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How to talk about money in English 🤑💸💵

💰 BROKE
- describes a person who doesn't have money or has ran out of money (puli yo'q yoki puli tugab qolgan odamni tasvirlash uchun ishlatiladi)

I can't afford to go on holiday this year - I'm broke.

💰 CASH - money in the form of notes and coins, rather than cheques or credit cards (naqd pul)

He says he wants cash
in advance before he'll do the job.

💰 CURRENCY - the money that is used in a particular country at a particular time (valyuta)

A new currency has been introduced in the foreign exchange market.

💰 EXPENSES - money you spend on something (xarajat)

We've just had a new garage built at great expense.

💰 INTEREST - percentage that bank gives back to you, because you put your savings into their savings accounts (foiz, ulush)

You should put the money in a savings account where it will earn interest.

💰 TAXES - (an amount of) money paid to the government that is based on your income or the cost of goods or services you have bought (soliq; to'lov)

Tax cuts (= reductions in taxes) are always popular.

Source: linguamarina 🌸

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Students' questions: STARTING ESSAYS WITH 'NOWADAYS' ✍️

Here's a question that I've been asked many times:

Is it ok to start an essay with 'nowadays'?

The quick answer is yes. There's nothing wrong with this word, and the examiner won't reduce your score if you use it.

But be careful. Not all topics can be introduced with the word 'nowadays'. This word is usually used by native speakers to compare the present with the past. For example:

Fifty years ago, only the rich could afford international holidays, but nowadays foreign travel is relatively inexpensive.

📌 My tip: While there's nothing wrong with the word 'nowadays' when it is used correctly, I think it's a bit of a beginner's way to start an essay. If your mind goes blank in the exam, go ahead and use it. Otherwise, I'm sure you can find another way to start your essay.

Source: IELTS Simon 🔖

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IELTS imtihoni bo'yicha maslahatlar: INSHOLARNI "NOWADAYS" SO'ZI BILAN BOSHLASH ✍️

Ko'p o'quvchilar mendan "Insholarni 'nowadays' so'zi bilan boshlasam bo'laveradimi?" degan ma'noda savollar so'rab turishadi.

Meni javobim: albatta ha. Bu so'zni hech qanday g'ayritabiiy joyi yo'q va imtihon oluvchi ham bu so'zni ishlatganingiz uchun bahoingizni pastlatib yubormaydi.

Lekin, ehtiyot bo'ling! Barcha mavzularni ham 'nowadays' so'zi bilan ifodalab bo'lmaydi. Asosan bu so'z o'tgan zamon bilan hozirgi kunni taqqoslaganda ishlatiladi.

📌 Shaxsiy maslahatim: 'nowadays' so'zi to'g'ri ishlatilganida hech qanday yomon joyi bo'lmasa ham, fikrimcha, bu insho boshlashni eng sodda usullaridan. Agar imtihonda miyangizga boshqa so'z kelmay qolsa, albatta bu so'zni ishlatavering. Biroq, inshoingizni boshqacharoq uslubda boshlay olishingizga ham ishonchim komil.

Manba: IELTS Simon 🔖

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