Civil Services Pdf Notes
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CivilServices Pdf Notes

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Forwarded from UPSC Prelims Mains Notes
🏵Pradhan Mantri Vaya Vandana Yojana

🛡A pension scheme to provide social security during old age (60 and above). One can invest up to Rs 15 lakh and receive regular payout on a pre-decided frequency of monthly, quarterly, half-yearly or annually.

🛡The maximum and minimum investment (referred to as purchase price) will depend on the amount and the frequency of the payouts.

🛡To illustrate, the purchase price ranges from a minimum purchase price of Rs 1,50,000/- for a minimum pension of Rs 1000/- per month to a maximum purchase price of Rs 7,50,000/- for maximum pension of Rs 5,000/- per month.

🛡It provides an assured return of 8% per annum payable monthly for 10 years.

🛡The returns on the investment are taxable.

🛡In case of death of the holder during the term of the policy, the purchase price shall be refunded to the beneficiary. If the individual survives the policy term, he/she shall be paid the purchase price along with the final installment.

🛡Minimum Entry Age: 60 years; Maximum Entry Age: No limit. Life Insurance Corporation of India is the implementing agency.

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UPSC 2024 Daily Planner with NOTES.pdf
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