PRESIDENT TRUMP:

"My favorite word is tariff."

🛫@MarketMatrixAI

The U.S. car affordability crisis is deepening:

- The average price of a new car has climbed to a record $50,000, according to Kelley Blue Book.
- The average new car loan amount has also reached a record $41,000.
- Since early 2020, the average amount financed on a new vehicle has increased by $9,000, or 28%.
- In October, total auto debt rose by $4.0 billion, hitting an all‑time high of $1.56 trillion.

Americans are borrowing more than ever just to “afford” cars.

🛫@MarketMatrixAI

BREAKING: According to the WSJ, Nvidia ($NVDA) chips sold to China will face a “special security review” in the U.S. prior to export.

Nvidia’s H200 AI chips involved in the deal will primarily be manufactured in Taiwan.

After production, they will be shipped to the U.S. for a national‑security review, and then sent on to China.

🛫@MarketMatrixAI

BREAKING: Reports indicate that Elon Musk’s SpaceX is preparing for an IPO in 2026, expected to raise $30 billion and value the company at $1.5 trillion.

If completed, this would mark the largest IPO in history.

🛫@MarketMatrixAI

Retail investors are outperforming the market:

On average, individual investors using ETFs have achieved a +23% year-to-date return.

By comparison, the S&P 500 ETF ($SPY) and the Nasdaq 100 ETF ($QQQ) have delivered +12% and +15%, respectively, over the same period when measured under dollar-cost-averaging strategies.

Dollar-cost averaging calculates performance as if a fixed amount were invested at regular intervals throughout the year, serving as a proxy for how most retail investors actually invest.

In other words, the typical individual investor has nearly doubled the S&P 500’s performance in 2025.

This surge reflects heavy retail positioning in technology stocks and precious metals during the September–October rally.

Retail investors are firmly leading the market.

🛫@MarketMatrixAI

BREAKING: China’s DeepSeek is preparing to unveil a new AI model built with Nvidia’s Blackwell chips that were allegedly “smuggled” into the country, according to The Information.

Reports indicate that DeepSeek sourced chips from data centers located in multiple countries, dismantled them, and then shipped the components to China.

🛫@MarketMatrixAI

Global governments are increasingly shifting toward short-term borrowing:

- The average maturity of global government bonds has fallen to 8.8 years, the lowest level since 2014.
- Since 2021, average maturities have shortened by 1.5 years as countries rely more heavily on bills to finance widening deficits.
- This trend has been led by the UK, Japan, and the US, all of which have scaled back issuance of long-dated bonds amid weakening demand.
- The UK has reduced sales of long-term bonds to a record low this year, while Japan has expanded short-term borrowing following a sharp decline in demand for its super-long bonds.
- In addition, the Bank of England and the Bank of Japan continue their quantitative tightening (QT) programs, further reducing holdings of long-term debt.

Overall, these strategies leave governments significantly more vulnerable to short-term rate fluctuations, raising the risk of higher interest costs if central banks increase rates. Government borrowing is spiraling out of control.

🛫@MarketMatrixAI

The U.S. Federal Reserve has officially cuts interest rates by 25 basis points, marking its third rate cut of 2025.

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FED CHAIR POWELL:

"Our two goals are a bit in tension, it's very unusual."

Once again, stagflation has arrived.

🛫@MarketMatrixAI

SUMMARY OF FED DECISION (12/10/2025):

1. The Federal Reserve cuts rates by 25 basis points, marking its third cut in 2025.
2. The Fed stated it will evaluate the "extension and timing" of further adjustments.
3. Treasury Bill purchases will commence on December 12.
4. The Fed plans to acquire $40 billion in Treasury Bills over a 30‑day period.
5. FOMC members Schmid and Goolsbee dissented, favoring no change.
6. The Fed indicated that rate cuts may be paused for now.

Fed Chair Powell may be halting rate reductions once again.

🛫@MarketMatrixAI

BREAKING: The Federal Reserve announced it will begin purchasing U.S. Treasury Bills on December 12, with plans to acquire $40 billion in Treasury Bills over a 30‑day period.

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FED CHAIR POWELL:

“Labor market conditions are softening, while inflation remains moderately high.”

In other words, another way of describing stagflation.

🛫@MarketMatrixAI

Summary of Fed Chair Powell’s Remarks (12/10/25):

1. Downside risks to employment have increased.
2. U.S. inflation “remains somewhat elevated.”
3. Interest rates are now considered within a “plausible range of neutral.”
4. The GDP growth forecast for 2026 has been revised upward.
5. Inflation readings are higher, with goods inflation having “picked up.”
6. Three Federal Reserve members dissented from today’s decision.

The divisions within the Fed are widening.

🛫@MarketMatrixAI

BREAKING: The S&P 500 has climbed above 6,900 for the first time since October 29.

The index is now positioned for a potential record high close as the Federal Reserve lowers rates amid stagflation.

Congratulations to asset holders.

🛫@MarketMatrixAI

BREAKING: President Trump has formally introduced the “Trump Gold Card” and “Trump Platinum Card,” which provide the following:

1. Trump Gold Card: “For a processing fee and, following DHS vetting, a $1 million contribution, obtain U.S. residency in record time with the Trump Gold Card.”

2. Trump Platinum Card: “For a processing fee and, following DHS vetting, a $5 million contribution, gain the ability to spend up to 270 days in the United States without being subject to U.S. taxes on non-U.S. income.”

Trump described this initiative as a way to “unlock life in America.”

🛫@MarketMatrixAI

BREAKING: Jupiter, among the world’s largest onchain platforms, has appointed KKR’s Head of Digital Asset Strategy.

The move follows the platform surpassing $1 trillion in annualized volume as it works to bring onchain finance into the mainstream.

Wall Street is moving onchain.

🛫@MarketMatrixAI

Elon Musk is on the verge of making history:

If SpaceX goes public at a $1.5 trillion valuation, his stake alone would be valued at $625 billion.

This would raise his total net worth to an unprecedented $952 billion.

According to Polymarket, there is currently a 67% probability that SpaceX’s IPO market capitalization will exceed $1 trillion.

Elon Musk may soon become the first trillionaire in history.

Innovation pays.

🛫@MarketMatrixAI

The number of retirement account millionaires is climbing rapidly:

The count of 401(k) accounts with balances of $1 million or more increased +10% quarter-over-quarter, reaching a record 654,000 in Q3 2025, according to Fidelity.

IRA accounts with at least $1 million rose +12%, hitting a record 559,000.

Since Q1 2020, the number of 401(k) millionaire accounts has more than quadrupled.

At the same time, average 401(k) balances grew +9% year-over-year to an all-time high of $144,400, while average IRA balances advanced +7% YoY to a record $137,900.

The average 401(k) contribution rate, including both employer and employee inputs, remained steady at 14.2%.

Own assets—or be left behind.

🛫@MarketMatrixAI

BREAKING: Bitcoin has dropped below $90,000, sliding more than -5% as leveraged long liquidations pick up again.

In the past 4 hours alone, $250 million in leveraged long positions have been liquidated.

🛫@MarketMatrixAI

The Oracle situation:

Oracle ($ORCL) is down more than -11% after hours following its earnings release, which has dragged the broader AI trade lower.

Futures are currently off -1%. But is this reaction justified?

To start, Oracle raised CapEx guidance by $15 billion for 2026.
Throughout the year, investors have consistently rewarded companies for increasing CapEx, so what changed this time?

The primary concern now centers on Oracle’s debt profile. Investors are questioning how this expanded CapEx will be financed.

The key point, however, is that Oracle is borrowing because demand is surging, and taking on debt is less costly than missing the AI revolution.

This mirrors the exact strategy Microsoft and Amazon pursued between 2012 and 2017.

Moreover, Oracle’s debt burden remains manageable, with leverage multiples still below many of its peers.

In our view, this reflects another swing of sentiment back toward the narrative that “AI is a bubble,” following a strong rally and a dovish Fed meeting.

The after-hours decline in tech stocks appears to be an overreaction.

We continue to expect asset owners to come out ahead.

🛫@MarketMatrixAI

BREAKING: China’s official gold reserves increased by 30,000 troy ounces in November, reaching a record 2,305 tonnes.

This marks the 13th consecutive month of purchases.

With this rise, China’s gold holdings have climbed to a record $311 billion, accounting for 9.3% of the nation’s total official foreign exchange reserves.

Since 2020, China’s gold reserves have TRIPLED, fueled by consistent acquisitions and sharply higher gold prices.

Gold continues to remain exceptionally strong.

🛫@MarketMatrixAI