Forwarded from Banking Dreamz: For All Govt. Jobs
Class Live ho gae h aa jao sare Tyari wale
Forwarded from Banking Dreamz: For All Govt. Jobs
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RBI CIRCULAR PART 8 |Current Affair January to August | Financial Awareness part 15 |RRB SCALE 1,2,3
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Forwarded from Banking Dreamz: For All Govt. Jobs
Today Current Affair session is at 7:30 pm..... be ready Guys
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RBI CIRCULAR PART 9| FINANCIAL AWARENESS|CURRENT AFFAIR JANUARY TO AUGUST | RRB Scale 1,2 & 3
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Forwarded from Banking Dreamz: For All Govt. Jobs
class live ho gae hai,,, Aa jao sare Tyari wale
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Computer Awareness Part 3 | most important Question for RRB Scale 1,2 & 3 | By Prakul Sir
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Forwarded from Banking Dreamz: For All Govt. Jobs
class live ho chuki h
✅ PM SVANidhi Yojana 2020 - A Street Vendor's Scheme
PM SVANIDHI Yojana 2020 launched by the central government aims at enabling the street vendors to resume their livelihood which has been adversely affected due to COVID-19 pandemic and the subsequent lock down imposed by the government. This special micro-credit facility scheme will provide affordable loans to street vendors.
🔷Objective of PM SVANidhi yojana
➖ To provide affordable working capital loans to street vendors which can help them to resume their livelihood activities post-countrywide lock down imposed by government (due to Covid-19 pandemic.)
➖ To incentivize regular repayment of loans by provisions like cash-back, higher loans on subsequent demands etc.
🔷Scheme Benefits
➖ Vendors can avail a working capital loan of up to Rs. 10,000, which is repayable in monthly installments in the tenure of one year.
➖ A vendor does not have to provide any collateral security to access the loan.
➖ On timely/ early repayment of the loan, an interest subsidy @ 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer on quarterly basis.
➖ The scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month.
➖ The vendors can avail the facility of escalation of the credit limit on timely/ early repayment of loan.
🔷Beneficiaries
This scheme targets to benefit over 50 lakh Street Vendors. (Those street vendors as on/before 24th March 2020)
A vendor, according to the scheme guidelines is any person engaged in vending of articles, goods, wares, food items or merchandise of daily use or offering services to the public in a street, footpath, pavement etc., from a temporary built up structure or by moving from place to place.
The goods supplied by them include vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, apparel, artisan products, books/ stationary etc. and the services include barber shops, cobblers, pan shops, laundry services etc.
🔷Scheme implementation Bodies
➖ Regional Rural Banks
➖ Scheduled Commercial Banks
➖ Small Industries Development Bank of India (SIDBI)
➖ Micro-Finance Institutions
➖ Cooperative banks
➖ Non-banking financial companies
➖ Self Help Groups (SHG) Banks.
PM SVANIDHI Yojana 2020 launched by the central government aims at enabling the street vendors to resume their livelihood which has been adversely affected due to COVID-19 pandemic and the subsequent lock down imposed by the government. This special micro-credit facility scheme will provide affordable loans to street vendors.
🔷Objective of PM SVANidhi yojana
➖ To provide affordable working capital loans to street vendors which can help them to resume their livelihood activities post-countrywide lock down imposed by government (due to Covid-19 pandemic.)
➖ To incentivize regular repayment of loans by provisions like cash-back, higher loans on subsequent demands etc.
🔷Scheme Benefits
➖ Vendors can avail a working capital loan of up to Rs. 10,000, which is repayable in monthly installments in the tenure of one year.
➖ A vendor does not have to provide any collateral security to access the loan.
➖ On timely/ early repayment of the loan, an interest subsidy @ 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer on quarterly basis.
➖ The scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month.
➖ The vendors can avail the facility of escalation of the credit limit on timely/ early repayment of loan.
🔷Beneficiaries
This scheme targets to benefit over 50 lakh Street Vendors. (Those street vendors as on/before 24th March 2020)
A vendor, according to the scheme guidelines is any person engaged in vending of articles, goods, wares, food items or merchandise of daily use or offering services to the public in a street, footpath, pavement etc., from a temporary built up structure or by moving from place to place.
The goods supplied by them include vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, apparel, artisan products, books/ stationary etc. and the services include barber shops, cobblers, pan shops, laundry services etc.
🔷Scheme implementation Bodies
➖ Regional Rural Banks
➖ Scheduled Commercial Banks
➖ Small Industries Development Bank of India (SIDBI)
➖ Micro-Finance Institutions
➖ Cooperative banks
➖ Non-banking financial companies
➖ Self Help Groups (SHG) Banks.
✍️Procedure under the CDR System
The Referring Lender or JLF, shall prepare the preliminary Restructuring Scheme and forward the same to the CDR Cell. The CDR Cell shall, after receipt of the preliminary Restructuring Scheme prepare a Restructuring Scheme in terms of the general policies and guidelines approved by the CDR Standing Forum and submit the same to the CDR Empowered Group for taking a view on the prima facie feasibility of the said scheme, within thirty days from the date of receipt of Reference.
Decision Process
A Decision of the CDR Empowered Group relating to prima facie feasibility and/or final approval of a Restructuring Scheme shall be taken by a Super-Majority Vote at a duly convened meeting, after giving reasonable notice, to the Lenders and to the Eligible Borrower.
Super-Majority Vote means the vote cast in favour of a proposal by not less than 60% by number and not less than 75% by value of the aggregate principal outstanding.
Implementation and Monitoring of Restructuring Schemes
The CDR Empowered Group may constitute through CDR Cell, a Monitoring Committee to oversee the due implementation of the Approved Restructuring Scheme. The Monitoring Committee shall also be empowered to discuss and resolve outstanding issues, if any, within the framework of the Approved Restructuring Scheme and in case any variation/modification to the Approved Restructuring Scheme is felt necessary, the same shall be referred to the CDR Empowered Group for approval. The Monitoring Committee, will meet every month and if necessary more frequently till the package is implemented and thereafter once in three months. The Monitoring Institution shall report the progress of implementation of the Approved Restructuring Scheme to the CDR Cell on monthly basis. In case of any difficulty in implementation of the Approved Restructuring Scheme, the Monitoring Committee may approach the CDR Empowered Group for necessary direction and/or guidance. In case of any difference in respect of interpretation of the Approved Restructuring Scheme, the decision of the CDR Empowered Group shall be final and binding on the concerned parties.
The CDR Cell in consultation with the Monitoring Institution and/or the members of the Monitoring Committee may place a review note/status note before CDR Empowered Group with regard to status of implementation of the package, operational performance, security creation and compliance of terms and conditions of approval by the concerned Lenders/Eligible Borrower.
Appeal to the CDR Core Group
An appeal against the decisions of the CDR Empowered Group shall lie to the CDR Core Group. The appeal shall be preferred within a period of 15 days from the date of receipt of letter of the CDR Cell communicating the decision of the CDR Empowered Group and shall contain the grounds on which the decision of CDR Empowered Group is challenged.
In case of CDR Empowered Group holds that restructuring of the Eligible Borrower is prima facie feasible or where JLF had arrived at a decision regarding the preliminary viability of restructuring the CDR Cell shall proceed with the preparation of a detailed Restructuring Scheme with the assistance of the Referring Lender, Lead Institution, JLF and the Eligible Borrower.
The CDR Cell shall finalise the detailed Restructuring Scheme and submit the same to the CDR Empowered Group for its examination and approval. The CDR Empowered Group may on due consideration make such modifications as it may consider necessary and shall take a decision in the matter.
The CDR Cell shall communicate the decisions of the CDR Empowered Group to the Lenders and the Eligible Borrower. Wherever Additional Finance, if any, is envisaged in the Approved Restructuring Scheme, the same shall be provided on pro-rata basis by all the Lenders to the Eligible Borrower, whose account is classified as standard or sub-standard.
The Referring Lender or JLF, shall prepare the preliminary Restructuring Scheme and forward the same to the CDR Cell. The CDR Cell shall, after receipt of the preliminary Restructuring Scheme prepare a Restructuring Scheme in terms of the general policies and guidelines approved by the CDR Standing Forum and submit the same to the CDR Empowered Group for taking a view on the prima facie feasibility of the said scheme, within thirty days from the date of receipt of Reference.
Decision Process
A Decision of the CDR Empowered Group relating to prima facie feasibility and/or final approval of a Restructuring Scheme shall be taken by a Super-Majority Vote at a duly convened meeting, after giving reasonable notice, to the Lenders and to the Eligible Borrower.
Super-Majority Vote means the vote cast in favour of a proposal by not less than 60% by number and not less than 75% by value of the aggregate principal outstanding.
Implementation and Monitoring of Restructuring Schemes
The CDR Empowered Group may constitute through CDR Cell, a Monitoring Committee to oversee the due implementation of the Approved Restructuring Scheme. The Monitoring Committee shall also be empowered to discuss and resolve outstanding issues, if any, within the framework of the Approved Restructuring Scheme and in case any variation/modification to the Approved Restructuring Scheme is felt necessary, the same shall be referred to the CDR Empowered Group for approval. The Monitoring Committee, will meet every month and if necessary more frequently till the package is implemented and thereafter once in three months. The Monitoring Institution shall report the progress of implementation of the Approved Restructuring Scheme to the CDR Cell on monthly basis. In case of any difficulty in implementation of the Approved Restructuring Scheme, the Monitoring Committee may approach the CDR Empowered Group for necessary direction and/or guidance. In case of any difference in respect of interpretation of the Approved Restructuring Scheme, the decision of the CDR Empowered Group shall be final and binding on the concerned parties.
The CDR Cell in consultation with the Monitoring Institution and/or the members of the Monitoring Committee may place a review note/status note before CDR Empowered Group with regard to status of implementation of the package, operational performance, security creation and compliance of terms and conditions of approval by the concerned Lenders/Eligible Borrower.
Appeal to the CDR Core Group
An appeal against the decisions of the CDR Empowered Group shall lie to the CDR Core Group. The appeal shall be preferred within a period of 15 days from the date of receipt of letter of the CDR Cell communicating the decision of the CDR Empowered Group and shall contain the grounds on which the decision of CDR Empowered Group is challenged.
In case of CDR Empowered Group holds that restructuring of the Eligible Borrower is prima facie feasible or where JLF had arrived at a decision regarding the preliminary viability of restructuring the CDR Cell shall proceed with the preparation of a detailed Restructuring Scheme with the assistance of the Referring Lender, Lead Institution, JLF and the Eligible Borrower.
The CDR Cell shall finalise the detailed Restructuring Scheme and submit the same to the CDR Empowered Group for its examination and approval. The CDR Empowered Group may on due consideration make such modifications as it may consider necessary and shall take a decision in the matter.
The CDR Cell shall communicate the decisions of the CDR Empowered Group to the Lenders and the Eligible Borrower. Wherever Additional Finance, if any, is envisaged in the Approved Restructuring Scheme, the same shall be provided on pro-rata basis by all the Lenders to the Eligible Borrower, whose account is classified as standard or sub-standard.
✅ List of International Airports of India
1. Rajiv Gandhi International Airport - Hyderabad, Telangana
2. Sri Guru Ram Dass Jee International Airport - Amritsar, Punjab
3. Lokpriya Gopinath Bordoloi International Airport - Guwahati, Assam
4. Biju Patnaik International Airport - Bhubaneswar, Odisha
5. Gaya Airport - Gaya, Bihar
6. Indira Gandhi International Airport - New Delhi, Delhi
7. Veer Savarkar International Airport - Port Blair, Andaman and Nicobar Islands
8. Sardar Vallabhbhai Patel International Airport - Ahmedabad, Gujarat
9. Kempegowda International Airport - Bengaluru, Karnataka
10. Mangalore International Airport - Mangalore, Karnataka
11. Cochin International Airport - Kochi, Kerala
12. Calicut International Airport - Kozhikode, Kerala
13. Trivandrum International Airport - Thiruvananthapuram, Kerala
14. Chhatrapati Shivaji Maharaj International Airport - Mumbai, Maharashtra
15. Dr. Babasaheb Ambedkar International Airport - Nagpur, Maharashtra
16. Jaipur International Airport - Jaipur, Rajasthan
17. Chennai International Airport - Chennai, Tamil Nadu
18. Tiruchirappalli International Airport - Tiruchirappalli, Tamil Nadu
19. Chaudhary Charan Singh International Airport - Lucknow, Uttar Pradesh
20. Lal Bahadur Shastri International Airport - Varanasi, Uttar Pradesh
21. Netaji Subhas Chandra Bose International Airport - Kolkata, West Bengal
22. Kannur International Airport - Kannur, Kerala
23. Surat Airport - Surat, Gujarat
24. Devi Ahilya Bai Holkar Airport - Indore, Madhya Pradesh
25. Dabolim Airport - Dabolim, Goa
26. Coimbatore International Airport - Coimbatore, Tamil Nadu
27. Sheikh ul-Aalam International Airport - Srinagar, Jammu and Kashmir
28. Imphal International Airport - Imphal, Manipur
29. Madurai Airport - Madurai, Tamil Nadu
30. Bagdogra International Airport - Siliguri, West Bengal
31. Chandigarh International Airport - Chandigarh
32. Nashik Airport - Nashik, Maharashtra
33. Vadodara Airport - Vadodara, Gujarat
1. Rajiv Gandhi International Airport - Hyderabad, Telangana
2. Sri Guru Ram Dass Jee International Airport - Amritsar, Punjab
3. Lokpriya Gopinath Bordoloi International Airport - Guwahati, Assam
4. Biju Patnaik International Airport - Bhubaneswar, Odisha
5. Gaya Airport - Gaya, Bihar
6. Indira Gandhi International Airport - New Delhi, Delhi
7. Veer Savarkar International Airport - Port Blair, Andaman and Nicobar Islands
8. Sardar Vallabhbhai Patel International Airport - Ahmedabad, Gujarat
9. Kempegowda International Airport - Bengaluru, Karnataka
10. Mangalore International Airport - Mangalore, Karnataka
11. Cochin International Airport - Kochi, Kerala
12. Calicut International Airport - Kozhikode, Kerala
13. Trivandrum International Airport - Thiruvananthapuram, Kerala
14. Chhatrapati Shivaji Maharaj International Airport - Mumbai, Maharashtra
15. Dr. Babasaheb Ambedkar International Airport - Nagpur, Maharashtra
16. Jaipur International Airport - Jaipur, Rajasthan
17. Chennai International Airport - Chennai, Tamil Nadu
18. Tiruchirappalli International Airport - Tiruchirappalli, Tamil Nadu
19. Chaudhary Charan Singh International Airport - Lucknow, Uttar Pradesh
20. Lal Bahadur Shastri International Airport - Varanasi, Uttar Pradesh
21. Netaji Subhas Chandra Bose International Airport - Kolkata, West Bengal
22. Kannur International Airport - Kannur, Kerala
23. Surat Airport - Surat, Gujarat
24. Devi Ahilya Bai Holkar Airport - Indore, Madhya Pradesh
25. Dabolim Airport - Dabolim, Goa
26. Coimbatore International Airport - Coimbatore, Tamil Nadu
27. Sheikh ul-Aalam International Airport - Srinagar, Jammu and Kashmir
28. Imphal International Airport - Imphal, Manipur
29. Madurai Airport - Madurai, Tamil Nadu
30. Bagdogra International Airport - Siliguri, West Bengal
31. Chandigarh International Airport - Chandigarh
32. Nashik Airport - Nashik, Maharashtra
33. Vadodara Airport - Vadodara, Gujarat
✅ Important Protocol Full Form
📟 FTP- File transfer protocol
📟 HTTP - Hypertext transfer protocol
📟 HTTPS- Hypertext transfer protocol over secure sockets layer
📟 APIPA- Automatic private internet protocol addressing
📟 APR- Address resolution protocol
📟 DHCP - Dynamic host configuration protocol
📟 ICMP- Internet control message protocol
📟 IMAP -Internet mail access protocol
📟 IP- Internet protocol
📟 IPCONFIG -Internet protocol configuration
📟 IPP- Internet printing protocol
📟 IPSEC- Internet protocol security
📟 LDAP- Lightweight directory access protocol
📟 NNTP- Network news transfer protocol
📟 POP3- Post office protocol3
📟 PPP- Point-to-point protocol
📟 PPTP- Point-to-point tunneling protocol
📟 RIP- Routing information protocol
📟 SMTP- Simple mail transfer protocol
📟 SNMP -Simple network management protocol
📟 TCP- Transmission control protocol
📟 TCP/IP- Transmission control protocol/internet protocol
📟 TFTP- Trivial file transfer protocol
📟 UDP- User datagram protocol
📟 VOIP- Voice over internet protocol
📟 WAP -Wireless application protocol
📟 FTP- File transfer protocol
📟 HTTP - Hypertext transfer protocol
📟 HTTPS- Hypertext transfer protocol over secure sockets layer
📟 APIPA- Automatic private internet protocol addressing
📟 APR- Address resolution protocol
📟 DHCP - Dynamic host configuration protocol
📟 ICMP- Internet control message protocol
📟 IMAP -Internet mail access protocol
📟 IP- Internet protocol
📟 IPCONFIG -Internet protocol configuration
📟 IPP- Internet printing protocol
📟 IPSEC- Internet protocol security
📟 LDAP- Lightweight directory access protocol
📟 NNTP- Network news transfer protocol
📟 POP3- Post office protocol3
📟 PPP- Point-to-point protocol
📟 PPTP- Point-to-point tunneling protocol
📟 RIP- Routing information protocol
📟 SMTP- Simple mail transfer protocol
📟 SNMP -Simple network management protocol
📟 TCP- Transmission control protocol
📟 TCP/IP- Transmission control protocol/internet protocol
📟 TFTP- Trivial file transfer protocol
📟 UDP- User datagram protocol
📟 VOIP- Voice over internet protocol
📟 WAP -Wireless application protocol