Interview has started
Panel has 3 members
Q's were asked regarding
1.Graduation degree, how it will help nabard
2. Precision agriculture
3. Drone technology
4. Basel normal
5. CRR basic banking
6. Sustainable Agriculture
7. Strength and Weakness in personality etc
Panel has 3 members
Q's were asked regarding
1.Graduation degree, how it will help nabard
2. Precision agriculture
3. Drone technology
4. Basel normal
5. CRR basic banking
6. Sustainable Agriculture
7. Strength and Weakness in personality etc
👍91
"Project Chetak" in news is associated with which of the following
Anonymous Quiz
19%
Infrastructure
22%
Agriculture
31%
Energy
21%
AI
7%
Tourism
Forwarded from RBI Daily Current Affairs - 2026
Source/ Context?
This Q has been picked from RBI Bulletin March 2026
Why this is Important?
Relevance to Syllabus
Directly related to ESI Chapter Linkage of Financial and Money Market with Economy
Has RBI asked such Q Previously?
Monetary Policy Transmission has already been asked in RBI Grade B Mains
@clarity4sure
This Q has been picked from RBI Bulletin March 2026
Why this is Important?
Relevance to Syllabus
Directly related to ESI Chapter Linkage of Financial and Money Market with Economy
Has RBI asked such Q Previously?
Monetary Policy Transmission has already been asked in RBI Grade B Mains
@clarity4sure
👍4
Forwarded from RBI Daily Current Affairs - 2026
RBI rejects Ujjivan SFB's application for universal banking licence
Key Reasons for Rejection
Loan Concentration: Despite efforts, Ujjivan SFB’s portfolio remained highly skewed towards microfinance rather than a well-diversified set of assets.
Need for Portfolio Diversification: The RBI explicitly advised the bank to build a more diverse loan book—incorporating more secured loans—before submitting a new application.
Stringent Assessment: The regulator is maintaining high standards for conversion, requiring not only minimum net worth and profitability but also a matured, well-balanced portfolio
Key Reasons for Rejection
Loan Concentration: Despite efforts, Ujjivan SFB’s portfolio remained highly skewed towards microfinance rather than a well-diversified set of assets.
Need for Portfolio Diversification: The RBI explicitly advised the bank to build a more diverse loan book—incorporating more secured loans—before submitting a new application.
Stringent Assessment: The regulator is maintaining high standards for conversion, requiring not only minimum net worth and profitability but also a matured, well-balanced portfolio
👍9
Key Eligibility Criteria for SFB to Universal Bank Conversion:
Net Worth: Minimum net worth of ₹1,000 crore as of the end of the previous audited quarter.
Track Record: Satisfactory performance track record of at least 5 years.
Profitability: Net profit in the last two consecutive financial years.
Listing: Shares must be listed on a recognized stock exchange.
Asset Quality: Gross Non-Performing Assets (GNPA) (3%) and Net NPA (NNPA) (1%\) over the last two financial years.
Regulatory Standing: Must hold scheduled bank status and have maintained the required Capital to Risk-Weighted Assets Ratio (CRAR), generally 15%.
Promoter & Governance: No new promoters allowed during the transition; strict compliance with existing promoter shareholding dilution plans
Net Worth: Minimum net worth of ₹1,000 crore as of the end of the previous audited quarter.
Track Record: Satisfactory performance track record of at least 5 years.
Profitability: Net profit in the last two consecutive financial years.
Listing: Shares must be listed on a recognized stock exchange.
Asset Quality: Gross Non-Performing Assets (GNPA) (3%) and Net NPA (NNPA) (1%\) over the last two financial years.
Regulatory Standing: Must hold scheduled bank status and have maintained the required Capital to Risk-Weighted Assets Ratio (CRAR), generally 15%.
Promoter & Governance: No new promoters allowed during the transition; strict compliance with existing promoter shareholding dilution plans
👍8
📌Its Sunday and a free day t o introspect and start preparing for NABARD Grade A exam with energy, enthusiasm and positive vibes.
Specially if you are working start the process as an 2 hour of GUIDED and STRATEGIC study will also help you to land in a comfortable position for the official exam
📌Don't delay the process in lieu of exam will happen or not when it will happen, Just keep hustling for the process stay away from fabricated rumours as some people deliberately did for last year, but exam was conducted by nabard inspite of so many internal promotions also.
📌Play safe start and adapt so that you evolve yourself to the need of exam whenever it happens not just merely depend on LUCK
Link for mentorship Programme - https://learn.c4scourses.in/learn/NABARD-Grade-A-2026-Mentorship---Test-Series
Specially if you are working start the process as an 2 hour of GUIDED and STRATEGIC study will also help you to land in a comfortable position for the official exam
📌Don't delay the process in lieu of exam will happen or not when it will happen, Just keep hustling for the process stay away from fabricated rumours as some people deliberately did for last year, but exam was conducted by nabard inspite of so many internal promotions also.
📌Play safe start and adapt so that you evolve yourself to the need of exam whenever it happens not just merely depend on LUCK
Link for mentorship Programme - https://learn.c4scourses.in/learn/NABARD-Grade-A-2026-Mentorship---Test-Series
👍10
Forwarded from Agri Clarity
Squaring in cotton is the crucial initial reproductive stage, starting roughly 35–40 days after planting, when the plant produces "squares"—small, triangular flower buds enclosed in bracts. This stage, lasting until the first flower (3–4 weeks later), requires active monitoring for pests and nutrient management, particularly nitrogen and boron, to ensure healthy boll formation
👍12
Forwarded from RBI Daily Current Affairs - 2026
1. WPI is published monthly by the Office of the Economic Adviser (Ministry of Commerce and Industry).
2. Base year (currently 2011-12 in India).
3. The WPI Basket
a. Manufactured Products (~64% weight)
b. Primary Articles (~23% weight)
c. Fuel and Power (~13% weight
2. Base year (currently 2011-12 in India).
3. The WPI Basket
a. Manufactured Products (~64% weight)
b. Primary Articles (~23% weight)
c. Fuel and Power (~13% weight
👍9
Do you know RBI Guidelines for Gold Loan?
As of April 1, 2026, the RBI has revised gold loan rules to a tiered Loan-to-Value (LTV) structure:
a. up to 85% for loans ₹2.5 lakh,
b. 80% for ₹2.5–5 lakh, and
c. 75% above ₹5 lakh,
Payments, 7-day turnaround for releasing gold, and strict auction guidelines
As of April 1, 2026, the RBI has revised gold loan rules to a tiered Loan-to-Value (LTV) structure:
a. up to 85% for loans ₹2.5 lakh,
b. 80% for ₹2.5–5 lakh, and
c. 75% above ₹5 lakh,
Payments, 7-day turnaround for releasing gold, and strict auction guidelines
👍8
Forwarded from RBI Daily Current Affairs - 2026
Consider the following w.r.t Nifty 50
1. All 50 companies are classified as large Caps
2. The list of 50 companies is reviewed at the start of every financial year 3. It considers top 50 companies listed in NSE and BSE Which is correct?
1. All 50 companies are classified as large Caps
2. The list of 50 companies is reviewed at the start of every financial year 3. It considers top 50 companies listed in NSE and BSE Which is correct?
Anonymous Quiz
16%
1only
34%
1 and 2 only
27%
1,2 and 3 only
18%
2 and 3 only
5%
None
Which of the following has been recently added by central govt under PDS scheme on ad-hoc basis?
Anonymous Quiz
33%
Millets
11%
Sugar
41%
Kerosine
15%
Pulses
1%
None
👍8
Forwarded from RBI Daily Current Affairs - 2026
All about NBFC as per RBI .pdf
4.3 MB
Today NBFC was in news in most of financial news paper, so it is expected that you should today enhance your knowledge on NBFC as per RBI Documents, here is a gist of important take away and MCQ based on NBFC
https://t.me/rbi_currentaffairs
https://t.me/rbi_currentaffairs