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🔖🔖Non Performing Assets
A non performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.
Banks are required to classify NPAs further into Substandard, Doubtful and Loss assets.
1. Substandard assets: Assets which has remained NPA for a period less than or equal to 12 months.
2. Doubtful assets: An asset would be classified as doubtful if it has remained in the substandard category for a period of 12 months.
3. Loss assets: As per RBI, “Loss asset is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted, although there may be some salvage or recovery value.”
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A non performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.
Banks are required to classify NPAs further into Substandard, Doubtful and Loss assets.
1. Substandard assets: Assets which has remained NPA for a period less than or equal to 12 months.
2. Doubtful assets: An asset would be classified as doubtful if it has remained in the substandard category for a period of 12 months.
3. Loss assets: As per RBI, “Loss asset is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted, although there may be some salvage or recovery value.”
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Which of the following statements is not true about teaching?
Anonymous Quiz
28%
Classroom teaching is the most effective method of teaching
32%
Teaching is a comprehensive process
20%
Teaching can be made effective by making use of teaching aids
20%
Teaching requires expertise and experience
Assertion (A): Learning is strongly based on the intellectual level, cognitive ability, perception, personality and attitude of a learner.
Reason (R): Learning can be depicted as the way towards securing new or altering existing information, expertise esteems, conduct and inclinations.
A.Both Assertion (A) and reason (R) are correct. B.Both Assertion (A) and reason (R) are incorrect. C.Assertion is correct and reason is incorrect. D.Assertion is incorrect and reason is correct.
Reason (R): Learning can be depicted as the way towards securing new or altering existing information, expertise esteems, conduct and inclinations.
A.Both Assertion (A) and reason (R) are correct. B.Both Assertion (A) and reason (R) are incorrect. C.Assertion is correct and reason is incorrect. D.Assertion is incorrect and reason is correct.
Which type of evaluation focusses on the identification of deficiencies and difficulties of the learner?
A Summative evaluation B Follow up evaluation C Diagnostic evaluation D Criterion—referenced evaluation
A Summative evaluation B Follow up evaluation C Diagnostic evaluation D Criterion—referenced evaluation
Anonymous Quiz
19%
A
19%
B
50%
C
11%
D
Instructional aids are used by the teacher to
A glorify the class B attract the students C clarify the concepts D ensure discipline
A glorify the class B attract the students C clarify the concepts D ensure discipline
Anonymous Quiz
6%
A
22%
B
61%
C
11%
D
Maximum participation of students during teaching is possible through
A Lecture method B Demonstration method C Inductive method D Textbook method
A Lecture method B Demonstration method C Inductive method D Textbook method
Anonymous Quiz
24%
A
46%
B
25%
C
5%
D
Attitude of the teacher that affects teaching pertains to
A Affective domain B Cognitive domain C Connative domain D Psychomotor domain
A Affective domain B Cognitive domain C Connative domain D Psychomotor domain
Anonymous Quiz
27%
A
35%
B
16%
C
22%
D
Learner centered approach to teaching and learning focuses on which of the following skills?
A Learner needs B Subject matter C Development of skills D All of the above
A Learner needs B Subject matter C Development of skills D All of the above
Anonymous Quiz
13%
A
9%
B
10%
C
68%
D
From the following list of statements, select those which indicate the characteristics and basic requirements of teaching.
i. Teaching implies communication.
ii. Teaching is like selling goods.
iii. Teaching means managing and monitoring.
iv. Teaching implies influencing others.
v. Teaching requires convincing others.
vi. There can be no teaching without infrastructural support.
Choose the correct answer from the code given below:
A(i), (iii) and (iv) B(i), (ii) and (iii) C(iv), (v) and (vi) D(ii), (v) and (vi)
i. Teaching implies communication.
ii. Teaching is like selling goods.
iii. Teaching means managing and monitoring.
iv. Teaching implies influencing others.
v. Teaching requires convincing others.
vi. There can be no teaching without infrastructural support.
Choose the correct answer from the code given below:
A(i), (iii) and (iv) B(i), (ii) and (iii) C(iv), (v) and (vi) D(ii), (v) and (vi)