bill, 2024’ to curb paper leaks, malpractices as well as organised malpractices in recruitment examinations like UPSC, SSC etc and entrance tests such as NEET, JEE and CUET.

• The Bill proposes a punishment of a minimum of three to five years of imprisonment to curb cheating and for those involved in organised crimes of cheating will face five to 10 years of imprisonment and a minimum fine of Rs 1 crore.

The Water (Prevention and Control of Pollution) Amendment Bill 2024

•
It was introduced in Rajya Sabha on February 5, 2024.

• It amends the Water (Prevention and Control of Pollution) Act, 1974.

• The Act establishes the central and state pollution control boards (CPCB and SPCBs) to prevent and control water pollution.

• The Bill decriminalises several violations, and instead imposes penalties. It will initially apply to Himachal Pradesh, Rajasthan, and the union territories. Other states may pass resolutions to extend its applicability to their states.

The Constitution (Scheduled Castes and Scheduled Tribes) Orders (Amendment) Bill, 2024

• It was introduced in Rajya Sabha on February 5, 2024.

• The Bill amends the Constitution (Scheduled Castes) Order, 1950 and the Constitution (Scheduled Tribes) Order, 1950 to modify the list of Scheduled Castes and Scheduled Tribes in Odisha.

• Communities Added to the list of Scheduled Tribes :- 
The Bill adds following communities to the list of Scheduled Tribes in Odisha : (i) Muka Dora, Mooka Dora, Nuka Dora, Nooka Dora (for districts of Koraput, Nowrangapur, Rayagada, and Malkangiri), and (ii) Konda Reddy, Konda Reddi.

• Certain Communities Moved from list of Scheduled Castes to Scheduled Tribes :-
The Bill removes Tamadia and Tamudia communities from the list of Scheduled Castes in Odisha, and instead adds them to the list of Scheduled Tribes.

The Constitution (Scheduled Tribes) Order (Amendment) Bill, 2024

• It was introduced in Rajya Sabha on February 5, 2024.

• The Bill seeks to amend the Constitution (Scheduled Tribes) Order, 1950, in relation to Andhra Pradesh. The Order lists the tribes deemed to be Scheduled Tribes in states and union territories.

• Scheduled Tribes in Andhra Pradesh :-
The Bill adds the following to the list of Scheduled Tribes in Andhra Pradesh :- (i) Bondo Porja , (ii) Khond Porja & (iii) Konda Savaras

The Constitution (Jammu and Kashmir) Scheduled Castes Order (Amendment) Bill, 2024

• The Constitution (Jammu and Kashmir) Scheduled Castes Order (Amendment) Bill, 2024 was passed by the Parliament, To incorporate Valmiki community as a synonym of Chura, Balmiki, Bhangi, and Mehtar communities in the list of Scheduled Castes in Jammu and Kashmir.

The Constitution (Jammu and Kashmir) Scheduled Tribes Order (Amendment) Bill, 2024

• The Constitution (Jammu and Kashmir) Scheduled Tribes Order (Amendment) Bill, 2024 was passed by the Parliament, To include ‘Pahari Ethnic Group, Paddari Tribe, Koli and Gadda Brahmin’ communities in the list of STs of UT of Jammu and Kashmir.

• The Rajya Sabha passed the bill on 9th February 2024 to amend the Constitution (Jammu & Kashmir) Scheduled Tribes Order, 1989 with respect to the UT of J&K. Earlier, the Bill had been passed by the Lok Sabha on 6th February 2024.

The Bharatiya Vayuyan Vidheyak, 2024

• It was introduced in Lok Sabha on July 31, 2024 and was passed by the Lower House on August 9.

• The Rajya Sabha on December 05 passed the Bharatiya Vayuyan Vidheyak 2024, which replaces the Aircraft Act, 1934.

• The Act regulates activities related to aircrafts including manufacturing, possession, use, and trade. The Bill retains these provisions and also provides for regulation of aircraft design.
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🇮🇳 January 15, 2025

👮🏻‍♂ 77th Indian Army Day
भारतीय सेना दिवस


Theme25 : "Samarth Bharat, Saksham Sena"

Motto : "Service Before Self"

👮🏻‍♀To salute the braveness & honour the soldiers & jawans of the Indian Army.

👮🏻In 1949 when Field Marshal Sir Kodandera "Kipper" Madappa Cariappa took over the charge of Indian Army from British Gr. Sir Francis Butcher.

👮🏻‍♂ Field Marshal Cariappa, who was the 1st officer of the Indian Army to hold a 5-star rank, had led his troops in the World War II & in the 1st Indo-Pak war of 1947

🟢 NEWS
🔶Indian Army Unveils Chhatrapati Shivaji Statue At Pangong Tso

🔷Indian Army Unveils ‘Eklavya’ Digital Training Platform

🔶Army Day Parade to feature all-girl NCC contingent, robotic mules

🔷ASIGMA: Indian Army Launched In-House Messaging App

🟢CHIEF OF DEPARTMENT
CDS: Lt Gen. Anil Chauhan
Air : Amar Preet Singh
Army : Manoj Pandey
Naval : Dinesh Kumar Tripathi

✍ Credit : Arvιnd Kυмar ⛥
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🪩 January 16, 2025 (9th Anniversary)

🚀 National Startup Day
राष्ट्रीय स्टार्टअप दिवस


💡 Startup India initiative was launched on 16th January, 2016, with a vision to cultivate innovation, support startups, and stimulate investments

💡 The startups, categorised under six groups, gave presentations to the Prime Minister on six themes — ‘growing from roots, ‘nudging the DNA’, ‘from local to global, ‘technology of future’, ‘building champions in manufacturing’ and ‘sustainable development.

🟢 NEWS
🔶Hurun Global Unicorn Index 2024, India ranks third globally in terms of the number of unicorns

🔷SDPIIT Partners With BoAt To Boost Startup Ecosystem In India

🔶Tamil Nadu’s AI Mission: Centre Of Excellence To Boost Startups And Academia

🔷IIM Mumbai And Starburst Collaborate To Boost ASD Startups

🔶4th Shanghai Cooperation Organisation Startup Forum In New Delhi

✍Credit : Arvιnd Kυмar ⛥
🟢 MOST IMPORTANT SPORTS AWARD 2024

💠 Major Dhyan Chand Khel Ratna Award 2024
1 Shri Gukesh D - Chess
2 Shri Harmanpreet Singh - Hockey
3 Shri Praveen Kumar Para-Athletics
4 Ms. Manu Bhaker - Shooting

💠 Dronacharya Award for Outstanding Coaches in Sports and Games 2024
▪️Regular Category
1 Shri Subhash Rana Para -Shooting
2 Ms. Deepali Deshpande -Shooting
3 Shri Sandeep Sangwan -Hockey

💠 Arjuna Awards (Lifetime) for Outstanding Performance in Sports 2024
1 Shri Sucha Singh -  Athletics
2 Shri Murlikant Rajaram Petkar - Swimming

💠 Rashtriya Khel Protsahan Puraskar
- Physical Education Foundation of India

💠 Maulana Abul Kalam Azad (MAKA) Trophy 2024
1 Overall Winner University -  Chandigarh University
2 1st Runner Up University -  Lovely Professional University, (Punjab)
3 2nd Runner Up University -  Guru Nanak Dev University, Amritsar

✍ Credit - Pihu Kaur
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💠 Arjuna Awards for Outstanding Performance in Sports 2024
1 Ms. Jyothi Yarraji - Athletics
2 Ms. Annu Rani -Athletics
3 Ms. Nitu - Boxing
4 Ms. Saweety - Boxing
5 Ms. Vantika Agrawal - Chess
6 Ms. Salima Tete - Hockey
7 Shri Abhishek - Hockey
8 Shri Sanjay - Hockey
9 Shri Jarmanpreet Singh - Hockey
10 Shri Sukhjeet Singh - Hockey
11 Shri Rakesh Kumar Para-Archery
12 Ms. Preeti Pal Para-Athletics
13 Ms. Jeevanji Deepthi
- Para
-Athletics
14 Shri Ajeet Singh - Para-Athletics
15 Shri Sachin Sarjerao Khilari - Para-Athletics
16 Shri Dharambir - Para-Athletics
17 Shri Pranav Soorma - Para-Athletics
18 Shri H Hokato Sema - Para-Athletics
19 Ms. Simran - Para-Athletics
20 Shri Navdeep - Para-Athletics
21 Shri Nitesh Kumar - Para-Badminton
22 Ms. Thulasimathi Murugesan - Para-Badminton
23 Ms. Nithya Sre Sumathy Sivan - Para-Badminton
24 Shri Sajan Prakash - Swimming
25 Shri Aman - Wrestling
26 Ms. Manisha Ramadass - Para-Badminton
27 Shri Kapil Parmar - Para-Judo
28 Ms. Mona Agarwal - Para-Shooting
29 Ms. Rubina Francis - Para-Shooting
30 Shri Swapnil Suresh Kusale - Shooting
31 Shri Sarabjot Singh - Shooting
32 Shri Abhay Singh - Squash

✍ Credit - Pihu Kaur
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💠Updated GDP List

SBI – 6.3% (FY25)
NSO – 6.4% (FY25)
RBI –6.6% (FY24)
Deloitte – 6.5% – 6.8% (FY24), 6.7% – 7.3% (FY26)
India Ratings – 6.4% (FY24), 6.6% (FY26)
ADB – 6.5% (FY24), 7%(FY25)
S&P – 6.8% (FY25), 6.9% (FY26)
RBI –6.6% (FY24)
Morgan Stanley – 6.3% (FY25)

✍ credit - pihu kaur
💠Mughal Empire (1526–1857) 
{ Part -3}
41. Babur defeated Ibrahim Lodi in the First Battle of Panipat in 1526. 
42. Humayun lost the empire to Sher Shah Suri but later regained it. 
43. Sher Shah Suri introduced the Rupiya and built the Grand Trunk Road. 
44. Akbar the Great abolished Jizya tax and implemented Din-i-Ilahi. 
45. Raja Todar Mal introduced a land revenue system. 
46. Tansen, a musician, was part of Akbar's court. 
47. Akbar built the city of Fatehpur Sikri. 
48. The Battle of Haldighati (1576) was fought between Akbar and Maharana Pratap.
49. Jahangir married Nur Jahan, who became a powerful influence. 
50. The Shalimar Bagh in Kashmir was built by Jahangir. 
51. Shah Jahan built the Taj Mahal in memory of Mumtaz Mahal. 
52. The Red Fort in Delhi was constructed by Shah Jahan. 
53. Aurangzeb expanded the Mughal Empire to its largest extent. 
54. Aurangzeb re-imposed the Jizya tax. 
55. The Mughal decline began after Aurangzeb's death in 1707. 
56. The Battle of Karnal (1739) led to Nadir Shah’s invasion. 
57. The Marathas became prominent rivals of the Mughals. 
58. The Zamindari system flourished under the Mughals. 
59. Mughal gardens exemplified Persian influence. 
60. The Buland Darwaza was built by Akbar at Fatehpur Sikri. 

✍ credit - pihu kaur
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🟢 Festivals and Celebrations Across India:

1. Madhavpur Mela (Gujarat): Celebrated in memory of Lord Krishna and Rukmini. माधवपुर मेला (गुजरात) - भगवान कृष्ण और रुक्मिणी की स्मृति।

2. Thimithi (Tamil Nadu): In honor of Draupadi Amman. थिमिथी (तमिलनाडु) - द्रौपदी अम्मन के सम्मान में।

3. Thai Poosam (Tamil Nadu): Dedicated to Lord Muruga. थाई पूसाम (तमिलनाडु) - भगवान मुरुगन को समर्पित।

4. Chhath Pooja: Dedicated to the Sun God and his wife, Usha. छठ पूजा - सूर्यदेव और उनकी पत्नी उषा को समर्पित।

5. Madai Festival (Bastar, Chhattisgarh): Celebrated with the worship of local goddess Kesharpalin Devi. मडई महोत्सव (बस्तर) - स्थानीय देवी केशरपालिन की पूजा के साथ।

6. Vesak Festival (Sikkim): Commemorates the birth, enlightenment, and death of Gautama Buddha. वेसाक महोत्सव - गौतम बुद्ध के जीवन के तीन महत्वपूर्ण चरणों की याद।

7. Saga Dawa (Sikkim): Associated with Lord Buddha and celebrates his birthday. सागा दावा (सिक्किम) - भगवान बुद्ध से जुड़ा पर्व।

8. Hemis Festival (Ladakh): Commemorates the birth anniversary of Guru Padmasambhava. हेमिस महोत्सव - गुरु पद्मसंभव की जयंती के उपलक्ष्य में।

9. Jawa Festival (Jharkhand): Celebrated by unmarried tribal girls for fertility and good fortune. जावा महोत्सव (झारखंड) - अविवाहित आदिवासी लड़कियों द्वारा।

10. Kumbh Mela: Held at four locations: Haridwar, Ujjain, Nashik, and Prayagraj. कुंभ मेला - हरिद्वार, उज्जैन, नासिक, और प्रयागराज।

11. Hunter’s Moon (West) / Kartik Purnima (India): Called Kartik Purnima in India. कात्यायनी पूर्णिमा (भारत)।

12. Ambubachi Mela (Assam): Known as the Mahakumbh of the East. अंबुबाची मेला (असम) - पूर्व का महाकुंभ।

13. Lai Haraoba (Manipur): Means “Merry Making of the Gods.” लाई हराओबा (मणिपुर) - देवताओं का आनंदोत्सव।
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💠INDIAN CONSTITUTION

🔶The Constitution of India came into effect on 26th January 1950.
It is the longest written constitution in the world.
🔶The Constituent Assembly was chaired by Dr. Rajendra Prasad.
B.R. Ambedkar is regarded as the Father of the Indian Constitution.
🔶The Constitution originally had 395 Articles, 22 Parts, and 8 Schedules.
🔶470 Articles, 25 Parts, and 12 Schedules.
🔶The Preamble was amended in 1976 to include the words "Socialist" and "Secular".
🔶India follows the federal structure with a unitary bias.
🔶The Constitution provides for a parliamentary system of government.
🔶The Fundamental Rights are enshrined in Part III of the Constitution.
🔶Government Structure
India has a bicameral legislature at the central level: Lok Sabha and Rajya Sabha.
🔶The President of India is the constitutional head of state.
The Prime Minister is the head of the government.

✍ credit - pihu kaur
🟢 IMPORTANT FOREIGN TRAVELERS IN INDIA

▪️ Megasthenes
Role: Ambassador of Seleucus
Period: Supremacy of Chandragupta Maurya
Contribution: Author of Indica

▪️ Marco Polo
Origin: European traveler (Venice)
Period: Reign of Rudramma Devi (Kakatiyas)
Region Visited: Southern India

▪️ Ibn Battuta
Origin: Moroccan traveler
Period: Rule of Mohammed Bin Tughlaq

▪️ Hiuen Tsang
Origin: Chinese traveler
Period: Supremacy of Harsha Vardhana

▪️ Francois Bernier: French physician and traveller
Visited India during the reign of Shah Jahan

▪️ Fa-Hein: Chinese Buddhist monk
Visited India during the reign of Vikramaditya (Chandragupta II)

▪️ Xuanzang: Chinese Traveller
Visited India during the reign of Harshavardhana
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✅Daily The Hindu Vocabulary | 21.01.2025


1. TRANQUILLIZE (VERB) (शांत करना): sedate
Synonyms: soothe, pacify
Antonyms: agitate
Example Sentence:The dogs had to be tranquillized before their owner's body could be brought out.


2. EXPEDIENT (ADJECTIVE): (फ़ायदेमंद) :convenient
Synonyms: advantageous, useful
Antonyms: inexpedient
Example Sentence:Either side could break the agreement if it were expedient to do so.


3. CUSTOMARILY (ADVERB): (प्रायः): usually
Synonyms: traditionally, normally
Antonyms: occasionally
Example Sentence:The leaves are customarily used for animal fodder.


4. UNDERSCORE (VERB): (उभारना): highlight
Synonyms: underline, point up
Antonyms: understate
Example Sentence:They underlined the need for daily, one-to-one contact between parent and child.


5. LAMENT (VERB): (विलाप करना): mourn
Synonyms: sorrow, wail
Antonyms: celebrate
Example Sentence:I may lament and weep, but truly I have had admirable sport.


6.RESCIND (VERB): (रद्द करना): revoke
Synonyms: repeal, cancel
Antonyms: enforce
Example Sentence:The government was required to rescind all the unpleasant measures.


7. DESICCATE (VERB): (सुखा देना): dried
Synonyms: dry, dehydrated
Antonyms: moist
Example Sentence:Both the old and the new vegetation were desiccated by months of relentless sun.


8. IRREFUTABLE (ADJECTIVE): (अखंडनीय): indisputable
Synonyms: undeniable, unquestionable
Antonyms: unreliable
Example Sentence:It is a profound thought and, I believe, an irrefutable one.


9. INVENTIVENESS (NOUN): (रचनात्मकता): creativity
Synonyms: originality, innovation
Antonyms: unimaginativeness
Example Sentence:We all loved the inventiveness of the staging.


10. EXTOL (VERB): (प्रशंसा करना): acclaim
Synonyms: sing the praises of, eulogize
Antonyms: criticise
Example Sentence:He extolled the virtues of the Indians.


Ꭻᴏɪɴ🔥 ⃝➥ @EnglishquizzClub
Ꭻᴏɪɴ🔥 ⃝➥ @english_mcq
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🟢 QUESTION RELATED TO BOOKS AND AUTHOR'S

▪️ Rays and Ways of Indian Culture - D.P. Dubey

▪️ Reenchantment - Masterworks of Sculpture in Village Temples of Bihar and Orissa - Robert N. Linrothe

▪️ A Life in the Shadows: A Memoir - A.S. Dulat

▪️ Women Freedom Fighters of India - Sanjay Yadav

▪️ A Brush with Life: An Autobiography - Satish Gujral (Written in 1997)

▪️ Masterpieces of Vijayanagara Art - Dr. Sindigi Rajasekhara

▪️ Stripurushtulna - Tarabai Shinde

▪️ Adipurana - Jinasena

▪️ Ardhakathanak - Banarasidas

▪️ Significance of Vimanam and Gopuram - Dr. V. Ganapati Sthapati

▪️ The Palace of Illusions - Chitra Banerjee Divakaruni

▪️ The End of Imagination - Arundhati Roy

▪️ Ganesha's Sweet Tooth - Sanjay Patel and Emily Haynes

▪️ Mooknayak (Marathi newspaper) - Dr. B.R. Ambedkar

▪️ Mahabhashya - Patanjali

▪️ The Inheritance of Loss - Kiran Desai

▪️ Dollar Bahu - Dr. Sudha Murty

▪️ Kathasaritasagara - (Author: Somadeva, Language: Sanskrit)

▪️ Amar Jiban - (Author: Rassundari Devi, Language: Bengali)

▪️ The White Tiger - Aravind Adiga

▪️ The Discovery of India - Jawaharlal Nehru
💠 Medieval India spanning the period from the 8th-18th century: 

🔶Early Medieval India (8th–12th century) 
1. The Chalukyas ruled in the Deccan and contributed to Indian temple architecture. 
2. The Rashtrakutas patronized literature, art, and the famous Kailasa temple at Ellora. 
3. The Pallavas were known for their Dravidian-style temples, such as Mahabalipuram. 
4. Pushyabhuti dynasty (Harsha) ruled northern India until 647 CE. 
5. The Pala dynasty in Bengal supported Buddhism and Nalanda University. 
6. The Chola dynasty expanded to Southeast Asia through naval conquests. 
7. Rajaraja Chola I built the Brihadeeswarar Temple. 
8. The Pratiharas helped check Arab expansion into India. 
9. Kannauj was a prominent city contested by various dynasties. 
10. Tripartite Struggle involved the Pratiharas, Rashtrakutas, and Palas for Kannauj. 
11. The Bhakti Movement started in Tamil Nadu with saints like Alvars and Nayanars. 
12. The Sun Temple at Konark was built by King Narasimhadeva I of the Eastern Ganga dynasty. 
13. The Lingaraja Temple in Odisha was built during the rule of the Somavamsi dynasty. 
14. Hiuen Tsang, a Chinese traveler, visited Harsha's court. 
15. The Kalachuris ruled parts of central India. 
16. Khajuraho temples were built by the Chandela dynasty. 
17. The Western Ganga dynasty ruled Karnataka before the Cholas. 
18. Ellora Caves reflect the religious tolerance of the Rashtrakutas. 
19. The Vijayalaya Chola marked the revival of the Chola dynasty. 
20. Vikramshila University was a center for Buddhist learning under the Palas. 

✍ Credit - Pihu Kaur
DAILY CA ONE LINERS



🎍Startup India Marks 9 Years: 1.59 Lakh Startups Recognised and 16.6 Lakh Jobs Created

🎍Union Minister Jyotiraditya Scindia Launches Sanchar Saathi App, NBM 2.0 and ICR Facility to Boost Telecom Connectivity

🎍Union Minister Manohar Lal Khattar Launched the Toolkit for 9th Edition of Swachh Survekshan

🎍Indian Armed Forces Conducts ‘Exercise Devil Strike’

🎍ISM, CG Power and CSPL Sign Fiscal Support Agreement

🎍FIU-IND & NHB ink MOU to enhance coordination and information exchange

🎍QS World Future Skills Index 2025: USA topped; India ranked 25th

🎍ILO’s WESO Report 2025: Global unemployment slow down at 5%

🎍Highlights of EAM S.Jaishankar’s Visit to Spain from 13th to 14th January 2025

🎍Nigeria Joined BRICS as the 9th Partner Country

🎍USA Removed BARC, IGCAR and IREL From Restrictive Entity List

🎍Shriram Life Insurance Launches Sunishchit Laabh Savings Plan

🎍India’s GDP Growth Likely to Reach 6.7% in FY26: CRISIL

🎍DoT Extends Robert Jerard Ravi’s Tenure as CMD of BSNL and MTNL until April 2025

🎍VP Jagdeep Dhankhar launched the book “Parliament: Powers, Functions & Privileges; A Comparative Constitutional Perspective”

🎍Amitav Ghosh’s new book, “Wild Fictions” addressing climate change & societal issues

🎍National Disaster Response Force Raising Day 2025 – January 19


✍..... Kishan Singh
❇️ January 23, 2025

🇮🇳 Parakaram Diwas ( पराक्रम दिवस )
( 128th Netaji Subhash Chandra Bose Jayanti)


🔶The day is celebrated to honour and remember Netaji’s indomitable spirit and selfless service to the nation.

▪️Born on 23 Jan. 1897
▪️The founder of the Indian National Army.
▪️His father was Janakinath Bose.

🔸Nickname - Netaji, Patriot of patriots, Beacon of light of Asia

🔸Political guru of Subhash Chandra Bose - Chittaranjan Das

🔸He became the congress president for the first time in 1939.

🔸The title of ‘Father of the Nation’ was given to the Mahatma Gandhi by - Subhash Chandra Bose

🔸Slogan - “Give me blood and I will give you freedom!”

🟢 SUBHAS CHANDRA BOSE IN NEWS

🔶 Netaji Subhash Chandra Bose Island Given To A&N Administration To Enhance Tourism

🔷Ladakh MP Launched “Main Bhi Subhash” Campaign

🔶PM Unveils Hologram Statue Of Netaji Subhas Chandra Bose

✍Credit : Arvιnd Kυмar ⛥
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✅Most important Banking Terms

1. Repo Rate:
The interest rate at which the Reserve Bank of India (RBI) lends short-term funds to commercial banks.

2. Reverse Repo Rate:
The rate at which the RBI borrows money from commercial banks.

3. Cash Reserve Ratio (CRR)
: The percentage of a bank's total deposits that must be maintained with the RBI as reserves.

4. Statutory Liquidity Ratio (SLR):
The mandatory percentage of net demand and time liabilities that banks must maintain in the form of liquid assets.

5. Non-Performing Asset (NPA)
: A loan or advance where interest or principal repayment is overdue for 90 days or more.

6. Inflation
: The rate at which the general level of prices for goods and services rises, leading to a decrease in purchasing power.

7. Deflation
: A decline in the general price levels of goods and services, often associated with reduced consumer spending.

8. Base Rate
: The minimum interest rate set by the RBI below which banks are not permitted to lend, except for certain specified cases.

9. Balance of Payments (BOP):
A comprehensive record of a country's economic transactions with the rest of the world over a specific period.

10. Monetary Policy:
The process by which the central bank controls the supply of money, often targeting an inflation rate or interest rate to ensure price stability and general trust in the currency.

11. Know Your Customer (KYC): A regulatory process that financial institutions and other regulated companies must perform to verify the identity, suitability, and risks involved with maintaining a business relationship.

12. Marginal Standing Facility (MSF):
A window for banks to borrow from the RBI in an emergency situation when inter-bank liquidity dries up completely.

13. Bancassurance:
The partnership or relationship between a bank and an insurance company, wherein the insurance company uses the bank's distribution channels to sell insurance products.

14. Capital Adequacy Ratio (CAR):
A measure of a bank's available capital expressed as a percentage of its risk-weighted credit exposures.

15. Merchant Banking:
A combination of banking and consultancy services that provide financial advice and services to large corporations and high-net-worth individuals.

16. Cheque Truncation System (CTS):
An image-based clearing system that eliminates the need for physical movement of cheques for clearing, thereby speeding up the process.

17. Credit Rating:
An evaluation of the credit risk of a prospective debtor, predicting their ability to pay back the debt and an implicit forecast of the likelihood of the debtor defaulting.

18. Call Money:
Short-term finance repayable on demand, with a maturity period ranging from one to fourteen days, used for inter-bank transactions.

19. Foreign Exchange Reserves (Forex Reserves):
Assets held on reserve by a central bank in foreign currencies, which can include bonds, treasury bills, and other government securities.

20. National Electronic Funds Transfer (NEFT):
A nation-wide payment system facilitating one-to-one funds transfer from one bank account to another.
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DAILY CA ONE LINERS



🎍NeGD Launches ‘Entity Locker’ for Business Document Management

🎍Overview of Singapore President Tharman Shanmugaratnam’s visit to India from January 14
to 18, 2025

🎍Union Minister Dr. Jitendra Singh inaugurated India’s 1st of its kind CSIR Innovation Complex in Mumbai

🎍Climate Change, Conflict, Digital Inequality Disrupting Children’s Lives: UNICEF Report

🎍RBI Released NBFC Upper Layer List for 2024-25

🎍IDFC FIRST Bank Unveils ‘FIRST EA₹N RuPay Credit Card’

🎍GlobalData: HDFC Bank, ICICI Bank & SBI Rank Among Top 25 Global Banks by Market Cap; JP Morgan Chase Tops the List



🎍Shriram Housing Finance Rebranded as Truhome Finance

🎍IMF Retains India’s GDP growth forecast at 6.5% for FY26 & FY27

🎍Moody’s Lowers India’s Economic Growth Forecast to 7% for FY 2024-25

🎍CSE & NCDEX signs MoU for Commodities and Derivatives Trading

🎍Gyanendra Pratap Singh Appointed as DG of CRPF

🎍Nidhi Khare Assumes Additional Charge as Secretary of MNRE

🎍India Open 2025: Viktor Axelsen, An Se-Young secure men’s and women’s singles titles

🎍Kho Kho World Cup 2025: India wins both men’s and women’s team events

🎍Jannik Sinner and Iga Natalia Świątek Crowned ITF World Champions 2024


✍..... Kishan Singh
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❇️ 25th January

👆🏻 National Voters' Day
राष्ट्रीय मतदाता दिवस


Theme25 : 'Nothing Like Voting, I Vote for Sure'

💠 2025 will mark the 15th NVD.

💠 On this day in 1950, The Election Commission of India came into existence.

🟢NEWS
🔷 ECI Hosts 2nd International Conference On ‘Use Of Technology And Elections Integrity’

🔶Mexico country has become the first country in the world to allow voters to elect judges at all levels.

🔷Election Commission Launches ‘Mission-929’ To Take Voter Turnout In Tripura To Over 90%

💠Part XV, ELECTIONS (324 to 329)
324. Superintendence, direction and control of elections to be vested in an Election Commission

🗳 Election Commission Of India
▪️Formed: 25 January, 1950
▪️First Executive: Sukumar Sen
▪️Rajiv Kumar is the current 25th Chief Election Commissioner

        ✍Credit : Arvιnd Kυмar ⛥
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✅Daily The Hindu Vocabulary | 25.01.2025


1. AUGMENT (VERB): (बढ़ती करना): increase
Synonyms: add to, supplement
Antonyms: decrease
Example Sentence:He augmented his summer income by painting houses.


2. SPIRAL (VERB): (बहुत वृद्धि होना): soar
Synonyms: shoot up rocket
Antonyms: fall
Example Sentence:Inflation continued to spiral.


3. MENDACIOUS (ADJECTIVE): (मिथ्या): lying
Synonyms: untruthful, dishonest
Antonyms: truthful
Example Sentence:A product claiming to help you get ripped abs in a few hours is mendacious advertising.


4. ALLY (VERB): (संबद्ध करना): couple
Synonyms: combine, marry
Antonyms: split
Example Sentence:He allied his racing experience with his father's business acumen.


5.OBSOLETE (ADJECTIVE): (पुराना): out of date
Synonyms: outdated outmoded
Antonyms: contemporary
Example Sentence:The disposal of old and obsolete machinery is very essential.


6. CRYPTIC (ADJECTIVE): (रहस्यपूर्ण): enigmatic
Synonyms: mysterious, confusing
Antonyms: straightforwar
Example Sentence:He found his boss's utterances too cryptic.


7. COOPERATIVE (ADJECTIVE): (सहयोगी): collaborative
Synonyms: collective communal
Antonyms: individual
Example Sentence:Every member has clearly defined tasks in a cooperative enterprise.


8. OBSTREPEROUS (ADJECTIVE): (कोलाहलमय): unruly
Synonyms: unmanageable disorderly
Antonyms: calm
Example Sentence:The boy is cocky and obstreperous.


9. IRK (VERB): (खिजाना): irritate
Synonyms: annoy, vex
Antonyms: please
Example Sentence:It irks her to think of the runaround she received.


10. DOUR (ADJECTIVE): (अस्नेही): stern
Synonyms: unsmiling, unfriendly
Antonyms: cheerful
Example Sentence:No wonder he looked so dour.


Ꭻᴏɪɴ🔥 ⃝➥ @EnglishquizzClub
Ꭻᴏɪɴ🔥 ⃝➥ @english_mcq
🪩 26 January

🇮🇳 76th REPUBLIC DAY
76वां गणतंत्र दिवस


Theme25 : "Swarnim Bharat – Virasat aur Vikas"

🪴 India celebrates Republic Day on January 26th to commemorate the day on which the Constitution of India came into effect in 1950.

🪴The Drafting Committee had 7 members.1st meeting on 30 August, 1947, BR Ambedkar was elected as its chairperson.

🪴After working for 2 years, 11 months and 18 days, the committee was prepared with the draft. The Constituent Assembly then formally adopted it on 26 November, 1949.

🪴However, the day it came into effect was pushed back 2 months to 26 January, 1950 as it marked the anniversary of the Purna Swaraj Diwas which was on 26 January, 1930. On this day, a resolution demanding “complete freedom” from the British was drawn.

🟢 NEWS
🔶15 States, 11 Ministries To Present Tableaux

🔷Indonesian President Prabowo Subianto is the esteemed Chief Guest for Republic Day 2025.

        ✍Credit : Arvιnd Kυмar ⛥
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