Mutual Funds investment we get many queries from retail investors.

Sharing two simple plans which you need to follow for 180 months minimum. After that you can decide further investment procedure.

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Today's case study for a middle class working person in job with salary estimate taken as 25k-40k range or small business owners with same monthly income range

✅Investment period
180 months(15 years)

🎯Target 50 lacs

Process👉

✅SIP monthly 8940
(Invested amount 16 lacs)

✅Lumpsum amount 7 lacs

✔️Rate of appreciation 14% in both cases
(Taken average historical rate of return)

Here we can see that lumpsum investors needs lower investment to achieve same target✔️🎧

(Any good dip in market can be used for lumpsum investment like we did last year near 15600-15400 to get extra outperformance)

Mutual Fund for small investors

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Suitable for those who can invest some lumpsum now from their savings and then continue monthly SIP in smaller size


✅Investment period
180 months(15 years)

🎯Target 50 lacs

Process👉

✅Lumpsum amount 5 lacs

✅SIP monthly 2500
Invested amount 4.5 lacs)

Total Principle amount invested 5 lacs+4.5 lacs=9.5 lacs

✔️Rate of appreciation 14% in both cases
(Taken average historical rate of return)