Forwarded from UPSC Prelims Notes MCQs Quiz
Consider the following species
1 Hummingbirds
2 Tiger Sharks 3 Bees 4 Sea otters Which of the above are keystone species निम्न प्रजातियों पर विचार करें 1 हमिंगबर्ड्स 2 टाइगर शार्क 3 मधुमक्खियों 4 समुद्री ऊदबिलाव इनमें से कौनसी कीस्टोन प्रजातियां हैं
1 Hummingbirds
2 Tiger Sharks 3 Bees 4 Sea otters Which of the above are keystone species निम्न प्रजातियों पर विचार करें 1 हमिंगबर्ड्स 2 टाइगर शार्क 3 मधुमक्खियों 4 समुद्री ऊदबिलाव इनमें से कौनसी कीस्टोन प्रजातियां हैं
Anonymous Quiz
10%
1, 2 and 3 only
21%
2, 3 and 4 only
17%
3, 4 and 1 only
53%
All of the above / उपरोक्त सभी
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- What was the main reason behind the inclusion of Directive Principles of State Policy in the Indian Constitution?
भारतीय संविधान में राज्य के नीति निर्देशक सिद्धांतों को शामिल करने के पीछे मुख्य कारण क्या था?
भारतीय संविधान में राज्य के नीति निर्देशक सिद्धांतों को शामिल करने के पीछे मुख्य कारण क्या था?
Anonymous Quiz
12%
Establishing a secular state / धर्मनिरपेक्ष राज्य की स्थापना करना
14%
Control the despotic actions of the government / सरकार के निरंकुश कार्यों पर नियंत्रण रखना.
71%
Establishing a welfare state / कल्याणकारी राज्य की स्थापना करना.
3%
None of the above / उपरोक्त में से कोई नहीं.
Forwarded from UPSC Prelims Notes MCQs Quiz
Question- The Solid and Liquid Waste Management (SLWM) component of Open Defecation Free Plus (ODF Plus) under the Swachh Bharat Mission (Grameen) will be monitored on the basis of output-outcome indicators for which of the following areas?
1. Plastic waste management.
2. Bio-degradable solid waste management.
3. Greywater management.
4. Fecal sludge management.
1. Plastic waste management.
2. Bio-degradable solid waste management.
3. Greywater management.
4. Fecal sludge management.
Forwarded from UPSC Prelims Notes MCQs Quiz
Select the correct answer ?
Anonymous Quiz
12%
1, 2 and 3
58%
1, 2, 3 and 4
12%
1, 3 and 4
18%
2, 3 and 4
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- What are redox reactions called?
रेडोक्स अभिक्रियाए किसे कहते है ?
रेडोक्स अभिक्रियाए किसे कहते है ?
Anonymous Quiz
6%
Heat treated / उष्मा उपचारित होती हो
22%
Method of balancing chemical equations / रासायनिक समीकरणों को संतुलित करने की विधि
70%
One reactant is oxidised and the other is reduced / अभिक्रिया में एक अभिकारक उपचयित तथा दूसरा अपचयित
2%
None of the above / उपरोक्त में से कोई नहीं
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- Who was responsible for the integration of the princely states into the Union of India after independence?
स्वतन्त्रता के बाद रियासतों का भारत संघ में एकीकरण करने के लिए कौन जिम्मेदार थे?
स्वतन्त्रता के बाद रियासतों का भारत संघ में एकीकरण करने के लिए कौन जिम्मेदार थे?
Anonymous Quiz
78%
Sardar Vallabhbhai Patel / सरदार वल्लभ भाई पटेल
8%
Maulana Abul Kalam Azad / मौलाना अबुल कलाम आजाद
11%
Pt. Jawaharlal Nehru / पं. जवाहर लाल नेहरू
3%
Shri Rajagopalachari / श्री राजगोपालाचारी
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- Which parliamentary committee in India is usually headed by a prominent member of the opposition?
भारत में किस संसदीय समिति की सामान्यत: अध्यक्षता विपक्ष के प्रमुख सदस्य द्वारा की जाती है?
भारत में किस संसदीय समिति की सामान्यत: अध्यक्षता विपक्ष के प्रमुख सदस्य द्वारा की जाती है?
Anonymous Quiz
18%
Estimates Committee / प्राक्कलन समिति
54%
Public Accounts Committee / लोक लेखा समिति
15%
Committee of Privileges / विशेषाधिकार समिति
12%
Committee on Government Assurance / सरकारी आश्वासन संबन्धी समिति
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- What is called acid rain?
अम्लीय वर्षा किसे कहते है ?
अम्लीय वर्षा किसे कहते है ?
Anonymous Quiz
27%
Rain water when the value is less than 4.2 / वर्षा के जल की मान जब से कम 4.2 से कम हो
50%
Rain water when its ph value is less than 5.6 / वर्षा के जल की ph मान जब 5.6 से कम हो
16%
Rain water when its ph value is less than 8.1 / वर्षा के जल की ph मान जब 8.1 से कम हो
7%
None of the above / उपरोक्त में से कोई नहीं
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- Which of the following pairings is incorrect?
निम्नलिखित में से कौन - सा युग्म गलत है ?
निम्नलिखित में से कौन - सा युग्म गलत है ?
Anonymous Quiz
21%
Titicaca - Peru-Bolivia / टिटिकाका - पेरू-बोलीविया
19%
Michigan - U. S. A. / मिशिगन - यू. एस. ए.
25%
Great Bear - Canada / ग्रेट बीयर - कनाडा
35%
Onega - Australia /ओनेगा - ऑस्ट्रेलिया
🎉1
Forwarded from UPSC Prelims Notes MCQs Quiz
Question:-- Which one of the two Houses of Parliament must have a minimum of how many members so that the proceedings of the House continue?
संसद के दोनों सदनों में से किस एक सदन में न्यूनतम कितने सदस्य होने अनिवार्य हैं जिससे सदन की कार्यवाही चलती रहे?
संसद के दोनों सदनों में से किस एक सदन में न्यूनतम कितने सदस्य होने अनिवार्य हैं जिससे सदन की कार्यवाही चलती रहे?
Anonymous Quiz
9%
Seventh part of the total members / कुल सदस्यों का सातवाँ भाग
63%
One-tenth of the total members / कुल सदस्यों का दसवाँ भाग
18%
One-sixth of the total members / कुल सदस्यों का छठा भाग
10%
One-fifth of the total members / कुल सदस्यों का पाँचवाँ भाग
Forwarded from UPSC Prelims Notes MCQs Quiz
UPSC Prelims admit card , 2022 available at below link
https://www.upsc.gov.in/whats-new/Civil%20Services%20%28Preliminary%29%20Examination%2C%202022/e%20-%20Admit%20Card
https://www.upsc.gov.in/whats-new/Civil%20Services%20%28Preliminary%29%20Examination%2C%202022/e%20-%20Admit%20Card
Forwarded from UPSC Mains Notes
💿Non Performing Assets (NPA)💿
NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:
AN ASSET, INCLUDING A LEASED ASSET, BECOMES NON-PERFORMING WHEN IT CEASES TO GENERATE INCOME FOR THE BANK.
As per guidelines issued by the RBI, banks classify an account as NPA only if the interest due and charged on that account during any quarter is not serviced fully within 90 days from the end of the quarter.
Conditions to become NPA
An asset becomes NPA when it ceases to generate income for the bank –
➖Term Loan – Interest and/or installment of principal amount remain overdue for more than 90 days
➖Overdraft / Cash Credit – The account remains ‘out of order’ for 90 days
➖Bill – The bill remains overdue for more than 90 days in the case of bills purchased and discounted
➖Short duration crops – The installment of principal or interest remains overdue for 2 crop seasons
➖Long duration crops – The installment of principal or interest remains overdue for 1 crop season
➖Securitisation transaction – The amount of liquidity facility outstanding for more than 90 days
➖Derivative transaction – The overdue receivables representing positive mark-to-market value of a derivative contract, if these remain unpaid for 90 days from the specified due date for payment.
Basis of Classification of Non Performing Asset (NPA)
Banks are required to classify NPAs into the following 3 categories based on how long do they remain non-performing.
The three categories are – Substandard Assets, Doubtful Assets and Loss Assets.
♦️ Substandard Assets – If an account remains as NPA for a period less than or equal to 12 months
♦️ Doubtful Assets – An asset would be classified as doubtful if it has remained in the substandard category for 12 months.
♦️ Loss Asset – A loss Asset is one where loss has been identified by the bank’s internal or external auditors or upon an RBI inspection.
Join @UPSC_Mains_Notes_Materials
NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:
AN ASSET, INCLUDING A LEASED ASSET, BECOMES NON-PERFORMING WHEN IT CEASES TO GENERATE INCOME FOR THE BANK.
As per guidelines issued by the RBI, banks classify an account as NPA only if the interest due and charged on that account during any quarter is not serviced fully within 90 days from the end of the quarter.
Conditions to become NPA
An asset becomes NPA when it ceases to generate income for the bank –
➖Term Loan – Interest and/or installment of principal amount remain overdue for more than 90 days
➖Overdraft / Cash Credit – The account remains ‘out of order’ for 90 days
➖Bill – The bill remains overdue for more than 90 days in the case of bills purchased and discounted
➖Short duration crops – The installment of principal or interest remains overdue for 2 crop seasons
➖Long duration crops – The installment of principal or interest remains overdue for 1 crop season
➖Securitisation transaction – The amount of liquidity facility outstanding for more than 90 days
➖Derivative transaction – The overdue receivables representing positive mark-to-market value of a derivative contract, if these remain unpaid for 90 days from the specified due date for payment.
Basis of Classification of Non Performing Asset (NPA)
Banks are required to classify NPAs into the following 3 categories based on how long do they remain non-performing.
The three categories are – Substandard Assets, Doubtful Assets and Loss Assets.
♦️ Substandard Assets – If an account remains as NPA for a period less than or equal to 12 months
♦️ Doubtful Assets – An asset would be classified as doubtful if it has remained in the substandard category for 12 months.
♦️ Loss Asset – A loss Asset is one where loss has been identified by the bank’s internal or external auditors or upon an RBI inspection.
Join @UPSC_Mains_Notes_Materials
Forwarded from UPSC Test Series
योजना_मई.pdf
6.1 MB
Forwarded from UPSC Test Series
YOJANA MAY.pdf
8.1 MB
Forwarded from UPSC Test Series
कुरुक्षेत्र मई.pdf
3.4 MB
Forwarded from UPSC Test Series
KURUKSHETRA MAY.pdf
3.3 MB