Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- What is called acid rain?
अम्लीय वर्षा किसे कहते है ?
अम्लीय वर्षा किसे कहते है ?
Anonymous Quiz
27%
Rain water when the value is less than 4.2 / वर्षा के जल की मान जब से कम 4.2 से कम हो
50%
Rain water when its ph value is less than 5.6 / वर्षा के जल की ph मान जब 5.6 से कम हो
16%
Rain water when its ph value is less than 8.1 / वर्षा के जल की ph मान जब 8.1 से कम हो
7%
None of the above / उपरोक्त में से कोई नहीं
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- Which of the following pairings is incorrect?
निम्नलिखित में से कौन - सा युग्म गलत है ?
निम्नलिखित में से कौन - सा युग्म गलत है ?
Anonymous Quiz
21%
Titicaca - Peru-Bolivia / टिटिकाका - पेरू-बोलीविया
19%
Michigan - U. S. A. / मिशिगन - यू. एस. ए.
25%
Great Bear - Canada / ग्रेट बीयर - कनाडा
35%
Onega - Australia /ओनेगा - ऑस्ट्रेलिया
🎉1
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- Which one of the two Houses of Parliament must have a minimum of how many members so that the proceedings of the House continue?
संसद के दोनों सदनों में से किस एक सदन में न्यूनतम कितने सदस्य होने अनिवार्य हैं जिससे सदन की कार्यवाही चलती रहे?
संसद के दोनों सदनों में से किस एक सदन में न्यूनतम कितने सदस्य होने अनिवार्य हैं जिससे सदन की कार्यवाही चलती रहे?
Anonymous Quiz
9%
Seventh part of the total members / कुल सदस्यों का सातवाँ भाग
63%
One-tenth of the total members / कुल सदस्यों का दसवाँ भाग
18%
One-sixth of the total members / कुल सदस्यों का छठा भाग
10%
One-fifth of the total members / कुल सदस्यों का पाँचवाँ भाग
Forwarded from UPSC Prelims Notes MCQs Quiz
UPSC Prelims admit card , 2022 available at below link
https://www.upsc.gov.in/whats-new/Civil%20Services%20%28Preliminary%29%20Examination%2C%202022/e%20-%20Admit%20Card
https://www.upsc.gov.in/whats-new/Civil%20Services%20%28Preliminary%29%20Examination%2C%202022/e%20-%20Admit%20Card
Forwarded from UPSC Mains Notes
💿Non Performing Assets (NPA)💿
NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:
AN ASSET, INCLUDING A LEASED ASSET, BECOMES NON-PERFORMING WHEN IT CEASES TO GENERATE INCOME FOR THE BANK.
As per guidelines issued by the RBI, banks classify an account as NPA only if the interest due and charged on that account during any quarter is not serviced fully within 90 days from the end of the quarter.
Conditions to become NPA
An asset becomes NPA when it ceases to generate income for the bank –
➖Term Loan – Interest and/or installment of principal amount remain overdue for more than 90 days
➖Overdraft / Cash Credit – The account remains ‘out of order’ for 90 days
➖Bill – The bill remains overdue for more than 90 days in the case of bills purchased and discounted
➖Short duration crops – The installment of principal or interest remains overdue for 2 crop seasons
➖Long duration crops – The installment of principal or interest remains overdue for 1 crop season
➖Securitisation transaction – The amount of liquidity facility outstanding for more than 90 days
➖Derivative transaction – The overdue receivables representing positive mark-to-market value of a derivative contract, if these remain unpaid for 90 days from the specified due date for payment.
Basis of Classification of Non Performing Asset (NPA)
Banks are required to classify NPAs into the following 3 categories based on how long do they remain non-performing.
The three categories are – Substandard Assets, Doubtful Assets and Loss Assets.
♦️ Substandard Assets – If an account remains as NPA for a period less than or equal to 12 months
♦️ Doubtful Assets – An asset would be classified as doubtful if it has remained in the substandard category for 12 months.
♦️ Loss Asset – A loss Asset is one where loss has been identified by the bank’s internal or external auditors or upon an RBI inspection.
Join @UPSC_Mains_Notes_Materials
NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:
AN ASSET, INCLUDING A LEASED ASSET, BECOMES NON-PERFORMING WHEN IT CEASES TO GENERATE INCOME FOR THE BANK.
As per guidelines issued by the RBI, banks classify an account as NPA only if the interest due and charged on that account during any quarter is not serviced fully within 90 days from the end of the quarter.
Conditions to become NPA
An asset becomes NPA when it ceases to generate income for the bank –
➖Term Loan – Interest and/or installment of principal amount remain overdue for more than 90 days
➖Overdraft / Cash Credit – The account remains ‘out of order’ for 90 days
➖Bill – The bill remains overdue for more than 90 days in the case of bills purchased and discounted
➖Short duration crops – The installment of principal or interest remains overdue for 2 crop seasons
➖Long duration crops – The installment of principal or interest remains overdue for 1 crop season
➖Securitisation transaction – The amount of liquidity facility outstanding for more than 90 days
➖Derivative transaction – The overdue receivables representing positive mark-to-market value of a derivative contract, if these remain unpaid for 90 days from the specified due date for payment.
Basis of Classification of Non Performing Asset (NPA)
Banks are required to classify NPAs into the following 3 categories based on how long do they remain non-performing.
The three categories are – Substandard Assets, Doubtful Assets and Loss Assets.
♦️ Substandard Assets – If an account remains as NPA for a period less than or equal to 12 months
♦️ Doubtful Assets – An asset would be classified as doubtful if it has remained in the substandard category for 12 months.
♦️ Loss Asset – A loss Asset is one where loss has been identified by the bank’s internal or external auditors or upon an RBI inspection.
Join @UPSC_Mains_Notes_Materials
Forwarded from UPSC Test Series
योजना_मई.pdf
6.1 MB
Forwarded from UPSC Test Series
YOJANA MAY.pdf
8.1 MB
Forwarded from UPSC Test Series
कुरुक्षेत्र मई.pdf
3.4 MB
Forwarded from UPSC Test Series
KURUKSHETRA MAY.pdf
3.3 MB
Forwarded from UPSC Prelims Notes MCQs Quiz
Common_Mistake_OMR_SAL.pdf
9 MB
Common_Mistake_OMR_SAL.pdf
UPSC releases important notice related to OMR sheets ahead of CSE prelims exam
https://www.upsc.gov.in/sites/default/files/Common_Mistake_OMR_SAL.pdf
UPSC releases important notice related to OMR sheets ahead of CSE prelims exam
https://www.upsc.gov.in/sites/default/files/Common_Mistake_OMR_SAL.pdf
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Forwarded from UPSC Prelims Mains Notes
Government Schemes_AKS IAS.pdf
4.2 MB
Forwarded from UPSC Prelims Mains Notes
ECONOMY Crux Prelims 88 Pages BY CA Rahul Kumar.pdf
1.8 MB
✅Economy CRUX Notes
👉Prelims 2022
🎯 Revise Economy in 5 Hrs
🔎 Curated by CA Rahul Kumar (Economy Guru)
👉Prelims 2022
🎯 Revise Economy in 5 Hrs
🔎 Curated by CA Rahul Kumar (Economy Guru)
Forwarded from UPSC Prelims Mains Notes
Environment-Quick Revision Material.pdf
11.3 MB
Environment-Quick Revision Material.
For Prelims 2022
For Prelims 2022
Forwarded from UPSC Prelims Mains Notes
Art & Culture Quick Revision Material-AKS IAS.pdf
3.8 MB
Art & Culture Quick Revision Material AKS IAS for Prelims 2022
Forwarded from UPSC Prelims Mains Notes
Modern Indian History- QRM.pdf
3.3 MB