Standing Deposit Facility scheme
The standing deposit facility, which could be used for sterilisation operations with the advantage that it will not require the provision of collateral for liquidity absorption.
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RBI to have additional instrument for liquidity management https://www.livemint.com/Industry/9LwQCsqfm0xP1PZT9HMYLI/RBI-to-have-additional-instrument-for-liquidity-management.html
The standing deposit facility, which could be used for sterilisation operations with the advantage that it will not require the provision of collateral for liquidity absorption.
@APPSC_groups
RBI to have additional instrument for liquidity management https://www.livemint.com/Industry/9LwQCsqfm0xP1PZT9HMYLI/RBI-to-have-additional-instrument-for-liquidity-management.html
mint
RBI to have additional instrument for liquidity management
Economic affairs secretary S.C. Garg says with the addition of 'standing deposit facility scheme' the RBI to get one more tool for liquidity management
The Rural Development Ministry has done a gap analysis of more than 3.5 lakh villages, in more than 1.6 lakh panchayats under the Mission Antyodaya convergence scheme.
With multiple panchayats assigned the same score – and thus tied at the same ranking – there are 97 panchayats in the top 10 ranks. Of these, 37 panchayats are in Andhra Pradesh.
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With multiple panchayats assigned the same score – and thus tied at the same ranking – there are 97 panchayats in the top 10 ranks. Of these, 37 panchayats are in Andhra Pradesh.
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NABARD All India Financial Inclusion Survey (NAFIS)
●This survey was commissioned in 2016. Reference year of survey is 2015-16. The survey was conducted throughout India.
●Samples were taken from 245 districts and 29 states. It covered 40,327 rural households and a population of 1,87,518.
●Out of this 48 % are agriculture households. 87 % are small and marginal farmer households.
●Data was collected through paperless method of Computer Aided Personal Interview.
●This is the first edition of this survey. NABARD (National Bank for Agriculture and Rural Development) has proposed to perform this survey every 3 years.
●The survey assessed the income levels of rural households, mapped aspects like debt, saving, investment, insurance, pension and financial aptitude and behaviour of individuals.
●The survey defines agricultural households as families having more than Rs 5,000 as value of produce from agricultural operations in the year prior to the survey.
#NAFIS, #NABARD
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●This survey was commissioned in 2016. Reference year of survey is 2015-16. The survey was conducted throughout India.
●Samples were taken from 245 districts and 29 states. It covered 40,327 rural households and a population of 1,87,518.
●Out of this 48 % are agriculture households. 87 % are small and marginal farmer households.
●Data was collected through paperless method of Computer Aided Personal Interview.
●This is the first edition of this survey. NABARD (National Bank for Agriculture and Rural Development) has proposed to perform this survey every 3 years.
●The survey assessed the income levels of rural households, mapped aspects like debt, saving, investment, insurance, pension and financial aptitude and behaviour of individuals.
●The survey defines agricultural households as families having more than Rs 5,000 as value of produce from agricultural operations in the year prior to the survey.
#NAFIS, #NABARD
@APPSC_groups
NAFIS-
Income Levels
Agricultural households, which accounted for 48% of rural households, earned Rs 107,172 during 2015-16 from cultivation, livestock, non-farm sector activities and wages/salaries. Thus, farmers’ income grew at a compounded growth rate of 12% per annum compared to Rs 77,112 per annum as per NSSO (National Sample Survey Office) assessment in 2012-13
Agricultural households earned 34% of their income from cultivation. Wage earnings contributed the same proportion to the income followed by salaries (16%), livestock (8%) and non-farm sector (6%). Other sources accounted for the rest.
Non-agricultural households reported average annual income of Rs 87,228 majorly contributed by wages (54%), followed by salaries (32%) and non-farm sector activities (12%).
Agricultural households earned 23% more than non-agricultural households
#NAFIS #NABARD
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Income Levels
Agricultural households, which accounted for 48% of rural households, earned Rs 107,172 during 2015-16 from cultivation, livestock, non-farm sector activities and wages/salaries. Thus, farmers’ income grew at a compounded growth rate of 12% per annum compared to Rs 77,112 per annum as per NSSO (National Sample Survey Office) assessment in 2012-13
Agricultural households earned 34% of their income from cultivation. Wage earnings contributed the same proportion to the income followed by salaries (16%), livestock (8%) and non-farm sector (6%). Other sources accounted for the rest.
Non-agricultural households reported average annual income of Rs 87,228 majorly contributed by wages (54%), followed by salaries (32%) and non-farm sector activities (12%).
Agricultural households earned 23% more than non-agricultural households
#NAFIS #NABARD
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NAFIS-
Income levels on monthly basis
A marked variation was noted among states with respect to the average monthly household
income of agricultural households.
The agricultural households in states like Punjab (₹
23,133), followed by Haryana (₹ 18,496) and Kerala (₹ 16,927) reported maximum levels of income which is indicative of the fact that this sector is making a sizeable contribution to
the State’s economy. On the other hand, agricultural households from states like Jharkhand
(₹ 6,991), Andhra Pradesh (₹ 6,920) and Uttar Pradesh (₹ 6,668) reported very low average
monthly incomes of less than ₹ 7,000 per household indicating towards the dismal scenario
of agriculture in these states.
#NAFIS, #NABARD, #AP
@APPSC_groups
Income levels on monthly basis
A marked variation was noted among states with respect to the average monthly household
income of agricultural households.
The agricultural households in states like Punjab (₹
23,133), followed by Haryana (₹ 18,496) and Kerala (₹ 16,927) reported maximum levels of income which is indicative of the fact that this sector is making a sizeable contribution to
the State’s economy. On the other hand, agricultural households from states like Jharkhand
(₹ 6,991), Andhra Pradesh (₹ 6,920) and Uttar Pradesh (₹ 6,668) reported very low average
monthly incomes of less than ₹ 7,000 per household indicating towards the dismal scenario
of agriculture in these states.
#NAFIS, #NABARD, #AP
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● Average monthly income of agricultural households in Andhra Pradesh is 6920 rupees-NAFIS
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NAFIS-Savings & Investment:
88.1 % of the households reported having a bank account and 55 % of agricultural households have bank account. But only about 24 % of them use ATM services at least once in three months.
Average savings per annum per saver households was reportedly Rs 17,488, of which 95 per cent is with institutional agencies
10.4 % of agricultural households also reported investment with the average investment per investing agricultural households was reportedly Rs 62,734.
#NAFIS #NABARD
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88.1 % of the households reported having a bank account and 55 % of agricultural households have bank account. But only about 24 % of them use ATM services at least once in three months.
Average savings per annum per saver households was reportedly Rs 17,488, of which 95 per cent is with institutional agencies
10.4 % of agricultural households also reported investment with the average investment per investing agricultural households was reportedly Rs 62,734.
#NAFIS #NABARD
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NAFIS
More than half the agricultural households in India have outstanding debts:
52.5% of the agricultural households had an outstanding loan. Whereas 42.8% of the non-agricultural households in rural India had an outstanding loan and all rural households together stands at 47.4%.
Average amount of outstanding debt for indebted agricultural households is reportedly Rs 1,04,602 as on the date of the survey. Debt outstanding for indebted non-agricultural households is reportedly Rs 76,731. Overall extent of indebtedness taking all households combined is Rs 91,407. That means agricultural households with outstanding debt had higher debt liability compared to non-agricultural ones. And also the average outstanding debt of the agricultural households is nearly equal to the average annual income of all agricultural households in India (Rs 1.07 lakh).
Only 10.5% of agricultural households had a valid Kisan Credit Card. Those with Kisan Credit Card had used 66% of the sanctioned credit limit.
19% of the loans were taken to meet agricultural expenses. Another 19% of loans were taken for domestic needs. 11 % of loans were taken for housing and 12 % for medical expenses.
Highest indebtedness was registered by farmers owning more than 2 hectares of land. 60% of such households are indebted.
Telangana (79%), Andhra Pradesh (77%), and Karnataka (74%) had the highest levels of indebtedness among agricultural households. They were followed by Arunachal Pradesh (69%), Manipur (61%), Tamil Nadu (60%), Kerala (56%), and Odisha (54%).
#NAFIS #NABARD
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More than half the agricultural households in India have outstanding debts:
52.5% of the agricultural households had an outstanding loan. Whereas 42.8% of the non-agricultural households in rural India had an outstanding loan and all rural households together stands at 47.4%.
Average amount of outstanding debt for indebted agricultural households is reportedly Rs 1,04,602 as on the date of the survey. Debt outstanding for indebted non-agricultural households is reportedly Rs 76,731. Overall extent of indebtedness taking all households combined is Rs 91,407. That means agricultural households with outstanding debt had higher debt liability compared to non-agricultural ones. And also the average outstanding debt of the agricultural households is nearly equal to the average annual income of all agricultural households in India (Rs 1.07 lakh).
Only 10.5% of agricultural households had a valid Kisan Credit Card. Those with Kisan Credit Card had used 66% of the sanctioned credit limit.
19% of the loans were taken to meet agricultural expenses. Another 19% of loans were taken for domestic needs. 11 % of loans were taken for housing and 12 % for medical expenses.
Highest indebtedness was registered by farmers owning more than 2 hectares of land. 60% of such households are indebted.
Telangana (79%), Andhra Pradesh (77%), and Karnataka (74%) had the highest levels of indebtedness among agricultural households. They were followed by Arunachal Pradesh (69%), Manipur (61%), Tamil Nadu (60%), Kerala (56%), and Odisha (54%).
#NAFIS #NABARD
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NAFIS-Insurance and Pension:
About 26% of agricultural households and 25% of non-agricultural households reported to have been covered under one or the other type of insurance
Among agricultural households who reported to have taken any loan for agricultural purposes in the last one year [2015-16] from institutional agencies, 6.9% reported being covered under crop insurance.
The coverage under any type of pension was reported to be about 18.9 % for non-agricultural households as against 20.1 % for agricultural households
When assessed for type of pension received, 32% of all households with senior citizens reported being covered by old age pension
#NAFIS #NABARD
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About 26% of agricultural households and 25% of non-agricultural households reported to have been covered under one or the other type of insurance
Among agricultural households who reported to have taken any loan for agricultural purposes in the last one year [2015-16] from institutional agencies, 6.9% reported being covered under crop insurance.
The coverage under any type of pension was reported to be about 18.9 % for non-agricultural households as against 20.1 % for agricultural households
When assessed for type of pension received, 32% of all households with senior citizens reported being covered by old age pension
#NAFIS #NABARD
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NAFIS-Only 23% of rural income from farming:
Agriculture does not even generate a quarter of rural household incomes in India.
Out of the total rural households, 48 % are agricultural households.Only over 43 % of the average income of agricultural households comes from cultivation of crops and rearing of animals. Remaining 57 % income comes from non-agricultural sources.
#NAFIS #NABARD
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Agriculture does not even generate a quarter of rural household incomes in India.
Out of the total rural households, 48 % are agricultural households.Only over 43 % of the average income of agricultural households comes from cultivation of crops and rearing of animals. Remaining 57 % income comes from non-agricultural sources.
#NAFIS #NABARD
@APPSC_groups
Some more facts related to Andhra Pradesh from the NABARD-NAFIS survey
1. average size of land owned by agricultural and non-agricultural households including the homestead land (in Hectare)
agricultural households-1.06
non-agricultural households-0.17
All households-0.47
2. Power tillers were found to be more common in the States of Andhra Pradesh (15%) and Telangana (7%), while the average ownership for the country was 1.8%. (whereas highest ownership of tractors were found in Punjab (31%), followed by the agricultural households in Gujarat (14%) and Madhya Pradesh (13%))
3. Average Monthly Income and Consumption Expenditure per Household by Andhra Pradesh and India as a whole ( In Rupees per month per household)
All India
Income-8059
Consumption Expenditure-6646
Surplus-1413
Andhra Pradesh
Income-5842
Consumption Expenditure-5746
Surplus-95
4. Telangana (79%), Andhra Pradesh (77%), and Karnataka (74%) show highest levels of indebtedness across states. And also Andhra Pradesh and Telangana emerge as frontrunners with more than 60% households reporting to have at least one member associated with any microfinance institution.
#NAFIS #NABARD
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1. average size of land owned by agricultural and non-agricultural households including the homestead land (in Hectare)
agricultural households-1.06
non-agricultural households-0.17
All households-0.47
2. Power tillers were found to be more common in the States of Andhra Pradesh (15%) and Telangana (7%), while the average ownership for the country was 1.8%. (whereas highest ownership of tractors were found in Punjab (31%), followed by the agricultural households in Gujarat (14%) and Madhya Pradesh (13%))
3. Average Monthly Income and Consumption Expenditure per Household by Andhra Pradesh and India as a whole ( In Rupees per month per household)
All India
Income-8059
Consumption Expenditure-6646
Surplus-1413
Andhra Pradesh
Income-5842
Consumption Expenditure-5746
Surplus-95
4. Telangana (79%), Andhra Pradesh (77%), and Karnataka (74%) show highest levels of indebtedness across states. And also Andhra Pradesh and Telangana emerge as frontrunners with more than 60% households reporting to have at least one member associated with any microfinance institution.
#NAFIS #NABARD
@APPSC_groups
both screening test and mains has same syllabus for group 2 exam
Group 1 Prelims contain 2 papers..paper 1 contain history, polity, economy, geography mostly static..
paper 2 contain mental ability and psychological abiity. psychological ability means decision making capacity, analysing power etc. and also paper 2 include science and technology, environment and current affairs
paper 2 contain mental ability and psychological abiity. psychological ability means decision making capacity, analysing power etc. and also paper 2 include science and technology, environment and current affairs
Group 1 Mains contain 2+5 papers.
2 papers on languages i.e one on English and another is on Telugu. Both are qualifying in nature.
Next 5 papers are counting..
paper- 1
essay one has to write three essays
paper-2
history culture and geography
paper-3
Polity, Constitution, Governance, Law and Ethics.
paper-4
Economy and Development
paper-5
Science and Technology, environmnet
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2 papers on languages i.e one on English and another is on Telugu. Both are qualifying in nature.
Next 5 papers are counting..
paper- 1
essay one has to write three essays
paper-2
history culture and geography
paper-3
Polity, Constitution, Governance, Law and Ethics.
paper-4
Economy and Development
paper-5
Science and Technology, environmnet
@APPSC_groups
According to the State Planning Department
Andhra Pradesh has achieved the number one rank in the country with an average growth of 10.5% during the last four years.
The average growth in the country stood at 7.3% during the last four years.
The Per Capita Income (PCI) also increased by more than ₹40,000 during 2017-18 in the State, which started its journey with “the lowest PCI of ₹93,903” in the southern States.
The PCI crossed the ₹1 lakh mark in 2015-16.
The PCI grew to ₹1,08,163 in 2015-16 and to ₹1,23,664 in 2016-17 and ₹1,42,054 in 2017-18.
Compared with the all-India PCI of ₹1.13 lakh in 2017-18, there is a quantum jump in the State’s PCI in 2017-18 and 2015-16.
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Andhra Pradesh has achieved the number one rank in the country with an average growth of 10.5% during the last four years.
The average growth in the country stood at 7.3% during the last four years.
The Per Capita Income (PCI) also increased by more than ₹40,000 during 2017-18 in the State, which started its journey with “the lowest PCI of ₹93,903” in the southern States.
The PCI crossed the ₹1 lakh mark in 2015-16.
The PCI grew to ₹1,08,163 in 2015-16 and to ₹1,23,664 in 2016-17 and ₹1,42,054 in 2017-18.
Compared with the all-India PCI of ₹1.13 lakh in 2017-18, there is a quantum jump in the State’s PCI in 2017-18 and 2015-16.
@APPSC_groups