06/29/2026, at 8:45AM

Compliance Cohort :
FDIC Proposes Revisions to Deposit Insurance Assessments

The FDIC issued a notice of proposed rulemaking to amend its assessment regulations. The proposal aims to update the framework used to determine assessment rates and institutional classifications. The proposed rule would raise the asset threshold separating small and large institutions from $10 billion to $30 billion.
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07/01/2026, at 8:45AM

Compliance Cohort :
FinCEN Issues Supplemental Alert on Fuel Smuggling and Tax Evasion

On June 30, 2026, FinCEN issued a supplemental Alert regarding fuel smuggling and tax evasion schemes on the southern border associated with Mexico-based cartels. The Alert advises financial institutions to be vigilant in detecting, identifying, and reporting suspicious activity connected to Cartel de Jalisco Nueva Generacion.
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07/01/2026, at 8:45AM

Compliance Cohort :
2026 List of Distressed or Underserved Geographies

On June 30, 2026, the FFIEC announced the release of distressed or underserved nonmetropolitan middle-income geographies. As explained in the release, these are geographic areas where revitalization or stabilization activities are eligible to receive Community Reinvestment Act (CRA) consideration.
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07/03/2026, at 8:46AM

American Banker :
The one stablecoin to rule them all?

There are more stablecoins than currencies in the world. What matters isn't the token itself, what matters is who accepts it, and how many accept it. Elon Musk has finally "launched" the bank-like app for Twitter – I'm sorry, for X – that he's been planning for years.
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07/03/2026, at 10:13AM

American Banker :
Chopra sworn in as secretary of new California agency

Rohit Chopra, former director of the CFPB under the Biden administration, is sworn in as secretary of the new California Business and Consumer Services Agency. Amalgamated Bank of Chicago names Cherie Duve executive vice president and chief legal officer. Ramon M. Rodriguez joins USCB Financial Holdings and U.S. Century Bank as an independent director.
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07/02/2026, at 10:31AM

Compliance Alliance :
Consolidated Reports of Condition and Income for Second Quarter 2026

There are two new data items in the FFIEC 031 Call Report form this quarter. The agencies are reviewing the comments received on the “Request for Information: Streamlining the Call Report” that was published in the Federal Register on December 1, 2025. The agency plan to publish proposed revisions to Call Report forms and instructions for comment.
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07/02/2026, at 10:31AM

Compliance Alliance :
FDIC Issues List of Banks Examined for CRA Compliance

FDIC issues list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA) List covers evaluation ratings that the FDIC assigned to institutions in April 2026. CRA is a 1977 law that requires FDIC to assess a bank's record of meeting the credit needs of its entire community.
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07/02/2026, at 10:31AM

Compliance Alliance :
FHFA House Price Index® Down 0.1 Percent in April; Up 2.0 Percent from Last Year

U.S. house prices fell nationwide in April, down 0.1 percent from the previous month. House prices rose 2.0 percent from April 2025 to April 2026. For the nine census divisions, seasonally adjusted monthly home price changes ranged from –0.8 percent in the Mountain division to  1.0% in the New England division.
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07/03/2026, at 10:30AM

American Bankers Association :
ABA DataBank: 2026 Fourth of July cookout

The number of noncash payments more than tripled since 2000. Federal Reserve Chairman Kevin Warsh said the public will “see no changes” in Fed independence. Construction spending edged up 0.1% in May. The CDFI Fund has launched an online tool that state governors can use to nominate communities as qualified Opportunity Zones.
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07/03/2026, at 10:30AM

American Bankers Association :
Fed: Noncash payments continue to grow, credit cards more frequently used

The total number of noncash payments made by consumers and businesses increased to 236.6 billion in 2024. Debit cards accounted for 64% of all card payments in 2024 by number, down from 68% in 2021. The number of ATM cash withdrawals also continued to fall, although their average value reached a new high.
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07/02/2026, at 11:24AM

Troutman Pepper News :
FTC Proposes Policy Statement on AI Accuracy and Ideological Manipulation of AI Outputs

FTC published a proposed policy statement addressing whether AI companies that steer their systems' outputs toward undisclosed ideological objectives may be engaging in deceptive acts or practices. The public comment period closes July 31, 2026. The proposed statement reflects the Administration's broader goal of establishing a national AI regulatory framework that preempts state-by-state regulation.
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07/03/2026, at 6:09PM

Banker's Compliance Consulting :
2026 Virtual Compliance Conference Series

👏 The BCC | Brady Martz 2026 Virtual Compliance Conference Series will officially kick off on September 22nd. The Virtual Conference Series is designed to help banking pros like you stay sharp, stay protected, and stay sane. Get real, practical guidance from experts who know what you are faced with.
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07/04/2026, at 12:50PM

FinCEN Updates :
U.S. Treasury Announces the Official Launch of Trump Accounts and Full Scope of the App

👏 The Trump Accounts app now offers full-scope functionality nationwide. Parents and kids can securely access their account, see their funds in real time, and contribute to their Trump Account directly from their phone or tablet. To complement the launch of full account access, Trump Accounts now includes 15 interactive financial education modules.
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07/06/2026, at 11:40PM

FinCEN Updates :
Making Market History: America Celebrates President Trump's Joint Bell-Ringing Ceremony as Trump Accounts Launch

👏 President Donald J. Trump launched the Trump Accounts giving American children a real kickstart to their financial futuuu. Visit TrumpAccounts.gov and download the official Trump Accounts app to help your child jumpstart his or her financial future. For those children born within the Trump Administration, the incentive is very clear. It's $1,000 from the Treasury gifted to the child to kick start an incredible experience.
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07/07/2026, at 2:00PM

FinCEN Updates :
Treasury Calls for Large Position Reports

Treasury is calling for Large Position Reports from entities whose positions in the Treasury Floating Rate Note due January 2026 equaled or exceeded $8.4 billion. Reports must be received by Treasury before 12:00 P.M. (ET) on July 13, 2026, and must include the required positions.
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07/09/2026, at 3:20PM

FinCEN Updates :
Secretary Scott Bessent Delivers Remarks at the Official Unveiling of the President Donald J. Trump Bridge along Interstate 40 in Dandridge, Tennessee

👏 Trump: Tennessee embodies the best of what President Trump is building nationally as we place American workers, manufacturers, and families back at the core of our policies where they belong. Trump: As five taxpayers flee California, a new one moves to Tennessee so that they can keep more of what they make, build a business with fewer barriers.
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07/10/2026, at 6:30PM

FinCEN Updates :
Treasury Targets Key Supreme Leader Financier and Iran's Shadow Exchange Houses

❗ U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC) took action against Iranian financial facilitator Ali Ansari. OFAC also targeted key Iranian exchange houses that move billions of dollars annually on behalf of sanctioned Iranian banks. Ansari has effectively institutionalized large‑scale embezzlement within the Iranian regime.
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07/13/2026, at 2:30PM

FinCEN Updates :
Treasury Sanctions Malware and Infrastructure Providers Supporting Ransomware Attacks Against Americans

❗ First VPN Service (1VPNS) is a virtual private network (VPN) provider selling services to ransomware groups. Ransomware groups utilizing these individuals' services have caused billions of dollars in losses to U.S. businesses and critical infrastructure providers. 1VPNS and its administrator, Dmytro Rashevskyi, have provided this technological support.
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07/14/2026, at 2:49PM

FinCEN Updates :
U.S.-UK Transatlantic Taskforce for the Markets of the Future Publishes Recommendations to Promote Growth and Innovation in Capital Markets and Digital Assets

The U.S. Department of the Treasury and HM Treasury jointly published today a set of recommendations of the Transatlantic Taskforce for Markets of the Future. The recommendations aim to deepen cross-border financial activity between the United States and the United Kingdom, reduce unnecessary frictions, and advance open, market-based standards.
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07/14/2026, at 8:15PM

FinCEN Updates :
Treasury Intensifies Pressure on Shamkhani's Expansive Illicit Shipping Empire

❗ Treasury is intensifying its efforts to disrupt and degrade the illicit shipping and sanctions evasion network of Mohammad Hossein Shamkhani (Shamkhani) This action is part of Treasury's ongoing efforts to ramp up economic pressure on the Iranian regime after it resumed destabilizing attacks in the Strait of Hormuz. “The Iranian regime survives on deception,” said Secretary of the Treasury Scott Bessent.
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