*14. Which of the following countries will host the Blind Women's T20 World Cup in the year 2025?*
A. *India*
B. New Zealand
C. Uzbekistan
D. Australia

*14. निम्नलिखित में से कौन सा देश वर्ष 2025 में नेत्रहीन महिला टी20 विश्व कप की मेजबानी करेगा?*
A. *भारत*
B. न्यूजीलैंड
C. उज़्बेकिस्तान
D. ऑस्ट्रेलिया

*15. Recently, which state government has announced a complete ban on eating beef in community places?*
A. *Assam*
B. Meghalaya
C. Uttar Pradesh
D. Haryana

*15. हाल ही में किस राज्य सरकार ने सामुदायिक स्थानों पर गोमांस खाने पर पूर्ण प्रतिबंध लगाने की घोषणा की है?*
A. *असम*
B. मेघालय
C. उत्तर प्रदेश
D. हरियाणा

ANSWERS are highlighted by ** 👆👆

CURRENT AFFAIRS GIST

Yes Bank Teams Up with Vegapay to Launch 'Credit Line on UPI'

Key Pointers for Banking Aspirants:
➡️ News Overview:
- Partnership: Yes Bank collaborates with Vegapay to introduce the 'Credit Line on UPI', enabling tailored credit access through UPI.
- Objective: Bridge the credit gap in India by offering interest-free or EMI-based credit solutions.

➡️ Platform Features:
1. Hyper-configurable to suit customer needs (interest-free credit, EMIs, etc.).
2. User-friendly interface with customizable dashboards and apps.
3. Seamless integration for banks with existing systems.

➡️ Importance of UPI in India:
- 14 billion transactions/month with over 350M active users.
- Market for UPI-linked credit projected to exceed $50 billion by 2025.
- Formal credit remains limited: Only 15-20% of users own credit cards.


Probable Questions in Banking Exams:
1. What is the projected market size of UPI-linked credit products by 2025?
- (Answer: $50 billion)

2. Which bank recently partnered with Vegapay to launch 'Credit Line on UPI'?
- (Answer: Yes Bank)

3. What percentage of digital payment transactions in India is processed by Yes Bank?
- (Answer: 1 in 3 transactions)

4. Mention the key features of the 'Credit Line on UPI' platform.
- (Answer: Hyper-configurable, EMIs, interest-free credit, custom dashboards.)

5. What is the annual growth rate of UPI transactions in India?
- (Answer: 57%)

SSC CGL TIER 1 #CUT_OFF

#Result@GSANDGA

*करेंट अफेयर्स : 09 दिसंबर 2024*
*(Multiple Choice Q & A)*
--------------------------------------

*1. Recently, Indian Railways in collaboration with which IIT institute has built India's first “Hyperloop Test Track”?*
A. IIT Delhi
B. *IIT Madras*
C. IIT Guwahati
D. IIT Kharagpur

*1. हाल ही में भारतीय रेलवे ने किस IIT संस्थान के साथ मिलकर भारत के पहले “हाइपरलूप टेस्ट ट्रैक” का निर्माण किया है?*
A. आईआईटी दिल्ली
B. *आईआईटी मद्रास*
C. आईआईटी गुवाहाटी
D. आईआईटी खड़गपुर

*2. Recently, which date has been declared as “Mahatma Gandhi Remembrance Day” by a state in America?*
A. *06 December*
B. 07 December
C. 08 December
D. 09 December

*2. हाल ही में अमेरिका एक प्रांत द्वारा किस तारीख को “महात्मा गांधी स्मरण दिवस” घोषित किया गया है?*
A. *06 दिसंबर*
B. 07 दिसंबर
C. 08 दिसंबर
D. 09 दिसंबर

*3. Recently SBI has crossed the mark of how many credit cards?*
A. 10 million
B. 15 million
C. *20 million*
D. 25 million

*3. हाल ही में एसबीआई ने कितने क्रेडिट कार्ड का आंकड़ा पार कर दिया है?*
A. 10 मिलियन
B. 15 मिलियन
C. *20 मिलियन*
D. 25 मिलियन

*4. Recently, which state government has planned to launch 'Himbhog' of maize flour produced from natural farming?*
A. Jammu Kashmir
B. Uttarakhand
C. *Himachal Pradesh*
D. Manipur

*4. हाल ही में किस राज्य सरकार ने प्राकृतिक खेती से उत्पादित मक्का के आटा का 'हिमभोग' लांच करने की योजना बनाई है?*
A. जम्मू कश्मीर
B. उत्तराखंड
C. *हिमाचल प्रदेश*
D. मणिपुर

*5. Recently HUDCO has launched “Gift Milk Program” in which state under its CSR initiative?*
A. Madhya Pradesh
B. Kerala
C. Karnataka
D. *Chhattisgarh*

*5. हाल ही में हुडको ने अपनी CSR पहल के तहत किस राज्य में “उपहार दूध कार्यक्रम” शुरू किया है?*
A. मध्य प्रदेश
B. केरल
C. कर्नाटक
D. *छत्तीसगढ़*

*6. Recently, the world famous Notre Dame Cathedral Church of __, included in the UNESCO World Heritage Site, has been reopened after 5 years.*
A. Italy
B. Britain
C. *France*
D. Russia

*6. हाल ही में यूनेस्को की वर्ल्‍ड हैरिटेज साइट में शामिल __ के विश्व प्रसिद्ध नोट्रे डेम कैथेड्रल चर्च को 5 साल बाद पुनः खोल दिया गया है।*
A. इटली
B. ब्रिटेन
C. *फ्रांस*
D. रूस

*7. Who has recently launched “Urjaveer Yojana” in Vijayawada?*
A. Prime Minister Narendra Modi
B. Defense Minister Rajnath Singh
C. *Union Minister Manohar Lal Khattar*
D. None of these

*7. हाल ही में किसके द्वारा विजयवाड़ा में “ऊर्जावीर योजना” का शुभारंभ किया गया है?*
A. प्रधान मंत्री नरेंद्र मोदी
B. रक्षामंत्री राजनाथ सिंह
C. *केंद्रीय मंत्री मनोहर लाल खट्टर*
D. इनमें से कोई नहीं

*8. According to a report, how many crore unorganized workers are currently registered on the e-Shram portal of the Central Government?*
A. 10.43 crores
B. 20.43 crores
C. *30.43 crore*
D. 40.43 crores

*8. एक रिपोर्ट के अनुसार केंद्र सरकार के ई-श्रम पोर्टल पर वर्तमान में कितने करोड़ से अधिक असंगठित श्रमिक रजिस्टर्ड हैं?*
A. 10.43 करोड़
B. 20.43 करोड़
C. *30.43 करोड़*
D. 40.43 करोड़

*9. India is currently the _ supplier of WHO's vaccine requirements.*
A. 50%
B. 70%
C. *80%*
D. 90%

*9. वर्तमान में भारत WHO की वैक्सीन आवश्यकताओं का _ आपूर्तिकर्ता है।*
A. 50%
B. 70%
C. *80%*
D. 90%

*10. When is 'Bodhi Day' celebrated to commemorate the attainment of enlightenment of Lord Gautam Buddha?*
A. 07 December
B. *08 December*
C. 09 December
D. 10th December

*10. भगवान गौतम बुद्ध के ज्ञान प्राप्ति की स्मृति में ‘बोधि दिवस’ कब मनाया जाता है?*
A. 07 दिसंबर
B. *08 दिसंबर*
C. 09 दिसंबर
D. 10 दिसंबर

*11. Where has Union Home Minister Amit Shah recently inaugurated the 70-bed Global Multi-Specialty Hospital?*
A *Ahmedabad*
B. Surat
C. Lucknow
D. Chandigarh

*11. हाल ही में केंद्रीय गृहमंत्री ‘अमित शाह’ ने कहां 70 बिस्‍तरों वाले ग्‍लोबल मल्‍टी-स्‍पेशलिटी अस्‍पताल का उद्घाटन किया है?*
A. *अहमदाबाद में*
B. सूरत में
C. लखनऊ में
D. चंडीगढ़ में

*12. On which date is “International Anti-Corruption Day” celebrated every year in the world?*
A. *09th December*
B. 10th December
C. 12th December
D. 14th December

*12. प्रतिवर्ष किस तारीख को “अन्तरराष्ट्रीय भ्रष्टाचार रोकथाम दिवस” विश्व में मनाया जाता है?*
A. *09 दिसम्बर*
B. 10 दिसंबर
C. 12 दिसंबर
D. 14 दिसंबर

*13. Recently in which state was the Regional Industry Conclave organized on the theme “New Horizons-New Possibilities”?*
A. Jharkhand
B. Odisha
C. *Madhya Pradesh*
D. Rajasthan

*13. हाल ही में किस राज्य में "नए क्षितिज-नई संभावनाएं" थीम पर रीजनल इंडस्ट्री कॉन्क्लेव आयोजित किया गया है?*
A. झारखंड में
B. ओडिशा में
C. *मध्य प्रदेश में*
D. राजस्थान में

*14. Which of the following dates, the nationwide campaign 'Governance Towards Village' will be launched under “Good Governance Week”?*
A. 10th December
B. 15th December
C. 17th December
D. *19th December*

*14. निम्नलिखित में से किस तारीख से “सुशासन सप्ताह” के अंर्तगत राष्ट्रव्यापी अभियान 'प्रशासन गांव की ओर' शुरू किया जाएगा?*
A. 10 दिसंबर
B. 15 दिसंबर
C. 17 दिसंबर
D. *19 दिसंबर*

*15. Accepting India's proposal, the United Nations has declared which date as “World Meditation Day”?*
A.10th December
B.11th December
C. 20th December
D. *21st December*

*15. संयुक्त राष्ट्र ने भारत के प्रस्ताव को स्वीकार करते हुए किस तारीख को “विश्व ध्यान दिवस” घोषित किया है?*
A. 10 दिसंबर को
B. 11 दिसंबर को
C. 20 दिसंबर को
D. *21 दिसंबर को*

Answers are highlighted by ** 👆👆

Classical Dance forms

#STATIC_GK@GSANDGA

बौद्ध धर्म

#History@GSANDGA

#DAMS@GSANDGA

#Geography@GSANDGA

📕Micro-Finances📕

Micro-Finance has been defined by RBI “as provision of thrift and credit and other financial services of very small amount to the poor in rural, semi urban and urban areas to improve their income and living standard”.

Micro-credit institutions are those which are engaged in providing credit and other facilities to these poor strata of the society. RBI has asked banks and financial institutions to formulate their own schemes, models, prescribe suitable criterions, choose suitable branches, credit norms and interest rates etc for this purpose. Accordingly, banks have to prepare micro-credit plans for blocks, districts and the whole state for this purpose and these plans are reviewed at State and National level.

The non-governmental organizations (NGOs), voluntary organization and self help groups are playing critical role in providing micro-finance facilities. Even NABARD is playing active role in supporting these organizations and even arranging financial assistance to them. Many states have also launched various schemes of micro-finance for increasing income of poorest of the poor in rural, semi urban and urban areas.

Micro-Finance products
1. Micro credit
2. Micro savings
3. Micro insurance
4. Micro leasing
5. Micro Money Transfer

Participants in Micro finance
– Financial institutions
– Donors
– Private equity
– Micro-finance institutions
– Self help groups
– Non-Government organizations (NGO's)

In India SHG‟s are playing key role in the field of Micro-finance with key objective like-
– To create habit of savings
– To secure financial technical and moral strength
– To avail loan from financial institutions
– To gain economic prosperity through loan/credit
– To save them from exploitation by money lenders.

Millennium Development Goals of Micro-finance
– Eradiate extreme proverty and hunger
– Universal primary education
– Women empowerment
– Reduce child mortality
– Control HIV/AIDS, Malaria etc.

The last two decades has seen the microfinance industry grow by leaps and bounds around the world. India is no exception, the number of non banking finance companies providing credit and savings products has gone from a few dozens to several hundreds. It is estimated by Sa-Dhan, a self regulatory organization that the total number of microfinance clients in India touched the figure of 30 million in mid 2017. This figure does not include the clients serviced by six micro-finance companies that have been given a banking license by the Reserve Bank Of India.

Demonetization, an ill conceived act of financial terrorism failed to deter the spirit of MFI’s, entrepreneurs and borrowers who continued to repay micro-loans albeit with minor hiccups in the repayment schedule. There was also some contraction in loan portfolio’s observed as demonetization hurt the poor the most and capital formation indicators turned negative.

Going forward it is important to collect and study empirical data from the industry to ensure that microfinance companies continues to strengthen the financial inclusion agenda in India. To enable this, Sa-Dhan has released the latest version of it’s Bharat Microfinance Report 2017. The data and figures from this report can be used until September 2018 when the next version will be released.

#Banking #Micro_Finance

#ECO

👸🏻73rd Miss Universe : Victoria Kjaer Theilvig

➡️Formation - June 28, 1952
➡️Headquarters - New York, USA
➡️ Host - San Salvador (Jose Adolfo Pineda Arena)

🏆Miss Universe 2023

➡️Winner: Shennis Palacios
➡️ Runner-up: Antonia Porzilde (Thailand)
➡️2nd Runner-up: Moraya Wilson (Australia)

✅Indian Miss Universe 🇮🇳
➡️ Lara Dutta (2000)
➡️ Sushmita Sen (1994)
➡️Harnaaz Kaur Sandhu (2021)

📌Other Info

➡️Bonnie Gabrielle (USA) Miss Universe 2022
➡️ Shweta Sharda from India in the Top 20
➡️ 90 countries participated in the competition
➡️ Annual budget: 10 crores, organized by the Beauty Pageant Organization

#GS