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SoFi Offers 4.40% Yield on Digital Dollars With Full FDIC Protection

SoFi has launched SoFi Earn (SOFIE), a tokenized consumer bank deposit offering 4.40% annual percentage yield (APY) and federal deposit insurance. The new product allows customers to earn interest while preparing to purchase cryptocurrencies or transfer money through blockchain networks. It marks the company’s fifth crypto-related offering in less than a year.

📰 Bitcoin.com

#DeFi #Web3 #CryptoNews
📢 @Coindce
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Major Banks Find Rogue AI Agents Inside Customer Accounts—And They’re 'Horrified'

banks are detecting unauthorized third-party AI agents inside customer accounts—often logging in with the customer’s own credentials—with some taking actions that appear independent of user instructions, Axios reported.. - Morgan Stanley is blocking outside agents while JPMorgan, Bank of America and Citi restrict them; executives called the situation “horrifying.”
- Rather than banning AI outright, most banks are leaning toward read-only access. banks have discovered an uninvited presence inside their customers’ accounts: autonomous AI agents logging in, sometimes with the customer’s own credentials, and occasionally taking actions that appear to go beyond what anyone asked them to do.

📰 Decrypt

#AI #CryptoAI #CryptoNews
📢 @Coindce
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Will Ethereum (ETH) Rally or Crash After the US Midterms: 3 AIs Weigh in

The upcoming elections may open the door to a broader crypto rally, Gemini suggested.

📰 CryptoPotato

#Ethereum #ETH #AI #CryptoAI #CryptoNews
📢 @Coindce
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Bitcoin Slides Towards $81,000 as Oil Above $110 Revives Rate-Hike Bets

Bitcoin’s price on Thursday slid — erasing the gains it made earlier in the week — after oil prices jumped. The largest cryptocurrency was down by nearly 4% over a 24-hour period on Thursday in New York, trading as low as $81,331 at one point. On Wednesday, the price of the top cryptocurrency was fast closing in on $85,000 as investors piled back into tech stocks following Elon Musk’s SpaceX earnings.

📰 Bitcoin Magazine

#Bitcoin #BTC #CryptoNews
📢 @Coindce
📉 Fantom (FTM) DROPPED -8.7% in 1H

Current Price: $0.0505

#FTM #Fantom #PriceAlert #Crypto
📢 @Coindce
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Italian Police Uncover €110M Mafia Banking Scheme Using Crypto

Italian police have dismantled an alleged mafia-run underground bank that operated behind a car-rental business near Milan, processing more than €110 million in fake invoices and moving roughly €68 million abroad through banks and cryptocurrency. The investigation led to 30 court-ordered restrictions and the seizure of approximately €21 million in assets, exposing financial ties between Italy’s most powerful criminal organizations. Italian Police Uncover €110M Mafia Banking Scheme Using Crypto
Key Takeaways
- Italy’s Guardia di Finanza uncovered a mafia-linked bank processing more than €110 million in fake invoices.

📰 Bitcoin.com

#CryptoNews
📢 @Coindce
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Ethereum Price Prediction: Is $2K Next After ETH’s Latest $2.5K Rejection?

Ethereum’s latest recovery has reversed sharply, returning the price to approximately $2.4K and keeping a bearish breakdown as the main scenario. Escalating Iran–US tensions add a potential risk-off headwind, though their impact on ETH remains speculative rather than a confirmed cause of the decline. Ethereum Price Analysis: The Daily Chart On the daily timeframe, Ethereum’s …

📰 CryptoPotato

#Ethereum #ETH #CryptoNews
📢 @Coindce
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Bitcoin hashrate hits seven-month high as AI shift fails to ease mining competition

Bitcoin hashrate hits seven-month high as AI shift fails to ease mining competition
According to BlocksBridge, Bitcoin’s mining difficulty is rising despite the industry’s AI transition, with smaller operators potentially absorbing equipment abandoned by larger competitors. Bitcoin’s network hashrate has climbed to a seven-month high despite major publicly traded miners shifting capacity toward artificial intelligence, suggesting other operators are replacing lost computing power and intensifying competition among remaining network miners. According to BlocksBridge Consulting’s latest Miner Weekly newsletter, Bitcoin’s seven-day average hashrate has recovered above 1 zettahash per second (ZH/s), equivalent to 1,000 exahashes per second (EH/s), its highest level since March 3.

📰 CoinTelegraph

#Bitcoin #BTC #BitcoinMining #Mining #CryptoNews
📢 @Coindce
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Irish cenbank fines Coinbase arm $3.6M for oversight, safeguard failures

Irish cenbank fines Coinbase arm $3.6M for oversight, safeguard failures
According to the Central Bank of Ireland, Coinbase Ireland had agreed with the facts around the enforcement action and will be subject to fines and sanctions upon approval by a high court. The Central Bank of Ireland announced an enforcement action against Coinbase Ireland for failures to safeguard user funds and provide oversight between 2020 and 2025. In a Thursday notice, the regulator said that the Coinbase arm had “admitted the prescribed contraventions and has agreed to the undisputed facts,” settling for $3.6 million in fines.

📰 CoinTelegraph

#AI #CryptoAI #CryptoNews
📢 @Coindce
🐋 Large BTC Transfer Detected

₿ Amount: 78 BTC (~$6M)
🔗 View on Explorer

Large whale movements can precede significant price action

#WhaleAlert #Bitcoin #BTC
📢 @Coindce
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Albuquerque Bitcoin, Crypto ATM Ban Takes Effect With $500 Daily Fines

Albuquerque’s ban on crypto ATMs and cashier-facilitated cryptocurrency transactions has taken effect, exposing noncompliant businesses to financial penalties and possible closure. Officials are targeting cash conversion services used in scams that can leave victims unable to recover their money. Albuquerque Bitcoin, Crypto ATM Ban Takes Effect With $500 Daily Fines
Key Takeaways
- Crypto ATMs must stop operating immediately and be removed by Dec.

📰 Bitcoin.com

#Bitcoin #BTC #AI #CryptoAI #CryptoNews
📢 @Coindce
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Oil Climbs Above $111 as AI Stocks Slide, Dragging the S&P 500 and Global Markets With Them

In brief
- Brent crude rose 2.6% to $111.66 a barrel, its highest in five months, as the Nasdaq fell 1.5% and the S&P 500 lost 0.8% by mid-morning in New York. - South Korea's Kospi fell 3.52%, Japan's Nikkei 225 dropped 2.65% and Hong Kong's Hang Seng lost 3.03%, a week after the Kospi's 7.57% plunge on Oct. - The 10-year Treasury yield stood at 5.03%, up from 3.97% before the Iran war, with the Fed's next rate decision due Oct.

📰 Decrypt

#AI #CryptoAI #CryptoNews
📢 @Coindce
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Bitcoin Price Plunges Below $81K Despite $1 Billion in ETF Inflows

Bitcoin dropped below $82,000 to an intraday low of $80,836 during a late Wednesday sell-off, capping a nearly 4% daily loss and halting a recent two-week high rally. Bitcoin Price Plunges Below $81K Despite $1 Billion in ETF Inflows
Key Takeaways
- Bitcoin fell below $82,000 to an intraday low of $80,836 after touching a two-week high. - The sudden market reversal sparked over $412 million in long liquidations across crypto exchanges
- Bitfinex analysts noted that breaking $84,000 requires consecutive sessions of spot ETF inflows.

📰 Bitcoin.com

#Bitcoin #BTC #CryptoETF #Institutional #CryptoNews
📢 @Coindce
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Tesla's Profit Drops 43% as Musk Starts Building Robots and Plans to Sell Driverless Cabs

In brief
- Tesla's third-quarter net income fell 43% to $787 million on flat revenue of $28.05 billion, as research spending rose 69% and capital expenditures more than doubled to $4.73 billion. - Tesla began producing Optimus humanoid robots in Fremont, California; Musk targets 20,000 a week but says that will take at least a year, with outside deliveries around the end of 2027. - Tesla says it is trying to get Cybercabs to customers by the end of 2026 while a federal safety audit is open, with its sworn answers to regulators due October 30.

📰 Decrypt

#CryptoNews
📢 @Coindce
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Fireblocks Denies Visa Deal Rumors After $2.5B Buyout Report

Visa reportedly entered late-stage discussions to acquire Fireblocks for approximately $2.5 billion, but the crypto infrastructure company quickly denied the claim. The rumored purchase price represents a nearly 69% discount from Fireblocks’ $8 billion valuation in 2022. The conflicting accounts arrive as major payment networks race to control the technology powering stablecoin transfers, custody, and settlement.

📰 Bitcoin.com

#CryptoNews
📢 @Coindce
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China Moves to Confiscate $5 Billion in Bitcoin From Fraudster Who Fled to UK: Report

Chinese authorities are working to seize nearly 62,000 bitcoins — worth around $5 billion at today’s prices — linked to one of the country’s largest-ever fraud cases. Prosecutors allege that Qian Zhimin, the alleged controller of Tianjin Lantian Gerui Electronic Technology, recruited associates to sell fake wealth management products nationwide from 2014 to 2017 without financial regulatory approval, promising guaranteed returns to investors, according to a report last week from Shanghai’s The Paper. The scheme raised some RMB 40.3 billion ($2.8 billion).

📰 Bitcoin Magazine

#Bitcoin #BTC #WhaleAlert #Crypto #CryptoNews
📢 @Coindce
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Coinbase Fined Again in Ireland, This Time $3.6M Over Fund Safeguarding

In brief
- The Central Bank of Ireland fined Coinbase Ireland €3,252,618 (about $3.6 million) for breaching safeguarding and outsourcing rules between November 2020 and August 2025. - Regulators found the firm relied too heavily on its U.S. parent for compliance, lacked local oversight expertise, and let its designated safeguarding account stay underfunded for lengthy periods; Coinbase admitted the breaches.

📰 Decrypt

#CryptoETF #Institutional #CryptoNews
📢 @Coindce
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Ethereum Draft Targets Faster Finality and Future Quantum Defense

Ethereum researchers want to slash transaction finality from roughly 16 minutes to 4 minutes, potentially cutting the capital tied up in cross-chain transfers by 75%. Filed this week, the Decoupled Consensus proposal would separate validator responsibilities, strengthen defenses against blockchain reorganizations, and prepare Ethereum for future quantum-resistant cryptography. The ambitious redesign remains an incomplete draft without an approved launch date.

📰 Bitcoin.com

#Ethereum #ETH #CryptoNews
📢 @Coindce
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Meta Creates Non-Voting Stock to Fund AI Buildout, Keeping Zuckerberg in Control

In brief
- Meta's board approved non-voting Class C stock on Oct. 19, and Class A and Class B holders will receive one Class C share per share held starting Jan. 19, 2027, in what works as a two-for-one split.

📰 Decrypt

#CryptoETF #Institutional #CryptoNews
📢 @Coindce
🐋 Large BTC Transfer Detected

₿ Amount: 137 BTC (~$11M)
🔗 View on Explorer

Large whale movements can precede significant price action

#WhaleAlert #Bitcoin #BTC
📢 @Coindce
💰 Market Update
Oct 22 · 23:00 UTC

₿ BTC $81,379 🔴-3.6% ▂▃▁▁▁▂▄█
Ξ ETH $2,388 🔴-4.4% ▃▃▁▁▁▂▅█
🔶 BNB $731.61 🔴-2.2% ▁▂▁▁▂▃▅█
💧 XRP $1.31 🔴-5.2% ▄▄▄▄▄▄▄▄
🌞 SOL $103.60 🔴-4.1% █▆▂▁▁▂▅▇
💫 ADA $0.2131 🔴-6.7% ▄▄▁▂▆▁▄█
❄️ AVAX $9.14 🔴-7.4% ▅▅▃▁▃▃▅█
🔗 DOT $1.12 🔴-4.6% ███▁████
⛓️ LINK $11.98 🔴-5.5% ▁▁▂▂▂▃▇█
💠 SUI $0.9790 🔴-5.9% ▄▃▁▁▂▄▆█
🔵 NEAR $4.93 🔴-7.2% ▁▁▁▁▂▃▆█
🐸 PEPE $0.00000441 🔴-5.7% █▅▃▁▃▅██
🏏 BONK $0.00000303 🔴-5.7% ▄▄▁▄▄▄██

📢 @Coindce