https://drive.google.com/file/d/1oyYEDnWYxiLzy_8QwUv947jTsw8f3BZO/view?usp=drivesdk

Nikkei Asia, a world famous Japanese magazine had written an article on Government jobs and coaching academies in India. The only coaching academy in India they have discussed is our Officers IAS Academy. Some of our students are also featured in the article.

Regards,
Officers IAS Academy.

We are delighted to share that our Full Course student who undertook complete Prelims, Mains and Interview coaching , Rajeshwari Suve, has secured All India Rank 2 in the UPSC CSE 2025.

Her inspiring journey with Officers IAS Academy has been featured by NDTV:
https://www.ndtv.com/education/rural-madurai-woman-rajeswari-suve-secures-upsc-all-india-rank-2-in-fifth-attempt-11180552

1) With reference to the Insurance Regulatory and Development Authority of India, consider
the following statements:
1. It is a statutory body functioning under the Ministry of Finance.
2. It currently fixes premium tariff rates for all general insurance products in India.
3. Insurance Information Bureau of India (IIB) was established under IRDAI that helps
insurers in fraud detection and claim verification.

1) Answer: (C)
IRDAI is a statutory body established under the Insurance Regulatory and Development
Authority Act, 1999. It functions under the Ministry of Finance, Government of India.
Hence statement 1 is correct.
IRDAI does not fix premium tariffs for all general insurance products. Earlier, tariffs
were set by the Tariff Advisory Committee (TAC). However, after de-tariffing in 2007,
most general insurance premiums are decided by insurers themselves, while IRDAI
supervises and regulates the framework. Hence statement 2 is incorrect.
Key Functions
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Issuing, renewing, modifying, or canceling registrations for insurance companies.
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Protecting the interests of policyholders in matters concerning assigning of policies and
settlement of claims.
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Promoting efficiency in the conduct of insurance business.
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Levying fees and other charges for carrying out the purposes of the Act.
IIB was established under IRDAI as a data and analytics body. It acts as a data repository
for the entire insurance sector. By collecting and analyzing data from all insurers, it provides
benchmarks for pricing and, crucially, helps identify fraudulent patterns (like multiple
claims for the same accident) and aids in claim verification. Hence statement 3 is correct.
Therefore option C is the correct answer.

2) Consider the following statements regarding Greenland:
1. It shares a direct land boundary with Canada.
2. It is an autonomous territory within the Kingdom of Denmark.

2) Answer: (C)
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Greenland is the world's largest island, located between North America and
Europe in the North Atlantic Ocean.
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Borders: It is surrounded by the Arctic Ocean (north), Greenland Sea (east), North
Atlantic Ocean (southeast), Davis Strait (southwest), and Baffin Bay (west).
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Capital: Nuuk.
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Geographically, it is considered part of the North American continent.
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Greenland shares a direct land boundary with Canada through the division of Hans
Island, established in June 2022. Hence, statement 1 is correct.
●
Greenland is an autonomous territory within the Kingdom of Denmark. It has its
own parliament and makes its own local laws, but Denmark still handles its military
and foreign relations.Hence,statement 2 is correct

Which of the following factors contribute to the decline in the fertility rate in India?
1. Increased Female Literacy
2. Delayed Marriage
3. Urbanization
4. Increase in infant mortality
5. Changing social values toward smaller families

3) Answer: (C)
Fertility rate refers to the average number of children born to a woman during her
reproductive years (usually between ages 15 and 49). It is an important demographic
indicator used to measure population growth and trends. The most common measure is the
Total Fertility Rate (TFR). A fertility rate of about 2.1 children per woman is considered the
replacement level, which keeps the population stable without migration.
●
Increased Female Literacy- Educated women tend to marry later, have better
awareness of family planning, and prefer smaller families. This contributes to lower
fertility rates. Hence, Statement 1 is correct.
●
Delayed Marriage- When marriage occurs at a later age, the reproductive period
becomes shorter, which reduces the total number of children a couple may have.
Hence, Statement 2 is correct.
●
Urbanization- Urban living increases the cost of housing, education, and
healthcare, so couples often prefer smaller families. Hence, Statement 3 is
correct.
●
Increase in Infant Mortality- Higher infant mortality usually leads families to have
more children to ensure that some survive. Therefore, it does not reduce fertility.
Hence, Statement 4 is incorrect.
●
Changing Social Values toward Smaller Families- Modern lifestyles and
awareness encourage the idea of “small family, better quality of life.” Hence,
Statement 5 is correct.
Therefore, option C is the correct answer.

4) Consider the following statements regarding Greenland:
1. It shares a direct land boundary with Canada.
2. It is an autonomous territory within the Kingdom of Denmark.
Which of the statements given above is/are correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
Which of the following factors contribute to the decline in the fertility rate in India?
1. Increased Female Literacy
2. Delayed Marriage
3. Urbanization
4. Increase in infant mortality
5. Changing social values toward smaller families
How many of the statements above are correct?
(a) Only two
(b) Only three
(c) Only four
(d) All the five
Consider the following statements regarding urea in India:
1. India is the largest producer of urea in the world..
2. The price of urea is controlled by the Government of India.

4) Answer: (B)
India is not the largest producer of urea in the world. The largest producer is China.
However, India is one of the major producers and the largest consumer of urea due to its
large agricultural sector. Hence, Statement 1 is incorrect
In India, the price of urea is controlled by the Government of India. The Maximum Retail
Price (MRP) is fixed by the government, and fertilizer companies are compensated through
subsidies administered by the Department of Fertilizers under the Ministry of Chemicals
and Fertilizers. Hence, Statement 2 is correct
Therefore, option B is the correct answer

5) Consider the follow
1. Guru Tegh Bahadur founded Anandpur Sahib, which later became an important centre
of Sikhism.
2. Guru Gobind Singh founded the Khalsa to organize Sikhs into a disciplined religious
community.

5) Answer: (C)
Guru Tegh Bahadur
●
Guru Tegh Bahadur, the 9th Sikh Guru, founded the town of Anandpur Sahib in
1665. Hence, statement 1 is correct.
●
The town was established near the foothills of the Shivaliks and became an
important religious and political centre of the Sikh community.
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Anandpur Sahib later emerged as a major base for Sikh activities and played a
crucial role in the consolidation of Sikh identity.
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It was at this very place that his son, Guru Gobind Singh, later initiated the Khalsa in
1699, making Anandpur Sahib one of the holiest Sikh sites.
Guru Gobind Singh
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Guru Gobind Singh, the 10th Sikh Guru, founded the Khalsa on the occasion of
Vaisakhi in 1699 at Anandpur Sahib. Hence, statement 2 is correct.
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The objective was to transform the Sikh community into a disciplined, egalitarian,
and militarily prepared group capable of resisting oppression.
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During the ceremony, Guru Gobind Singh initiated the Panj Pyare (Five Beloved
Ones) and introduced the Five Ks (Panj Kakar)—Kesh, Kangha, Kara, Kirpan, and
Kachera—which became the symbols of Khalsa identity.
●
The formation of the Khalsa was a major institutional transformation in Sikhism,
strengthening unity, equality, and collective responsibility among Sikhs.
●
Therefore, option C is the correct answer

1) Which one of the following is the correct sequence of the given functionaries in descending
order as per the Table of Precedence issued by the Ministry of Home Affairs?
(a) President - Prime Minister - Chief Justice of India - Attorney General of India
(b) Attorney General of India - Chief Justice of India - Prime Minister - President
(c) Chief Justice of India - Attorney General of India - President - Prime Minister
(d) Attorney General of India - Prime Minister - Chief Justice of India - President

1) Answer: (A)
●
The Table of Precedence of India is a list that ranks important constitutional and
governmental functionaries according to their ceremonial status. It is used during official
events, state ceremonies, and protocol arrangements, such as seating, order of
introduction, and formal invitations. However, it does not affect the functioning of the
government, parliamentary procedures, or the constitutional order of succession. The Table
of Precedence is issued through the President’s Secretariat and maintained by the
Ministry of Home Affairs.
●
According to the Table of Precedence, the relevant ranks are:
Rank 1: President of India
Rank 3: Prime Minister of India
Rank 6: Chief Justice of India
Rank 11: Attorney General for India
●
Therefore option A is the correct answer.

2) Consider the following countries:
1. Syria
2. Israel
3. Jordan
4. Turkey