Debt Trap
Private college Loan 1000000
Desi Marriage Loan 4000000
Flat with House Loan 3500000
Over 8500000 in debt after graduating from college.
But society will call you a loser if you don't go through the debt trap.
Private college Loan 1000000
Desi Marriage Loan 4000000
Flat with House Loan 3500000
Over 8500000 in debt after graduating from college.
But society will call you a loser if you don't go through the debt trap.
https://twitter.com/CommerceGuruu/status/1354469461869252612?s=19
You may follow me on twitter for the updates.
You may follow me on twitter for the updates.
How to avoid a burnout.
7 rules that will stop you from quitting.
1. Have “Partners in Crime”
Invest time to find someone (or small team) that has the same goals. Push each other forward, in the good and in the bad. Someone that you trust and can be open/honest about new ideas or challenges. This person can be an online stranger. Make it fun.
2. Change environment
You don’t need to hop on a plane. Work from home? Then change rooms. Or go to cafes, libraries, etc. Being stuck in the same space for long periods reduces your creativity levels. Change your surroundings and your energy levels will change for the good.
3. Move your body
Avoid sitting down for more than one hour. If you have phone calls, stand up, talk while walking. Go for walks. Or hey, even “invent” a stand-up desk. Those that don’t quit say: “You need to work out”. Do push/sit-ups, shake your body. You will feel recharged.
4. Set realistic expectations
You start a new job or project… “this looks easy”. Wrong thinking. You need to buckle up. There is no such thing as a smooth ride. Avoid excessive optimism or pessimism; be realistic. Wrong expectations can lead to demotivation. Stay focused.
5. Organise your workload
“I need holidays”. Look, vacations won’t help if you end up going back to the same pile of work. Find ways to detach yourself from work every day. 2 in 3 people say that a large workload led to burnout. Prioritise, one thing at a time & stay positive.
6. Study your breaking point
“I can’t do this anymore”. Breaking points don’t happen overnight. They are a build-up of emotions that end in an outburst. Recognise these feelings & release your tension. Things like laughing, caffeine reduction or chewing a gum releases tension.
7. Slow down, to speed up
You start new experiences with full power. Yet, as the honeymoon phase fades... You get a reality check. It wasn’t as easy, right? Or not fun. Switch up your daily activity speed & routine. Don't give up. Take a step back and come back pushing harder.
7 rules that will stop you from quitting.
1. Have “Partners in Crime”
Invest time to find someone (or small team) that has the same goals. Push each other forward, in the good and in the bad. Someone that you trust and can be open/honest about new ideas or challenges. This person can be an online stranger. Make it fun.
2. Change environment
You don’t need to hop on a plane. Work from home? Then change rooms. Or go to cafes, libraries, etc. Being stuck in the same space for long periods reduces your creativity levels. Change your surroundings and your energy levels will change for the good.
3. Move your body
Avoid sitting down for more than one hour. If you have phone calls, stand up, talk while walking. Go for walks. Or hey, even “invent” a stand-up desk. Those that don’t quit say: “You need to work out”. Do push/sit-ups, shake your body. You will feel recharged.
4. Set realistic expectations
You start a new job or project… “this looks easy”. Wrong thinking. You need to buckle up. There is no such thing as a smooth ride. Avoid excessive optimism or pessimism; be realistic. Wrong expectations can lead to demotivation. Stay focused.
5. Organise your workload
“I need holidays”. Look, vacations won’t help if you end up going back to the same pile of work. Find ways to detach yourself from work every day. 2 in 3 people say that a large workload led to burnout. Prioritise, one thing at a time & stay positive.
6. Study your breaking point
“I can’t do this anymore”. Breaking points don’t happen overnight. They are a build-up of emotions that end in an outburst. Recognise these feelings & release your tension. Things like laughing, caffeine reduction or chewing a gum releases tension.
7. Slow down, to speed up
You start new experiences with full power. Yet, as the honeymoon phase fades... You get a reality check. It wasn’t as easy, right? Or not fun. Switch up your daily activity speed & routine. Don't give up. Take a step back and come back pushing harder.
After Elon updated his bio to #bitcoin, the cryptocurrency jumped as much as 14% Today.
Sitaraman Talked..
1. Scrapping policy for 15yrs CV & 20 yrs perosnal
2. 7 mega TEXTILE parks within 3 yrs time
3. Development financial Institute will start with 20k cr
4. Railway will sale dead assets
5. PSUs warehousing assets will be sold
6. Capital expentidure for FY22-5.5Lk crs
7. GAIL IOC HPCL Will sale pipeline assets
8. Health will get FY22-2.2 lk cr
9. By next yr 8500km of ROAD project will be completed
10. 25k cr will be spent on WEST BENGAL highways
11. Min of road transport n highway will get 1.18 lk cr
12. FY-22 Fiscal deficit estimate -**6.8**%
13. FY-21 Fiscal deficit- 9.5% Actual
14. Railway will get record 1.1 lk cr
15. Public buses will get 18k cr
16. City gas distribution new 100 disticts will be included
17. Security market code will be launched
18. GOLD Exchange will be regulated by SEBI
19. FDI in insurance- increase to 74% from 49%
20. FY-22 PSUs will get 20k cr
21. No restriction on OPC
22. NCLT framework will be strenghten
23. Small cos PAID UP CAPITAL limit increased to 20Cr
24. Main PSUs divestment will take in FY 21-22 INCLUDING 2 public banks & 1 General insurance co
25. LIC IPO will be launched in FY-22
26. 1.75 lk cr is target of strategic PSU divestment
27. Rural infra fund will get 40k cr
28. Margin money requirement reduced from 25% to 15%
29. 5 major fishing hubs would be developed in the country
30. MSME will get 15,700 Cr
31. 100 new army schools will be build
32. National research foundation will get 50k cr
33. Digital payment will be provided with an incentive of 1500 cr
34. Estimated gross borrowing of govt for FY 22 would be 12 lk cr
35. FISCAL DEFICIT Target of 4.5 % of GDP BY FY25-26
36. Exemption for those above 75 yrs not to pay TAX having income from pension
37. E-ITAT will now come to forces
38. TAX AUDIT Limit increased from 5 cr to 10 cr for those making 95% transactions digitally
39. REIT,INVIT dividends are now out from TDS regime
40. Limit for reopening of IT Assessmemts reduced to 3 yrs from 6yrs
41. Details of capital gain from listed exchanges, bank interest PPF interest will come pre filled in ITR FORMS
42. Tax holiday period for start ups by 1 more year
43. Increased Start up investment capital gain exemption by 1 more year
44. New custom duty code will come in place from 01/10/2021
45. Reduced custom duty to alloy(**steel/iron**) to 7.5%
46. Mobile components custom duty increased to 2.5%
47. Copper custom duty reduced 2.5%
48. Rasionlising custom duty on gold n silver
1. Scrapping policy for 15yrs CV & 20 yrs perosnal
2. 7 mega TEXTILE parks within 3 yrs time
3. Development financial Institute will start with 20k cr
4. Railway will sale dead assets
5. PSUs warehousing assets will be sold
6. Capital expentidure for FY22-5.5Lk crs
7. GAIL IOC HPCL Will sale pipeline assets
8. Health will get FY22-2.2 lk cr
9. By next yr 8500km of ROAD project will be completed
10. 25k cr will be spent on WEST BENGAL highways
11. Min of road transport n highway will get 1.18 lk cr
12. FY-22 Fiscal deficit estimate -**6.8**%
13. FY-21 Fiscal deficit- 9.5% Actual
14. Railway will get record 1.1 lk cr
15. Public buses will get 18k cr
16. City gas distribution new 100 disticts will be included
17. Security market code will be launched
18. GOLD Exchange will be regulated by SEBI
19. FDI in insurance- increase to 74% from 49%
20. FY-22 PSUs will get 20k cr
21. No restriction on OPC
22. NCLT framework will be strenghten
23. Small cos PAID UP CAPITAL limit increased to 20Cr
24. Main PSUs divestment will take in FY 21-22 INCLUDING 2 public banks & 1 General insurance co
25. LIC IPO will be launched in FY-22
26. 1.75 lk cr is target of strategic PSU divestment
27. Rural infra fund will get 40k cr
28. Margin money requirement reduced from 25% to 15%
29. 5 major fishing hubs would be developed in the country
30. MSME will get 15,700 Cr
31. 100 new army schools will be build
32. National research foundation will get 50k cr
33. Digital payment will be provided with an incentive of 1500 cr
34. Estimated gross borrowing of govt for FY 22 would be 12 lk cr
35. FISCAL DEFICIT Target of 4.5 % of GDP BY FY25-26
36. Exemption for those above 75 yrs not to pay TAX having income from pension
37. E-ITAT will now come to forces
38. TAX AUDIT Limit increased from 5 cr to 10 cr for those making 95% transactions digitally
39. REIT,INVIT dividends are now out from TDS regime
40. Limit for reopening of IT Assessmemts reduced to 3 yrs from 6yrs
41. Details of capital gain from listed exchanges, bank interest PPF interest will come pre filled in ITR FORMS
42. Tax holiday period for start ups by 1 more year
43. Increased Start up investment capital gain exemption by 1 more year
44. New custom duty code will come in place from 01/10/2021
45. Reduced custom duty to alloy(**steel/iron**) to 7.5%
46. Mobile components custom duty increased to 2.5%
47. Copper custom duty reduced 2.5%
48. Rasionlising custom duty on gold n silver
Jeff Bezos to step down as CEO of Amazon.
Bezos said he will transition to the role of executive chair in the third quarter, handing over the CEO role to Andy Jassy.
Andy Jassy is CEO of Amazon Web series. Jassy joined Amazon in 1997 and has MBA from Harvard Business School.
Bezos said he will transition to the role of executive chair in the third quarter, handing over the CEO role to Andy Jassy.
Andy Jassy is CEO of Amazon Web series. Jassy joined Amazon in 1997 and has MBA from Harvard Business School.