CPF Board
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Get bite-sized financial tips and know your CPF better at the CPF Board’s official Telegram channel! πŸ‘‹πŸ»

INVITE YOUR FRIENDS!
➑️ cpf.gov.sg/Telegram

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Life is unpredictable, but how we prepare for the people we love doesn’t have to be 🩷
 
Making a CPF nomination ensures that your CPF savings go to your intended people quickly and smoothly.
 
Find out more about making a nomination with our #CPFPocketGuide. 
 
Click here to get started on legacy planning πŸ‘‰ cpf.gov.sg/MakingCPFNominationTG
 
Level up your CPF know-how, one quick tip at a time πŸ“ˆ Stay in the loop and subscribe to @CPFBoard on Telegram.
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Looking out for your family goes beyond being there in person – it also means keeping them safe even when you’re not with them πŸ§‘β€πŸ§‘β€πŸ§’β€πŸ§’
  
As your parents’ or grandparents’ Trusted Contact, you can help watch over their CPF accounts by receiving copies of their CPF notifications when important transactions occur.
 
It’s a simple way to spot anything unusual early and check in when needed.
 
Encourage your loved ones to appoint you as their Trusted Contact and add an extra layer of protection for greater peace of mind. Learn more here πŸ‘‰ cpf.gov.sg/CPFTCServiceTG

Level up your CPF know-how, one quick tip at a time πŸ“ˆ Stay in the loop and subscribe to @CPFBoard on Telegram.
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⚠️ Phishing emails regarding fake CPF contribution refunds are circulating again βš οΈ 
 
We are aware that phishing emails with the subject line: β€œCPF Contribution Overpayment – Refund Notification” have resurfaced. As shown in the screenshot, the email falsely claims that the member is eligible for a refund of excess CPF contributions and directs the member to confirm the refund details via a link.
 
To appear legitimate, scammers have spoofed the Sender ID to display as "CPF Board" and used the official CPF logo in the email. These emails are NOT from the CPF Board.
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CPF Board will only contact you via emails ending with @cpf.gov.sg or @e.cpf.gov.sg.

Follow these steps to stay safe:
 
β€’ DO NOT click on any links or download any attachments in the email. 
β€’ DO NOT provide any personal, banking, or Singpass details. 
β€’ DELETE the email immediately. 
 
Official CPF Channels: 
β€’ Calls: Only from 6227 1188. We never call via WhatsApp. 
β€’ SMS: Only from the β€œgov.sg” sender ID. 
β€’ WhatsApp: Only from β€œCPF Board Text Us” or β€œCPF Board” with the blue verified tick. 
β€’ Emails: Official addresses end with @cpf.gov.sg or @e.cpf.gov.sg. 
 
Remember: A familiar sender name or the CPF logo does not mean that an email is genuine. Always check the full sender address before acting.
 
If unsure, STOP and CHECK. Call the 24/7 ScamShield helpline at 1799 or contact us at cpf.gov.sg/service/contact-us. 

Level up your CPF know-how, one quick tip at a time πŸ“ˆ Stay in the loop and subscribe to @CPFBoard on Telegram.
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A little good luck never hurts πŸ±πŸ€ But building your retirement savings is something you can take into your own hands.

Start early and give your savings more time to grow with 4% risk-free CPF interest and let time work in your favour. Putting aside $100 a month for 20 years could add up to $36,300*, including $12,300 in interest.

Small steps today can make a difference. Your future self might thank you. πŸ˜‰

It's easier with CPF. Start planning πŸ‘‰ cpf.gov.sg/EasierWithCPFTG

*Terms and conditions apply.

Level up your CPF know-how, one quick tip at a time πŸ“ˆ Stay in the loop and subscribe to @CPFBoard on Telegram.
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Too much financial info coming at you from every direction? 🫨

Cut through the noise, and get a clearer view of your retirement planning with the CPF Retirement Payout Planner. Check if you’re on track for your retirement goals, and see what you can do next.

It's easier with CPF. Start planning πŸ‘‰ cpf.gov.sg/EasierWithCPFTG2

Level up your CPF know-how, one quick tip at a time πŸ“ˆ Stay in the loop and subscribe to @CPFBoard on Telegram.
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Purchasing your first home is an exciting milestone 🏑 But with so many financial decisions to make, it can also feel a little overwhelming. Kickstart your housing journey with our #MonthlyReads!
 
πŸ’΅ Planning to BTO? Start with these essential budgeting tips for a dream home you can comfortably afford πŸ‘‰ cpf.gov.sg/BTOTipsTG
 
βš–οΈ Choosing between a HDB loan and a bank loan? Make an informed decision by understanding their key differences πŸ‘‰ cpf.gov.sg/HDBLoanvsBankLoanTG
 
🧾 Did you know that buying a home costs more than just the downpayment. Here’s a look at the lesser-known expenses to factor into your budget πŸ‘‰ cpf.gov.sg/HDBHousingExpensesTG
 
πŸ“ Think buying a home is just about what you can afford today? See how the Home Purchase Planner helps you budget with your future in mind πŸ‘‰ cpf.gov.sg/HomeBudgetTG
 
Level up your CPF know-how, one quick tip at a time πŸ“ˆ Stay in the loop and subscribe to @CPFBoard on Telegram.
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Real-life conversations. Practical insights for wherever you are in life. πŸ“πŸ’‘

Whether you’re saving and investing, navigating career and family responsibilities, or planning what’s next, discover useful tips at the Ready for Life Festival.

Join talks and discussions featuring speakers such as He Ruiming, co-founder of The Woke Salaryman; Timothy Ho, co-founder of DollarsAndSense, and more.

See what’s on and sign up here πŸ‘‰ cpf.gov.sg/RFL2026TG

Level up your CPF know-how, one quick tip at a time πŸ“ˆ Stay in the loop and subscribe to @CPFBoard on Telegram.
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Making a voluntary housing refund? That’s a win-win in our eyes: You’ll get more cash proceeds when you sell your property, while giving your CPF savings more time to grow.

See how this can support your future financial plans. Find out more here πŸ‘‰ cpf.gov.sg/VHRTG

Quick CPF tips that can go a long way πŸ’° Catch bite-sized nuggets anywhere, anytime. β€” Subscribe to @CPFBoard on Telegram.
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A little one on the way? 🍼

The MediSave Maternity Package lets you use your MediSave savings for eligible pre-delivery and delivery medical expenses, lightening your healthcare costs as you welcome your newborn!

Click here to learn more πŸ‘‰ cpf.gov.sg/MAMaternityTG

Quick CPF tips that can go a long way πŸ’° Catch bite-sized nuggets anywhere, anytime. β€” Subscribe to @CPFBoard on Telegram.
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How familiar are you with CPF’s healthcare schemes?

No matter where you’re at, a refresher is always helpful – so here’s our #CPFPocketGuide on healthcare financing!

Learn more about how CPF’s healthcare schemes support you here πŸ‘‰ cpf.gov.sg/CPFHealthcareSchemesTG

Quick CPF tips that can go a long way πŸ’° Catch bite-sized nuggets anywhere, anytime. β€” Subscribe to @CPFBoard on Telegram.
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Just like your ideal breakfast, your retirement plan is uniquely yours.

Drop by our Ready for Life Festival roadshows to discover a financial journey tailored to you, with interactive activities and practical insights to help you take steps towards the retirement you want. Bonus: there are mystery gifts too!

Learn more here πŸ‘‰ cpf.gov.sg/RFLRoadshowsTG

Quick CPF tips that can go a long way πŸ’° Catch bite-sized nuggets anywhere, anytime. β€” Subscribe to @CPFBoard on Telegram.
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