Financial Literacy For Muslims
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🌺 A sanctuary for dependent & in debt Muslims.
Build wealth & help the Ummah.
Secure a legacy for your children.

Owned by @CraveWithin

Also check:
https://t.me/OrivyahCurriculum
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💰Halal investment coaching: (women only)

You can’t build wealth just by saving.
Money sitting in a savings account loses value over time due to inflation. One of the only ways to grow your wealth without working more hours is by putting your money to work through investing.

For this reason, I will start my coaching academy explaining how YOU can begin to invest, to safeguard your children from upcoming economic downturns, collapses and recessions.

What I’ll teach you:
- Halal investment options
- What affects the price of gold
- The role of central banks regarding the price of gold
- Correlation of gold with the US dollar
- Gold seasonality (growth & loss months)
- Strategic ways to trade gold Islamically
- How to know the trends of gold
- How to save for retirement as a Muslima
- Creating generational wealth for your children
- The difference between saving & investing
- Money & mental calmness
- How to avoid emotional spending
- Debt-free Muslim lifestyle
- Building wealth with limited income
- Why women must own assets
- Preparing for global financial shifts
- Ending the financial dependence cycle

And more!

Join the waiting list for free by dming @CraveWithin
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Dopamine, the misunderstood chemical:
Dopamine is not a pleasure, it is anticipation & pursuit.

Wealthy brains:
- Extract reward from progress.
- Find satisfaction in compounding.
- Delay gratification naturally.

Millionaires are not more motivated, they are less dopamine-reactive.
1kg silver in 2025 -> 1,225$
1kg silver in 2026 -> 3,185$
Profit margin more than gold!
This is J.P. Morgan prediction of gold
Today, ~59% of global silver consumption is driven by industry.

Solar panels.
Electric vehicles.
AI data centers.
Electronics powering the modern world.

All of them depend on silver.

When a metal moves from “store of value” to infrastructure backbone, price behavior changes.

Silver is being quietly repriced. not by hype, but by physics, engineering, and energy reality.

The world is electrifying.
AI is scaling.
Energy systems are transforming.

And silver sits at the center of it all.
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1kg silver price:
3,186$ -> 19th January
3,935$ -> 24th January

1kg gold price:
160,000$ -> 19th January
160,385$ -> 24th January
Gold reached 5375$ an ounce on 28th January 2026
It was just 2,600$ on December 2024
Gold went up 3,350$ per kg from 24th-28th January 2026
Silver went up by 305$ per kg in only 18h January 2026
Silver is used everywhere. That’s why its price moves a lot.

Solar panels – biggest demand
Electronics & AI – phones, servers, chips
Electric cars – wiring & batteries
Medical – kills bacteria
Defense & aerospace – reliable electronics
Jewelry – cultural demand
Investment – spikes in crises
📉 Dollar weakening
The $ fell from about 109 -> 96
Meaning:
If the euro strengthens, $ drops hard because it’s over half the index

The USD Index officially falls to its lowest level since 2022.

Own assets or be left behind
A falling dollar lifts gold, and supercharges silver.
If gold rises +20%,
silver might be +30% to +50% in the same period


Silver reacts MORE than gold
Silver is both:
• Monetary metal
• Industrial metal
So when USD weakens + growth expectations rise → silver spikes harder
What happens if USD absolutely collapses:

Gold
: +300% to +1,000%
Silver: +500% to +2,000% (more volatile)

Cash (USD)
• Purchasing power evaporates
• Savings destroyed
• Wages lag inflation badly
• Fixed income = wiped out
Holding cash becomes a liability, not safety.

Stocks
Stocks fail to keep up with inflation

Bonds (Worst hit)
• US Treasuries lose trust
• Yields spike uncontrollably
• Central bank forced to monetize debt
• Bond market essentially breaks
This is the core of a currency collapse.
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China controls 60-70% of the worlds total silver supply
If we take into account that every electric car requires two ounces of silver and every solar panel requires 20g silver

Then there won’t be enough silver to satisfy demand by 2030
1kg silver prediction in 2026
4,330$ -> 9,935$
US consumer savings are falling at an alarming pace:

The US personal savings rate fell -0.2 percentage points in November 2025, to 3.5%, the lowest since October 2022.

Excluding the March-October 2022 period, this is the lowest level since the 2008 Financial Crisis.

This percentage has declined -2.0 points since April 2025.

Over this period, personal savings have fallen -$469.2 billion, or -37%, to $799.7 billion, the lowest since November 2022.

By comparison, the April 2020 peak was $5.96 trillion, or 7.5 times higher.

US consumer savings are now running 3.0 percentage points below the pre-pandemic 5-year average.

Pandemic savings have been entirely depleted.