π Net Zero Banking Alliance (NZBA): A Commitment to Sustainability
π What is NZBA?
The Net Zero Banking Alliance (NZBA) was established on 21 April 2021 by leading global financial institutions under the UNEP Finance Initiative (UNEP FI) to combat climate change.
β¨ Key Highlights:
1οΈβ£ Mission: Align banking activities (lending, investments) with Net Zero emissions by 2050.
2οΈβ£ Interim Targets: Banks must set milestones for 2030 or sooner.
3οΈβ£ Focus Areas: Carbon-intensive sectors and annual progress reporting.
4οΈβ£ Global Reach: Despite recent US bank exits, NZBA still represents 142 members across 44 countries, covering almost half of global banking assets.
π¨ Recent Developments:
π¦ Major US banks like Goldman Sachs, Citigroup, Bank of America, and Morgan Stanley have exited NZBA, citing political pressure as a key factor.
πΊπΈ JPMorgan Chase is also expected to follow suit as the political climate in the US shifts.
π What is NZBA?
The Net Zero Banking Alliance (NZBA) was established on 21 April 2021 by leading global financial institutions under the UNEP Finance Initiative (UNEP FI) to combat climate change.
β¨ Key Highlights:
1οΈβ£ Mission: Align banking activities (lending, investments) with Net Zero emissions by 2050.
2οΈβ£ Interim Targets: Banks must set milestones for 2030 or sooner.
3οΈβ£ Focus Areas: Carbon-intensive sectors and annual progress reporting.
4οΈβ£ Global Reach: Despite recent US bank exits, NZBA still represents 142 members across 44 countries, covering almost half of global banking assets.
π¨ Recent Developments:
π¦ Major US banks like Goldman Sachs, Citigroup, Bank of America, and Morgan Stanley have exited NZBA, citing political pressure as a key factor.
πΊπΈ JPMorgan Chase is also expected to follow suit as the political climate in the US shifts.
Consider the following statements regarding the Directive Principles of State Policy:
1. They are non-enforceable by law.
2. They do not enjoy legal sanction. Which of the statements given above is/are correct?
1. They are non-enforceable by law.
2. They do not enjoy legal sanction. Which of the statements given above is/are correct?
Anonymous Quiz
21%
1 only
17%
2 only
58%
Both 1 and 2
5%
Neither 1 nor 2
In Indian context, which of the following is not included in the political liberty?
Anonymous Quiz
8%
Right to assembly
24%
Right to form political parties
29%
Right to form trade union
39%
Right to livelihood
Which of the following statements is not correct?
Anonymous Quiz
11%
Legal rights are granted and upheld by the State
28%
Legal rights are enforced by the court of law
43%
Legal rights are identical with natural rights
18%
Legal rights are protected by the State
Which of the following is not correct regarding rights in Indian context?
Anonymous Quiz
18%
Rights are definite
22%
Rights have a tendency to grow
28%
Right and duties are correlative
32%
Rights can exist outside the State
Under 'local content requirement, certain components should be domestically manufactured. It falls under which of the following agreements of the World Trade Organisation?
Anonymous Quiz
18%
Agreement on Trade-Related Investment Measures (TRIMS)
25%
General Agreement on Trade-In Services (GATS)
46%
Agreement on Trade-Related Aspects of Intellectual Property Rights (TRIPS)
11%
Agreement on Technical Barriers to Trade (TBT)
Which of the following are characteristics of a liquidity trap?
1. High interest rates
2. Low inflation 3. Low investment and consumption 4. High propensity to hold money in cash Select the correct answer using the code given below.
1. High interest rates
2. Low inflation 3. Low investment and consumption 4. High propensity to hold money in cash Select the correct answer using the code given below.
Anonymous Quiz
30%
1 and 4 only
24%
3 and 4 only
19%
1, 2 and 3 only
27%
2, 3 and 4 only
Forwarded from Nirav Da HVDCEC
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π Scan the QR codes for the Schedule and Google Form!
β Start your journey towards success today!
UPSC Preliminary Examination Crash Course 2025
π Key Features of the Batch:
- Complete Syllabus Coverage: Static + Dynamic, key areas, PYQs
- Interactive Learning: Live Q&A, mocks, practice tests
- Quick Revision Tools: Notes, mind maps, flowcharts
- Current Affairs Updates: Issue-based analysis
- Personalized Study Plans: Timetable, mentorship, weak-area focus
- Value-Added Features: Doubt sessions, motivational talks, recordings, app access
π° Limited-Time Offer: βΉ19999/- (Original βΉ30000/-)
π― For the First 100 Seats Only!
Detailed Schedule: Click here
Click to Register Now: Click here
π Call Us: 9168256825 / 9511635931
π Director: Nirav Da, H.V. Desai Competitive Exams Centre, Pune
π Scan the QR codes for the Schedule and Google Form!
β Start your journey towards success today!
Which country has recently launched the CR450 prototype, the worldβs fastest high-speed train ?
Anonymous Quiz
10%
France
67%
China
21%
Russia
3%
India
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π― Special Features:
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β Total Tests: 37
17 Sectional Tests
10 Comprehensive Tests
10 CSAT Tests
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Which one of the following is mandated to check Goods and Services Tax (GST) related profiteering by businesses in India?
Anonymous Quiz
21%
National Anti-profiteering Authority (NAA)
52%
Goods and Services Tax (GST) Council
25%
Competition Commission of India (CCI)
3%
Quality Council of India (QCI)
If a person converts βΉ 50,000 from his savings account into fixed deposit for one year in a commercial bank, then
Anonymous Quiz
26%
There will be an increase in M4 and decrease in M2.
22%
There will be an increase in M2 but no effect on M4.
41%
There will be a decrease in M1 but no effect on M3
11%
There will be a decrease in M4 and increase in M1.
Article 30 of the Indian Constitution extends to which of the following?
Anonymous Quiz
15%
Religious minorities only
6%
Linguistic minorities only
44%
A section of citizens with distinct language, culture and script
36%
Religious or linguistic minorities
Consider the following military bases of India:
Military base Country
1. Duqm : Oman 2. Farkhor : Tajikistan 3. Assumption island : Mauritius 4. Agalega Island : Seychelles How many pairs given above are correctly matched?
Military base Country
1. Duqm : Oman 2. Farkhor : Tajikistan 3. Assumption island : Mauritius 4. Agalega Island : Seychelles How many pairs given above are correctly matched?
Anonymous Quiz
7%
Only one pair
41%
Only two pairs
34%
Only three pairs
18%
All the four pairs
π SEX RATIO IN HARYANA DROPS TO AN EIGHT-YEAR LOW
π Key Highlights:
The sex ratio at birth in Haryana fell to 910 girls per 1,000 boys in 2024, the lowest since 2014.
In 2019, the sex ratio peaked at 923, but recent trends show a worrying decline.
Out of 516,402 children born in Haryana in 2024:
Boys: 270,354 (52.35%)
Girls: 246,048 (47.64%)
π Reasons for Concern:
Loosening enforcement of the PNDT Act, 1994.
Access to sex determination services and sex-selective abortions by wealthier families.
Preference for a male child due to societal factors like inheritance and financial constraints.
β¨ Government Initiatives:
Beti Bachao, Beti Padhao campaign launched in 2015 brought improvements from 871 in 2014 to 923 in 2019.
Sukanya Samriddhi Scheme: βΉ21,000 provided for a baby girlβs birth and girl child education.
Efforts to reduce girl dropout rates and boost secondary education enrolment.
π Key Highlights:
The sex ratio at birth in Haryana fell to 910 girls per 1,000 boys in 2024, the lowest since 2014.
In 2019, the sex ratio peaked at 923, but recent trends show a worrying decline.
Out of 516,402 children born in Haryana in 2024:
Boys: 270,354 (52.35%)
Girls: 246,048 (47.64%)
π Reasons for Concern:
Loosening enforcement of the PNDT Act, 1994.
Access to sex determination services and sex-selective abortions by wealthier families.
Preference for a male child due to societal factors like inheritance and financial constraints.
β¨ Government Initiatives:
Beti Bachao, Beti Padhao campaign launched in 2015 brought improvements from 871 in 2014 to 923 in 2019.
Sukanya Samriddhi Scheme: βΉ21,000 provided for a baby girlβs birth and girl child education.
Efforts to reduce girl dropout rates and boost secondary education enrolment.
Consider the following pairs:
Lake Type Formed due to
1. Lonar lake : Meteorite Impact 2. Wular lake : Tectonic lake 3. Panchmuli lake : Artificial lake 4. Kodaikanal lake : Glacial lake How many pairs given above are correctly matched?
Lake Type Formed due to
1. Lonar lake : Meteorite Impact 2. Wular lake : Tectonic lake 3. Panchmuli lake : Artificial lake 4. Kodaikanal lake : Glacial lake How many pairs given above are correctly matched?
Anonymous Quiz
7%
Only one pair
53%
Only two pairs
33%
Only three pairs
8%
All the four pairs
Which of the countries given below has signed the Comprehensive Economic Partnership Agreement (CEPA) with India?
1. Japan
2. Sri Lanka 3. Singapore 4. UAE 5. USA 6. South Korea Select the correct answer using the code given below.
1. Japan
2. Sri Lanka 3. Singapore 4. UAE 5. USA 6. South Korea Select the correct answer using the code given below.
Anonymous Quiz
8%
1, 2 and 5 only
30%
1, 4 and 6 only
36%
3, 4, 5 and 6 only
26%
1, 2, 3, 4 and 5 only
Which of the following best describes 'foreign direct product rule (FDPR)', recently seen in the news?
Anonymous Quiz
19%
It is a rule mandating compulsory display of country of origin.
19%
It is a provision used to control trading of USA technologies.
47%
It is a provision under the WTO that mandates fair and equal treatment of goods from all countries.
15%
It is a trade barrier used by developed countries against agricultural exports low income countries.
In the context of economy, GuidottiβGreenspan rule is related to
Anonymous Quiz
52%
Assessing the adequacy of forex reserves of a country in averting currency crisis.
25%
Measuring the GDP of a country.
14%
Measuring unemployment rate in the economy.
8%
Predicting the failure of banks