🧳Buying A House When You’re A Freelancer

Buying a home as a freelancer can be challenging due to fluctuating incomes and stricter mortgage lender requirements. However, it's possible with careful planning and the right approach. Here are condensed strategies to enhance your chances:

✔️Utilize Self-Employed Mortgage Calculators

- Online mortgage calculators designed for the self-employed can provide a preliminary assessment of how much you might borrow based on your income and savings. Use these tools as a starting point to understand your financial standing and set realistic goals.

✔️ Consult a Specialized Mortgage Advisor
- A mortgage advisor experienced in working with freelancers can navigate you through the application process, assessing the risk level of your application and offering tailored advice to boost your approval chances.

✔️Review Your Financials with an Accountant

- An accountant can offer invaluable insights into your finances, helping you prepare for a mortgage application by ensuring your tax payments are up to date and by forecasting your income, thereby improving your affordability profile.

❗️Remember, while these steps can help, success largely depends on finding lenders willing to work with self-employed individuals and presenting a strong, well-documented case for your reliability as a borrower.

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🔥Resume summary example

At the top of your resume sample, you may choose to include a summary. This section is particularly useful for freelancers because it allows you to speak directly to the employer and explain your situation. A hiring manager won’t be left wondering why your resume doesn’t look like others once they see that most of your career has been freelance.

👍In just 3-5 sentences, the summary should offer a taste of everything you have to offer. Mention your job title, your number of years of experience and your biggest achievements. If education is important in your field, you can also note any relevant degrees here. As a freelancer, it’s important that you define who you are and what you do – and the summary is the place to do just that.

Check out the summary from our freelancer resume sample for an idea of how to structure your own:

ADAPTABLE SUMMARY EXAMPLE
Dynamic Freelancer specializing in content creation, journalism, entertainment writing, and social media management. Adept in creating engaging, stimulating, and data-driven content that relays powerful messages to targeted audiences.

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🔒Statistical Insight

Statistical Insight: According to Flexjobs, a jobs board for remote work, the top fields for freelance employment are:

📌Computer & IT

📌Accounting & Finance

📌Administrative

📌Project Management

📌Customer Service

📌Medical & Health

📌Writing & Editing

📌Education & Training

📌Marketing

📌HR & Recruiting

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❗️Current vacancies

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▶️Senior Python Developer

▶️Staff Engineer- Infra

▶️Marketing

▶️Blockchain Engineer

▶️Content Marketing Associate

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❗️Why LinkedIn Matters in 2024

LinkedIn rarely makes digital marketing headlines. Yet, used correctly, it can be the single best social media platform for founders and startups.

👍Growing Your Personal Brand

LinkedIn is where you go to grow your personal brand—but not just any kind of brand. If you want to become influential in photography, you go to Instagram. If you want to become influential in photography, you go to Instagram. if you want to become known as a business owner or entrepreneur, you go to LinkedIn.

👍Finding New Leads

52% of buyers say LinkedIn is the most influential channel during their research process. Almost 90% of B2B marketers use LinkedIn for lead generation, and 62% of them say it generates twice as many leads as the next-highest social channel.

👍Networking with the Right People

Almost 25% of LinkedIn users are senior-level influencers: decision-makers, business builders, and C-level executives. These are the kinds of people you need in your circle when building a business.

👍Hiring a Well-Rounded Team

LinkedIn is the place to go when you’re looking for a job—and it’s also where your new hires are hanging out. Post job opportunities, look for referrals, and hire your dream team.

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💊Average hourly pay for a freelancer in the United States

The hourly wage for freelancers in the United States can be as high as $132.21 or as low as $14.90.

👌Besides, most freelancers earn between $24.28 (25th percentile) and $61.78 (75th percentile) in the United States. These hourly wages may vary according to your work and industry.

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❗️Top challenges of working freelance according to employees

🔵Finding enough work: 66%

🔵Managing an irregular income: 62%

🔵Managing irregular work: 60%

🔵Managing expectations with clients: 60%

🔵Clients not paying: 59%

🔵Self-motivation: 59%

🔵Time management: 58%

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👌Bookkeeping, accounting and invoicing

Keeping your accounts up to date and staying on top of invoices is critical for success as a freelancer. Doing so will help you run as tax-efficiently as possible and reduce instances of late payments to protect your cash flow.

⬇️Using an apps makes the whole thing feel far easier and more efficient:

🙂Quickbooks

The Quickbooks accounting app is one of the most popular of its kind, especially as it has a plan exclusively for self-employed freelancers. Having an app like this on your mobile, while you’re out and about, makes it quicker and easier to track miles and record transactions as and when they happen.

🔵Pandle

This is a free accounting app that is also a bookkeeping software and invoicing platform. Manage customer and supplier invoicing, upload receipts, view reports and complete banking straight from your mobile.

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❗️Current vacancies

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▶️Blockchain Security Engineer

▶️Product Manager

▶️Cloud Services and Operations Team Leader

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▶️Investigator, Intelligence Solutions

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💻Who Is Freelancing In 2024?

The arts & design industry has the highest proportion of freelance workers in the US - around 3 in 4 are self-employed.

💫In contrast, just 19% of office workers and administrative support employees are freelancers.

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▶️Cloud Services and Operations Team Leader

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📆Top Reasons For Freelancing

More than half of US freelancers (56%) agree the leading reason for taking work on a gig platform is to save up extra money.

➡️This is followed by needing to cover gaps or a change in income (52%).

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