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🔖🔖Non Performing Assets

A non performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.

Banks are required to classify NPAs further into Substandard, Doubtful and Loss assets.

1. Substandard assets: Assets which has remained NPA for a period less than or equal to 12 months.

2. Doubtful assets: An asset would be classified as doubtful if it has remained in the substandard category for a period of 12 months.

3. Loss assets: As per RBI, “Loss asset is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted, although there may be some salvage or recovery value.”

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Assertion (A): Learning is strongly based on the intellectual level, cognitive ability, perception, personality and attitude of a learner.
Reason (R): Learning can be depicted as the way towards securing new or altering existing information, expertise esteems, conduct and inclinations.
A.Both Assertion (A) and reason (R) are correct. B.Both Assertion (A) and reason (R) are incorrect. C.Assertion is correct and reason is incorrect. D.Assertion is incorrect and reason is correct.

From the following list of statements, select those which indicate the characteristics and basic requirements of teaching.
i. Teaching implies communication.
ii. Teaching is like selling goods.
iii. Teaching means managing and monitoring.
iv. Teaching implies influencing others.
v. Teaching requires convincing others.
vi. There can be no teaching without infrastructural support.
Choose the correct answer from the code given below:
A(i), (iii) and (iv) B(i), (ii) and (iii) C(iv), (v) and (vi) D(ii), (v) and (vi)

Arrange the following steps of teaching in a logical order.
(i) Diagnosis of the learner
(ii) Fixing goals and content
(iii) Actions and Reactions
(iv) Feedback to teaching
(v) Decision about the strategy
(vi) Appropriate testing devices
Code:
A(iii)-(i)-(iv)-(ii)-(v)-(vi) B(ii)-(v)-(i)-(iii)-(vi)-(iv) C(ii)-(i)-(v)-(vi)-(iv)-(iii) D(i)-(v)-(vi)-(ii)-(iii)-(iv)

Which of the following set of statements best describes the nature and objectives of teaching?
Indicate your answer by selecting from the code.
1) Teaching and learning are integrally related.
2) There is no difference between teaching and training.
3) Concern of all teaching is to ensure some kind of transformation in students.
4) All good teaching is formal in nature.
5) A teacher is a senior person.
6) Teaching is a social act whereas learning is a personal act.
Code:
A1, 2 and 4 B2, 3 and 5 C1, 3 and 6 D4, 5 and 6