People have the privellage to write rubbish on the garb of knowledge (tax expert). in linkedin and twitter.

Hope you are not stuck with a psuedo equity expert.

Just because one is sebi registered doesn't mean they are good, and just because one choses to be sebi ungistered they are not bad.

Recently one app is in my (YouTube feed of ads), most horrible app, they just give 200+recos and people can't buy 40+ recos. The recos that workd well is used in advertisement, but people didn't benifit as theymight not have purchased the reco which was recommended. Assume one bought all recos, then the investment would have diluted such that avg returns will be lower by default.

From my WhatsApp status wa.me/918310960782

You may or may not agree but most of our long term clients agree because that have the clarity.

Although India's latest Budget has provided a ₹1 lakh crore tax rebate to middle-class taxpayers and maintained fiscal discipline with a 4.4% fiscal deficit, market sentiment is still focused on global trade tensions. The U.S. has officially imposed tariffs of 25% on Canada and Mexico (although these have been put on hold) and 10% on China, which is lower than the initially feared 60%. However, concerns over a prolonged tariff war have been fuelled by the threat of retaliatory measures from Canada and Mexico.

Despite these uncertainties, investors must not overlook the strong domestic fundamentals that support India's economic and market outlook.

Key Market Positives

Budget Prioritises Growth Without Compromising Fiscal Prudence: This year's Budget focuses on ease of doing business and consumption revival while maintaining the ₹11.2 lakh crore capex allocation. Notably, despite the substantial tax rebate, the government has lowered borrowings compared to last year, reducing concerns about crowding out private investment. This provides a stable foundation for economic growth.

Crude Oil Prices Trending Lower: Crude oil prices were rising before Trump took office. However, his administration has signalled a preference for lower prices, leading to a 7% decline since his inaugural speech. With supply expected to increase and demand growth moderate, oil prices are likely to decline further, which is a major positive for India's macroeconomic stability.

Food Inflation Likely to Stay Benign: India faced high inflation over the past 6-9 months, but 2025 is expected to see a moderation in food inflation. The first advance estimates for 2024-25 indicate a 5.7% increase in Kharif food grain production, and the Rabi crop outlook remains strong. With no El Niño concerns, the next Kharif season should also perform well. Stable food prices will help control inflationary pressures.

Interest Rate Cuts Around the Corner: While the U.S. Federal Reserve cut rates by 100 bps in 2024, the RBI has so far maintained a status quo. However, with inflation likely to ease due to lower crude and food prices, the RBI is expected to announce a 25 bps rate cut in its February 7 policy meeting. Lower interest rates will reduce borrowing costs, stimulate private capex, and increase disposable income through lower EMIs, supporting economic growth.

FPIs Likely to Return Strongly: Foreign Portfolio Investors (FPIs) have offloaded ₹1.8 lakh crore from Indian equities over the past four months. However, this pace of selling is unlikely to continue. The Economic Survey suggests that U.S. market valuations are stretched, increasing the risk of a correction. When that happens, capital is likely to flow back into emerging markets like India. Strong FPI inflows are expected in 2025 despite the heavy outflows in January.

Strong GST Collections Indicate Economic Resilience: India's January GST collection stood at ₹1.95 lakh crore, up from ₹1.77 lakh crore in December and ₹1.74 lakh crore in January 2024. Even net of refunds, collections grew by 10.9% YoY, reflecting robust economic activity. This, along with healthy corporate earnings for Q3, indicates that India's growth trajectory remains intact.

Investment Strategy: Use Market Dips to Increase Equity Allocation

While predicting the exact market bottom is challenging, it's clear that post-correction valuations have become attractive. Investors should take advantage of these dips to increase equity exposure, keeping a long-term perspective. One year from now, today's decisions will appear strategic rather than uncertain. However, stock selection and asset allocation will be critical. If in doubt, seek professional expertise.

From one of our clients ..

Correction and crash are 2 different things.

A crash will not be this simple, imagin portfolio is -7% at 9:15 morning that's a possibility of start of a crash

A happy client reffers with no benifits to them.
Wa.me/918310960782

Some of you had said you will subscribe when markets are down.
Well market is down now and still not ready to subscribe.

Well this is a repeated behavior, I saw this in 2016, 2018, 2020, 2022.

Most of the subscribers have subscribed when market has recovered (some regret for not joining earlier) the ones who chose to subscribe when markets is down also subscribe when markets is recovered.

Human emotions and biases are not easy to overcome.

Be greedy when others are fearfull, everyone is aware of this, but rarely 1~2 people walks the talk.

I have have recieved 5 subscription queries this week, and congratulations to them. They chose to walk the talk.

Vishvas patel
Vijay kedia
Bhavook tripathi
All there portfolio are down by 20~25% from December 24

My personal risky portfolio is down by 35%
Personal normal portfolio is down by 20% from September peak
It's fine and normal.

Are you suffering from financial literacy deficiency??

Here is your Finance literacy booster dose
https://www.youtube.com/watch?v=VMLM_UrlGtE
plan your financial market journey right, this one video will give you clarity. It's 15 years of study and observation been packed into 3 hours, worth more than watching a long movie.

My clients follows equity debt strategy well enough to juice enough from the markets