Why do you not support the five-stage method of Herbart?
A.In this, there is no scope for the individual diversity of students
B.Under this, it is difficult to make coordination between various subjects
C.Under this, generalisation is not required to be done while teaching subjects like language, history, geography etc.
D.all of these

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📍Net Demand and Time Liabilities (NDTL)

🔹Demand and Time Liabilities (DTL) and The Net Demand and Time Liabilities (NDTL) are two terms openly pop up in connection with monetary review policy of RBI and liquidity in market. Banks are in the business of accepting deposits and deploying these funds by way of lending and thereby earning profit in the process. The resources mobilesd by the bank for lending are its liabilities. Liabilities of a bank can be classified broadly into three categories; demand liabilities, time liabilities and other demand and time liabilities (ODTL). Demand and time deposits from public form the largest share of bank’s liabilities.

🔹NDTL stands for Net Demand & Time Liability. It helps us to calculate CRR and SLR. We know that CRR and SLR are used by the Reserve Bank of India as tools to control inflation.

🔹Liabilities of a bank are defined under Section 42 of the RBI Act, 1934. As per this definition, liabilities of a bank may be towards the banking system or towards others in the form of demand and time deposits or borrowings or other miscellaneous items of liabilities. Further, Section 42(1C) of the RBI Act, 1934, empowers Reserve Bank of India (RBI) to specify whether any transaction or class of transactions would be regarded as a liability of banks in India.

🔹Demand Liability is a type of liability that is payable on demand. When you deposit your money in savings accounts or current accounts of a bank, it is a liability for the bank to repay it back to you whenever you demand it to do so. Therefore, Savings accounts, Current accounts, Demand Drafts, etc. fall under the ‘Demand Liabilities’ of a bank.

🔹Then comes the term Time liability. Time liability is a type of liability that is payable after a term or time period. In other words, it has a fixed term or time period to mature. When you deposit your money in Fixed deposits, Recurring deposits, Gold deposits, etc. the bank is liable to pay it with interest at the time of its maturity. There is a fixed term for such products and they are liabilities for the bank. Therefore, Fixed deposits, Recurring deposits, Gold deposits, etc. fall under the ‘Term Liabilities’ of a bank.

🔹Next comes the term ‘ODTL’. ODTL stands for Other Demand and Term Liabilities. Those liabilities that do not fall under the above two categories ‘Demand Liability’ and ‘Term Liability’ is called ODTL. The interest accrued on deposits, unpaid dividends to shareholders, etc. fall under Other Demand and Term Liabilities.


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📌 7 Phases in a Recruitment Process📌
1 Identifying the Hiring Needs.
2 Preparing the Job Description.
3 Talent Search.
4 Screening and Shortlisting.
5 Interviewing.
6 Evaluation and Offer of Employment.
7 Introduction and Induction of the New Employee.

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🔹Types of Mass Media

Here is the table, the list of the inventions with years!!

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🔖🔖On February 1, 2021, the Finance Minister of India released the Union Budget 2021-22 and made new announcements regarding the government schemes in India.

https://byjus.com/govt-exams/government-schemes/


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🔹NTA-UGC-JRF/NET Paper-2 All Subjects (QP’s DRIVE)

🔖NET 2017

https://drive.google.com/folderview?id=11HMK6KL4pnwDok1qXQmQgl28LboFgrgl

🔖NET 2018

https://drive.google.com/folderview?id=1l_XMISs6XjRQkM091jrrgB3p9tHt6vmD

🔖NET 2020
https://drive.google.com/folderview?id=1-_HjC17Ff5QafxtDUq88A0O5LXDv0keI

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