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SoFi Launches Tokenized Deposit That Earns 4.4% and Converts to a Stablecoin

In brief
- SoFi launched SoFi Earn (SOFIE), which it calls the first national bank-issued tokenized deposit for consumers. - The product targets idle digital dollars by offering interest and insurance stablecoins lack. - It’s SoFi’s fifth crypto product in under a year, extending a build-out that includes its crypto-trading return and the SoFiUSD stablecoin.

📰 Decrypt

#NFT #Web3 #CryptoNews
📢 @Coindce
💰 Market Update
Oct 22 · 16:00 UTC

₿ BTC $81,785 🔴-2.1% ▅▂▁▂▃█▅▆
Ξ ETH $2,404 🔴-2.6% ▄▁▂▁▃▆▅█
🔶 BNB $733.38 🔴-1.6% ▆▃▁▁▃▇▅█
💧 XRP $1.33 🔴-2.2% ███▁▁███
🌞 SOL $104.38 🔴-2.4% █▆▂▁▂▆▃▅
💫 ADA $0.2170 🔴-3.8% ▆▄▂▁▃▆▆█
❄️ AVAX $9.25 🔴-4.8% ▅▅▃▁▃▅▅█
🔗 DOT $1.13 🔴-3.6% ▄▄▄▄▄▄▄▄
⛓️ LINK $12.04 🔴-2.8% ▅▁▃▃▃█▃▃
🦄 UNI $7.10 🔴-5.4% █▃▁▃▅███
⭐ XLM $0.1778 🔴-3.6% █▇▅▂▂▂▁▃
🌀 INJ $8.11 🔴-7.2% █▃▂▁▂▅▂▃
⬡ HBAR $0.0807 🔴-4.9% ▄▃▁▂▆█▄▄

📢 @Coindce
‼️
Coinbase Ireland Fined €3.25M After Customer Fund Safeguard Lapses

Ireland’s central bank has fined Coinbase Ireland €3.25 million after finding that the company failed to properly protect customer funds over several years. Errors in its systems left a designated customer-funds account short by as much as €5.2 million in 2024. Coinbase says no customers lost money or access to their funds, and the problems have been resolved.

📰 Bitcoin.com

#CryptoETF #Institutional #CryptoNews
📢 @Coindce
🐋 Large BTC Transfer Detected

₿ Amount: 125 BTC (~$10M)
🔗 View on Explorer

Large whale movements can precede significant price action

#WhaleAlert #Bitcoin #BTC
📢 @Coindce
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Bitcoin ETF buyers are trend followers, not setters, DWF Labs says

The heaviest withdrawals came during the two most recent sell-offs. Investors withdrew a net $6.9 billion between October 2025 and February 2026, followed by $8.2 billion during the May–June decline. The figures do not show whether institutions or retail investors drove the selling.

📰 CoinTelegraph

#Bitcoin #BTC #CryptoETF #Institutional #CryptoNews
📢 @Coindce
🚨
SoFi unveils bank-issued tokenized deposit for yield-bearing crypto funds

SoFi unveils bank-issued tokenized deposit for yield-bearing crypto funds
SoFi Bank launched SoFi Earn, a tokenized deposit paying 4.40% APY with FDIC coverage, allowing users to convert funds to stablecoins 24/7. SoFi Technologies launched SoFi Earn (SOFIE) on Thursday, offering a variable 4.4% annual percentage yield on tokenized bank deposits. SOFIE has no minimum balance requirement, according to the company’s announcement.

📰 CoinTelegraph

#DeFi #Web3 #CryptoNews
📢 @Coindce
⚡
SpaceX-Tesla Merger: Passive Flows ‘Hack’, Could Bring More BTC Exposure to S&P 500

Tesla and SpaceX have formed a special committee to explore a merger that would create the largest equity in the world by market cap. In this clip, Sean Hagan breaks down why the deal is a “no brainer” on first principles: a combined company earns a higher index weighting and captures more passive flows than either firm alone. He connects it to the MSCI decision on Strategy and why passive flows matter for Bitcoin treasury companies.

📰 Bitcoin Magazine

#Bitcoin #BTC #CryptoSecurity #CryptoNews
📢 @Coindce
🔴
Coinkite Sued After Coldcard Wallet Flaw Exposes $140M in Bitcoin

A five-year-old security flaw in Coldcard hardware wallets has landed manufacturer Coinkite a lawsuit after attackers allegedly drained more than $140 million in bitcoin. The proposed class action claims the devices generated predictable recovery phrases, leaving customers exposed to theft. Coinkite Sued After Coldcard Wallet Flaw Exposes $140M in Bitcoin
Key Takeaways
- Coinkite faces a proposed class action alleging more than $140 million in bitcoin losses.

📰 Bitcoin.com

#Bitcoin #BTC #CryptoRegulation #SEC #CryptoNews
📢 @Coindce
🔴
Coinbase Ireland fined $3.6 million over customer fund segregation, oversight failures

Coinbase Ireland fined $3.6 million for safeguarding breaches that left customer funds underfunded and mixed with group accounts.

📰 The Block

#CryptoETF #Institutional #CryptoNews
📢 @Coindce
⚡
Monero (XMR) Soars 20% Weekly: Can It Repeat ZEC’s Explosion?

"The chart has a potential measured move towards $1,000," one analyst stated.

📰 CryptoPotato

#CryptoNews
📢 @Coindce
🐋 Large BTC Transfer Detected

₿ Amount: 207 BTC (~$17M)
🔗 View on Explorer

Large whale movements can precede significant price action

#WhaleAlert #Bitcoin #BTC
📢 @Coindce
📡
SoFi Offers 4.40% Yield on Digital Dollars With Full FDIC Protection

SoFi has launched SoFi Earn (SOFIE), a tokenized consumer bank deposit offering 4.40% annual percentage yield (APY) and federal deposit insurance. The new product allows customers to earn interest while preparing to purchase cryptocurrencies or transfer money through blockchain networks. It marks the company’s fifth crypto-related offering in less than a year.

📰 Bitcoin.com

#DeFi #Web3 #CryptoNews
📢 @Coindce
🔴
Major Banks Find Rogue AI Agents Inside Customer Accounts—And They’re 'Horrified'

banks are detecting unauthorized third-party AI agents inside customer accounts—often logging in with the customer’s own credentials—with some taking actions that appear independent of user instructions, Axios reported.. - Morgan Stanley is blocking outside agents while JPMorgan, Bank of America and Citi restrict them; executives called the situation “horrifying.”
- Rather than banning AI outright, most banks are leaning toward read-only access. banks have discovered an uninvited presence inside their customers’ accounts: autonomous AI agents logging in, sometimes with the customer’s own credentials, and occasionally taking actions that appear to go beyond what anyone asked them to do.

📰 Decrypt

#AI #CryptoAI #CryptoNews
📢 @Coindce
📡
Will Ethereum (ETH) Rally or Crash After the US Midterms: 3 AIs Weigh in

The upcoming elections may open the door to a broader crypto rally, Gemini suggested.

📰 CryptoPotato

#Ethereum #ETH #AI #CryptoAI #CryptoNews
📢 @Coindce
🔴
Bitcoin Slides Towards $81,000 as Oil Above $110 Revives Rate-Hike Bets

Bitcoin’s price on Thursday slid — erasing the gains it made earlier in the week — after oil prices jumped. The largest cryptocurrency was down by nearly 4% over a 24-hour period on Thursday in New York, trading as low as $81,331 at one point. On Wednesday, the price of the top cryptocurrency was fast closing in on $85,000 as investors piled back into tech stocks following Elon Musk’s SpaceX earnings.

📰 Bitcoin Magazine

#Bitcoin #BTC #CryptoNews
📢 @Coindce
📉 Fantom (FTM) DROPPED -8.7% in 1H

Current Price: $0.0505

#FTM #Fantom #PriceAlert #Crypto
📢 @Coindce
🔴
Italian Police Uncover €110M Mafia Banking Scheme Using Crypto

Italian police have dismantled an alleged mafia-run underground bank that operated behind a car-rental business near Milan, processing more than €110 million in fake invoices and moving roughly €68 million abroad through banks and cryptocurrency. The investigation led to 30 court-ordered restrictions and the seizure of approximately €21 million in assets, exposing financial ties between Italy’s most powerful criminal organizations. Italian Police Uncover €110M Mafia Banking Scheme Using Crypto
Key Takeaways
- Italy’s Guardia di Finanza uncovered a mafia-linked bank processing more than €110 million in fake invoices.

📰 Bitcoin.com

#CryptoNews
📢 @Coindce
🚨
Ethereum Price Prediction: Is $2K Next After ETH’s Latest $2.5K Rejection?

Ethereum’s latest recovery has reversed sharply, returning the price to approximately $2.4K and keeping a bearish breakdown as the main scenario. Escalating Iran–US tensions add a potential risk-off headwind, though their impact on ETH remains speculative rather than a confirmed cause of the decline. Ethereum Price Analysis: The Daily Chart On the daily timeframe, Ethereum’s …

📰 CryptoPotato

#Ethereum #ETH #CryptoNews
📢 @Coindce
📡
Bitcoin hashrate hits seven-month high as AI shift fails to ease mining competition

Bitcoin hashrate hits seven-month high as AI shift fails to ease mining competition
According to BlocksBridge, Bitcoin’s mining difficulty is rising despite the industry’s AI transition, with smaller operators potentially absorbing equipment abandoned by larger competitors. Bitcoin’s network hashrate has climbed to a seven-month high despite major publicly traded miners shifting capacity toward artificial intelligence, suggesting other operators are replacing lost computing power and intensifying competition among remaining network miners. According to BlocksBridge Consulting’s latest Miner Weekly newsletter, Bitcoin’s seven-day average hashrate has recovered above 1 zettahash per second (ZH/s), equivalent to 1,000 exahashes per second (EH/s), its highest level since March 3.

📰 CoinTelegraph

#Bitcoin #BTC #BitcoinMining #Mining #CryptoNews
📢 @Coindce
‼️
Irish cenbank fines Coinbase arm $3.6M for oversight, safeguard failures

Irish cenbank fines Coinbase arm $3.6M for oversight, safeguard failures
According to the Central Bank of Ireland, Coinbase Ireland had agreed with the facts around the enforcement action and will be subject to fines and sanctions upon approval by a high court. The Central Bank of Ireland announced an enforcement action against Coinbase Ireland for failures to safeguard user funds and provide oversight between 2020 and 2025. In a Thursday notice, the regulator said that the Coinbase arm had “admitted the prescribed contraventions and has agreed to the undisputed facts,” settling for $3.6 million in fines.

📰 CoinTelegraph

#AI #CryptoAI #CryptoNews
📢 @Coindce
🐋 Large BTC Transfer Detected

₿ Amount: 78 BTC (~$6M)
🔗 View on Explorer

Large whale movements can precede significant price action

#WhaleAlert #Bitcoin #BTC
📢 @Coindce