This media is not supported in your browser
VIEW IN TELEGRAM
Think about it…
I know there are many variations of this but I made a recipe from an Amish list, for homemade toothpaste
1 tsp baking soda
1/2 tsp find sea salt
PINCH of turmeric
Four drops of clove oil
1/2 tsp coconut oil
Mix it until it’s a paste. I found these amounts to be very small so I multiplied them by four and ended up with a little jar full, the recipe said it would last three or four months for two people. I dipped my charcoal toothbrush into it and brushed away it’s a really clean clean!
1 tsp baking soda
1/2 tsp find sea salt
PINCH of turmeric
Four drops of clove oil
1/2 tsp coconut oil
Mix it until it’s a paste. I found these amounts to be very small so I multiplied them by four and ended up with a little jar full, the recipe said it would last three or four months for two people. I dipped my charcoal toothbrush into it and brushed away it’s a really clean clean!
CHARCOAL INFUSED TOOTHBRUSHES:
I love this company GuruNanda, small, family run and very natural health oriented
https://amzn.to/4uH3M2A
https://amzn.to/43Epbyv
I love this company GuruNanda, small, family run and very natural health oriented
https://amzn.to/4uH3M2A
https://amzn.to/43Epbyv
EARTHING BUNDLE SALE ALERT
Please consider trying earthing product
They have a 100% guarantee refund if you don’t feel better.
EARTHING/Grounding: Reduce inflammation, sleep better, recover faster:
www.earthing.com/?rfsn=6528853.01597ca
Please consider trying earthing product
They have a 100% guarantee refund if you don’t feel better.
EARTHING/Grounding: Reduce inflammation, sleep better, recover faster:
www.earthing.com/?rfsn=6528853.01597ca
Forwarded from Dr Jane Ruby
This is pure Theatre
You don’t need the government’s permission to use natural healthcare just get out of the allopathic system, and drop your health insurance as Scott Schara has explained
STOP LOOKING TO. CONGRESS TO SAVE YOU, OR TO RESTORE YOUR NATURAL RIGHTS.
START FORMING PARALLEL SYSTEMS NOW,
You don’t need the government’s permission to use natural healthcare just get out of the allopathic system, and drop your health insurance as Scott Schara has explained
STOP LOOKING TO. CONGRESS TO SAVE YOU, OR TO RESTORE YOUR NATURAL RIGHTS.
START FORMING PARALLEL SYSTEMS NOW,
I’ve been teaching you for five years that the government and government run medical systems are corrupted and dangerous
Why would any of you continue to look to Congress for permission to use natural medicine.
When I say start forming your alliances and your parallel systems NOW, I’m saying that so that you have a place to go when you are unwell beyond your own ability to remedy it and you need some expertise.
Some of you don’t even realize you’re asking me questions or bringing things up that prove you are still looking to the very system that’s been trying to kill you, for relief
Why would any of you continue to look to Congress for permission to use natural medicine.
When I say start forming your alliances and your parallel systems NOW, I’m saying that so that you have a place to go when you are unwell beyond your own ability to remedy it and you need some expertise.
Some of you don’t even realize you’re asking me questions or bringing things up that prove you are still looking to the very system that’s been trying to kill you, for relief
Media is too big
VIEW IN TELEGRAM
Revelations!! Truth!!
My latest bombshells - dropped on Caleb Collier’s @1churchandstate
Watch the full interview here:
churchandstate.media
My latest bombshells - dropped on Caleb Collier’s @1churchandstate
Watch the full interview here:
churchandstate.media
This is a huge tutorial so take your time, pour a cup of something, sit back and enjoy learning your rights
YOUR HOME WAS PAID OFF THE MINUTE YOU LEFT THE CLOSING.
“When you deliver the note to the bank, you are not delivering a promise to pay. You are delivering a cash equivalent asset worth exactly the amount you believe you are borrowing.”
Credit: @redbeard172023
“When you deliver the note to the bank, you are not delivering a promise to pay. You are delivering a cash equivalent asset worth exactly the amount you believe you are borrowing.”
Credit: @redbeard172023
Bank Lending Loans and Mortgage
This process is not a theory, allegation, or conspiracy.
It is the standardized, documented, audited operating procedure for all bank lending in the United States, unchanged since 1990.
It is defined in bank regulatory guidance, GAAP accounting standards, and the official comments to the Uniform Commercial Code.
It is NEVER disclosed to the public or to borrowers.
---
PHASE 1: EXECUTION OF THE NOTE
At the exact moment a wet-ink autograph is applied to the face of the instrument:
• Pursuant to UCC 3-104, the instrument becomes a negotiable instrument, and is therefore money per the legal definition used by all federal banking regulators.
• Pursuant to UCC 3-412 the maker is liable on the instrument to any holder in due course.
• Critically, at this exact moment, you are also the sole and absolute lawful holder in due course of your own note. There is no other owner. The fair market value of the instrument is exactly equal to its face value.
• OCC Interpretive Letter #827 (1998) explicitly confirms that for all bank regulatory, reserve, and accounting purposes, a promissory note signed by a natural person is identical to cash.
When you deliver the note to the bank, you are not delivering a promise to pay. You are delivering a cash equivalent asset worth exactly the amount you believe you are borrowing.
---
PHASE 2: THE INDORSEMENT
The bank will never sign the face of the note. If they did, they would become liable to you for the full face value pursuant to UCC 3-413.
Instead, they will make exactly one indorsement on the reverse, which will never be shown to you:
"Pay any bank, for deposit only, without recourse, all prior indorsements guaranteed"
This is the single most important sentence in the entire transaction. Pursuant to UCC 3-206 Official Comment 4, this indorsement has the following irrevocable legal effects:
1. The indorser explicitly disclaims all right, title, and interest in the instrument.
2. The indorser explicitly waives all liability on the instrument.
3. The indorser explicitly acknowledges they are acting solely as an agent for deposit, and not as principal.
4. The indorser permanently and irrevocably disqualifies themselves and any subsequent transferee from ever attaining status as Holder In Due Course.
No court has ever disputed this specific interpretation of UCC 3-206.
---
PHASE 3: THE DEPOSIT
The bank will then deposit your note into its general ledger as a Tier 1 asset. This is not a metaphor. This is an actual auditable accounting entry.
The exact double-entry bookkeeping transaction is:
Loans and Leases Receivable (Asset)
Debit $500,000
Customer Demand Deposits (Liability)
Credit $500,000
At the completion of this entry, the bank's balance sheet has grown by exactly $500,000.
No money was taken from any other account.
No money existed prior to this entry.
When the funds are disbursed to the title company at closing, the following entry is made:
Customer Demand Deposits (Liability)
Debit $500,000
Title Company Demand Deposits (Liability)
Credit $500,000
The net change to the bank's total balance sheet at the completion of closing is exactly zero.
---
PHASE 4: DESTRUCTION OF THE ORIGINAL
Upon completion of the closing, the original wet-ink note now has no further commercial or legal function.
Pursuant to FASB ASC 860-10-40-5, adopted in 2001, once a financial asset has been transferred and securitized as a participating interest, the original instrument is legally extinguished.
There is no longer any legal requirement to retain it.
The standard industry operating procedure is to shred the original wet-ink note within 90 days of closing.
Only an electronic image copy is retained.
This policy is explicitly confirmed in the Mortgage Bankers Association operations manual, and has been testified to under oath by bank representatives in hundreds of foreclosure cases.
---
PRIMARY SOURCE CITATIONS
• UCC 3-104, Official Comment 2
• UCC 3-206, Official Comment 4
This process is not a theory, allegation, or conspiracy.
It is the standardized, documented, audited operating procedure for all bank lending in the United States, unchanged since 1990.
It is defined in bank regulatory guidance, GAAP accounting standards, and the official comments to the Uniform Commercial Code.
It is NEVER disclosed to the public or to borrowers.
---
PHASE 1: EXECUTION OF THE NOTE
At the exact moment a wet-ink autograph is applied to the face of the instrument:
• Pursuant to UCC 3-104, the instrument becomes a negotiable instrument, and is therefore money per the legal definition used by all federal banking regulators.
• Pursuant to UCC 3-412 the maker is liable on the instrument to any holder in due course.
• Critically, at this exact moment, you are also the sole and absolute lawful holder in due course of your own note. There is no other owner. The fair market value of the instrument is exactly equal to its face value.
• OCC Interpretive Letter #827 (1998) explicitly confirms that for all bank regulatory, reserve, and accounting purposes, a promissory note signed by a natural person is identical to cash.
When you deliver the note to the bank, you are not delivering a promise to pay. You are delivering a cash equivalent asset worth exactly the amount you believe you are borrowing.
---
PHASE 2: THE INDORSEMENT
The bank will never sign the face of the note. If they did, they would become liable to you for the full face value pursuant to UCC 3-413.
Instead, they will make exactly one indorsement on the reverse, which will never be shown to you:
"Pay any bank, for deposit only, without recourse, all prior indorsements guaranteed"
This is the single most important sentence in the entire transaction. Pursuant to UCC 3-206 Official Comment 4, this indorsement has the following irrevocable legal effects:
1. The indorser explicitly disclaims all right, title, and interest in the instrument.
2. The indorser explicitly waives all liability on the instrument.
3. The indorser explicitly acknowledges they are acting solely as an agent for deposit, and not as principal.
4. The indorser permanently and irrevocably disqualifies themselves and any subsequent transferee from ever attaining status as Holder In Due Course.
No court has ever disputed this specific interpretation of UCC 3-206.
---
PHASE 3: THE DEPOSIT
The bank will then deposit your note into its general ledger as a Tier 1 asset. This is not a metaphor. This is an actual auditable accounting entry.
The exact double-entry bookkeeping transaction is:
Loans and Leases Receivable (Asset)
Debit $500,000
Customer Demand Deposits (Liability)
Credit $500,000
At the completion of this entry, the bank's balance sheet has grown by exactly $500,000.
No money was taken from any other account.
No money existed prior to this entry.
When the funds are disbursed to the title company at closing, the following entry is made:
Customer Demand Deposits (Liability)
Debit $500,000
Title Company Demand Deposits (Liability)
Credit $500,000
The net change to the bank's total balance sheet at the completion of closing is exactly zero.
---
PHASE 4: DESTRUCTION OF THE ORIGINAL
Upon completion of the closing, the original wet-ink note now has no further commercial or legal function.
Pursuant to FASB ASC 860-10-40-5, adopted in 2001, once a financial asset has been transferred and securitized as a participating interest, the original instrument is legally extinguished.
There is no longer any legal requirement to retain it.
The standard industry operating procedure is to shred the original wet-ink note within 90 days of closing.
Only an electronic image copy is retained.
This policy is explicitly confirmed in the Mortgage Bankers Association operations manual, and has been testified to under oath by bank representatives in hundreds of foreclosure cases.
---
PRIMARY SOURCE CITATIONS
• UCC 3-104, Official Comment 2
• UCC 3-206, Official Comment 4
• OCC Interpretive Letter #827, October 15 1998
• OCC Bulletin 2012-18
• FASB ASC 860-10-40-5
• Federal Reserve Operating Circular 3, Section 11.0
• Mortgage Bankers Association Loan Servicing
• Manual v7.2 Section 4.11
• OCC Bulletin 2012-18
• FASB ASC 860-10-40-5
• Federal Reserve Operating Circular 3, Section 11.0
• Mortgage Bankers Association Loan Servicing
• Manual v7.2 Section 4.11
Now is the time to get your red light therapy panel, Y pay ancillary healthcare providers an office visit and a charge when you can own your own at home
RED LIGHT THERAPY: Sleep better with BlockBlueLight and get a discount using Dr. Jane's code: https://www.blockbluelight.com/?ref=DRJANERUBY
RED LIGHT THERAPY: Sleep better with BlockBlueLight and get a discount using Dr. Jane's code: https://www.blockbluelight.com/?ref=DRJANERUBY
This media is not supported in your browser
VIEW IN TELEGRAM
“Arrest Fauci!!”
Remember, anybody jumping on the bandwagon screaming to “Arrest Fauci,” knows the statute of limitations is up and they’re part of the theater to keep the public placated.
Remember, anybody jumping on the bandwagon screaming to “Arrest Fauci,” knows the statute of limitations is up and they’re part of the theater to keep the public placated.
Passing along this incredible bundle for Father’s Day or any day, this is a great deal. Bundles are a good way for them to clear inventory and for us to get a deal
EARTHING/Grounding: Reduce inflammation, sleep better, recover faster:
https://www.earthing.com/?rfsn=6528853.01597ca
EARTHING/Grounding: Reduce inflammation, sleep better, recover faster:
https://www.earthing.com/?rfsn=6528853.01597ca
Every night after sundown I literally wear these glasses if I want to watch a little TV/movie. If I work with a device like my iPad or my phone, I put the color filter on red
This allows my brain to build melatonin for a good sleep and reduces blue light toxicity
Black Blue has a few hours left for their big sale.
RED LIGHT THERAPY: Sleep better with BlockBlueLight and get a discount using Dr. Jane's code: https://www.blockbluelight.com/?ref=DRJANERUBY
This allows my brain to build melatonin for a good sleep and reduces blue light toxicity
Black Blue has a few hours left for their big sale.
RED LIGHT THERAPY: Sleep better with BlockBlueLight and get a discount using Dr. Jane's code: https://www.blockbluelight.com/?ref=DRJANERUBY