‘SAMPRITI’ is a joint military training exercise between India and which country?
[A] Japan
[B] Sri Lanka [C] China [D] Bangladesh
[A] Japan
[B] Sri Lanka [C] China [D] Bangladesh
Anonymous Quiz
21%
A
35%
B
21%
C
23%
D
India recently observed ‘Martyrs’ Day’ on 30th January, to pay homage to which Indian leader?
[A] Sardar Vallabhbhai Patel
[B] Netaji Subash Chandra Bose [C] Mahatma Gandhi [D] B.R. Ambedkar
[A] Sardar Vallabhbhai Patel
[B] Netaji Subash Chandra Bose [C] Mahatma Gandhi [D] B.R. Ambedkar
Anonymous Quiz
22%
A
35%
B
32%
C
11%
D
The Department of Telecom, India has recently taken over process to issue and manage the allocation of IMEI. What does IMEI stand for?
Anonymous Quiz
19%
Indian Mobile Equipment Identity
33%
International Mobile Equipment Identity
25%
Indian Multimedia Equipment Identifier
22%
International Multimedia Equipment Identifier
Which Indian sportsperson recently became the first-ever hockey player to win the ‘World Games Athlete of the Year’ award?
[A] Sardar Singh
[B] Rani Rampal [C] P.R.Sreejesh [D] Vandana Katariya
[A] Sardar Singh
[B] Rani Rampal [C] P.R.Sreejesh [D] Vandana Katariya
Anonymous Quiz
22%
A
37%
B
26%
C
15%
D
What is the estimated GDP growth rate of India in FY 21, according to the latest Economic Survey 2019-20?
[A] 5- 5.5%
[B] 5.5 -6% [C] 6- 6.5 % [D] 6.5 -7%
[A] 5- 5.5%
[B] 5.5 -6% [C] 6- 6.5 % [D] 6.5 -7%
Anonymous Quiz
22%
A
30%
B
32%
C
16%
D
Which Indian private sector bank has recently launched a self-service delivery facility called ‘iBox’?
[A] HDFC Bank
[B] ICICI Bank [C] Kotak Mahindra Bank [D] Axis Bank
[A] HDFC Bank
[B] ICICI Bank [C] Kotak Mahindra Bank [D] Axis Bank
Anonymous Quiz
21%
A
34%
B
24%
C
20%
D
‘Ajeya Warrior‘ is the joint military exercise conducted between India and which country?
[A] Japan
[B] United Kingdom [C] Israel [D] France
[A] Japan
[B] United Kingdom [C] Israel [D] France
Anonymous Quiz
22%
A
33%
B
32%
C
13%
D
Which product is recently banned in all airports and aircrafts, by the Bureau of Civil Aviation Security (BCAS)?
[A] Alcohol
[B] e-Cigarettes [C] Drugs [D] Face masks
[A] Alcohol
[B] e-Cigarettes [C] Drugs [D] Face masks
Anonymous Quiz
19%
A
39%
B
32%
C
10%
D
Who was recently appointed as the new Finance Secretary of India?
[A] Rajiv Kumar
[B] Ajay Narayan Jha [C] Debasish Panda [D] Krishnamurthy Subramaniam
[A] Rajiv Kumar
[B] Ajay Narayan Jha [C] Debasish Panda [D] Krishnamurthy Subramaniam
Anonymous Quiz
20%
A
26%
B
19%
C
35%
D
EASE 3.0, an initiative which was in news recently, is associated with which field?
[A] Customs Clearance
[B] Ease of Banking [C] Clearance for Industries [D] Machine Learning
[A] Customs Clearance
[B] Ease of Banking [C] Clearance for Industries [D] Machine Learning
Anonymous Quiz
17%
A
43%
B
27%
C
13%
D
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🔖🔖Non Performing Assets
A non performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.
Banks are required to classify NPAs further into Substandard, Doubtful and Loss assets.
1. Substandard assets: Assets which has remained NPA for a period less than or equal to 12 months.
2. Doubtful assets: An asset would be classified as doubtful if it has remained in the substandard category for a period of 12 months.
3. Loss assets: As per RBI, “Loss asset is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted, although there may be some salvage or recovery value.”
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A non performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.
Banks are required to classify NPAs further into Substandard, Doubtful and Loss assets.
1. Substandard assets: Assets which has remained NPA for a period less than or equal to 12 months.
2. Doubtful assets: An asset would be classified as doubtful if it has remained in the substandard category for a period of 12 months.
3. Loss assets: As per RBI, “Loss asset is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted, although there may be some salvage or recovery value.”
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