Happy Morning Everyone 😊
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Interested Aspirants Do Get Enrol By Filling Up The Below Google Form Link For **Crash Course**
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**Limited Slots**
___First Come First Serve___
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Bloom's taxonomy
-is a set of three hierarchical models used to classify educational learning objectives into levels of complexity and specificity. The three lists cover the learning objectives in cognitive, affective and sensory domains. The cognitive domain list has been the primary focus of most traditional education and is frequently used to structure curriculum learning objectives, assessments and activities.
The models were named after Benjamin Bloom, who chaired the committee of educators that devised the taxonomy. He also edited the first volume of the standard text, Taxonomy of Educational Objectives: The Classification of Educational Goals.
****
The Vedas (/ˈveɪdəz, ˈviː-/; Sanskrit: वेदः vedaḥ, "knowledge") are a large body of religious texts originating in ancient India. Composed in Vedic Sanskrit, the texts constitute the oldest layer of Sanskrit literature and the oldest scriptures of Hinduism.
There are four Vedas: the Rigveda, the Yajurveda, the Samaveda and the Atharvaveda. Each Veda has four subdivisions – the Samhitas (mantras and benedictions), the Aranyakas (text on rituals, ceremonies, sacrifices and symbolic-sacrifices), the Brahmanas (commentaries on rituals, ceremonies and sacrifices), and the Upanishads (texts discussing meditation, philosophy and spiritual knowledge). Some scholars add a fifth category – the Upasanas (worship). The texts of the Upanishads discuss ideas akin to the heterodox sramana-traditions.
Vedas are śruti ("what is heard"), distinguishing them from other religious texts, which are called smṛti ("what is remembered"). Hindus consider the Vedas to be apauruṣeya, which means "not of a man, superhuman" and "impersonal, authorless," revelations of sacred sounds and texts heard by ancient sages after intense meditation.
The Vedas have been orally transmitted since the 2nd millennium BCE with the help of elaborate mnemonic techniques. The mantras, the oldest part of the Vedas, are recited in the modern age for their phonology rather than the semantics, and are considered to be "primordial rhythms of creation", preceding the forms to which they refer. By reciting them the cosmos is regenerated, "by enlivening and nourishing the forms of creation at their base."
The various Indian philosophies and Hindu denominations have taken differing positions on the Vedas; schools of Indian philosophy which acknowledge the primal authority of the Vedas are classified as "orthodox" (āstika). Other śramaṇa traditions, such as Lokayata, Carvaka, Ajivika, Buddhism and Jainism, which did not regard the Vedas as authorities, are referred to as "heterodox" or "non-orthodox" (nāstika) schools.
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-is a set of three hierarchical models used to classify educational learning objectives into levels of complexity and specificity. The three lists cover the learning objectives in cognitive, affective and sensory domains. The cognitive domain list has been the primary focus of most traditional education and is frequently used to structure curriculum learning objectives, assessments and activities.
The models were named after Benjamin Bloom, who chaired the committee of educators that devised the taxonomy. He also edited the first volume of the standard text, Taxonomy of Educational Objectives: The Classification of Educational Goals.
****
The Vedas (/ˈveɪdəz, ˈviː-/; Sanskrit: वेदः vedaḥ, "knowledge") are a large body of religious texts originating in ancient India. Composed in Vedic Sanskrit, the texts constitute the oldest layer of Sanskrit literature and the oldest scriptures of Hinduism.
There are four Vedas: the Rigveda, the Yajurveda, the Samaveda and the Atharvaveda. Each Veda has four subdivisions – the Samhitas (mantras and benedictions), the Aranyakas (text on rituals, ceremonies, sacrifices and symbolic-sacrifices), the Brahmanas (commentaries on rituals, ceremonies and sacrifices), and the Upanishads (texts discussing meditation, philosophy and spiritual knowledge). Some scholars add a fifth category – the Upasanas (worship). The texts of the Upanishads discuss ideas akin to the heterodox sramana-traditions.
Vedas are śruti ("what is heard"), distinguishing them from other religious texts, which are called smṛti ("what is remembered"). Hindus consider the Vedas to be apauruṣeya, which means "not of a man, superhuman" and "impersonal, authorless," revelations of sacred sounds and texts heard by ancient sages after intense meditation.
The Vedas have been orally transmitted since the 2nd millennium BCE with the help of elaborate mnemonic techniques. The mantras, the oldest part of the Vedas, are recited in the modern age for their phonology rather than the semantics, and are considered to be "primordial rhythms of creation", preceding the forms to which they refer. By reciting them the cosmos is regenerated, "by enlivening and nourishing the forms of creation at their base."
The various Indian philosophies and Hindu denominations have taken differing positions on the Vedas; schools of Indian philosophy which acknowledge the primal authority of the Vedas are classified as "orthodox" (āstika). Other śramaṇa traditions, such as Lokayata, Carvaka, Ajivika, Buddhism and Jainism, which did not regard the Vedas as authorities, are referred to as "heterodox" or "non-orthodox" (nāstika) schools.
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📌Important For General Awareness📌
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Happy Morning Everyone 🥰
**Phd/Pdf Portal Is Open At University Of Kerala**
http://research.keralauniversity.ac.in/
#PHD
#PDF
#Admission
**Phd/Pdf Portal Is Open At University Of Kerala**
http://research.keralauniversity.ac.in/
#PHD
#Admission
Greetings Aspirants
📍Posted As Received📍
Requirement
Post:Assistant Professor MBA
Specialisation: Finance
Qualification: As per UGC guidelines.
Preferably PhD
Salary: 40k to 50k
Location: Anand, Gujarat
Interested candidates can send their resume on divyangpimr2014@gmail.com
📍Posted As Received📍
Requirement
Post:Assistant Professor MBA
Specialisation: Finance
Qualification: As per UGC guidelines.
Preferably PhD
Salary: 40k to 50k
Location: Anand, Gujarat
Interested candidates can send their resume on divyangpimr2014@gmail.com
♻️ Banking, Finance & Economy News (March 2021) ♻️
🔹 National Payments Corporation of India (NPCI) and SBI Payments have partnered to launch “RuPay SoftPoS” for Indian merchants.
🔹 The Reserve Bank of India has taken the IDBI Bank, out of the Prompt Corrective Action (PCA) framework.
🔹 Deutsche Bank and Continuum Energy Levanter Pte Ltd, a subsidiary of Continuum Green Energy (Continuum).
🔹 No requisition for printing currency notes of Rs 2000 placed in the last 2-years.
🔹 The National Payments Corporation of India (NPCI), the umbrella entity for digital payments in India, has launched a new application named “UPI-Help” on BHIM UPI.
🔹 The Reserve Bank of India has asked banks to implement the image-based Cheque Truncation System (CTS) in all branches by September 30, 2021.
🔹 Punjab National Bank (PNB) has set up a wholly-owned subsidiary namely “PNB Cards & Services Ltd” to manage its credit card business.
🔹 The Reserve Bank of India (RBI) has set up a five members standing external advisory committee (SEAC) to evaluate applications for “on-tap” licensing of universal banks and small finance banks (SFBs). The committee will be chaired by the former RBI deputy governor Shyamala Gopinath.
👉🏻Members of committee:
Revathy Iyer – Director, central board, RBI
B Mahapatra – Former executive director, National Payments Corporation of India
T N Manoharan – Former chairman, Canara Bank
Hemant G Contractor – Former MD, State Bank of India, and former Chairman, Pension Fund Regulatory and Development Authority.
🔹 Provident fund contribution limit raised to Rs 5 lakh per annum for tax-free interest.
🔹 Bharat Petroleum Corporation Board approves sale of its 61.65 % stake in Numaligarh Refinery.
🔹 HDFC ERGO General Insurance has launched a product called “Business Kisht Suraksha”, to provide a unique cover to MFIs.
🔹 Axis Securities launches online platform ‘YIELD’ for hassle free investment in bond, debenture.
🔹 Union Ministry of Women and Child Development today signed an agreement with Invest India in New Delhi to enhance cooperation.
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🔹 National Payments Corporation of India (NPCI) and SBI Payments have partnered to launch “RuPay SoftPoS” for Indian merchants.
🔹 The Reserve Bank of India has taken the IDBI Bank, out of the Prompt Corrective Action (PCA) framework.
🔹 Deutsche Bank and Continuum Energy Levanter Pte Ltd, a subsidiary of Continuum Green Energy (Continuum).
🔹 No requisition for printing currency notes of Rs 2000 placed in the last 2-years.
🔹 The National Payments Corporation of India (NPCI), the umbrella entity for digital payments in India, has launched a new application named “UPI-Help” on BHIM UPI.
🔹 The Reserve Bank of India has asked banks to implement the image-based Cheque Truncation System (CTS) in all branches by September 30, 2021.
🔹 Punjab National Bank (PNB) has set up a wholly-owned subsidiary namely “PNB Cards & Services Ltd” to manage its credit card business.
🔹 The Reserve Bank of India (RBI) has set up a five members standing external advisory committee (SEAC) to evaluate applications for “on-tap” licensing of universal banks and small finance banks (SFBs). The committee will be chaired by the former RBI deputy governor Shyamala Gopinath.
👉🏻Members of committee:
Revathy Iyer – Director, central board, RBI
B Mahapatra – Former executive director, National Payments Corporation of India
T N Manoharan – Former chairman, Canara Bank
Hemant G Contractor – Former MD, State Bank of India, and former Chairman, Pension Fund Regulatory and Development Authority.
🔹 Provident fund contribution limit raised to Rs 5 lakh per annum for tax-free interest.
🔹 Bharat Petroleum Corporation Board approves sale of its 61.65 % stake in Numaligarh Refinery.
🔹 HDFC ERGO General Insurance has launched a product called “Business Kisht Suraksha”, to provide a unique cover to MFIs.
🔹 Axis Securities launches online platform ‘YIELD’ for hassle free investment in bond, debenture.
🔹 Union Ministry of Women and Child Development today signed an agreement with Invest India in New Delhi to enhance cooperation.
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🔰Board for Financial Supervision(BFS) : Banking Study Notes🔰
The Reserve Bank of India performs the supervisory function under the guidance of the Board for Financial Supervision (BFS). The Board was constituted in November 1994 as a committee of the Central Board of Directors of the Reserve Bank of India under the Reserve Bank of India (Board for Financial Supervision) Regulations, 1994.
Objective
The primary objective of BFS is to undertake consolidated supervision of the financial sector comprising Scheduled Commercial and Co-operative Banks, All India Financial Institutions, Local Area Banks, Small Finance Banks, Payments Banks, Credit Information Companies, Non-Banking Finance Companies and Primary Dealers.
Constitution
The Board is constituted by co-opting four Directors from the Central Board as Members and is chaired by the Governor. The Deputy Governors of the Reserve Bank are ex-officio members. One Deputy Governor, traditionally, the Deputy Governor in charge of supervision, is nominated as the Vice-Chairman of the Board.
In April 2018, a Sub-committee of the Board for Financial Supervision was constituted, under Para 11 & 12 of the Reserve Bank of India (Board for Financial Supervision) Regulations, 1994. The Sub-committee performs the functions and exercises the powers of supervision and inspection under the Reserve Bank of India Act, 1934 and the Banking Regulation Act, 1949, in relation to Payments Banks, Small Finance Banks, Local Area Banks, small Foreign Banks, select scheduled Urban Co-operative Banks, select Non-Banking Financial Companies and Credit Information Companies. The Sub-committee is chaired by the Deputy Governor in charge of supervision and includes the three Deputy Governors and two Directors of the Central Board as Members.
BFS Meetings
The Board is required to meet normally once every month. It deliberates on inspection reports, periodic reviews related to banking and non-banking sectors and policy matters arising out of or having relevance to the supervisory functions of the Reserve Bank.
The BFS oversees the functioning of Department of Banking Supervision (DBS), Department of Non-Banking Supervision (DNBS) and Department of Co-operative Bank Supervision (DCBS) and gives directions on regulatory and supervisory issues.
Functions
Some of the initiatives taken by the BFS include:
➖Fine-tuning the supervisory processes adopted by the Bank for regulated entities;
➖Introduction of off-site surveillance system to complement the on-site supervision of regulated entities;
➖Strengthening the statutory audit processes of banks and enlarging the role of auditors in the supervisory process;
➖Strengthening the internal defences within supervised institutions such as corporate governance, internal control and audit functions, management information and risk control systems, review of housekeeping in banks;
➖Introduction of supervisory rating system for banks and financial institutions;
➖Supervision of overseas operations of Indian banks, consolidated supervision of banks;
➖Technical assistance programme for cooperative banks;
➖Introduction of scheme of Prompt Corrective Action Framework for weak banks;
➖Guidance regarding fraud risk management framework in banks;
➖Introduction of risk based supervision of banks;
➖Introduction of an enforcement framework in respect of banks;
➖Establishment of a credit registry in respect of large borrowers of supervised institutions; and
➖Setting up a subsidiary of RBI to take care of the IT requirements, including the cyber security needs of the Reserve Bank and its regulated entities, etc.
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The Reserve Bank of India performs the supervisory function under the guidance of the Board for Financial Supervision (BFS). The Board was constituted in November 1994 as a committee of the Central Board of Directors of the Reserve Bank of India under the Reserve Bank of India (Board for Financial Supervision) Regulations, 1994.
Objective
The primary objective of BFS is to undertake consolidated supervision of the financial sector comprising Scheduled Commercial and Co-operative Banks, All India Financial Institutions, Local Area Banks, Small Finance Banks, Payments Banks, Credit Information Companies, Non-Banking Finance Companies and Primary Dealers.
Constitution
The Board is constituted by co-opting four Directors from the Central Board as Members and is chaired by the Governor. The Deputy Governors of the Reserve Bank are ex-officio members. One Deputy Governor, traditionally, the Deputy Governor in charge of supervision, is nominated as the Vice-Chairman of the Board.
In April 2018, a Sub-committee of the Board for Financial Supervision was constituted, under Para 11 & 12 of the Reserve Bank of India (Board for Financial Supervision) Regulations, 1994. The Sub-committee performs the functions and exercises the powers of supervision and inspection under the Reserve Bank of India Act, 1934 and the Banking Regulation Act, 1949, in relation to Payments Banks, Small Finance Banks, Local Area Banks, small Foreign Banks, select scheduled Urban Co-operative Banks, select Non-Banking Financial Companies and Credit Information Companies. The Sub-committee is chaired by the Deputy Governor in charge of supervision and includes the three Deputy Governors and two Directors of the Central Board as Members.
BFS Meetings
The Board is required to meet normally once every month. It deliberates on inspection reports, periodic reviews related to banking and non-banking sectors and policy matters arising out of or having relevance to the supervisory functions of the Reserve Bank.
The BFS oversees the functioning of Department of Banking Supervision (DBS), Department of Non-Banking Supervision (DNBS) and Department of Co-operative Bank Supervision (DCBS) and gives directions on regulatory and supervisory issues.
Functions
Some of the initiatives taken by the BFS include:
➖Fine-tuning the supervisory processes adopted by the Bank for regulated entities;
➖Introduction of off-site surveillance system to complement the on-site supervision of regulated entities;
➖Strengthening the statutory audit processes of banks and enlarging the role of auditors in the supervisory process;
➖Strengthening the internal defences within supervised institutions such as corporate governance, internal control and audit functions, management information and risk control systems, review of housekeeping in banks;
➖Introduction of supervisory rating system for banks and financial institutions;
➖Supervision of overseas operations of Indian banks, consolidated supervision of banks;
➖Technical assistance programme for cooperative banks;
➖Introduction of scheme of Prompt Corrective Action Framework for weak banks;
➖Guidance regarding fraud risk management framework in banks;
➖Introduction of risk based supervision of banks;
➖Introduction of an enforcement framework in respect of banks;
➖Establishment of a credit registry in respect of large borrowers of supervised institutions; and
➖Setting up a subsidiary of RBI to take care of the IT requirements, including the cyber security needs of the Reserve Bank and its regulated entities, etc.
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UP UPHESC Assistant Professor Recruitment 2021 Exam Online Form
https://www.sarkariresult.com/2021/uphesc-assistant-professor/
https://www.sarkariresult.com/2021/uphesc-assistant-professor/
Greetings Aspirants🥰
**BDU Trichy PHD Notification**
__Do Check The Attached Pics & Link__
http://rsm.bdu.ac.in/prePhd/OnlineApplication/homePage/home/2
#PHD
#Admission
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**BDU Trichy PHD Notification**
__Do Check The Attached Pics & Link__
http://rsm.bdu.ac.in/prePhd/OnlineApplication/homePage/home/2
#PHD
#Admission
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KARTET2021_INSTRUCTIONS_01072021 (1).pdf
2 MB
Karnataka TET 2021
#TET
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#TET
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Explained: India’s GDP fall, in simplify manner during covid
India's Gross Domestic Product (GDP) contracted by 7.3% in 2020-21.
National Income Determination, GDP, GNP, NDP, NNP, Personal Income
GDP contraction
There are two ways to view this contraction:
One is to look at this as an outlier after all, India, like most other countries, is facing a once-in-a-century pandemic and wish it away.
The other way would be to look at this contraction in the context of what has been happening to the Indian economy since the regime change.
Impact of the new regime
Let's look at the most important ones.
(1) Gross Domestic Product
Contrary to perception advanced by the Union government, the GDP growth rate has been a point of growing weakness for the last 5 of these 7 years.
The GDP growth rate steadily fell from over 8% in FY17 to about 4% in FY20, just before Covid-19 hit the country.
The economy was already struggling with massive bad loans which were further deteriorated by demonetization and the GST regime.
(2) GDP per capita
Often, it helps to look at GDP per capita, which is total GDP divided by the total population, to better understand how well-placed an average person is in an economy.
At a level of Rs 99,700, India's GDP per capita is now what it used to be in 2016-17 the year when the slide started.
As a result, India has been losing out to other countries. A case in point is how even Bangladesh has overtaken India in per-capita-GDP terms.
(3) Unemployment rate
This is the metric on which India has possibly performed the worst.
First came the news that India's unemployment rate, even according to the government's own surveys, was at a 45-year high in 2017-18 the year after demonetization and GST.
Then in 2019 came the news that between 2012 and 2018, the total number of employed people fell by 9 million the first such instance of total employment declining in independent India's history.
As against the norm of an unemployment rate of 2%-3%, India started routinely witnessing unemployment rates close to 6%-7% in the years leading up to Covid-19.
The pandemic, of course, made matters considerably worse.
What makes India's unemployment even more worrisome is the fact that this is happening even when the labor force participation rate which maps the proportion of people who even look for a job has been falling.
(4) Inflation rate
After staying close to the $110-a-barrel mark throughout 2011 to 2014, oil prices (India basket) fell rapidly to just $85 in 2015 and further to below (or around) $50 in 2017 and 2018.
On the one hand, the sudden and sharp fall in oil prices allowed the government to completely tame the high retail inflation in the country, while on the other, it allowed the government to collect additional taxes on fuel.
But since the last quarter of 2019, India has been facing persistently high retail inflation.
Even the demand destruction due to lockdowns induced by Covid-19 in 2020 could not extinguish the inflationary surge.
(5) Fiscal deficit
The fiscal deficit is essentially a marker of the health of government finances and tracks the amount of money that a government has to borrow from the market to meet its expenses.
Typically, there are two downsides of excessive borrowing:
One, government borrowings reduce the investible funds available for the private businesses to borrow (this is called "crowding out the private sector"); this also drives up the price (that is, the interest rate) for such loans.
Two, additional borrowings increase the overall debt that the government has to repay. Higher debt levels imply a higher proportion of government taxes going to pay back past loans. For the same reason, higher levels of debt also imply a higher level of taxes.
On paper, India's fiscal deficit levels were just a tad more than the norms set, but, in reality, even before Covid-19, it was an open secret that the fiscal deficit was far more than what the government publicly stated.
(6) Rupee vs dollar
The exchange rate of the domestic currency with the US dollar is a robust
India's Gross Domestic Product (GDP) contracted by 7.3% in 2020-21.
National Income Determination, GDP, GNP, NDP, NNP, Personal Income
GDP contraction
There are two ways to view this contraction:
One is to look at this as an outlier after all, India, like most other countries, is facing a once-in-a-century pandemic and wish it away.
The other way would be to look at this contraction in the context of what has been happening to the Indian economy since the regime change.
Impact of the new regime
Let's look at the most important ones.
(1) Gross Domestic Product
Contrary to perception advanced by the Union government, the GDP growth rate has been a point of growing weakness for the last 5 of these 7 years.
The GDP growth rate steadily fell from over 8% in FY17 to about 4% in FY20, just before Covid-19 hit the country.
The economy was already struggling with massive bad loans which were further deteriorated by demonetization and the GST regime.
(2) GDP per capita
Often, it helps to look at GDP per capita, which is total GDP divided by the total population, to better understand how well-placed an average person is in an economy.
At a level of Rs 99,700, India's GDP per capita is now what it used to be in 2016-17 the year when the slide started.
As a result, India has been losing out to other countries. A case in point is how even Bangladesh has overtaken India in per-capita-GDP terms.
(3) Unemployment rate
This is the metric on which India has possibly performed the worst.
First came the news that India's unemployment rate, even according to the government's own surveys, was at a 45-year high in 2017-18 the year after demonetization and GST.
Then in 2019 came the news that between 2012 and 2018, the total number of employed people fell by 9 million the first such instance of total employment declining in independent India's history.
As against the norm of an unemployment rate of 2%-3%, India started routinely witnessing unemployment rates close to 6%-7% in the years leading up to Covid-19.
The pandemic, of course, made matters considerably worse.
What makes India's unemployment even more worrisome is the fact that this is happening even when the labor force participation rate which maps the proportion of people who even look for a job has been falling.
(4) Inflation rate
After staying close to the $110-a-barrel mark throughout 2011 to 2014, oil prices (India basket) fell rapidly to just $85 in 2015 and further to below (or around) $50 in 2017 and 2018.
On the one hand, the sudden and sharp fall in oil prices allowed the government to completely tame the high retail inflation in the country, while on the other, it allowed the government to collect additional taxes on fuel.
But since the last quarter of 2019, India has been facing persistently high retail inflation.
Even the demand destruction due to lockdowns induced by Covid-19 in 2020 could not extinguish the inflationary surge.
(5) Fiscal deficit
The fiscal deficit is essentially a marker of the health of government finances and tracks the amount of money that a government has to borrow from the market to meet its expenses.
Typically, there are two downsides of excessive borrowing:
One, government borrowings reduce the investible funds available for the private businesses to borrow (this is called "crowding out the private sector"); this also drives up the price (that is, the interest rate) for such loans.
Two, additional borrowings increase the overall debt that the government has to repay. Higher debt levels imply a higher proportion of government taxes going to pay back past loans. For the same reason, higher levels of debt also imply a higher level of taxes.
On paper, India's fiscal deficit levels were just a tad more than the norms set, but, in reality, even before Covid-19, it was an open secret that the fiscal deficit was far more than what the government publicly stated.
(6) Rupee vs dollar
The exchange rate of the domestic currency with the US dollar is a robust
Happy Noon Everyone
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